Filter Options
×-
-
Unselect all
-
Unselect all
-
Unselect all
Showing 371 Cards
Sort By Column Name:
Aspiration Zero Credit Card
Aspiration Zero Credit Card
- 16.40% to 26% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 16.40% to 26% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 23% to 26.00% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Aspiration Zero Mastercard is a fintech credit card that strives for carbon neutrality. Like the Aspiration Debit Card, the Zero offers the chance of cash back rewards and tree planting for every purchase made – for a $60 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Plant a tree with every purchase
- Reach carbon neutral and earn 1% cash back for every purchase in that billing period
- Sustainable card design, made with plant-based materials
- Regular Purchase APR: 16.40% to 26% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 16.40% to 26% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 23% to 26.00% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Annual Fee: $60
- Foreign Transaction Fee: 2% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $10
- Return Payment Penalty Fee: Up to $35
- You are passionate about saving the planet
- You want to plant a tree with every eligible card purchase
- You plan on using this card often for all types of purchases
REI Co-op® Mastercard®
REI Co-op® Mastercard®
- 18.99%, 25.99%, or 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 18.99%, 25.99%, or 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The REI Co-op Mastercard offers outdoor enthusiasts impressive savings, with up to 5% cash back on purchases, a $50 annual credit toward REI Co-op Experiences, and more – for no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees
- Earn 5% back on REI purchases
- Earn 1.5% back on all other purchases
- Regular Purchase APR: 18.99%, 25.99%, or 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 18.99%, 25.99%, or 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that wemay offer you
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
- Late Payment Penalty Fee: Up to $40
- You frequently shop with REI
- You use mobile wallet apps like Apple Pay, Google Pay, or more
- You want a $100 REI gift card after making the first purchase with this card
- You don’t like annual fees or foreign transaction fees
AT&T Points Plus Card from Citi
AT&T Points Plus Card from Citi
- 20.99% to 28.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.99% to 28.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The AT&T Points Plus Card from Citi entices commuters, grocery shoppers, and frequent AT&T customers with up to 3X points earned on purchases with no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- $100 statement credit after spending $1,000 in the first 3 months
- $20 statement credit every billing cycle you spend $1,000+ on your AT&T Points Plus Card (that's up to $240 a year!) for AT&T Wireless customers.
- 3X ThankYou Points on gas; 2X points on groceries; 1X on all other purchases
- No annual fee
- Regular Purchase APR: 20.99% to 28.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 20.99% to 28.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99%
- Foreign Transaction Fee: 3% of each purchase transaction in US dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You frequently shop at AT&T or use AT&T as a service provider
- You want flexible redeeming options for your accumulated points
- You want to earn rewards when you pay your bill from AT&T
- You don’t want to pay an annual fee
First Latitude Select Mastercard® Secured Credit Card
First Latitude Select Mastercard® Secured Credit Card
- 19.24% (Variable) Regular Purchase APR
- 25.24% (Variable) Cash Advance APR
At a Glance
The First Latitude Select Mastercard Secured Credit Card can help you build a positive credit history with financial responsibility and regular payments, all for a $39 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account. • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards! • Choose your own fully-refundable credit line - $200 to $2000 – based on your security deposit. • Build or rebuild your credit!¹ • Accepted wherever Mastercard® is accepted • Reports to all 3 credit bureaus • No minimum credit score required for approval! • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. • *See Important Disclosures for complete offer details
- Regular Purchase APR: 19.24% (Variable)
- Cash Advance APR: 25.24% (Variable)
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $39
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $30
- Minimum Deposit Required: Minimum refundable deposit of $200.00 up to $2,000.00*
- You have little-to-no credit history and struggle to get approved for other credit cards
- You want to establish a credit history or improve your credit score
- You can submit a minimum of $100 for the security deposit
- You don’t intend to carry a balance from month-to-month
Aspiration Debit Card
Aspiration Debit Card
At a Glance
The Aspiration Debit Card lets users do their part in conservation while earning impressive cash back on eligible purchases at the same time. The card, which features two tiers, offers up to 10% cash back on Conscience Coalition purchases, the opportunity to plant a tree with all eligible purchases, and more.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Get a sleek debit card made from recycled plastic
- Earn up to 3% APY interest on your Save Account
- Get one out-of-network ATM fee reimbursed per month
- Deposits do not fund fossil fuel exploration or production
- Option to plant a tree with every roundup
- Annual Fee: None ($7.99/month for the Aspiration Plus)
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars when using foreign ATMs
- Minimum Deposit Required: $10
- You're a conscientious shopper who wants to help the environment
- You want to offset the carbon footprint of your gas purchases
- You want to earn cash back on shopping with ethical businesses
Amtrak Guest Rewards® Mastercard®
Amtrak Guest Rewards® Mastercard®
- 28.24% variable based on the Prime Rate Regular Purchase APR
- 28.24% variable based on the Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
At a Glance
For those who prefer to travel with Amtrak, the Amtrak Guest Rewards® World Mastercard® is a smart piece of plastic to have around, as it rewards cardmembers early and often.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 2X points on Amtrak travel, including onboard purchases, and dining
- Earn 1X points on all other purchases
- No annual fee
- Regular Purchase APR: 28.24% variable based on the Prime Rate
- Balance Transfer APR: 28.24% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You travel often by train
- You frequently make purchases with Amtrak
- You're looking for a travel credit card with no foreign transaction fees
- You wish to earn points through the Amtrak Guest Rewards® program
Amtrak Guest Rewards® Preferred Mastercard®
Amtrak Guest Rewards® Preferred Mastercard®
- 28.24% variable based on the Prime Rate Regular Purchase APR
- 28.24% variable based on the Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
At a Glance
For those who prefer to travel with Amtrak, the Amtrak Guest Rewards® Preferred Mastercard® offers high-speed rewards, first-class perks, and more – for a $99 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 3 points per $1 spent* on Amtrak travel, including onboard purchases
- Earn 2 points per $1 spent* on dining, travel, transit and rideshare
- 1 point per $1 spent* everywhere else
- Amtrak benefits, including station lounge passes, one-class upgrade certificates, and more
- Regular Purchase APR: 28.24% variable based on the Prime Rate
- Balance Transfer APR: 28.24% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $99
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You travel often by train
- You frequently make purchases with Amtrak
- You're looking for a travel credit card with no foreign transaction fees
- You want to earn points through the Amtrak Guest Rewards® program
Yotta Debit Card
Yotta Debit Card
At a Glance
With the Yotta Debit Card, you can be a winner. It can help you save money the fun way, with prizes and sweepstakes. The card operates like any other debit card except with winning potential and no fees. Earn 10% of your purchases back in the form of tickets for prize sweepstakes, with prizes ranging from 10 cents to $10 million. Additionally, with every debit card swipe, you get a chance to win a paid purchase by Yotta.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Win up to $10M every week saving money in an FDIC-insured account with a base savings reward of 0.20% APY
- The only debit card that could literally make someone a millionaire including odds up to 1 in 100 Yotta will cover your entire purchase
- Earn 10% of your purchase amount back in the form of tickets into the following week's sweepstakes
- Get paid up to 2 days early when you use your Yotta account as your direct deposit/paycheck destination
- Direct deposit users also receive 1-in-150 Lucky Swipe odds
- Every paycheck earns 5% extra bonus tickets
- You're a fan of using mobile banking
- You're looking to open an FDIC-insured savings account
- You're interested in getting direct deposit two days in advance
- You want to use your debit card abroad with no fees or hassles
- You would enjoy prize drawings and sweepstakes as a benefit
- You would like a chance to win paid-for purchases with Lucky Swipes
The Gemini Credit Card™
The Gemini Credit Card™
- 17.99% to 29.99% (Variable) Regular Purchase APR
- 30.99% (Variable) Cash Advance APR
At a Glance
The Gemini Credit Card earns up to 3% back in crypto rewards, with rewards automatically applied to the cardholder’s account. Even better, they can trade and sell their cash back credit card rewards to over 60 different assets – with no annual fee or hidden fees.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn crypto rewards on every purchase with the new Gemini Credit Card™
- Earn rewards in 60+ cryptos on every purchase with the new Gemini Credit Card™
- Watch the crypto you earn land in your Gemini account the instant you swipe, not a month later
- Get up to 3% crypto back* on every purchase with the new Gemini Credit Card™
- A Gemini Mastercard®. Issued by WebBank
- *Terms Apply
- Regular Purchase APR: 17.99% to 29.99% (Variable)
- Cash Advance APR: 30.99% (Variable)
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Penalty APR: 34.99% (Variable)
- Late Payment Penalty Fee: Up to $20
- Return Payment Penalty Fee: Up to $35
- You prefer to earn credit card rewards as cryptocurrency
- You want to choose from over 60 different crypto assets
- You plan to spend heavily on groceries and dining
- You do't want to pay an annual fee
Aspire® Cashback Rewards Credit Card
Aspire® Cashback Rewards Credit Card
- *See Terms Regular Purchase APR
- *See Terms Balance Transfer APR
- *See Terms Cash Advance APR
At a Glance
You can earn up to 3% cash back while building credit with The Aspire® Cashback Rewards Credit Card. The card, from the Bank of Missouri, provides unlimited 3% cash back on gas station, grocery store, and utility purchases and 1% back on all other eligible purchases.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
- Earn a 1% Cash Back Reward on all other eligible purchases‡
- Up to $1,000 credit limit subject to credit approval*
- Pre-qualify without affecting your credit score
- No security deposit
- Good anywhere Mastercard® is accepted
- Free access to your credit score †
- $0 fraud liability**
- *Pre-qualified means that information in your credit report indicated that you met certain pre-established credit criteria. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
- † Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 4.0 credit score - provided by TransUnion® is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
- ‡You will earn a 3% cash back reward on eligible gas, grocery, and utility purchases/payments and you will earn a 1% cash back reward on all other eligible purchases, which are for goods and services minus returns and other credits. Rewards will be earned when the transaction posts to your account and will remain as long as the purchase is not returned. Purchases do not include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions
- **Fraud liability subject to Mastercard® rules
- Regular Purchase APR: *See Terms
- Balance Transfer APR: *See Terms
- Balance Transfer Transaction Fee: 3% of the amount of each transfer
- Cash Advance APR: *See Terms
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: As low as $85
- Foreign Transaction Fee: 3% of each transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You want to build credit while spending on monthly utilities and purchases
- You want quick pre-qualification to know if you can be approved
- You plan to pay your balance in full every month
- You prefer unsecured credit to a security deposit requirement
You've viewed 5 of 371 credit cards
What Is Mastercard?
Mastercard is the world’s second-largest payment network, behind only Visa. Over 230 million credit cards, debit cards, and prepaid cards bear the Mastercard logo worldwide.
Mastercard is a global financial corporation with its main headquarters in O’Fallon, Missouri. The company, like Visa and American Express, helps banks and lenders conduct electronic funds transfers – the process by which card payments are made.
Like Visa, Mastercard does not issue credit cards itself. The company partners with thousands of banks, lenders, and other financial institutions to provide diverse payment solutions for customers worldwide.
Where Is Mastercard Accepted?
While the Mastercard payment network is smaller than the Visa network, Mastercard products are accepted in more countries than Visa. Where the Visa logo can be seen in 200 countries, Mastercard is currently accepted in 212 countries worldwide. This impressive coverage means both Visa and Mastercard have nearly identical global footprints. This means no matter where you go you’ll likely see the Mastercard logo.
Types of Mastercard Credit Cards
Here are few distinct tiers of Mastercard, all of which offer benefits, perks, and security protection for cardholders. These tiers are:
- Mastercard
- World Mastercard
- World Elite Mastercard
Mastercard
The standard Mastercard product is the basic level of protection and features. These cards offer basic protections and benefits that most cardholders have come to expect from Mastercard, and usually do not have an annual fee – except for some secured cards.
World Mastercard
World Mastercard is the next tier, offering enhanced benefits and security. Cards with the World name often include travel rewards points, and additional perks – and may charge an annual fee.
World Elite MasterCard
World Elite is the ultimate in credit card perks and protections. These credit cards are the most prestigious of travel cards, offering luxury, statement credits, and hefty annual fees to match. These cards are the best of a bank’s credit card lineup.
Many World Elite Mastercard credit cards come with additional issuer perks, such as lounge access, statement credits for travel incidentals or Global Entry application fees, and more.
Mastercard Credit Card Benefits and Protections
Here are the safety features and perks associated with each of Mastercard’s personal credit cards:
Mastercard | World Mastercard | World Elite Mastercard | |
---|---|---|---|
Zero Liability Protection | ✅ | ✅ | ✅ |
Mastercard Global Services | ✅ | ✅ | ✅ |
ID Theft Protection | ✅ | ✅ | ✅ |
Mastercard Travel Services | ❌ | ✅ | ✅ |
Mastercard Hotel Stay Guarantee | ❌ | ✅ | ✅ |
Luxury Hotels Collection | ❌ | ✅ | ✅ |
Airport Concierge | ❌ | ✅ | ✅ |
Priceless Experiences | ❌ | ✅ | ✅ |
Priceless Golf | ❌ | ✅ | ✅ |
Priceless Cities | ❌ | ❌ | ✅ |
ShopRunner Membership | ❌ | ✅ | ✅ |
Lyft Credits | ❌ | ✅ | ✅ |
DoorDash Offer | ❌ | ✅ | ✅ |
Hello Fresh Savings | ❌ | ✅ | ✅ |
Fandango Savings | ❌ | ❌ | ✅ |
Cell Phone Protection | ❌ | ❌ | ✅ |
- Zero Fraud Liability: Cardholders pay nothing if their card is subject to unauthorized use or theft.
- Mastercard Global Service: Emergency assistance nearly anywhere in the world, 24/7. Services include lost card reporting and replacement, emergency cash disbursement, and more.
- ID Theft Protection: Complimentary credit report monitoring that alerts cardholders to any changes or fraud concerns.
- ShopRunner: Free membership providing 2-day shipping with over 120 leading online retailers.
- World VIP Concierge: 24/7 concierge service for airports, travel, and any other concerns.
- Mastercard Luxury Hotel Collection: Complimentary upgrades, late checkout, and more at over 2,000 properties worldwide.
- Cell Phone Protection: $1,000 in coverage per year ($600 per claim) if your phone is lost, stolen, or broken. Cardholders must pay their phone bill with an eligible card. Terms and conditions apply.
- DoorDash: Existing DashPass members – Automatic $5 discount on their first 2 DashPass orders each month; New DashPass members – free 3-month DashPass membership.
- Hello Fresh: 5% back on all HelloFresh purchases (excluding taxes, discounts, delivery fees, and credits) made with World Mastercard to be used on future purchases.
- Lyft: $5 in Lyft credit for every 3 rides taken in a calendar month with World Mastercard that will automatically be applied to the next ride, capped at once per month (details apply). Also, take five rides in a month and get a $10 Lyft credit. This is a recurring benefit and can be earned multiple times.
- Boxed: Earn a 5% cashback reward on all Boxed orders. Boxed offers shipping for bulk orders worldwide.
- Fandango: $5 off future movie tickets or at-home purchases for every two movie tickets purchased.
- Priceless Cities: This program allows members to purchase once-in-a-lifetime experiences, such as one-on-one experiences with sporting heroes, wine tours, and more.
Business Cards
Business cards from Mastercard come with many of the same features as personal credit cards, but with additional tools to help businesses thrive and grow. These tools include payment management by combining statements, extra employee cards, and business monitoring tools. These protections allow companies to keep control of their finances, while the travel benefits of World and World Elite cards lets employees travel in comfort.
Mastercard Business | World Elite Buisness | |
---|---|---|
Zero Liability | ✅ | ✅ |
ID theft Protection | ✅ | ✅ |
Global Emergency Services | ✅ | ✅ |
Mastercard Biz | ✅ | ✅ |
Car Rental Insurance | ✅ | ✅ |
Mastercard Airport Concierge | ✅ | ✅ |
Priceless Golf | ✅ | ✅ |
Business Controls | ✅ | ✅ |
Mastercard Receipt Management | ✅ | ✅ |
Mastercard Easy Savings® | ✅ | ✅ |
Intuit QuickBooks® and TurboTax® | ✅ | ✅ |
Salesforce Essentials | ✅ | ✅ |
Microsoft 365 | ✅ | ✅ |
24/7 Business Assistant | ❌ | ✅ |
Mastercard Premium Easy Savings | ❌ | ✅ |
ShopRunner Membership | ❌ | ✅ |
Mastercard Travel & Lifestyle Services | ❌ | ✅ |
Mastercard Touch Card™
Mastercard Touch Card™ was first announced in 2021. The innovative Touch Card was created after input from the Royal National Institute of Blind People in the UK and the nonprofit Visions/Services for the Blind and Visually Impaired in the US. Notches were selected instead of Braille, as research indicates that blind users do not use Braille when using their cards, according to Mastercard research.
Mastercard’s Touch Card improves accessibility for customers who are blind and partially sighted with innovative, tactile notches — rounded for debit, squared for credit, and triangular for prepaid — so anyone can identify their cards with just a touch. Mastercard’s Touch Card has been vetted and endorsed by various industry organizations worldwide.
Credit | Debit | Prepaid |
Conclusion
Mastercard credit cards can be powerful tools for maximizing savings and earning money back on everyday purchases. By understanding how these cards work, the benefits they offer, and the various types available, you can make an informed decision and choose the right card for your needs.
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.