Chase Announces Q3 2021 5% Cash Back Categories

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Last updated on March 8th, 2023

Chase has announced the Q3 5% cash back categories for two of its most popular credit cards, the Chase Freedom Flex and Chase Freedom (no longer open to new applicants). Starting July 1 through September 30, cardmembers can earn up to $1,500 in cash back rewards using their cards for select streaming services and eligible grocery store purchases.

Chase Announces Freedom Flex Q3 Cash Back Categories

The Chase Freedom Flex and Freedom Cards are two of the most popular cash back rewards cards on the market. Both cards offer 5% back on a rotating selection of quarterly categories, which Chase has just updated for the summer of 2021.

Chase has added streaming services and groceries to the third quarter of its 2021 5% cash back calendar. Eligible Chase cardholders earn 5% back on select streaming services (i.e., those that fall under the applicable MCC codes. Examples of select streaming services include Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, and YouTube TV.

Additionally, cardholders earn 5% back on grocery store purchases. Keep in mind, however, that not all grocery purchases earn 5% cash back. For example, box stores like Walmart and Target are not applicable for the 5% cash back category. Other merchants that will not qualify as a “grocery store” include warehouse clubs, discount stores, some smaller merchants such as drugstores, and merchants specializing in only a few grocery items – such as pastry shops.

Chase 2021 Cash Back Calendar

Here is the 2021 Cash Back Calendar to date:

Chase Also Extending Pay Yourself Back

Chase is also extending their popular Pay Yourself Back program through Summer 2021. Starting July 2, eligible Chase cardholders (including the Freedom, Freedom Flex, Freedom Unlimited, and Freedom Student Card) can opt to apply Ultimate Rewards points to pay for all or a portion of their dining purchases up to a total of $250 and get paid back with statement credit through the Pay Yourself Back tool in the Chase Mobile App and online. Specifically, Ultimate Rewards points will be worth 10% more when redeemed for up to $250 in dining purchases through September 30, 2021.

About Chase

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.7 trillion and operations worldwide. Chase serves nearly half of America’s households with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing.

Related Article:  Chase, Discover, & ABOC 2021 5% Cash Back Calendars

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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