Sam’s Club Mastercard Vs Costco Anywhere Visa: Read This Before Applying

by Cory Santos
Sam's Club Mastercard Vs Costco Anywhere Visa: Read This Before Applying

Costco and Sam’s Club are two of the better-known clubs out there – and both issue co-branded credit cards that provide savings on everyday purchases. But which warehouse credit card is right for you – the Sam’s Club® Mastercard® or the  Costco Anywhere Visa® Card by Citi?

Sam’s Club® Mastercard® or Costco Anywhere Visa® Card: Which Is Right for You?

Citi issues co-branded credit cards with some of the largest names in U.S. retail – including warehouse giant Costco. The Costco Anywhere Visa® Card by Citi closely resembles the Sam’s Club® Mastercard®, which gets its best value with the higher tier Sam’s Club Plus membership.

Both the Sam’s Club and Costco credit card enjoy popularity among fans of stocking up their pantries, saving in bulk, and earning rewards while filing up, but which one is right for you? Here is the breakdown of the cards over crucial categories:

Pre-Qualification Before Applying

Applying for a credit card requires a credit check. Often, these credit checks (or credit inquiries) are known as “hard inquiries,” meaning the bank pulls your full credit report before approving (or denying) your credit card application. If you apply for a credit card and are declined, your credit score will likely take a minor hit.

One way to avoid a negative impact on your credit score before getting a new credit card is by pre-qualifying before you apply. Though they may sound similar, pre-qualification and pre-approval are not the same things.  

A pre-approval means that a lender has analyzed your credit profile based on existing credit information it holds, offering a product you will likely be approved for. On the other hand, pre-qualification means the lender has reviewed financial information from a credit profile and believes you may be a good fit for the credit card product. Pre-qualifications are also known as “soft inquiries,” as they have no impact on your credit score.

Related Article: How to Pre-Qualify for a Credit Card

Does the Sam’s Club Mastercard Let You Pre-Qualify?

Yes, the Sam’s Club Mastercard does provide a quick, easy online pre-qualification process. Potential applicants can see their approval odds before applying without impacting their credit score. 

Does the Costco Visa Let You Pre-Qualify?

Similarly, the Costco Anywhere Visa also provides a pre-qualification page. Citibank provides a helpful pre-screening service for potential applicants. This service offers pre-qualification for select Citi credit cards – including the Costco credit cards.

Credit Score Needed

Since both credit card options are retail credit cards, they are intended for consumers with “good” or “excellent” credit.

How to Apply

Both cards require similar information to apply. Here is the types of information you can expect to provide before applying for either the Sam’s Club Mastercard or the Costco Anywhere Visa:

  • Name
  • Address (including email address)
  • Phone number
  • Costco/Sam’s Club membership number
  • Social Security Number
  • Annual income

Annual Fee

As stated, both cards feature no annual fee. However, that doesn’t mean there are no costs associated with opening (and maintaining) an account, since membership with the warehouse club is required.

Sam’s Club offers two tiers of membership: standard Club membership and Plus membership. Club membership is $45 per year, with the ability to add up to 8 additional member accounts for just $40 each. Sam’s Club Plus membership costs $100 per year (although Sam’s sometimes offers a one-time price of $40 to join), with up to 16 additional accounts addable for $40 each.

With Costco the costs are very similar. The company offers two personal membership levels and one business membership.

Gold Star is the basic Costco membership level and costs $60 per year to join. Costco Gold Star provides access to Costco warehouses and two membership cards. Costco Executive is the top-tier of personal membership, providing 2% back in annual rewards. Executive membership costs $120 per year.

Both cards serve as membership cards, saving the cardholder space in their wallet and time when checking out at the register.

Where Can You Use It?

The Sam’s Club credit card uses the Mastercard payment network. Mastercard is currently accepted in 212 countries worldwide. Here is what you can expect from a Mastercard credit card:

Zero Liability Protection Mastercard Global Services ID Theft Protection

The Costco credit card uses the Visa payment network. Visa is the world’s largest credit card network in terms of number of merchants who accept Visa, meaning both cards can be used practically anywhere you want to spend – or earn rewards.

Here is what you can expect from a Visa credit card:

Zero Fraud Liability Cardholder Inquiry Services Emergency Card Replacement
Roadside Dispatch and Auto Collision Damage Waiver Lost/Stolen Card Reporting ID Navigator from Norton

Earning Cash Back Rewards

Both the Costco Anywhere Visa, as well as the Sam’s Club Mastercard, are exceptional gas rewards credit cards. Beyond just gas, however, both cards also provide quality rewards on dining and purchases made at the respective warehouse clubs.

Here’s how the cash back rewards breakdown with the two credit cards:

Savings on Gas

As mentioned, both cards provide their greatest value at the pump. The Sam’s Club Mastercard lets cardmembers earn 5% cash back on gas purchases anywhere Mastercard is accepted. While that 5% back is capped on the first $6,000 per year in spending (after that, 1% back on all gas station purchases), that total amounts to $500 per month.

In contrast, the Costco Visa offers 4% back on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter According to statistics, the average American fills up their car at least twice per month, so earning either 4% or 5% back on gas is a great benefit with impressive value.

Savings at the Wholesale Club

The Sam’s Club® Mastercard® also earns accelerated cash back on purchases at the wholesale club. The card earns 3% back on Sam’s Club purchases for Plus members, with regular members earning 1% back on Sam’s Club purchases. That 3% back takes the form of the 1% all Sam’s Club members earn on purchases and the additional 2% Plus members earn on qualifying in-club and Pickup purchases.

The Sam’s Club® Mastercard® also earns accelerated cash back on purchases at the wholesale club. The card earns 3% back on Sam’s Club purchases for Plus members, with regular members earning 1% back on Sam’s Club purchases. That 3% back takes the form of the 1% all Sam’s Club members earn on purchases and the additional 2% Plus members earn on qualifying in-club and Pickup purchases.

In comparison, the Costco Anywhere Card offers 2% cash back on purchases from Costco and Costco.com. That flat rate is comparable to another credit card offering from Citibank – the Citi® Double Cash Card.

Other Ways to Earn Rewards

The Costco Anywhere Visa provides 3% cash back on restaurants and eligible travel purchase worldwide, and 1% back on all other purchases. With the Sam’s Club Mastercard, Sam’s Club members earn 3% cash back on dining and takeout and 1% back anywhere else Mastercard is accepted worldwide.

Do Rewards Expire?

Rewards with the Costco Visa and Sam’s Club rewards do not expire (provided the account is open and in good standing). For Costco Vis the rewards are automatically redeemed, meaning cardholders have nothing to worry about – besides racking up the rewards.

Recap

Here is a quick recap of all the features of both cards:



Sam’s Club® Mastercard®

Costco Anywhere Visa® Card by Citi
Rewards Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%); 3% cash back on Sam’s Club purchases for Plus members. Club members earn 1% cash back; 3% cash back on dining and takeout; 1% cash back on other purchases Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter;3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; 1% cash back on all other purchases
Network Mastercard Visa
Annual fee No annual fee No annual fee

Related Article: The Best Balance Transfer Credit Cards

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Chase Sound Check Returns to US Open

by Cory Santos
chase-sound-check-returns-to-us-open

Last updated on August 14th, 2023

Chase and the USTA have announced that DNCE will headline the “Chase Sound Check” concert series on Friday, August 26, at US Open Fan Week. The Chase stage is one of the more popular features of Fan Week, with Chase customers enjoying special access to an elevated viewing area.

DNCE to Headline Chase Sound Check

Earlier this week, the United States Tennis Association (USTA) and Chase announced that award-winning American dance-rock band DNCE would headline “Chase Sound Check.”  The performance is a free concert at the USTA Billie Jean King National Tennis Center on Friday, August 26, as part of US Open Fan Week.

DNCE, led by frontman Joe Jonas, with Jack Lawless on drums and JinJoo Lee on guitar, released their RIAA quintuple-platinum certified single “Cake By The Ocean” back in 2016. The song permeated pop culture at large, becoming an unstoppable hit, crashing the Top 10 of the Billboard Hot 100, and emerging as “one of the most-played songs of the year at Top 40 radio.” 2022 marks their momentous return as they teased their comeback on a collaboration with Kygo for the unshakable and undeniable anthem “Dancing Feet” before unleashing their official single “Move.”

Sound Check Returns to the US Open

Making its return to the US Open for the first time since 2019, Chase Sound Check has previously featured performances for US Open attendees and music fans, including popular indie rock band LANY and Grammy award-winning singer Leon Bridges. The Chase Sound Check concert series initially launched in New York City in 2017 and has since expanded to several major cities and events around the country, including Los Angeles and Chicago, in 2022.

Chase customers will also have access to an elevated viewing area for the Chase Sound Check performance. DNCE and the Chase Sound Check are just one of many free activities available for fans during US Open Fan Week, which is returning after a two-year hiatus due to the pandemic.

What can Chase credit cardmembers expect from Chase Sound Check? If the recent Outside Lands Music & Arts Festival at Golden Gate Park in San Francisco is a guide. Chase cardmembers enjoyed a shady reprieve from the weekend’s excitement with complimentary food and beverages, charging stations, and more.

Guests enjoy Outside Lands Music & Arts Festival from the Chase Sapphire Lounge on Friday, August 5, 2022. Credit: Jeremy Cohen
Guests enjoy Outside Lands Music & Arts Festival from the Chase Sapphire Lounge on Saturday, August 6, 2022. Credit: Jeremy Cohen

“We’re excited to partner with the USTA and return to the US Open, bringing fans closer to the music they love,” said Frank Nakano, Head of JPMorgan Chase’s Sports and Entertainment Marketing group. “As fans continue to return to live concerts and sporting events, we look forward to creating premium experiences for Chase cardholders and attendees through our Chase Sound Check platform and other leading properties in the world of sports and entertainment.”

The 2022 US Open Main Draw will take place from August 29 to September 11.

Related Article: Chase Freedom 5% Cash Back Categories for Q3 2022

Featured image by Matthew Henry/Burst

CFPB Fights Excessive Credit Card Late Fees

by Cory Santos
cfpb-fights-excessive-credit-card-late-fees

Banks and lenders are fighting an effort by the Consumer Financial Protection Bureau (CFPB) to stop a roughly 9% hike next year in credit card late fees from taking effect. The late fee hike is pegged to inflation. Still, the CFPB is questioning whether these fees increase is “reasonable and proportional.”

CFPB Seeks to Tackle Excessive Credit Card Late Fees

Under the “safe harbor” provision,  a provision set by the Federal Reserve in 2010. banks can raise late fees due to inflation without any cost-benefit analysis as long as the fees being charged are “reasonable and proportional.” To receive the safe harbor, credit card issuers can charge $30 for the first late payment and $41 for subsequent late payments within six billing cycles

The concept of late fees rising with inflation has been a non-issue for years, thanks to historically-low interest. However, soaring inflation is forcing the CFPB to tackle the problematic loophole. The Consumer Price Index (CPI) has risen to 9% in 2022, as post-Covid supply logjams and war in Ukraine are hammering global economies. The CPI measures the average price change over time in a fixed market basket of goods and services.

Are Late Fees Excessive?

The CFPB asked for information on the Federal Reserve Board of Governors’ 2010 immunity provision for “excessive late fees” that allows credit card companies to escape enforcement scrutiny in an Advance Notice of Proposed Rulemaking. The CFPB is trying to determine if late payment fees are “reasonable and proportional.” It’s also looking for information regarding card issuers’ revenue and expenses, the deterrent result of these fees, and how they add to the credit card companies’ profitability.

“Credit card late fees are big revenue generators for card issuers,” CFPB Director Rohit Chopra told Fox Business. “We want to know how the card issuers determine these fees and whether existing rules are undermining the reforms enacted by Congress over a decade ago. This effort is particularly timely since current rules might give companies the incentive to impose big hikes based on inflation.”

Related Article: Americans Adding Credit Card Debt to Avoid Inflation

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Americans Adding Credit Card Debt to Avoid Inflation

by Cory Santos
americans-adding-credit-card-debt-to-avoid-inflation

Last updated on April 6th, 2023

Americans are acquiring more credit card debt than ever as inflation squeezes consumer finances. New figures from the Federal Reserve Bank of New York show that Americans added $46 billion to their credit card balance in the second quarter of 2022, taking U.S. household debt past $16 trillion for the first time.

Credit Card Debt Rises as Inflation Bites

Over the past year, credit card debt has jumped by $100 billion, or 13%, the most significant percentage increase in over 20 years. At the same time, the data showed that more Americans’ debts were delinquent on credit cards, auto loans, and more.

Despite the rise in delinquencies, The NY Fed said the share of current debt transitioning into delinquency remains “historically very low,” though it did increase modestly.

“Although debt balances are growing rapidly, households, in general, have weathered the pandemic remarkably well,” the New York Fed said in the report. The Fed notes this resiliency due to unprecedented federal government financial assistance during the pandemic – including multiple cash payments to Americans.

Despite this short-term resiliency, however, the N.Y. Fed still finds that some subprime borrowers struggle to stay current on their bills, including revolving credit. “With the supportive policies of the pandemic mostly in the past, there are pockets of borrowers who are beginning to show some distress on their debt,” the report said.

Reducing Payments with a Balance Transfer One Option for Consumers

Credit cards typically charge higher interest rates than other loan types when balances aren’t fully paid off, making this an expensive form of debt. One of the best ways to tackle high interest credit card debt is by consolidating it with a balance transfer credit card.

Combining multiple balances onto one balance transfer card (preferably one with a lengthy 0% intro APR offer) makes it simpler to focus energy in one direction while streamlining credit card bills into fewer monthly payments.

Keep in mind, however, that transfers must be completed within a set timeframe (usually between three and six months from account opening) and do not include fees. Balance transfer fees typically range around $5 or 3% of the amount of each transfer, whichever is greater.

Other Options for Different Credit Scores

Another issue with 0% intro APR credit cards is that they are often out of reach for near-prime borrowers. Many issuers require a very good credit score, so a good benchmark for obtaining a balance transfer card with 0% intro APR is a FICO Score of 700 or higher.

Despite these restrictions, balance transfer options are available for fair credit scores. Cards from Upgrade, for example, offer no fees, low rates, cash back, and credit lines up to $20,000 in one unique package.

The Upgrade Visa® Card with Cash Rewards provides the flexibility and predictability consumers need to quickly pay down balances and get debt-free. The Upgrade credit card is one of the lowest regular APR credit cards on the market for those with excellent credit scores – and extremely competitive for those with fair or good credit. Other options from Upgrade include the Upgrade Triple Cash Rewards Visa® (offering 3% back on Home, Auto and Health categories and 1% on everything else) and the Upgrade Visa® Card with Bitcoin Rewards –  the first widely-available BTC credit card in the U.S.

Related Article: Credit Agencies Drop Medical Debt from Credit Reports

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Equifax Provided Inaccurate Credit Scores: Report

by Cory Santos
equifax-provided-inaccurate-credit-scores-report

Equifax provided inaccurate credit scores to millions of Americans earlier this Spring. The credit reporting agency sent incorrect credit scores to banks and nonbank lenders to people applying for auto loans, mortgages, and credit cards.

Equifax Provided Inaccurate Credit Scores from March to April 2022

According to a Wall Street Journal (WSJ) report, Equifax provided inaccurate scores from mid-March through early April 2022. Equifax states that it began informing lenders of the errors in May, which the reporting agency claims didn’t alter the information in consumers’ credit reports.

The WSJ report claims that Equifax sent the erroneous scores to banks of all sizes, including Chase, Wells Fargo, and Ally. One bank impacted saw 18% of applicants during the three weeks having inaccurate credit scores, with an average swing of 8 points.

The scores were sometimes off by more than 20 points in either direction applicants went from having no credit score to a score in the 700s—or vice versa. At one bank, for instance, 18% of applicants during the three weeks had incorrect scores, with an average swing of 8 points.

How Common are Credit Report Errors?

So, how accurate are credit reports? Precise pretty if a 2021 Federal Trade Commission (FTC) study is to be believed.

The FTC surveyed 1,001 participants and discovered that just 2.2% of the credit reports studied have a material credit error. These errors – again, just 2.2% of all the credit reports looked at – would result in the consumer being placed in a higher-priced credit-risk tier.

And for those errors found, there is something that can be done before there is a negative impact on your credit health. The FTC report highlights that 80% of Americans finding an error in their credit report saw a change when they filed a complaint.

Related Article: How to Dispute Errors on a Credit Report

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The Best Credit Cards for Back-to-School Shopping for Parents

by Cory Santos
Best Credit Cards for Back-to-School Shopping of 2022

Last updated on April 3rd, 2024

It’s back-to-school time, which means shopping for supplies, clothes, books, and more. Plenty of rewards credit cards are designed to help parents save as they deck their kids out in the latest technology and threads. Not sure which credit card is right for your shopping habits? Here are some of our best picks for back-to-school shopping for parents:

At A Glance


Prime Visa
Discover it® Cash Back
Citi® Double Cash Card
My Best Buy Visa

The Best Back-to-School Shopping Credit Cards for Parents

So, what are the best credit card options for parents looking to maximize their savings when back-to-school shopping? Here are some of our favorite options:

Prime Visa

Prime Visa
Learn more about the Prime Visa Terms & Conditions
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Prime Visa

  • 18.74% to 26.74% variable Regular Purchase APR
  • 18.74% to 26.74% variable Balance Transfer APR
  • 29.49% variable based on the Prime Rate Cash Advance APR

At a Glance

The Prime Visa offers cardholders impressive rewards on all Amazon.com and Whole Foods purchases, as well as elevated cash back at gas stations, drug stores, restaurants, transit, commuting, and more.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Instant Amazon.com gift card on approval
  • Earn 5% Back at Amazon.com and Whole Foods Market with an eligible Prime membership, plus 5% Back on purchases made through Chase Travel.
  • Earn 2% Back at restaurants, gas stations, and drugstores, plus 2% Back on local transit and commuting, including rideshare.
  • Earn 1% Back on all other purchases
  • No foreign transaction fees
  • No annual fee
  • Regular Purchase APR: 18.74% to 26.74% variable
  • Intro Balance Transfer APR: N/A
  • Balance Transfer APR: 18.74% to 26.74% variable
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: N/A
  • You frequently shop at Amazon or Whole Foods
  • You have an existing Amazon Prime membership
  • You want a card with no foreign transaction fees and Visa concierge services for your travel plans
  • You want a flexible rewards program, including savings at gas stations dining
  • You want the excellent customer service Amazon is known for
Prime Visa

Prime Visa

Terms & Conditions
Learn more about the Prime Visa Terms & Conditions

The Prime Visa is a no-brainer if you love shopping with Amazon and have an Amazon Prime membership. The card, issued by Chase, offers an impressive 5% cash back on purchases at Amazon.com and Whole Foods Market locations. Purchases at gas stations, drugstores, and restaurants earn 2% cash back – but that 5% with Amazon is what makes it such a tremendous back-to-school shopping credit card.

However, the major drawback of the card is the requirement of an Amazon Prime membership. That subscription has a yearly cost of approximately $139, which is essentially a backdoor annual fee. If you don’t shop enough with Amazon or prefer to avoid a Prime membership, one of the other options below may be better suited for you.

Fortunately, Amazon and Chase have a Prime-free version of the card should you not want that additional charge every year. The Amazon Visa offers many of the same features as the Prime Visa, with slightly reduced rewards potential. Here is how the two Amazon cards compare side-by-side:

Prime Visa Amazon Visa
Amazon Prime membership required? Yes No
Rewards Earn 5% back on Amazon.com and Whole Foods Market purchases Earn 3% back on Amazon.com and Whole Foods Market purchases
Earn 5% back on purchases made through Chase Travel Earn 3% back on purchases made through Chase Travel
Earn 3% back on purchases at restaurants, gas stations, and drug stores Earn 2% back on purchases at restaurants, gas stations, and drug stores
Earn 2% back on local transit and commuting, including rideshares Earn 2% back on local transit and commuting, including rideshares
Earn 1% back on all other purchases Earn 1% back on all other purchases
Annual fee No annual fee No annual fee

This is something also touched upon in our Back-to-School Guide for Teachers, but the Prime Visa is a great back-to-school shopping option with the welcome bonus of an Amazon gift card upon approval. New accounts can earn a $100 Amazon.com gift card on approval – perfect for adding a little more spending power to your kid’s clothing, supplies, or snacks budget.

Citi® Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer
Visit Card Site Terms & Conditions
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
$0 Annual Fee

Citi® Double Cash Card – 18 month BT offer

  • 18.99% – 28.99% (Variable) Regular Purchase APR
  • 18.99% – 28.99% (Variable) Balance Transfer APR
  • 29.99% (Variable) Cash Advance APR

At a Glance

The Citi® Double Cash Card is one of the most versatile cash back credit cards on the market today, thanks to impressive, flat-rate cash back, lucrative introductory 0% APR offers, and more. Cardholders earn 2% back on every eligible purchase: 1% back at the time of sale and an additional 1% back when they pay their statement balance. Cash back is redeemable for statement credits, direct deposits, checks, or converted as ThankYou® points.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% – 28.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Regular Purchase APR: 18.99% – 28.99% (Variable)
  • Intro Balance Transfer APR: 0% for 18 months on Balance Transfers
  • Balance Transfer APR: 18.99% – 28.99% (Variable)
  • Balance Transfer Transaction Fee: 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
  • Cash Advance APR: 29.99% (Variable)
  • Cash Advance Transaction Fee: 5% of each cash advance; $10 minimum
  • Penalty APR: Up to 29.99% (Variable)
  • Annual Fee: $0
  • Foreign Transaction Fee: 3%
  • Late Payment Penalty Fee: Up to $41
  • Return Payment Penalty Fee: Up to $41
  • You prefer earning cash back at a flat rate rather than in rotating categories
  • You’re looking to either consolidate existing balances or pay down a large purchase with no interest charges for an extended period of time
  • You like to have the flexibility of converting cash back into lucrative rewards points
  • You’re considering a credit card without an annual fee
Citi® Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

Terms & Conditions
Visit Card Site Terms & Conditions

Want a no-fuss back-to-school shopping credit card? Consider the Citi Double Cash Card. Instead of bonus categories and rolling calendars, the Double Cash Card earns 2% cash back on all purchases, no matter where you make them.

The double cash back with the Citi Double Cash Card works out as an unlimited 1% cash back on all purchases, plus another 1% back that is earned when you pay your statement. The card has no annual fee and a straightforward redemption process through Citi’s online rewards portal (in $25 increments).

Not sure if Double Cash is right for you? Not to worry – there are other excellent unlimited cash back credit cards on the market, including offers from Wells Fargo, TD Bank, and Chase.

My Best Buy Visa Card

My Best Buy Visa Card
Visit Card Site Terms & Conditions
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

My Best Buy Visa Card

  • 30.99% variable based on the Prime Rate Regular Purchase APR
  • 30.99% variable based on the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR
  • 0% to 12.99% for select eligible purchases Intro Purchase APR

At a Glance

The My Best Buy Visa Card is a retail credit card that offers unique rewards on qualifying purchases or financing options to cardholders. Cardholders can select between earning 5% back on Best Buy purchases or special financing through the Best Buy Flexible Financing Program. The card also earns 3% back on gas, grocery, and furniture purchases, 2% back when dining out, and 1% back on everything else – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Special financing on select Best Buy purchases or 5% back
  • 3x points on gas, groceries, and furniture stores
  • 2x points on dining purchases
  • 1x points on all other purchases
  • Intro Purchase APR: 0% to 12.99% for select eligible purchases
  • Regular Purchase APR: 30.99% variable based on the Prime Rate
  • Balance Transfer APR: 30.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greate
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transfer, whichever is greater
  • Foreign Transaction Fee: See Terms
  • Late Payment Penalty Fee: Up to $41
  • You want to earn quality rewards for every purchase at Best Buy
  • You’re an existing Best Buy Rewards member, as you can earn increased points with every purchase
  • You want the option of special financing on qualifying Best Buy purchases
  • You do’t want to pay an annual fee
My Best Buy Visa Card

My Best Buy Visa Card

Terms & Conditions
Visit Card Site Terms & Conditions

If it’s back-to-school season, some new electronics may be in order. Consider using a credit card like the My Best Buy Visa Card for your electronics purchase needs. Cardholders can get up to 5% back in rewards or flexible financing on qualifying purchases.

In addition, customers will also earn 3% back in rewards on gas purchases, as well as 2% back for dining and groceries, and 1% back in rewards on all other purchases. With the My Best Buy Visa Card, you have an easy, fast, and secure way to finance a new laptop for school or maybe a new pair of headphones for long-hour study sessions.

Occasionally, the card will also feature opportunities to earn extra purchase rewards. Every couple of months, cardholders can benefit from limited-time bonus categories to earn rewards at a more rapid pace. What’s more, you can enjoy the benefits and features of the My Best Buy Visa Card for no annual fee.

Have subprime credit or no credit but still want access to Best Buy electronics and computers? The Buy On Trust Lending Program is a lease-to-buy program where account holders can buy today and pay later. The company offers major brand names like Apple, LG, Bose, and more – with credit limits of up to $5,000 and flexible repayment schedules.

Capital One® Walmart Rewards™ Card

Capital One® Walmart Rewards™ Card
Visit Card Site Terms & Conditions
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Capital One® Walmart Rewards™ Card

  • 17.99% or 29.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.99% or 29.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.74% variable based on the Prime Rate Cash Advance APR

At a Glance

Capital One has partnered with one of the world’s top retailers to bring shoppers the Capital One® Walmart Rewards™ Card. Boasting up to 5% back on Walmart purchases (including those from the online site, the Walmart app, Walmart delivery services, and Walmart gas stations) shoppers can enjoy additional savings on already low prices and redeem their earnings towards future purchases, statement credits, gift cards, or travel.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Unlimited 5% back at Walmart.com including Grocery Pickup and Delivery
  • Unlimited 2% back at Walmart stores and at Walmart and Murphy USA Fuel Stations
  • Unlimited 2% back at restaurants and on travel
  • Unlimited 1% back everywhere else Mastercard® is accepted
  • Points never expire
  • No annual fee
  • No foreign transaction fee
  • Regular Purchase APR: 17.99% or 29.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 17.99% or 29.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of each transfer at the promotional APR. None for balances transferred at the regular transfer APR
  • Cash Advance APR: 29.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You primarily shop at Walmart for your groceries or household items
  • You shop frequently, but not enough to warrant a wholesale club membership
  • You want rewards for travel and dining
  • You have a good or excellent credit score
  • You prefer a Walmart credit card to a store card or a Walmart MoneyCard debit card
  • You want a card with no annual fee
Capital One® Walmart Rewards™ Card

Capital One® Walmart Rewards™ Card

Terms & Conditions
Visit Card Site Terms & Conditions

At Walmart, the savings are always rolling, especially during back-to-school season. Stretch the Walmart savings by using the Capital One® Walmart Rewards™ Card. As a cardholder, you can earn up to 5% cash back on your purchases with no annual fee.

If you’re already a frequent shopper at the Walmart online storefront, the 5% cash back reward is a benefit you’ll appreciate. The card earns 5% cash back on purchases made at Walmart.com, including pickup and delivery services. In addition, you can get 2% cash back in-store and at Walmart fuel stations, restaurants, and on travel purchases. Cardholders can also earn 1% cash back everywhere else Mastercard® is accepted.

Other Walmart Options

Like Best Buy, there are other options available for Walmart shoppers. For those looking for more variety, or even more of everything, consider the Sam’s Club® Mastercard®. Issued by Synchrony Bank, it earns 5% cash back on gas (on the first $6,000 per year, then 1%) and 3% cash back on Sam’s Club purchases for Plus members. Club members earn 1% cash back plus 3% cash back on dining and takeout and 1% cash back on other purchases at Sam’s Club and wherever Mastercard is accepted for no annual fee. And you can also use the card at Walmart, as it is Sam’s Club’s parent company.

But what if you want to stay away from credit altogether? In that case, check out the popular Walmart MoneyCard®. The MoneyCard® is a debit card that offers 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores – up to $75 each year in total rewards. Even better, the program provides a 2% interest rate on up to a $1,000 balance in your savings account.

Target RedCard™ Mastercard

Target RedCard™ Mastercard
Visit Card Site Terms & Conditions
Excellent-Good-Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good / Fair
Mastercard Processing Network
None Annual Fee

Target RedCard™ Mastercard

  • 28.15% variable based on the Prime Rate Regular Purchase APR
  • 31.15% variable based on the Prime Rate Cash Advance APR

At a Glance

The Target RedCard™ is a family of credit, debit, and prepaid cards from Target and TD Bank, with the most interesting option the no annual fee Target RedCard™ Mastercard. The card offers 5% off on Target purchases, plus 2% cash back on gas and dining, and 1% back on everything else.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Unlimited 5% savings at Target and Target.com
  • 2% cash back on dining and gas station purchases
  • 1% back on all other purchases
  • Additional 30-day return policy on select items
  • 2-day delivery
  • No annual fee
  • Regular Purchase APR: 28.15% variable based on the Prime Rate
  • Cash Advance APR: 31.15% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $41
  • Return Payment Penalty Fee: Up to $30
  • You primarily shop at Target for your groceries or household items
  • You want basic rewards for gas and dining purchases
  • You have a good or excellent credit score
  • You want a card with no annual fee
Target RedCard™ Mastercard

Target RedCard™ Mastercard

Terms & Conditions
Visit Card Site Terms & Conditions

Another place to get your back-to-school shopping started is Target. With that said, the Target RedCard™ Mastercard could be a convenient choice for all your school needs. In conjunction with affordable Target back-to-school deals, the Target RedCard™ Mastercard can grant cardholders additional savings when it’s used to make purchases.

The Target RedCard™ Mastercard earns saves customers 5% off when they shop at Target online and in-stores. The 5% discount is accompanied by rewards of up to 2% on purchases. Credit cardholders can earn 2% rewards on dining and gas purchases, as well as 1% rewards everywhere else Mastercard is accepted. And there is no annual fee which means less money coming out of your wallets.

Other card benefits include:

  • Free 2-day shipping
  • Exclusive special items and offers
  • Additional 30 days for returns and exchanges

Check out more

Rewards Credit Cards

Chase Sapphire & Freedom Add Instacart Credits

by Cory Santos
chase-sapphire-freedom-add-instacart-credits

Last updated on March 7th, 2023

Chase Sapphire and Freedom family cardmembers can take advantage of Chase’s partnership with Instacart, thanks to a new Instacart+ statement credit promotion. Eligible Chase cardmembers enjoy up to 12 months of free deliveries through Instacart+, plus up to $15 in credits per month upon activation.

Chase Adds Instacart Credits to Sapphire, Freedom Cards

The partnership between Chase and Instacart continues to grow. Last month, Chase launched the Instacart Mastercard®. That card earns up to 5% cash back on Instacart purchases plus travel purchased through the Chase Travel Center and has attracted considerable attention.

Now Chase is extending the Instacart love to its proprietary personal credit cards. Starting Monday, August 1, Chase Sapphire and Chase Freedom cardmembers will be eligible to receive statement credits on Instacart purchases once they activate their Instacart+ membership through Chase’s link. Enrollment for the offer runs through July 31, 2024.

Enjoy Complimentary Instacart+

This promotion is in addition to a previous Chase/Instacart promotion that provides up to 12 months of Onstacart+ membership with an eligible Chase credit card. Sapphire Reserve cardmembers are eligible to receive one year free of Instacart+, Sapphire Preferred cardmembers six months free months, and Freedom and Slate cardmembers three months free of the delivery service.

Instacart+ benefits include free delivery on orders over a certain size; reduced Instacart service fees; credit back on eligible Pickup orders; and exclusive benefits.

Once activated, Chase cardmembers can expect the following benefits::

Eligible Chase Sapphire, Slate, and Freedom cardmembers can register their card at Instacart.com/Chase.

Related Article: Marriott Adds New Features to Bonvoy Business Card

Featured image by Sarah Pflug/Burst

Credit Agencies Drop Medical Debt from Credit Reports

by Cory Santos
credit-agencies-drop-medical-debt-from-credit-reports

Last updated on April 10th, 2023

Millions of Americans can anticipate a credit score boost thanks to new credit reporting changes from the three critical nationwide credit reporting agencies: Experian, Equifax, and TransUnion. The recent changes will see nearly 70% of medical debt collections wiped from consumer credit reports.

Credit Agencies Make Major Positive Change to Healthcare Debt Reporting

The three major credit bureaus agencies (Equifax, Experian, and TransUnion) have announced significant changes regarding how they report medical debts on credit reports. To help consumers faced with unexpected medical bills, the agencies have announced that they will not include paid medical collection debt on consumer credit reports.

Effective July 1, 2022, paid expenses received from healthcare facilities will no longer be included on consumer credit reports. In the first half of 2023, medical collection debt under at least $500 on credit reports will also no longer appear on credit reports. Additionally, the period before unpaid medical collection debt appears on a consumer’s report will be increased from six months to one year, giving consumers more time to work with insurance and healthcare providers to address their debt before it is reported on their credit file.

“Help People Focus on Their Financial and Personal Well-Being”

According to the Kaiser Family Foundation, two-thirds of healthcare-related debt results from a one-time or short-term medical expense arising from an acute medical need. After two years of the COVID-19 pandemic and a detailed review of the prevalence of medical collection debt on credit reports, the three national credit agencies are making changes to help people to focus on their well-being and recovery.

“Medical collections debt often arises from unforeseen medical circumstances. These changes are another step we’re taking together to help people across the United States focus on their financial and personal well-being,” said Mark W. Begor, CEO Equifax; Brian Cassin, CEO Experian; and Chris Cartwright, CEO TransUnion, in a press release. “As an industry, we remain committed to helping drive fair and affordable access to credit for all consumers.”

Related Article: How Long Information Remains on Your Credit Report

Featured image by Shopify/Burst

TomoCredit Raises $122M in Funding

by Jeannyn Gomez
TomoCredit Raises $122M in Funding

Last updated on August 2nd, 2022

TomoCredit has raised $122 million in funding to expand its current product offers. No credit score is needed to obtain the card, which currently serves over 40 million credit-invisible international students and immigrants in the U.S.

TomoCredit Raises $122 Million in Funding

TomoCredit announced it has now raised $122 million in equity and debt. The credit card company was just in its infancy a couple of years ago, yet, it has attracted investors, including Morgan Stanley’s Next Level Fund, MasterCard, and debt from Silicon Valley Bank. The batch includes fintech investors and culture funds, such as GoldHouse, Asian Hustle Network, and Hyphen Capital.

Morgan Stanley’s Next Level Fund offers cash investments and services for women-led startups, and TomoCredit is one of them. Kristy Kim, a first-generation South Korean immigrant, is the founder and CEO of TomoCredit. She started TomoCredit with the desire to help immigrant communities reach their American Dream faster.

As a result, the TomoCredit motto is: “No Fico, No Problem”. TomoCredit doesn’t use traditional underwriting to qualify applicants for a credit card. It has a proprietary underwriting algorithm called Tomo Score, which helps identify potential borrowers that don’t have credit scores.

How TomoCredit Works

TomoCredit evaluates individual circumstances and considers alternative metrics to determine credit worthiness to provide an opportunity to individuals seeking credit access. Once approved, cardholders can start building credit with responsible use of the card, meaning on-time payments. The card then reports to all three major credit bureaus.

TomoCredit to Extend Credit Products

With all the investments and capital lined up for TomoCredit, they plan to extend its credit products to include auto loans and mortgages using their innovative underwriting solutions. Kristy Kim says, “We decided to add more capital for two key reasons. First, we were seeing incredible organic demands in the past two years, and we wanted to hire top talent to keep up with that organic growth. Secondly, we want to take full advantage of the newest consumer trends of avoiding high APR products. TomoCredit charges 0% APR with no fees. In recent months, many people who have 15 – 25% higher APR cards are ditching those products and flocking over to TomoCredit.”

The company has also hired credit experts to join as TomoCredit board members. Such experts include former CRO from American Express, Ash Gupta, and ex-CRO at Lending Club, Chaomei Chen.

About TomoCredit

TomoCredit is a credit card catered to young adults, students, and immigrants on the path to building a better financial future. With the TomoCredit World Elite Credit Card, customers get to improve credit while they earn rewards from partners like DoorDash, Lyft, and more.

TomoCredit is a product focused on being inclusive, with over 30,000+ people choosing to take control of their finances. The card doesn’t require a credit history and has no fees or interest rates (APR), a beneficial feature for cardholders on the road to better credit.

Marriott Adds New Features to Bonvoy Business Card

by Cory Santos
marriott-adds-new-features-to-bonvoy-business-card

Marriott Bonvoy and American Express have made changes to the popular Marriott Bonvoy Business™ American Express® Card. The new features provide even greater value to companies without any increase in the annual fee. Here is what you need to know:

Marriott Adds New Features to Bonvoy Business Credit Card

Marriott Bonvoy and American Express have announced changes to the Marriott Bonvoy Business™ American Express® Card. The new changes provide even more value to small-to-medium-sized businesses and are effective immediately (launching on July 21, 2022).

Bonvoy Business Amex cardmembers can now enjoy the following new perks with their cards:

  • Marriott Savings: A 7% Marriott Bonvoy Room Rate Discount off standard rates for reservations of standard guest rooms at hotels participating in Marriott Bonvoy1 when booked directly. Terms apply.
  • Dine and Earn, Worldwide: 4X Marriott Bonvoy points at restaurants, now worldwide.
  • Bonvoy Status Boost: Complimentary Gold Elite status (previously Silver Elite status) in addition to all the card’s existing benefits.

Despite the impressive new features, there is no addition to the $125 annual fee. Additionally, the enhanced card benefits described above will also be enjoyed by cardmembers who have the Marriott Bonvoy® Premier Plus Business Credit Card from Chase, which is no longer available to new applicants.

Enhanced Welcome Offer

Marriott is also introducing a new welcome bonus for the Bonvoy Business Card. Eligible new cardmembers can earn 125,000 bonus Bonvoy points after they spend $5,000 in eligible purchases on the card in the first three months. The offer is available now through August 31, 2022. Terms and conditions apply.

About the Marriott Bonvoy Business American Express Card

The new features with the Marriott Bonvoy Business® Credit Card are in addition to the card’s exisitn features, which include:

  •  Annual Free Night Award: Receive one Free Night Award every year after card renewal month. Plus, earn an additional Free Night Award by spending $60,000 in purchases on the card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Some hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year, cardmembers can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status – Limitations apply per Marriott Bonvoy member account. This benefit is not exclusive to cards offered by American Express. Terms apply.
  • No foreign transaction fees
  • Earn Accelerated Bonvoy Points:
    • 6X Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in Marriott Bonvoy
    • 4X Marriott Bonvoy points on U.S. gas station purchases, wireless telephone services purchased directly from U.S. service providers, and U.S. shipping purchases
    • 2X points on all other eligible purchases

“Help Stretch Travel Dollars Much Further”

“The rich, new benefits will help cardmembers owning and working for small businesses stretch their travel dollars much further and reward them for being a part of the engine that drives the U.S. economy. Hard-working Small Business cardmembers who spend many nights traveling for business can now earn points toward vacations and getaways with family and friends even faster when staying at participating Marriott Bonvoy hotels and using their card for everyday expenses,” said David Flueck, Senior Vice President, Global Loyalty, Marriott International.

“Small business owners have weathered many challenges over the past few years, pivoted their strategies, and are now looking to get back on track with how they run their business” added Courtney Kelso, Executive Vice President & General Manager of Global Commercial Card, American Express. “This includes hitting the road again for client meetings, networking, new business pitches, and more. Now, these cardmembers can make the most of their business and leisure travel with our enhanced Marriott Bonvoy Business Card and the ability to earn even more valuable points and rewards.”

1 Exclusions include: Design Hotels, Marriott Executive Apartments, Vistana Signature Network and Vistana Residence Network, Marriott Vacation Club and Marriott Grand Residence Club, The Ritz Carlton Destination Club, Homes & Villas by Marriott International, and All-Inclusive by Marriott Bonvoy.

Related Article: What are Your Credit Card Points Worth?

Featured image by Marriott International

Cardless and American Express Announce Partnership

by Cory Santos
cardless-american-express-announce-partnership

Cardless is teaming up with American Express to seamlessly launch digital-first credit cards backed by the benefits, offers, and security of the American Express network. The announcement will see Cardless shift to Amex from Mastercard, brining new benefits to credit cards from some of the country’s most celebrated brands.

Cardless and American Express Form Partnership

Cardless has had an impressive 2022 so far, with the recent launch of the LATAM Airlines Mastercard and World Elite Mastercard brining the digital-first credit card brand’s portfolio to eight credit cards. Now, Cardless is doubling down with a new partnership with American Express.

The agreement empowers some of the country’s most celebrated brands – including travel providers and retailers – to seamlessly launch digital-first cards leveraging the Cardless platform, backed by benefits, offers, and security of the American Express network. The company also received a significant investment from Amex Ventures, American Express’ strategic investment group.

Customers will enjoy unique rewards from their favorite brands and access some of American Express’ sought-after benefits, including Amex Offers (for shopping, travel, dining services, entertainment, etc.) and Global Dining Access by Resy, among others.

A More Personalized Experience

“American Express is recognized for having one of the largest and most active credit card networks in the world, with the most loyal cardholders,” said Michael Spelfogel, President and Co-Founder of Cardless in a press release. “We couldn’t be more excited to combine Cardless’ ability to launch cards seamlessly with the valuable benefits that consumers expect from the American Express network.”

Cardless credit cards offer several features designed for digital-native consumers via security and easy access. Potential applicants can quickly apply using their smartphones. A virtual card will be delivered to their mobile wallet seconds upon approval. The entire Cardless process operates through the fintech’s intuitive app, including synching the accountholder’s bank information for seamless payments and no-fuss account management.

“Cardless’ digital-first mission and customer-first mindset make our brands a strong match,” said William Stredwick, Senior Vice President and General Manager, Global Network Services North America, American Express. “Leading brands want to give their customers a more personalized experience and engage with them more deeply, and our relationship with Cardless makes that possible by offering their customers access to benefits and protections from American Express.”

Related Article: Barclays, Carnival Extend Credit Card Partnership

Featured image by Cardless

Chase and Instacart Launch Credit Card

by Cory Santos

Chase and Instacart have a new co-branded rewards credit card. The new Instacart Mastercard® Credit Card offers up to 5% cash back on eligible purchases, a year’s worth of Instacart+ membership at no cost, and World Elite Mastercard benefits – all for no annual fee.

New Instacart World Elite Mastercard

Instacart – one of the leading food delivery apps – and Chase have announced the launch of the new Instacart Mastercard® Credit Card. The new cash back credit card allows cardmembers to earn unlimited cash back rewards from hundreds of retailers with a range of redemption options, along with additional rewards and benefits.

Earn up to 5% Back

Through Instacart’s first-ever credit card and the first co-branded card in the growing, on-demand delivery space from Chase, cardmembers can fill up their cart with unlimited cash back on groceries, everyday purchases, and more.

Cardmembers earn the following cash back with the Instacart World Elite Mastercard from Chase:

  • 5% cash back on Instacart purchases made at more than 800 national, regional, and local retail brands from more than 70,000 stores across more than 5,500 cities
  • 5% cash back on travel purchased through the Chase Travel Center
  • 2% cash back on restaurants, gas stations, and select streaming services
  • Unlimited 1% cash back on all other purchases

New Cardmember Welcome Bonuses

For a limited time, the first 10,000 consumers to apply and be approved for the Instacart Mastercard will receive a $200 Instacart credit and one year of free Instacart+ automatically upon approval. After the first 10,000 cardmembers, every new cardmember will receive a $100 Instacart credit and one free year of Instacart+. Instacart+ benefits include free delivery on orders over a certain size; reduced Instacart service fees; credit back on eligible Pickup orders; and exclusive benefits.

“The Evolution of Digital Payments”

“Giving people access to the food they love and essentials they need is central to everything we do at Instacart,” said Asha Sharma, Chief Operating Officer, Instacart, in a press release accompanying the news. “With the new Instacart credit card, we’ll be able to deliver even more ways for customers to save as they shop and make Instacart the most affordable way for people across North America to get the food they want, from the retailers they love, delivered faster than ever before.”

“The adoption of more convenient digital services has accelerated, and consumers’ habits have clearly evolved,” said Ed Olebe, President of Chase Co-Brand Cards. “We are excited to introduce a new category of co-branded cards for Chase through this partnership with Instacart, a true leader in the grocery delivery space.”

“Our lives are more digital than ever, from how we shop to how we work, travel, and connect. And consumers’ expectations about their experiences with brands are changing. It’s critical that we design and deliver the best payments and loyalty experiences for our cardholders, regardless of where or how they pay,” said Sherri Haymond, executive vice president, Digital Partnerships at Mastercard. “The new Instacart Mastercard is a prime example of the evolution of digital payments– a card tailored to customers, that earns relevant rewards as they live their lives. It’s a powerful way for Instacart to engage new customers and enhance the experience for existing ones.”

Related Article: What is the Longest 0% APR Credit Card?

Featured image by PublicDomainPictures/PixaBay

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