Chase Launches Freedom Flex Holiday Cash Back Bonus

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Chase is making the holiday season a little less stressful for Chase Freedom Flex cardmembers. Cardmembers can earn up to 9% cash back on eligible purchases through December 31, 2021, including PayPal. Here’s everything you need to know about Chase’s new Freedom Flex holiday cash back bonus:

Chase Adds 5% Cash Back Bonuses for Holiday Season

The Chase Freedom Flex is one of the most popular cash back credit cards on the market today. The card earns up to 5% back on the first $1,500 in spending in a selection of rotating quarterly categories, with PayPal and Walmart earning 5% back through December 31, 2021.

Now, Chase is upping the cash back potential of its flagship cash back card, with an extra 5% back on the cardmember’s top spending category. During Q4 2021, eligible Chase Freedom cardmembers that activate their quarterly bonus categories will automatically earn an additional 5% total cash back (4% in addition to their unlimited 1% cash back) on up to $1,500 in the eligible rewards category in which they spend the most through the end of 2021.

Eligible rewards categories include:

  • Dining
  • Drugstores
  • Select live entertainment
  • Fitness clubs
  • Gas stations
  • Grocery stores (excluding Target and Walmart)
  • Home improvement stores
  • Select streaming services
  • Travel (including transit)

Flex cardmembers also receive additional rewards through PayPal. Purchases made in the top spend category through PayPal, also a Q4 2021 5% back bonus category, earn a total of 9% cash back. And since Walmart is also a Q4 bonus category, cardmembers will automatically earn 5% cashback when shopping for gifts, groceries, and more when shopping at in-stores or online with Walmart.

About the Chase Freedom Flex

The Chase Freedom Flex is a no annual fee cash back credit card from Chase. As noted, the card earns 5% back on rotating quarterly categories. The card also earns 5% back on travel purchased through Chase Ultimate Rewards, 3% back on dining and drugstores, and 1% back on all other purchases.

Related Article: Chase Unveils Freedom Q4 2021 5% Cash Back Categories

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Cory Santos

Cory is's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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