Chase Unveils Q2 Freedom 5% Cash Back Categories

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Last updated on March 25th, 2024

Chase has announced the second quarter of its 5% Cash Back Calendar. Eligible Chase credit cardholders can earn 5% back on purchases in these new categories starting April 1 through June 30, 2024. What are the new categories, and should you consider getting an eligible Chase Freedom card? Here are all the details.

New 5% Cash Back Categories Announced by Chase

Chase offers a variety of popular cash back credit cards, with the proprietary “Freedom” the most popular. Two Chase credit cards earn 5% cash back on rotating categories. Those cards are the Chase Freedom (no longer accepting new applicants) and the Chase Freedom Flex World Elite Mastercard. These 5% back categories change each quarter, with the second quarter of 2024 beginning April 1.

The new 5% cash back categories for Q2 2024 are Restaurants, hotels, and and Whole Foods purchases. Cardholders earn 5% cash back on the first $1,500 spent per quarter in those two categories. After the $1,500 cap is reached cardholders earn 1% back on those quarterly categories until Q3 2024 begins. Additionally, the bonus categories require activation through the Chase mobile app or online at Chae’s website. 

These two categories offer significant value for Chase Freedom and Freedom Flex cardholders. Amazon is an evergreen bonus category, thanks to its nearly endless array of services and products. Lowe’s, on the other hand, will appeal to the homeowner looking for spring cleaning essentials – or maybe just planning a small renovation project. 

Chase Freedom 2024 Calendar

Lowes and purchases are the bonus categories for the second quarter of 2023. These categories take over from the Q1 categories:  Target, grocery stores (excluding Walmart), plus fitness and gym memberships.  Here is the full Chase Freedom 2023 Cash Back Calendar:

Date 5% Cash Back Category
Q1 January - March 2024 Grocery stores (excluding Walmart), self-care and spa services, plus fitness and gym memberships
Q2 April - June 2024 Restaurants, hotels, and and Whole Foods purchases
Q3 July - September 2024 TBD
Q4 October - December 2024 TBD

Official Terms and Conditions

Chase outlines specific rules and regulations regarding eligible purchases. Eligible cardholders must enroll their card before earning 5% back. They can activate the categories online at The last day for Q2 registration is June 14, 2024.

Keep in mind that the 5% cash back applies to the first $1,500 in purchases in the quarter. Once a cardholder spends over $1,500 in those eligible categories, they will earn 1% cash back on all purchases until the third quarter begins on July 1, 2024, for a different set of categories.

Related Article: The Best Cash Back Credit Cards

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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