Chase Launches Freedom Flex Holiday Cash Back Bonus

Advertiser Disclosure

Last updated on January 2nd, 2024

Chase is making the holiday season a little less stressful for Chase Freedom Flex cardmembers. Cardmembers can earn up to 9% cash back on eligible purchases through December 31, 2021, including PayPal. Here’s everything you need to know about Chase’s new Freedom Flex holiday cash back bonus:

Chase Adds 5% Cash Back Bonuses for Holiday Season

The Chase Freedom Flex is one of the most popular cash back credit cards on the market today. The card earns up to 5% back on the first $1,500 in spending in a selection of rotating quarterly categories, with PayPal and Walmart earning 5% back through December 31, 2021.

Now, Chase is upping the cash back potential of its flagship cash back card, with an extra 5% back on the cardmember’s top spending category. During Q4 2021, eligible Chase Freedom cardmembers that activate their quarterly bonus categories will automatically earn an additional 5% total cash back (4% in addition to their unlimited 1% cash back) on up to $1,500 in the eligible rewards category in which they spend the most through the end of 2021.

Eligible rewards categories include:

  • Dining
  • Drugstores
  • Select live entertainment
  • Fitness clubs
  • Gas stations
  • Grocery stores (excluding Target and Walmart)
  • Home improvement stores
  • Select streaming services
  • Travel (including transit)

Flex cardmembers also receive additional rewards through PayPal. Purchases made in the top spend category through PayPal, also a Q4 2021 5% back bonus category, earn a total of 9% cash back. And since Walmart is also a Q4 bonus category, cardmembers will automatically earn 5% cashback when shopping for gifts, groceries, and more when shopping at in-stores or online with Walmart.

About the Chase Freedom Flex

The Chase Freedom Flex is a no annual fee cash back credit card from Chase. As noted, the card earns 5% back on rotating quarterly categories. The card also earns 5% back on travel purchased through Chase Ultimate Rewards, 3% back on dining and drugstores, and 1% back on all other purchases.

Featured image by ivanovgood/PixaBay

Editorial Disclosure – The opinions expressed on's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.