Showing 41 Cards
Sort By Column Name:
CMU Visa® Signature Card
CMU Visa® Signature Card
- 20.24% to 30.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.24% to 30.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.24% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
Sponsored by the Central Michigan University Alumni Association, the CMU Visa® Signature Card offers an easy way to show off school pride. Not only that, this maroon and gold credit card also rewards cardholders with impressive cash back. It earns 3% for fast food, ridesharing, and coffee shop purchases, plus 2% at gas stations and other restaurants. Whether current CMU students or alumni, this card can fit into just about any Chippewa fan’s wallet.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 3% cash back on rideshares, fast food, and coffee
- Earn 2% cash back at gas stations and restaurants
- Earn 1% cash back on uncategorized net purchases
- Get a low introductory APR for the first 6 months
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 20.24% to 30.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 20.24% to 30.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 30.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 32.24% variable based on the Prime Rate
- Foreign Transaction Fee: Up to 2% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You attended Central Michigan University and want to show support with every purchase
- You want a card that earns the most rewards for rideshares, fast food, and coffee shop purchases
- You also want rewards for gas and restaurants, plus base rewards for other purchases
- You prefer flexible ways to redeem, from cash back to travel discounts
CCSU Alumni Rewards Visa® Card
CCSU Alumni Rewards Visa® Card
- 19.99% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.99% to 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
With the CCSU Alumni Rewards Visa® Card, you don’t have to leave your school pride behind after you graduate. Alumni from Central Connecticut State University who apply for this card receive surprising rewards and perks. The card earns 3% cash back on fast food, coffee shop visits, and ridesharing. Combine that with 2% back on gas and dining, plus 1% for all other purchases. This way, no matter how you get around or where you dine, you’ll still rack up rewards.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 3% cash back with fast food restaurants, rideshare services, and coffee shops
- Earn 2% cash back at gas stations and restaurants
- Earn 1% cash back on all other net purchases
- Flexible redemption opportunities and payment features, such as toggle®
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 19.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 19.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each balance, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 31.99% variable based on the Prime Rate
- Foreign Transaction Fee: Up to 2% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You’re a Central Connecticut State University alumni
- You want to earn up to 3% cash back while supporting the Blue Devils
- You prefer a flexible rewards program offering cash back, gift cards, and travel deals
- You spend the most on rideshare services, fast food, and coffee
AOPA World Mastercard
AOPA World Mastercard
- 15.49% to 25.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 15.49% to 25.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.49% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
Billed as the best credit card for pilots, the AOPA World Mastercard is designed to reward both aviation purchases and everyday spending. Pilots who use their card with AOPA partners will really see their rewards – and their savings – take off, thanks to exclusive perks only available with this card from Commerce Bank.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 4% cash back on select AOPA purchases
- Earn 3% cash back on purchases with select AOPA partners
- Earn 2% cash back on FBO’s, Flight Schools, and fuel (both aviation and auto)
- Earn 1% cash back on all other purchases
- No annual fee
- World Mastercard luxury travel benefits, including concierge, golf privileges and more
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Cash Advance APR: 30.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 32.49% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You’re a pilot or own an aircraft
- You’re a member of the Aircraft Owners and Pilots Association (AOPA)
- You spend the most money on aviation-related purchases
- You want to earn cash back rewards from purchases with APOA partners
- You want flexibility when it comes to redeeming your rewards
Bryant University Alumni Visa® Rewards Card
Bryant University Alumni Visa® Rewards Card
- 20.24% to 30.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.24% to 30.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.24% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
The Bryant University Alumni Visa® Rewards Card earns cardholders 3% cash back on purchases at coffee shops and fast food restaurants. Cardholders also earn 3% cash back on ridesharing services. Additionally, cardholders earn 2% cash back on gas and dining and 1% cash back on everything else. What’s more, new cardholders can take advantage of a low introductory APR for six months on purchases and balance transfers. This card features no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Earn 3% cash back on coffee, fast food, and rideshare purchases
- Earn 2% cash back on gas and dining
- Earn 1% cash back on all other purchases
- Low introductory APR for 6 months on purchases and balance transfers
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 20.24% to 30.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 20.24% to 30.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 30.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Penalty APR: 32.24% variable based on the Prime Rate
- Foreign Transaction Fee: Up to 2% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You don’t want to pay an annual fee to use a credit card
- You spend the most money fast food, coffee, and ridesharing
- You want to earn cash back on all their purchases
- You want to take advantage of a low APR on purchases for 6 months
- You need to transfer a balance and plan to pay it off in 6 months
BAMSL Visa Signature® Rewards Card
BAMSL Visa Signature® Rewards Card
- 18.24% variable based on the Prime Rate Regular Purchase APR
- 18.24% variable based on the Prime Rate Balance Transfer APR
- 30.24% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
The BAMSL Visa Signature® Rewards Card earns cardholders 3% cash back on purchases they make at coffee shops, fast food restaurants, and through rideshare services. Cardholders also earn 2% cash back on gas and restaurant transactions and 1% cash back on everything else. There are no limits to how much cash back you can earn. What’s more, this card features a low introductory APR for six months on purchases and balance transfers. Cardholders can access all these features without having to pay an annual fee
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Earn 3% cash back on coffee, fast food, and ridesharing purchases
- Earn 2% cash back on gas and restaurant purchases
- Earn 1% cash back on everything else
- Low introductory APR for 6 months on purchases and balance transfers
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 18.24% variable based on the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 18.24% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 30.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Penalty APR: 32.24% variable based on the Prime Rate
- Foreign Transaction Fee: Up to 2% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You belong to the Bar Association of Metropolitan St. Louis (BAMSL)
- You don’t want to pay an annual fee to use a credit card
- You spend the most money on coffee and fast food
- You want to take advantage of a low introductory APR for 6 months on purchases
- You need to transfer an existing credit card balance and plan to pay it off in 6 months
Florida Gators Mastercard
Florida Gators Mastercard
- 20.24% to 30.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.24% to 30.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.24% variable with the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
The Florida Gators Mastercard® from Commerce Bank lets University of Florida fans bring The Swamp everywhere they dine, shop, or travel. A cash back card designed for the Gator Nation, it offers up to 3% cash back with unlimited rewards, an introductory APR, and no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Earn unlimited cash back
- Earn 3% cash back at coffee shops and fast food restaurants, and on ridesharing services
- Earn 2% cash back on gas and restaurants
- Earn 1% cash back on all other eligible purchases
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 20.24% to 30.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 20.24% to 30.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 30.24% variable with the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Penalty APR: 32.24% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You’re a diehard Florida Gators fan and want to show off your favorite NCAA team or alma mater
- You want to earn unlimited cash back from everyday purchases
- You would like a credit card without the added cost of an annual fee
- You regularly use rideshare services, visit coffee shops, and/or enjoy fast food often
- You would like flexibility when it comes to redeeming cash back, and want a variety of rewards to choose from
Eagle Scout Visa Rewards Credit Card
Eagle Scout Visa Rewards Credit Card
- 20.49% to 30.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 30.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.49% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
The Eagle Scout Visa® Rewards Credit Card offers unlimited cash back rewards and savings for anyone who wishes to show their support for the National Eagle Scouts of America (NESA). Cardholders will see a portion of each purchase donated to the NESA, along with flexible reward redemption options and the opportunity to earn cash back from every eligible purchase.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Support the National Eagle Scouts of America with every purchase
- No annual fee
- Earn unlimited cash back
- Earn 3% cash back at coffee shops and fast food restaurants, and with ridesharing services
- Earn 2% cash back on gas and dining (restaurants)
- Earn 1% cash back on all other eligible purchases
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 20.49% to 30.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 20.49% to 30.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 30.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 32.49% variable based on the Prime Rate
- Foreign Transaction Fee: Up to 2% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You want to support the National Eagle Scouts of America
- You would like to earn unlimited cash back from every purchase
- You would like the flexibility to redeem your cash back for a variety of great rewards
- You regularly use rideshare services, frequent coffee shops, and/or enjoy fast food often
- You want a rewards credit card that doesn’t charge an annual fee
Boy Scouts of America Visa Credit Card
Boy Scouts of America Visa Credit Card
- 20.49% to 30.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 30.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.49% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
The Boy Scouts of America Visa®Credit Card is a wonderful cash-back credit card for those who wish to earn cash rewards from everyday spending. This card rewards cardholders with unlimited cash back, and a portion of every proceed is donated back to your local BSA council, making it a great way to show your dedication to the Boy Scouts of America (BSA) organization.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn unlimited cash back rewards – no cap, no opt-in
- Earn 3% cash back at coffee shops, fast food restaurants and on ridesharing services
- Earn 2% cash back at gas stations and restaurants
- Earn 1% cash back on all other eligible purchases
- Redeem rewards for cash back, gift cards, travel credits, merchandise, and more
- No annual fee
- A portion of proceeds from every purchase is used to support the Boy Scouts of America
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 20.49% to 30.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 20.49% to 30.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 30.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 32.49% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You want to support your local Boy Scout troop
- You would like to earn unlimited cash back from every purchase
- You do not want a card with an annual fee
- You would like the flexibility to redeem their cash back for a variety of great rewards
- You regularly use rideshare services, frequent coffee shops, and/or enjoy fast food ofte
Save the Children Visa® Signature
Save the Children Visa® Signature
- 20.49% to 30.49 variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 30.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.49% variable based on the Prime Rate Cash Advance APR
- 1.99% for 6 months from account opening date Intro Purchase APR
At a Glance
The Save the Children Visa Signature Card is a charity credit card that also offers cash back rewards. The card, offered by Commerce Bank, donates $35 to Save the Children for each new account. Cardholders earn 3% cash back on fast food, coffee shop, and ride-share purchases; 2% back on gas and dining; and 1% back for everything else. New cardholders can also take advantage of an introductory APR of 1.99% for the first six months – all for no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 3% cash back on coffee, fast food, and ride-shares
- 2% cash back on gas and dining
- 1% cash back on all other purchases
- No annual fee
- Intro Purchase APR: 1.99% for 6 months from account opening date
- Regular Purchase APR: 20.49% to 30.49 variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for 6 months from account opening date
- Balance Transfer APR: 20.49% to 30.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 30.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 31.99% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currenciesother than U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You want to help the Save the Children Fund
- You like earning 3% cash back for coffee shop or fast food purchases
- You frequently use ride-share services like Uber or Lyft
- You do’t want to pay an annual fee
Kansas City Zoo Visa® with Rewards Card
Kansas City Zoo Visa® with Rewards Card
- 20.49% to 30.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 30.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 30.49% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months from account opening date Intro Purchase APR
At a Glance
It’s not often that you find a credit card designed just for animal lovers; for Friends of the Zoo (or anyone who wants to help out the Kansas City Zoo), the Kansas City Zoo Visa with Rewards Card is the perfect way to save money, build credit, and earn cash back while helping raise money to feed animals at the zoo.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 3% cash back at with fast food restaurants, coffee shops, and ride-sharing services
- 2% cash back on gas and restaurants
- 1% cash back on all other purchases
- 0% APR on purchases and balance transfers for first six months
- Special offers from Friends of the Zoo
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 20.49% to 30.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 6 months from account opening date
- Balance Transfer APR: 20.49% to 30.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 30.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 32.49% variable based on the Prime Rate
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars
- Late Payment Penalty Fee: Up to $40
- You don’t want to pay an annual fee
- You love animals, and/or love the Kansas City Zoo
- You want to earn great cash back rewards – up to 3% back for every purchase
- You live in the Kansas City area
You’ve viewed 5 of 41 credit cards
About Commerce Bank Credit Cards
Commerce Bank is a unique financial institution. Though it has locations throughout the central United States, this bank offers consumers a slew of credit cards nationwide. A handful of these cards bear the Commerce Bank brand, offering cash back, miles, and many useful features.
As mentioned, Commerce Bank offers several proprietary credit cards. These cards include a secured credit card for building credit, the Commerce Bank Secured Visa®; the Commerce Miles® Visa Signature for earning travel miles; and cash back rewards can be earned through its Special Connections® line of cards.
Who Can Apply for a Commerce Bank Credit Card?
Not all Americans can apply for a Commerce Bank credit card. Commerce operates branches in the following United States states:
Commerce Bank credit cards are available to residents of the following U.S. states the bank serves: | |||
---|---|---|---|
Colorado | Iowa | Missouri | Tennessee |
Illinois | Indiana | Kansas | Ohio |
Texas | Michigan | Oklahoma |
What Brands Offer Credit Cards Through Commerce?
Commerce Bank is also a leading issuer of co-branded credit cards with brands across various industries. Interestingly, Commerce retail and store credit cards are all open-loop, meaning are part of a payment network – like Visa or Mastercard – and as such, are usable where those networks are accepted worldwide.
Many other issuers, like Comenity, Synchrony, and Citi, also issue several closed-loop credit cards for big retail, travel, and hospitality brands. A closed-loop credit card is a type of credit card that can only be used for purchases within a specific network or at a particular merchant or group of merchants. They are typically designed to incentivize brand loyalty and encourage spending within that specific store.
So, what brands offer credit card products through Commerce Bank? The list includes an impressive group of names, including local Midwest favorites and national household names:
Boy Scouts of America | AOPA | Save the Children | Kansas City Zoo |
Kansas City Royals | Fishing League Worldwide | Garfield | Drury Hotels |
Commerce Bank is also one of the largest issuers of alumni credit cards, along with Bank of America. Alumni credit cards appear similar to student credit cards but differ significantly on who they are targeted to.
What are Alumni Credit Cards?
Student credit cards are designed for college-age individuals and are new to credit or anyone enrolled in an eligible school through the National Clearing House. These cards help students establish a strong credit history during their college years, and as such, they have features tailored toward students, including good grade incentives, lower credit limits, and easier credit access.
Alumni credit cards, on the other hand, are geared towards those who have already graduated but still want to show their school pride with every purchase. These cards are the same as a traditional cash back or travel rewards card – only with the exclusive branding of one’s alma mater.
Alumni credit cards often come with unique features and rewards tailored to the interests and affiliations of graduates. Many alumni credit cards align their reward categories with the spending habits of their target audience. Additionally, some alumni cards contribute a percentage of your purchases back to the school or its affiliated organizations. This can be a way to give back to your school while making everyday purchases.
Here are just a few schools that partner with Commerce Bank to issue credit cards for alumni:
Bryant University | Central Connecticut State University | University of Florida | University of Idaho |
Central Michigan University | North Dakota State University | Valparaiso | Webster University |
Common Features of Commerce Bank Credit Cards
There are several common features of Commerce Bank credit cards. These factors typically include the following:
Rewards: | Many Commerce Bank credit cards offer reward programs allowing you to earn points, cash back, or miles for purchases. These rewards can often be redeemed for travel, gift cards, statement credits, or merchandise. Additionally, many Commerce Bank credit cards offer similar reward structures, with common bonus categories including rideshare, gas, fast food, coffee shops, and more. | ||
Introductory Offers: | Some Commerce Bank cards may offer introductory offers, such as 0% APR on balance transfers or purchases for a specified period. This can help you save on interest or consolidate existing debt. | ||
Security Features: | Commerce Bank cards usually come with security features like EMV chip technology and fraud protection. These measures help keep your card and your financial information safe. | ||
No Annual Fee: | The majority of Commerce Bank credit cards do not charge an annual fee, which is a great feature for an everyday credit card. |
Commerce Bank Credit Card Rewards
Commerce Bank offers some pretty niche bonus rewards categories on its cash back credit cards. Specifically, most of these cards earn 3% cash back on purchases made at coffee shops, fast food restaurants, and on ridesharing. An additional 2% can be earned at gas stations and dine-in restaurants. These options also include cards from smaller banks, like the BTC Bank Visa.
These categories make sense for many offers that are co-branded with university alumni associations, but they may not offer as much value on other cards. Ultimately, you’ll want to consider your spending habits when weighing the benefits of these cards for your wallet. On the other hand, travel rewards cards offer a more traditional spread of rewards for cardholders. Statement credits and lounge access come with some of these cards as well.
Commerce Bank Rewards Redemption
The redemption opportunities for this bank offer a bit more flexibility than the categories for earnings. Once you have Commerce Bank rewards to redeem, you can choose from any of the following redemption options:
Gift cards | Airfare | Fuel discounts | Merchandise | Statement credits |
FAQs About Commerce Bank
Still have some questions about Commerce Bank, its proprietary and co-branded cards, or its retail and student credit cards? Here are some answers to commonly asked questions:
Commerce Bank customer service agents are available via phone at 1-800-645-2103.
If you choose to mail your payment, checks can be sent to:
PO Box 410857. Kansas City, MO 64141-0857
Commerce Bank reports to all three major credit bureaus (TransUnion, Experian, and Equifax), meaning you enjoy maximum credit-building capabilities with the bank.
No. Commerce Bank has a footprint in 48 U.S. states.
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.