Browse the Best U.S. Bank Credit Cards

U.S. Bank offers several co-branded credit cards in partnership with airlines and retail merchants. As one of the largest banks in the United States, this institution’s consumer base includes every part of the credit range and its products are also popular for their rewards programs. View a selection of U.S. Bank credit cards below.

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Showing 47 Cards

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Aeromexico Visa Signature® Card

Aeromexico Visa Signature® Card
  • Regular Purchase APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $80
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Get Double Miles on Gas & Groceries
  • Earn One Mile per $1 spent on eligible net purchases with your Aeromexico credit card
  • Receive 15,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • Buy three tickets and get the 4th free (applicable taxes, fees and surcharges apply)
Rates & Fees
  • Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: $80
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
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Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
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Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
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Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

Aeromexico Visa® Card

Aeromexico Visa® Card
  • Regular Purchase APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $45
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Get Double Miles on Gas & Groceries
  • Earn One Mile per $1 spent on eligible net purchases
  • Receive 10,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • Enjoy 2,000 Annual Bonus Miles plus $99 Companion Certificate
Rates & Fees
  • Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: $45
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

Aeromexico Visa® Secured Card

Aeromexico Visa® Secured Card
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 26.24% variable based on the Prime Rate
  • Annual Fee $25
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Get Double Miles on Gas & Groceries
  • Earn One Mile per $1 spent on eligible net purchases
  • Receive 3,500 First Use Bonus Miles plus Complimentary Companion Certificate
  • Enjoy a $99 Companion Certificate with renewal
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 26.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  • Annual Fee: $25
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

LATAM Visa Signature® Card

LATAM Visa Signature® Card
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months, After that, $75
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn one LATAM Pass Point for every eligible net $1 you spend
  • Get 20,000 bonus points after your first LATAM credit card use and 4,000 bonus points with your annual renewal
  • Receive 20% discount on LATAM Airlines purchase (up to $1,000) 1 time per year
  • Enjoy 3 one-way upgrade coupons per year
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 for the first 12 months, After that, $75
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

LATAM Visa® Card

LATAM Visa® Card
  • Regular Purchase APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months. After that, $45
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn 1 LATAM Pass Point for every eligible net $1 you spend
  • Get 15,000 bonus points after your first card use and 2,000 bonus points with your annual renewal
  • Receive a 10% discount on LATAM Airlines purchase (up to $500) 1 time per year
  • No cap on points earned
Rates & Fees
  • Regular Purchase APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 for the first 12 months. After that, $45
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

LATAM Visa® Secured Card

LATAM Visa® Secured Card
  • Regular Purchase APR 22.99% variable based on the Prime Rate
  • Balance Transfer APR 22.99% variable based on the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months. After that, $25
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Get 1 LATAM Pass Point for every eligible net $1 you spend
  • Receive 10% discount on first LATAM Airlines purchase (up to $500) one time per year
  • Earn 5,000 bonus points after your first card use
  • No cap on points earned
Rates & Fees
  • Regular Purchase APR: 22.99% variable based on the Prime Rate
  • Balance Transfer APR: 22.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 for the first 12 months. After that, $25
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • Minimum Deposit Required: $300
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

Radisson Rewards™ Premier Visa Signature® Card

Radisson Rewards™ Premier Visa Signature® Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $75
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn free stays at more than 1,100 hotels across the globe including the Radisson Collection, Radisson Blu®, Radisson®, Radisson RED, Park Plaza®, Park Inn® by Radisson and Country Inn & Suites® by Radisson
  • Get 10 points per $1 spent in eligible net purchases at participating Radisson Family of Hotels
  • Get 5 points per $1 spent in eligible net purchases everywhere else
  • Earn up to 100,000 bonus points when you spend $3,000 within the first 90 days of account opening
Rates & Fees
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $75
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

Radisson Rewards™ Visa® Card

Radisson Rewards™ Visa® Card
  • Regular Purchase APR 22.99% variable based on the Prime Rate
  • Balance Transfer APR 22.99% variable based on the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn 3 points per $1 spent in eligible net purchases at the Radisson Family of Hotels
  • Earn 1 point per $1 spent in eligible net purchases everywhere else
  • Get 30,000 Bonus Points after you spend $1,000 in eligible net purchases on your card within the first 90 days
  • Earn one free e-cert for each $10,000 in spend (up to $30,000/3 nights)
Rates & Fees
  • Regular Purchase APR: 22.99% variable based on the Prime Rate
  • Balance Transfer APR: 22.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

SKYPASS Select Visa Signature® Card

SKYPASS Select Visa Signature® Card
  • Regular Purchase APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $450
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn double miles on airfare, hotel and car rentals, up to $200 in annual credits, $100 off coupon for Korean Air tickets each year, and other premium benefits
  • 30,000 Bonus Miles after you spend $3,000 within first 90 day
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $450
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

SKYPASS Visa Signature® Card

SKYPASS Visa Signature® Card
  • Regular Purchase APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 30,000 miles after $3,000 spend in the first 90 days
  • Get double miles on Korean Air tickets, Gas Station and Hotel purchases
  • Receive $50 off coupon for Korean Air tickets each year, KAL Lounge Coupons, and many more benefits
  • Get Travel & Emergency Assistance Services and $1,000,000 in Travel Accident Insurance
Rates & Fees
  • Regular Purchase APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Save up to 30% on prescription refills 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Buy now, pay later with PayPal. Buckle Offer Expires on Sep 09, 2021 See Details
card
Save 20% off sitewide 1800flowers.com Offer Expires on Jul 07, 2022 See Details
card
Enjoy free standard shipping when you spend $49+ 1-800-PetMeds Offer Expires on Dec 12, 2022 See Details
card
Save 5% at La Quinta Inns & Suites La Quinta Inns & Suites Offer Expires on Dec 12, 2021 See Details
card
Get 10% off when you book online GO Shuttle Offer Expires on Oct 10, 2021 See Details
card
Save 3% on all purchases Boost Mobile Offer Expires on Jan 01, 2022 See Details
card
Rent a Wheels pedal-less E-Bike for safe and efficient Wheels Labs, Inc. Offer Expires on Aug 08, 2021 See Details
card
Save 8% on all purchases Godiva Offer Expires on Aug 08, 2021 See Details
card
Save 1% on all purchases over $40 Red Robin Offer Expires on Dec 12, 2021 See Details

 

U.S. Bank Credit Cards

U.S. Bank is a leading bank and credit card issuer, with over 14 million cardholders as of 2021. The bank is currently the 12th largest issuer of credit cards in the country, offering products to those with credit scores ranging from excellent to bad/ no credit history. This wide-selection of cards makes U.S. Bank an ideal option for consumers who want valuable rewards, competitive interest rates, and no annual fee.

Benefits of U.S. Bank Credit Cards

All U.S. Bank cards come with the following benefits and protections:

  • 24/7 Customer Service: Like Discover, U.S. Bank provides 24/7, U.S.-based customer service for all of its credit cardholders.
  • Chip Technology: While the bank states that “select cards” feature chip technology, in reality, all new U.S. Bank credit card products come with EMV chip technology. This technology provides an additional layer of security for point-of-sale purchases.
  • TransUnion Credit Score: All cardholders receive complimentary access to their TransUnion credit score each month.
  • FlexControl™: U.S. Bank also provides free card management tools via its FlexControl™ budgeting tools. These resources include automatic payment tools, account alerts, and more.
  • No Penalty APR: U.S. Bank cards don’t feature a penalty APR – a great feature that doesn’t penalize cardholders who miss payments.
  • Online and mobile account access
  • Fraud protection

Because U.S. Bank issues credit cards that are Mastercard, Visa, and American Express products, the precise cardholder protections will vary. Typically, however, cardholders can expect:

  • Travel protection and travel insurance
  • Accident protection and insurance
  • Zero fraud liability.

Travel Rewards Credit Cards

U.S. Bank offers a variety of travel rewards credit cards – branded with leading airlines and hotels, as well as with the U.S. Bank name.

The pinnacle of the U.S. Bank travel cards is the U.S. Bank Altitude™ Reserve Visa Infinite® Card. The Card offers triple points on travel and mobile wallet purchases, lounge access, statement credits, and more.

Beyond U.S. Bank-branded travel cards, the bank also offers co-branded cards from leading airlines and hotels. These include cards with:

  • Aeromexico (former)
  • Korean Air
  • LATAM
  • Radisson

Other Co-Branded Credit Cards

U.S. Bank also issues a variety of credit cards through different partners. The bank’s most significant partnership is with Kroger.

The bank issues retail rewards credit cards for all the grocery stores and gas stations that make up the Kroger Family of Brands. These cards offer rewards on every purchase, with additional bonuses on Kroger’s own-brand purchases. Rewards apply to free groceries or fuel savings (where applicable).

U.S. Bank FlexPerks

Formerly, U.S. Bank had a variety of FlexPerks credit cards. While this has been reduced to just one, the U.S. Bank FlexPerks® Gold American Express® Card, FlexPerks is still a valuable commodity. FlexPerks have a value of approximately 1.5 cents per point and are redeemable for travel, merchandise, gift cards, statement credits, and more.

How to Get the Most Out of Your Rewards Credit Card

Rewards credit cards offer exceptional value for money – if you use them correctly. Because reward points act as savings on every purchase, cardholders must pay their statement balance in full each month.

Failing to pay the balance in full each month incurs interest, which in turn requires paying back more than just the initial cost of the purchase. These interest payments reduce the value from points earned, meaning rewards cards can lose any value at all very quickly. Because of this, paying the balance is crucial to maximizing the value of any rewards credit card.

What to Look for in a U.S. Bank Credit Card

When considering a U.S. Bank card, make sure to pay close attention to the following:

  • Foreign Transaction Fees: Foreign transaction fees are an additional charge many issuer apply to purchases made outside the United States. These fees apply not only to purchases made outside the U.S. but also to purchases made online with foreign companies. While some U.S. Bank cards charge no foreign transaction fees, most do feature a cost of around 2% to 3%.
  • Annual Fees: Many U.S Bank credit card offers feature no annual fee. Some cards, like the Altitude Reserve Visa Infinite, for example, charge substantial fees each year.
  • Rewards: U.S. Bank has rewards cards for every want and need. These include airline cards, hotel cards, retail credit cards, and gas rewards cards.
  • APR and Introductory APR: Many U.S. Bank cards, such as the S. Bank Visa® Platinum Card, offer 0% intro APR plus a low-interest rate after that. Pay close attention to the APR and any special offers available. As a rule, the better your credit score, the lower the APR.

The Best U.S. Bank Credit Cards of 2021

Looking for the best U.S. Bank credit cards of 2021? Here are our choices for the top cards in each category:

  • Luxury: U.S. Bank Altitude™ Reserve Visa Infinite® Card
  • Low APR: U.S. Bank Visa® Platinum Card
  • Travel: U.S. Bank Altitude Go Visa Signature
  • Hotel: Radisson Rewards™ Premier Visa Signature® Card
  • Build Credit: U.S. Bank  Secured Visa® Card
  • Business: U.S. Bank Business Platinum Card

Browse the Best U.S. Bank Credit Cards of 2021

BestCards.com has over 800 in-depth and impartial reviews to help everyone find the perfect Card for their unique needs. We have offers from leading credit card issuers – big and small – from across the United States. Our reviews cover credit scores from excellent to no credit history at all.

Browse our reviews, learn using our insightful news and advice resources, and compare offers using our card comparison tool.