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Safe 1 Credit Union Mastercard Platinum Rewards Card
Safe 1 Credit Union Mastercard Platinum Rewards Card
- 14.75% to 21.75% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 14.75% to 21.75% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 14.75% to 21.75% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Safe 1 Mastercard Platinum Rewards Card offers several features that make it stand out from many competitors. It provides cardholders many of the same benefits as the regular Platinum credit card, cardholders can earn points for every purchase and redeem those for merchandise or travel vouchers. Keep reading for more information on this credit card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- 0% intro APR for 12 months on purchases and cash advances
- Earn 1 point for ever $1 you spend with your credit card
- No balance transfer fees
- Regular Purchase APR: 14.75% to 21.75% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 14.75% to 21.75% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 14.75% to 21.75% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Penalty APR: 27.50%
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: $15
- Return Payment Penalty Fee: $25
- You want a credit card that earns rewards points
- You don’t want to pay an annual fee
- You don’t want to pay balance transfer fees
Safe 1 Credit Union Mastercard Platinum Card
Safe 1 Credit Union Mastercard Platinum Card
- 12.75% to 19.75% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 12.75% to 19.75% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 12.75% to 19.75% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Safe 1 Mastercard Platinum Card offers cardholder’s Safe 1’s lowest interest rates coupled with no annual fee. Keep reading to learn more about the features of this credit card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No balance transfer fees
- Low interest rates
- Regular Purchase APR: 12.75% to 19.75% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 12.75% to 19.75% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 12.75% to 19.75% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Penalty APR: 27.50%
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: $15
- Return Payment Penalty Fee: $25
- You don’t want to pay an annual fee for a credit card
- You want a credit card with a lower interest rate
- You don’t want to pay balance transfer fees
You've viewed 5 of 2 credit cards
About Safe 1 Credit Union
Safe 1 Credit Union is a not-for-profit credit union in Central and Northern California. The credit union (CU) has its headquarters in Bakersfield, California.
As a chartered CU, Safe 1 is not FDIC insured, like traditional banks. Instead, Safe 1 is insured through the National Credit Union Administration (NCUA). The NCUA is also a U.S. government agency and provides members with at least $250,000 in protection.
Branch Locations
Safe 1 currently has nine branch locations throughout the area it serves. This includes four branches – and the CU’s headquarters – in Bakersfield.
Safe 1 also operates fee-free ATMs at all branches, as well as at a variety of other locations in the areas they serve. A full list of ATM locations is on the credit union’s website. Safe 1 members can also use CO-OP ATMs fee-free. The CO-OP ATM network includes credit unions across North America, providing access to over 30,000 ATMs.
Who Can Join Safe 1 Credit Union?
Membership with Safe 1 Credit Union is very straightforward. Membership is open to all residents of the following California counties:
- Kern
- Kings
- Fresno
- Tulare
FAQs About Safe 1 Credit Union
Here are answers to some of the most frequently asked questions about Safe 1 CU and their credit card offers:
- Safe 1 Credit Union’s routing number is 322273609.
- Yes. Safe 1 currently has an app that members can download through the Google Play and Apple stores.
- No. Credit unions are insured through the National Credit Union Administration. This agency provides the same level of protection ($250,000) for accounts, meaning you don’t have to worry when joining a credit union.
Safe 1 Credit Union operates the following branches:
- Bakersfield, CA
- 1400 Mill Rock Way (Administrative Offices) – (661) 327-3818
- 3601 Panama Lane – (661) 327-3818
- 8200 Granite Falls Drive – (661) 327-3818
- 400 Oak Street – (661) 327-3818
- Delano, CA
- 1101 Cecil Avenue – (661) 725-9429
- Porterville, CA
- 680 No. Prospect Avenue – (559) 784-6105
- 1092 W Kern Street – (661) 765-2334
- Tehachapi, CA
- 20141 Valley Boulevard – (661) 822-8000
- Visalia, CA
- 1407 East Noble Ave – (559) 733-3545
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