Regions Bank Credit Cards

Regions Bank credit cards feature a range of popular perks, including cash back on business purchases and the ability to rebuild your credit history. Select cards also come with generous introductory offers on points that can be redeemed for gift cards, travel, and other rewards. Browse credit cards below.

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Regions Prestige Visa® Signature Credit Card

Regions Prestige Visa® Signature Credit Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Visa Processing Network
None Annual Fee

Regions Prestige Visa® Signature Credit Card

  • 18.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 18.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 30.24% variable based on the Prime Rate Cash Advance APR
  • 0% for 12 months from account opening date Intro Purchase APR

At a Glance

With the Regions Prestige Visa® Signature Credit Card, you can earn points on all qualifying purchases and an easy additional 10,000 bonus points within the first 3 months of card ownership. On top of that, you’re also privy to a 0% intro APR for 12 months on your purchases and balance transfers.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory APR for 12 months on purchases that post in the same period
  • 0% introductory APR for 12 months on balance transfers that post within 60 days of account opening
  • Earn 10,000 bonus points, which can be redeemed for $100 cash
  • No annual fee
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 18.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 18.24% to 28.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 30.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You have a personal checking account with Regions Bank
  • You deposit at least $15,000 in your checking account each month
  • You do not have a cash back rewards cards with a return of 2% or higher

Regions Premium Visa® Signature Credit Card

Regions Premium Visa® Signature Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Regions Premium Visa® Signature Credit Card

  • 19.24% variable based on the Prime Rate Regular Purchase APR
  • 19.24% variable based on the Prime Rate Balance Transfer APR
  • 30.24% variable based on the Prime Rate Cash Advance APR
  • 0% for 12 months from account opening date Intro Purchase APR

At a Glance

As a new Regions Premium Visa® Signature Credit Card holder, not only will you be able to earn 1.5x points on all of your qualifying purchases, but you can earn an extra intro bonus of 30,000 bonus points in your first 90 days as well. The card also doesn’t charge any foreign transaction fees, which is great for travelers shopping abroad.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 30,000 bonus points, which can be redeemed for $300 cash, when your net qualifying purchases made in the first 90 days total $2,000 or more
  • Earn 1.5 points for every dollar spent on all qualifying purchases made during and after the introductory period
  • No foreign transaction fees
  • 0% introductory APR on purchases and balance transfers for 12 months
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 19.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 19.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 30.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You want to earn 1.5x points on all your purchases
  • You’re likely to make $2,000 in purchases in the next 90 days to qualify for 30,000 bonus points
  • You can benefit from an intro balance transfer APR and intro purchase APR of 0% for 18 months

Regions Cash Rewards Visa® Signature Credit Card

Regions Cash Rewards Visa® Signature Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Regions Cash Rewards Visa® Signature Credit Card

  • 18.74% to 28.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 30.24% variable based on the Prime Rate Cash Advance APR
  • 0% for 12 months from account opening date Intro Purchase APR

At a Glance

Earn 1.5% cash back on every purchase with the new Cash Rewards Visa Signature from Regions Bank. Features no annual fee and 12 months of 0% introductory APR on purchases and balance transfers.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn unlimited 1.5% cash back on all purchases
  • Redeem rewards for statement credit, direct deposit, or a physical check
  • Requires a Regions Bank personal checking account to apply for card
  • No foreign transaction fee
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 18.74% to 28.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 19.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 30.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You have a personal checking account with Regions Bank and make less than $45,000 in deposits a quarter
  • You value a higher starting credit limit than a signup bonus
  • You’re looking for a supplementary credit card to add to their current line-up

Regions Explore Visa® Credit Card

Regions Explore Visa® Credit Card
Poor-No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Poor / No Credit Required
Visa Processing Network
$29 Annual Fee

Regions Explore Visa® Credit Card

  • 28.24% variable based on the Prime Rate Regular Purchase APR
  • 28.24% variable based on the Prime Rate Balance Transfer APR
  • 30.24% variable based on the Prime Rate Cash Advance APR

At a Glance

The Regions Explore Visa® Credit Card is a secured card that serves as a straightforward tool to help you build your positive credit history. You can set your credit limit based on the funds you deposit into your account, giving you control over the direction of your financial future.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Secured by a Regions Explore Card savings account, this can help build credit history with responsible use
  • Gain access to Purchase Security and Warranty Manager benefits
  • Use with Google Pay™, Apple Pay® and Samsung Pay
  • Regular Purchase APR: 28.24% variable based on the Prime Rate
  • Balance Transfer APR: 28.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 30.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $29
  • Late Payment Penalty Fee: Up to $39
  • Minimum Deposit Required: $250
  • You want a simple secured card to rebuild your credit score
  • You do not want to pay foreign transaction fees on purchases while vacationing overseas
  • You seek a card with overdraft protection and the ability to monitor on your smartphone using Regions LockIt on the Regions mobile app.

Regions Life Visa® Credit Card

Regions Life Visa® Credit Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Visa Processing Network
None Annual Fee

Regions Life Visa® Credit Card

  • 17.24% to 27.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.24% to 27.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 30.24% variable based on the Prime Rate Cash Advance APR
  • 0% for 15 months from account opening date Intro Purchase APR

At a Glance

If you’re in the market for a balance transfer card, the Regions Life Visa® Credit Card features an intro balance transfer APR of 0% for 15 months that can help you get back on your feet. Coupled with the numerous fees that this card waives, your finances will be off and running again in no time.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory APR for 15 months on purchases that post in the same period
  • 0% introductory APR for 15 months on balance transfers that post within 60 days of account opening
  • Use instead of cash for everyday purchases to help you manage
  • No annual fee
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months from account opening date
  • Balance Transfer APR: 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 30.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You want an intro balance transfer APR of 0% for 15 months for balances posted within 60 days of the account opening
  • You also want a card featuring an intro purchase APR of 0% for 15 months for purchases posted in the same time period
  • You prefer a card without annual fees or foreign transaction fees

Regions Visa® Business Enhanced Credit Card

Regions Visa® Business Enhanced Credit Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Visa Processing Network
None Annual Fee

Regions Visa® Business Enhanced Credit Card

  • 17.74% to 27.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.74% to 27.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.49% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

Small business owners that want to avoid paying annual fees or interest on purchases for 6 months can look to the Regions Visa® Business Enhanced Credit Card. Cardholders can also earn points for all of their qualifying purchases without bouncing between categories from quarter to quarter.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory APR for 6 months on purchases
  • Your business can earn 1 point for each $1 spent on qualifying purchases
  • Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge
  • No annual fee
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 17.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 17.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $49
  • You can make headway in your business with 0% interest on purchases for 6 months
  • You want to earn points on purchases that can be redeemed for gift cards, cash, and other rewards
  • You’re interested in a 15% discount on business purchases through Visa SavingsEdge

Regions Visa® Business Credit Card

Regions Visa® Business Credit Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Visa Processing Network
None Annual Fee

Regions Visa® Business Credit Card

  • 15.74% to 25.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 15.74% to 25.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.49% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months Intro Purchase APR

At a Glance

If you’re a small business owner who wants to pay for everyday expenses without worrying about an annual fee, the Regions Visa® Business Credit Card may be the solution you’re looking for. The card also grants you a bit of financial breathing room with a 0% intro purchase APR period of 6 months.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory Purchase APR for 6 months
  • Zero liability for unauthorized purchases, including online expenditures
  • No annual fee
  • Benefits include Visa Travel & Emergency Assistance and Visa Auto Rental Collision Damage Waiver
  • Intro Purchase APR: 0% for 6 months
  • Regular Purchase APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $49
  • You want a 0% introductory purchase APR for 6 months
  • You seek out credit cards that do not charge you an annual fee
  • You enjoy the peace of mind that comes with online banking and account alerts

About Regions Bank

Regions Bank is a large regional bank with its headquarters in Birmingham, Alabama. Regions is the largest deposit holder in the U.S. states of Alabama and Tennessee, and one of the largest in Arkansas, Florida, Louisiana, and Mississippi.

Regions is one of the largest banks in the United States in terms of assets, currently sitting at number 460 out of 500. The bank’s total assets are approximately $133 billion, as of 2020.

Regions offers a full assortment of products and services for consumers and small businesses. These services include credit cards, savings accounts, checking accounts, loans (including auto loans, mortgages, and HELOC loans), and small business loans, services, and credit cards.

Branch Locations

Regions Bank has a broad geographic footprint. The bank operates nearly 1,500 branches and 2,00 ATMs across the following U.S. states:

  • Alabama
  • Arkansas
  • Georgia
  • Florida
  • Mississippi
  • Louisiana
  • Texas
  • Missouri
  • Illinois
  • Indiana
  • Tennessee
  • Kentucky
  • Iowa
  • South Carolina
  • North Carolina
  • Virginia

For a complete listing f Regions Bank locations, including branch directions and contact information, please visit the bank’s dedicated branch finder page.

FAQs About Regions

Here are answers to common questions about Regions Bank, their services, and their credit cards:

  • No, Regions is a separate bank, with 1,500 branches compared to BoA’s 5,000+.
  • The routing number for Regions Bank depends on the state in which your account is opened. The routing numbers for Regions Bank are:
    • Alabama: 062000019
    • Arkansas: 082000109
    • Florida: 063104668
    • Georgia: 061101375
    • Illinois: 071122661
    • Indiana: 074014213
    • Iowa: 073900438
    • Kentucky: 083901744
    • Louisiana: 065403626
    • Mississippi: 065305436
    • Missouri: 081001387
    • North Carolina: 053012029
    • South Carolina: 053201814
    • Tennessee: 064000017
    • Texas: 111900785
    • Virginia: 051009296
  • The number for Regions customer service is 1-800-734-4667.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

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