Showing 4 Cards
Sort By Column Name:
First Bank Maximum Rewards® World Mastercard®
First Bank Maximum Rewards® World Mastercard®
- 19.99% to 25.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.99% to 25.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 28.99% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months Intro Purchase APR
At a Glance
The First Bank Maximum Rewards® World Mastercard® provides unlimited 1.5% cash back, a $30 cash back welcome bonus, and two lengthy 0% APR periods – all for no annual fee. The card from First Bank is available to customers in Missouri, California, Illinois, and Kansas.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Unlimited 1.5% cash back on every purchase
- 0% Intro APR for the first 12 months on purchases and balance transfers
- Redeem points for cash, travel, and more
- Intro Purchase APR: 0% for 12 months
- Regular Purchase APR: 19.99% to 25.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months
- Balance Transfer APR: 19.99% to 25.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 28.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You want a simple cash back rewards credit card
- You have a balance you want to pay down over the course of a year
- You don’t want to pay an annual fee
First Bank Secured Mastercard®
First Bank Secured Mastercard®
- 27.99% variable based on the Prime Rate Regular Purchase APR
- 27.99% variable based on the Prime Rate Balance Transfer APR
- 28.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The First Bank Secured Mastercard® offers a route towards unsecured credit in as little as seven months, with full graduation in as few as 11 months from account opening. The card from First Bank also features a fixed APR and $35 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Improve your credit rating
- Get unlimited access to your credit score
- Enjoy free 24/7 fraud protectio
- Regular Purchase APR: 27.99% variable based on the Prime Rate
- Balance Transfer APR: 27.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 28.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each advance, whichever is greater
- Annual Fee: $35
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- Minimum Deposit Required: $300
- You have no credit history or damaged credit
- You plan to use your card responsibly
- You already bank with First Bank or reside in Missouri, Illinois, Kansas, or California
First Bank Business Edition® Mastercard® with Reward Simplicity
First Bank Business Edition® Mastercard® with Reward Simplicity
- 17.99% to 23.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 17.99% to 23.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 28.99% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months Intro Purchase APR
At a Glance
The First Bank Business Edition® Mastercard® with Reward Simplicity provides solid cash back, a quality 0% APR period on both purchases and balance transfers, and more – all for no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Earn unlimited 1.5% Cash Back rewards on every purchase
- 0% Intro APR for the first 12 months on purchases and balance transfers
- Intro Purchase APR: 0% for 12 months
- Regular Purchase APR: 17.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months
- Balance Transfer APR: 17.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greateR
- Cash Advance APR: 28.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction in U.S. dollars
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $39
- You already bank with First Bank
- You plan to issue multiple employee cards
- You plan on making full use of the lengthy intro APR periods
- You do't want to pay an annual fee
First Bank Business Edition® Secured Mastercard®
First Bank Business Edition® Secured Mastercard®
- 27.99% variable based on the Prime Rate Regular Purchase APR
- 27.99% variable based on the Prime Rate Balance Transfer APR
- 28.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The First Bank Business Edition® Secured Mastercard® offers companies the chance to build credit and advance to more lucrative rewards cards. From Missouri-based First Bank, the card features scalable credit, a fixed-rate APR, and a $39 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Build credit with on-time payments
- Reward yourself with interest earned on your security deposit
- $39 annual fee
- Regular Purchase APR: 27.99% variable based on the Prime Rate
- Balance Transfer APR: 27.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 28.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $39
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $39
- Minimum Deposit Required: $2,200
- You're a business owner with little to no credit history
- You would like a suite of online account management tools
- You can afford the steep security deposit requirements
You've viewed 5 of 4 credit cards
About First Bank
First Bank is a Missouri-based bank that provides a full suite of banking products for personal use and businesses. FB Crop owns the bank., the bank’s holding company, itself owned by the Dierberg family, who have operated the bank for multiple generations.
First Bank currently operates in four U.S. states: California, Illinois, Missouri, and Kansas. The latter state features only mortgage services, while the former all offer a full range of banking products and services. The bank also used to have locations in Florida, though those branches were sold off in the early 2010s.
Branch Locations
First Bank operates over 50 locations across the four states in which it conducts business. These locations include two mortgage centers near Kansas City and several dozen in California. For a full a full breakdown of First Bank branch locations, as well as ATM locations and hours of operation, please visit the bank’s dedicated locations page.
FAQs About First Bank
Here are some frequently asked questions about First Bank, along with answers to those questions:
- First Bank’s ACH routing number is 081009428
- The toll-free customer service number for First Bank is 1-800-760-2265. Customer service agents are available Monday through Friday from 7 am to 9 pm CST and Saturday from 9 am to 5:30 pm CST.
- The Dierberg family owns the bank, which has had a controlling interest in the bank for over 100 years.
Find the Best Card for You
The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.