Vectra Bank Credit Cards

Vectra Bank is a Colorado-based bank that issues credit card products to a wide range of clients. Browse Vectra Bank credit card offers below.

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Vectra Bank AmaZing Rate for Business Credit Card

Vectra Bank AmaZing Rate for Business Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Vectra Bank AmaZing Rate for Business Credit Card

  • 15.50% variable based on the Prime Rate Regular Purchase APR
  • 15.50% variable based on the Prime Rate Balance Transfer APR
  • 25.49% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Vectra Bank AmaZing Rate for Business Credit Card is a low APR business credit card that benefits from 0% intro APR on purchases, a fixed APR after that, and a cash back bonus for meeting minimum spending requirements within the first 120 days of opening an account.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Get $1,000 back after spending $7,500 in the first 90 days
  • Or get $500 after spending spend $5,000 in the first 90 days
  • 0% introductory APR on purchases and balance transfers for 6 months
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 15.50% variable based on the Prime Rate
  • Balance Transfer APR: 15.50% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29
  • Over Limit Penalty Fee: Up to $29
  • You plan to carry a balance
  • You prefer a fixed-rate APR over a variable APR
  • You plan to use their card for at least $5,000 in spending in the first 120 days
  • You don’t want to pay an annual fee

Vectra Bank AmaZing Cash for Business Credit Card

Vectra Bank AmaZing Cash for Business Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Vectra Bank AmaZing Cash for Business Credit Card

  • 19.15% variable based on the Prime Rate Regular Purchase APR
  • 19.15% variable based on the Prime Rate Balance Transfer APR
  • 28.24% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The AmaZing Cash for Business Card from Vectra Bank earns up to 3% back on purchases while also benefiting from 0% intro APR on purchases – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Get $500 Cash Back when you spend $3,000 in the first 90 days
  • Get $1,000 Cash Back when you spend $50,000 in the first 6 months
  • 0% Intro APR on purchases for 6 months
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 19.15% variable based on the Prime Rate
  • Balance Transfer APR: 19.15% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 28.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29
  • Over Limit Penalty Fee: Up to $29
  • You prefer cash back and statement credits to other reward options
  • You want a card that gives them an interest-free period to finance significant purchases
  • You want to avoid the fluctuations of a variable-rate APR
  • You do’t want to pay an annual fee

Vectra Bank AmaZing Rewards for Business Credit Card

Vectra Bank AmaZing Rewards for Business Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Vectra Bank AmaZing Rewards for Business Credit Card

  • 19.15% variable based on the Prime Rate Regular Purchase APR
  • 19.15% variable based on the Prime Rate Balance Transfer APR
  • 28.49% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The AmaZing Rewards for Business Card from Vectra Bank earns up to 3X points on purchases and benefits from 0% intro APR on purchases and a solid points bonus for reaching spending goals within the first 120 days. The card also features a fixed rate APR and no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn up to 3X points on purchases
  • 0% intro APR for 6 months on purchases
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 19.15% variable based on the Prime Rate
  • Balance Transfer APR: 19.15% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 28.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29
  • Over Limit Penalty Fee: Up to $29
  • You plan on using your new card to invest in your company
  • You prefer a fixed interest rate over a variable rate
  • You plan on issuing additional employee cards and want tools to monitor spending effectively
  • You do’t want to pay an annual fee

Vectra Bank AmaZing Cash Credit Card

Vectra Bank AmaZing Cash Credit Card
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

Vectra Bank AmaZing Cash Credit Card

  • 11.24% to 18.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 11.24% to 18.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 20.24% to 22.24% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Unlimited 1% cash back on every purchase
  • 0% intro APR on balance transfers and purchases
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • N/A

Vectra Bank AmaZing Rate Credit Card

Vectra Bank AmaZing Rate Credit Card
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

Vectra Bank AmaZing Rate Credit Card

  • 9.24% to 15.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 9.24% to 15.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 9.24% to 15.24% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 0% for the first 6 months Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Ideal for carrying a balance
  • 0% intro APR on purchases and balance transfers
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 12 months
  • Balance Transfer APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transaction, but not less than $10
  • Cash Advance APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 3% of the amount of each transaction, but not less than $10
  • Foreign Transaction Fee: 3% of the U.S dollar amount of each transactio
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • N/A

Vectra Bank AmaZing Rewards Credit Card

Vectra Bank AmaZing Rewards Credit Card
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

Vectra Bank AmaZing Rewards Credit Card

  • 11.24% to 18.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 11.24% to 18.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 20.24% to 22.24% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • 1X points on all pucrhases
  • Unlimited earning with no cap
  • 05 intro APR on balance transfers and purchases
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • N/A

About Vectra Bank

Vectra Bank is a Colorado-based bank that offers a full range of banking services and products for consumers, corporations, and small businesses.  Vectra is part of the Zions Bancorp Family of Banks – a leading banking conglomerate that covers most of the American West.

Zions’ history in the Rocky State dates back to 1996 when Zions purchased Aspen Bancshares, which previously operated Centennial Bank, Pitkin County Bank and Trust, and Valley National Bank of Cortez. The next year, 1997, the bank also acquired Vectra Banking Corporation and Tri-State Finance Corporation of Colorado

Today, Vectra operates under the tagline “big enough to count/ small enough to card.” This branding shows the bank’s commitment to the local communities in which it operates.

Zions Bancorp Banks

Vectra Bank is just one part of the Zions Bancorp family of banks. Other members include:

Vectra Bank Branch Locations

Vectra Bank currently operates over 35 branches throughout the states of Colorado and New Mexico. The banks’ headquarters is one such branch, located in Farmington, New Mexico. The Farmington branch is also the bank’s only location in New Mexico.

Branches in Colorado include locations across the state. These branches include five in Denver, three in Pueblo, and two each in Grand Junction, Cortez, Colorado Springs, Boulder, Westminster, and Durango.

For a complete listing of Vectra Bank branches and ATMs, please visit the bank’s dedicated locations page.

Vectra Bank FAQs

Here are some answers to frequently asked questions about Vectra Bank of Colorado:

  • 102100840 is the routing number for Vectra Bank of Colorado.
  • Vectra serves Colorado, with one branch (and its headquarters) in New Mexico. Vectra is part of the Zions Bancorp, however. One other member is Zions Bank (Also known as Zions First National bank), which operates in Utah.
  • If you need assistance, contact Vectra at 1–800–232–8948.

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