Space Coast Credit Union Credit Cards

Space Coast Credit Union is a leading Florida credit union that offers cards for everyday use. Browse credit cards below.

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Space Coast Platinum Visa® Credit Card

Space Coast Platinum Visa® Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Space Coast Platinum Visa® Credit Card

  • 16.49% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 16.49% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 0% for 6 months from account opening date. Then 16.49% to 18.00% variable Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Space Coast Platinum Visa® Credit Card is a cashback credit card designed to handle whatever life throws at it. The card, offered by Florida bank Space Coast Credit Union, features an exclusive 0% introductory APR for six months on balance transfers, cash advances, and purchases, followed by a typical competitive APR after that. The card also earns 1% cashback on all eligible purchases, making it a potent tool in every Floridian’s tool belt – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Special Introductory Rates For The First 6 Months
  • No Annual Fee
  • Free FICO® Score
  • No Balance Transfer Or Cash Advance Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 16.49% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 16.49% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 0% for 6 months from account opening date. Then 16.49% to 18.00% variable
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
  • You already bank with Space Coast Credit Union
  • You live on the east coast of Florida
  • You don’t want to pay an annual fee
  • You want an all-round reliable credit card for everyday use

Space Coast Savings-Secured Visa® Credit Card

Space Coast Savings-Secured Visa® Credit Card
Poor-No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Poor / No Credit Required
Visa Processing Network
None Annual Fee

Space Coast Savings-Secured Visa® Credit Card

  • 18.00% variable based on the Prime Rate Regular Purchase APR
  • 18.00% variable based on the Prime Rate Balance Transfer APR
  • 5.99% for 6 months from account opening date. Then 18.00 variable% Cash Advance APR
  • 5.99% for 6 months from account opening date Intro Purchase APR

At a Glance

The Space Coast Savings-Secured Visa® Credit Card is a great way to rebuild damaged credit. Offered by Space Coast Credit Union in Florida, the card features an introductory APR for the first six months, followed by a fixed APR after that. The card also earns 1% cashback for every eligible purchase, which is a nice feature not found on many other secured cards. No annual fee is another great feature, meaning you don’t have to pay fees for the privilege of rebuilding credit.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Roadside Assistance
  • Build credit with responsible use
  • Visa Zero Liability Protectio
  • Intro Purchase APR: 5.99% for 6 months from account opening date
  • Regular Purchase APR: 18.00% variable based on the Prime Rate
  • Intro Balance Transfer APR: 5.99% for 6 months from account opening date
  • Balance Transfer APR: 18.00% variable based on the Prime Rate
  • Cash Advance APR: 5.99% for 6 months from account opening date. Then 18.00 variable%
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
  • Minimum Deposit Required: Please see terms
  • You need to rebuild your credit score
  • You’re new to credit and struggle to get an unsecured card
  • You want to earn rewards as you establish good credit practices
  • You do’t want to pay an annual fee

Space Coast Student Visa® Credit Card

Space Coast Student Visa® Credit Card
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

Space Coast Student Visa® Credit Card

  • 18.00% variable based on the Prime Rate Regular Purchase APR
  • 18.00% variable based on the Prime Rate Balance Transfer APR
  • 5.99% for 6 months from account opening date. Then 18.00% variable Cash Advance APR
  • 5.99% for 6 months from account opening date Intro Purchase APR

At a Glance

The Space Coast Student Visa® Credit Card is designed to help teenagers get their proverbial feet wet in the credit ocean, with a flat rate APR and straightforward fee structure. The student card also earns 1% cash back on eligible purchases, giving students their first taste of what a reward card has to offer. While the card requires a co-signer, it benefits from 0% introductory APR for the first six months and no annual fees.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Build Credit Responsibly
  • No Annual Fee
  • Roadside Assistance
  • Free FICO® Score
  • Intro Purchase APR: 5.99% for 6 months from account opening date
  • Regular Purchase APR: 18.00% variable based on the Prime Rate
  • Intro Balance Transfer APR: 5.99% for 6 months from account opening date
  • Balance Transfer APR: 18.00% variable based on the Prime Rate
  • Cash Advance APR: 5.99% for 6 months from account opening date. Then 18.00% variable
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
  • You’re a student looking to establish credit for the first time
  • You want to learn credit responsibility with a cash back bonus
  • You live in Florida and bank with Space Coast Credit Unio

About Space Coast Credit Union

Space Coast Credit Union is a Florida-based and state-chartered credit union. Space Coast, also called SCCU, has its headquarters in Melbourne, FL, on the state’s Space Coast.

Space Coast Credit Union is the third-largest credit union ins the State of Florida, with approximately $4 billion in total assets. SCCU has over 300,000 members and operates around 70 branches throughout the Sunshine State.

SCCU dates to 1951 when it was initially founded as Patrick Air Force Base Credit Union. Initially, the credit union served only those who lived and worked on the base, before extending its reach. The name officially changed to Space Coast Credit Union in 1980.

Space Coast Credit Union Membership Eligibility

Membership in Space Coast Credit Union is open to those who live or work in the following Florida counties: Brevard, Broward, Clay, Collier, Duval, Flagler, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia.

Branch Locations

SCCU operates 74 branches throughout the east coast of Florida. These locations include offices as far south as Miami-Dade County and as far north as Flagler County. For a complete listing of SCCU’s branch locations, please visit the credit union’s dedicated locations page.

Space Coast members also have access to a cooperative of shared branches throughout the country. These branches are operated by member credit unions and provide Space Coast members with in-person assistance – no matter where their travels take them.

FAQs About SCCU

Here are answers to some of the most commonly asked questions about Space Coast Credit Union:

  • SCCU has a full range of Visa credit cards, including low APR cards, student credit cards, and secured credit cards. The credit union also offers small business credit cards.
  • Space Coast Credit Union’s routing number is 263177903.
  • SCCU ATMs accept both cash and check deposits – without needing an envelope.
  • Contact Space Coast customer service at 321-752-2222.

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Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.