Filter Options
×-
-
Unselect all
-
Unselect all
-
Unselect all
Showing 47 Cards
Sort By Column Name:
British Airways Visa Signature
British Airways Visa Signature
- 21.49% to 28.49% variable based on creditworthiness and Prime Rate Regular Purchase APR
- 21.49% to 28.49% variable based on creditworthiness and Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
Points earning-heavy and very flexible when it comes to redemption, the Chase British Airways Visa Signature® is a versatile airline rewards credit card that allows you to rack up rewards on all types of purchases, no matter where you make them.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening
- Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
- Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases
- 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
- Pay no foreign transaction fees when you travel abroad
- Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
- Member FDIC
- Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You travel often, especially with British Airways, Iberia, or Aer Lingus
- You're looking to use your credit card to make purchases abroad
- You prefer to redeem earned rewards with a variety of airlines
Disney Premier Visa Card
Disney Premier Visa Card
- 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort Intro Purchase APR
At a Glance
The Disney® Premier Visa® Card shines brightest when shopping and redeeming with Disney, offering plenty of perks and savings for enthusiasts of the Happiest Place on Earth.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening
- Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 15.99%
- Save 10% on select Disney and Star Wars purchases at Disney store and shopDisney.com
- Receive 10% off select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts
- Earn 2% in Disney Rewards Dollars on card purchases at grocery stores, restaurants, gas stations and most Disney locations
- Earn 1% on all your other card purchases
- Redeem Rewards Dollars for a statement credit toward airline travel
- Intro Purchase APR: 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort
- Regular Purchase APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $49
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You often shop for Disney products
- You travel to Disney locations or book travel with Disney
- You wish to earn rewards and plan to redeem them towards Disney products
Disney Visa Card
Disney Visa Card
- 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort Intro Purchase APR
At a Glance
The Disney® Visa® Card shines when shopping and redeeming with Disney, offering plenty of perks and savings for enthusiasts of the household name. Disney creates some of the most magical moments in our lives, and the Disney® Visa® Card allows cardholders to reach these magical memories with every eligible purchase they make with their card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- $150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening
- Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 15.99%
- Save 10% on select Disney and Star Wars purchases at Disney store and shopDisney.com
- Receive 10% off select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts
- Earn 1% in Disney Rewards Dollars on all your card purchases with no limits to the amount you can earn
- No annual fee
- Intro Purchase APR: 0% for 6 months after select Disney vacation package or real estate interest purchase in a Disney Vacation Club® Resort
- Regular Purchase APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 19.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You often shop for Disney products
- You travel to Disney locations or book travel with Disney
- You wish to earn rewards and plan to redeem them towards Disney products
- You do't want to pay an annual fee
Disney Visa Debit Card
Disney Visa Debit Card
At a Glance
The Chase Disney® Visa® Debit Card is a debit card tied to a Chase checking account. The card offers savings of up to 10% at Disney, plus special photo opportunities and your choice of six custom card designs.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Save 10% on select purchases at Disney store and shopDisney.com
- Pose for special photos at our private Cardmember locations at Walt Disney World® Resort and the Disneyland® Resort
- 10% off select merchandise purchases of $50 or more at select Disney locations
- 10% off select dining locations most days at Walt Disney World® Resort and the Disneyland® Resort.
- 10% off the non-discounted price of select recreation experiences at Walt Disney World® Resort.
- Foreign Transaction Fee: 3% of the transaction in U.S. dollars
- You already bank with Chase
- You love Disney and want special discounts at Disney Resorts and shopping locations
- You don’t want a credit card
- You want to add additional perks to their existing Chase debit card
DoorDash Rewards Mastercard®
DoorDash Rewards Mastercard®
- 20.24% to 28.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.24% to 28.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The DoorDash Rewards Mastercard® makes ordering out a breeze thanks to up to 4% cash back on DoorDash purchases, 2% back on groceries, a free year of DashPass (a $96 value), and a selection of Mastercard perks and protections.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- With the DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).
- 4% cash back on DoorDash and Caviar orders. Enjoy this benefit on every type of DoorDash order, including restaurants, groceries, pet supplies, retail items, and more. No earning caps.
- 3% cash back on dining when purchased directly from a restaurant. No earning caps.
- 2% cash back on purchases from grocery stores, online or in person. 1% cash back on all other purchases. No earning caps.
- Get a complimentary DashPass membership ($96 value) every year with $10k in annual card spend. DashPass members enjoy $0 delivery fees & reduced service fees on every eligible order.
- No annual card fee, just cash back on every purchase.
- As an exclusive Cardmember benefit, get 10% off one Convenience, Grocery, Alcohol, Retail or DashMart order every month. Maximum discount of $15 per order. Offer expires 12/31/2024.
- Member FDIC
- Regular Purchase APR: 20.24% to 28.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 20.24% to 28.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You love to order in and want to save money
- You can make use of the many services DoorDash offers, including groceries
- You want a $100 cash bonus after spending $500 on purchases in the first three months
Iberia Visa Signature Card
Iberia Visa Signature Card
- 21.24% to 28.24% variable based on creditworthiness and Prime Rate Regular Purchase APR
- 21.24% to 28.24% variable based on creditworthiness and Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
Frequent Iberia flyers will find they can earn plenty of rewards points with the Chase Iberia Visa Signature® credit card, especially thanks to its gargantuan signup bonus.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening
- Earn 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL
- Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases
- Save 10% on Iberia flights purchased on iberia.com/Chase10
- Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
- Pay no foreign transaction fees when you travel abroad
- Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
- Member FDIC
- Regular Purchase APR: 21.24% to 28.24% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 21.24% to 28.24% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You fly frequently, especially with Iberia Airlines, British Airways, or Aer Lingus
- You have an Iberia Plus account in which you already earn reward Avios
- You want to book travel with rewards miles instead of cash
- You have enough planned spending for a huge signup bonus
IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The IHG One Rewards Premier Business Credit Card from Chase earns up to 26X points on purchases and features an impressive 140,000 bonus points welcome offer – for a $99 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier Business card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
- Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $99
- Late Payment Penalty Fee: $40
- Return Payment Penalty Fee: $40
- You own a small business and frequently stay at IHG properties
- You spend heavily on travel purchases or advertising
- You don’t already have TSA PreCheck
- You plan to issue multiple employee cards to maximize rewards
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
Earn up to 26X points on when you stay at an IHG property; 5X points on gas, travel, and restaurants; plus, automatic Platinum Elite status within the IHG One Rewards loyalty program. Sign up for the IHG One Rewards Premier Credit Card today and receive 140,000 bonus points plus a free night when you spend $3,000 within the first 3 months of opening an account.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 140,000 Bonus Points plus up to $100 in IHG® statement credits.
- Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 points total per $1 spent when you stay at IHG Hotels & Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
- Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $99
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- You stay at an IHG hotel at least once a year
- You want a jumpstart to earning IHG Spire Elite Status
- You want to prevent your IHG points from expiring
- You want a statement credit for Global Entry or TSA Precheck
- You're planning an upcoming 4+ night getaway
IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The IHG One Rewards Traveler Credit Card from Chase Bank makes it easy – and lucrative – to spend money; earn points from everyday purchases and watch them add up to Reward Nights at more than 6,000 hotel properties worldwide. Using this card for all purchases can net you up to 17x points per $1 spent, and exclusive Mastercard benefits make this card an attractive offer.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 80,000 bonus points plus up to $50 in IHG® statement credits.
- No Annual Fee
- Earn up to 17 points total per $1 spent when you stay at IHG Hotels & Resorts
- Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
- No Foreign Transaction Fees
- Redeem 3 Nights, Get the 4th Night Free
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
- Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% based on the Prime Rate
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You stay at IHG properties frequently when you travel
- You plan to spend at least $2,000 in the first three months of account opening to take advantage of a generous 120,000 bonus point offer
- You want a discount of 20% when purchasing IHG One Rewards member points with this card
- You would like a card with no annual fee and no foreign transaction fees
Instacart Mastercard®
Instacart Mastercard®
- 20.24% to 28.99% Variable Regular Purchase APR
- 20.24% to 28.99% Variable Balance Transfer APR
- 29.99% Variable Cash Advance APR
At a Glance
The Instacart Mastercard® is a cash back card that offers big savings on food and grocery deliveries. The no annual fee credit card from Chase earns 5% back on Instacart purchases, offers one-year free ofInstacart+ membership, and more.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
- Earn 5% cash back on Instacart app and Instacart.com purchases
- Earn 5% cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
- Earn 2% cash back at restaurants, gas stations and on select streaming services
- Earn 1% cash back on all other purchases
- No annual card fee
- Regular Purchase APR: 20.24% to 28.99% Variable
- Balance Transfer APR: 20.24% to 28.99% Variable
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% Variable
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% Variable
- You get your groceries or food delivered through Instacart
- You have wanted to try out Instacart+
- You want a $100 Instacart credit to start chowing down today
- You do't want to pay an annual fee
You've viewed 5 of 47 credit cards
Chase Bank Credit Cards
Chase is one of the most popular credit card issuers in the United States. The bank currently has over 83 million credit cardholders in the United States, second only to Citibank. Chase offers over 30 credit cards, which feature either the Chase name or those of their partners (like the AARP Card).
How Many Chase Cards Can I Have?
Chase credit cards are among the most popular cards on the market. This is especially true for Chase branded cards, such as the Chase Sapphire Reserve®, the Sapphire Preferred®, the Chase Freedom®, and Chase Ink for Business.
Like other issuers, however, Chase has restrictions on how many credit cards an individual can open during a period of time. This is known as the Chase “5/24” rule, It means that the bank will likely not aprove you if you have opened more than 5 credit card accounts in a 24-month period.
Chase 5/24 Rule
The Chase 5/24 rule is one of the better-known credit card rules. That doesn’t mean, however, that it’s famous. In fact, many credit card application regulations are relatively unknown to the broader public.
What does the 5/24 rule mean? Simply put, Chase will deny a credit card application from anyone that opened more than five credit cards within the previous 24 months. The limits of five cards do not only apply to Chase credit cards. Instead, it refers to any credit cards opened within the last two years.
Fortunately, business cards opened through most banks or credit card issuers are excluded from the 5/4 rule. Also excluded are personal loans, auto loans, student loans, and mortgages. If a person applies for a credit card and is denied, that application also doesn’t apply towards the limit of five.
The following types of accounts apply towards the 5/24 rule:
- Any personal credit card from a bank – even if the account is currently closed
- Any individual charge cards, including those from American Express
- All cards in which the applicant is an authorized user
- Many stores or retail credit cards.
- All business credit card accounts the individual opens with Capital One, Discover, or TD Bank.
What to Look for in a Chase Credit Card
When applying for Chase card, what should you keep an eye on when applying?
- Rewards
- Annual fee
- No foreign transaction fees
- Co-branded vs. Chase-branded
- Credit score required
Chase Ultimate Rewards Program Guide
Chase Ultimate Rewards is the loyalty program for those who have individual Chase credit cards. Cards that apply for Ultimate Rewards include the following proprietary credit cards:
Ultimate Rewards are also earnable through the following Chase small business credit cards:
How to Earn Chase Ultimate Rewards Points
Chase Ultimate Rewards points are earnable for qualifying purchases, with select categories earning even more points. Cardholders also earn points through lucrative signup bonuses. Like American Express, Chase is known for offering substantial introductory bonuses, sometimes worth over $750 in value. This is especially true for their signature credit cards, such as the Chase Sapphire Reserve® – one of the most exceptional rewards credit cards on the market today.
Other options for earning Ultimate Rewards points include referral bonuses for recommending Chase cards for family and friends, getting extra points through select offers, or taking advantage of limited-time opportunities. Cardholders can also transfer points from other loyalty programs, such as airlines and hotels.
How Much Are Chase Ultimate Rewards Points Worth?
Chase Ultimate Rewards are among the most valuable reward points in the credit card loyalty space. The precise value of Ultimate Rewards points varies depending on the method of redemption. Still, the best value (travel) provides a whopping two cents per point of value. This valuation places Chase points on par with AMEX Membership Rewards points, and significantly ahead of points from other credit card issuers.
How to Redeem Chase Ultimate Rewards
Chase Ultimate Rewards points apply to a wide array of redemption options. Those redemption options are like what is found with other programs, including:
Travel | Shopping | Statement credits |
Charitable donations | Gift cards | Transfer points to partners |
Using points when purchasing merchandise through the Chase portal, or for statement credits provides the worst value for money. These options offer a value below one cent per point, making it an opportunity to avoid in many instances.
Booking travel through the Ultimate Rewards portal is the best option for using rewards. This option provides exceptional value – on par with American Express Membership Rewards. The best value with the Chase Ultimate Rewards portal, however, requires a Sapphire Card.
Both Sapphires – the Reserve® and the Preferred® – offer additional value when redeeming Chase points. The Sapphire Preferred® provides an extra 25% value, while the Sapphire Reserve® provides an even more impressive 50% redemption increase.
Chase Travel Partners
Chase is one of the most valuable point currencies in rewards. This value is down to the transferability of points to partners. Chase currently offers 1:1 point transfers with 13 brands: nine major airlines and four leading hotel brands. These partners are:
Aer Lingus (AerClub) | Air France/KLM (Flying Blue) | Emirates (Skywards) |
Air Canada (Aeroplan) | British Airways (Executive Club) | Iberia Plus |
JetBlue (TrueBlue) | Southwest (Rapid Rewards) | Singapore Airlines (KrisFlyer) |
Virgin Atlantic (Flying Club) | United Airlines (MileagePlus) | IHG Rewards |
Marriott Bonvoy | World of Hyatt |
This transferability is Chase Ultimate Rewards’ most significant asset. This is especially true for domestic travelers since the 1:1 transfer works with JetBlue, Southwest, and United Airlines. Booking with United, for instance, can get two roundtrip domestic flights for just 50,000 points. Even better, there are no blackout dates with Chase Ultimate Rewards.
2023 Chase Freedom Flex 5% Cash Back Calendar
Date | 5% Cash Back Category | ||
---|---|---|---|
Q1 | January - March 2024 | Grocery stores (excluding Walmart), self-care and spa services, plus fitness and gym memberships | |
Q2 | April - June 2024 | Restaurants, hotels, and Amazon.com and Whole Foods purchases | |
Q3 | July - September 2024 | TBD | |
Q4 | October - December 2024 | TBD |
FAQs About Chase Bank
Here are answers to commonly asked questions about Chase Bank, Chase credit cards, and more:
If you were denied for a Chase credit card but think you deserve it, give their reconsideration line a try. Call 1-800-945-2006 to talk with a Chase credit card expert and state your case.
No. While Chase Pay seamlessly integrates with other systems, such as Apple Pay or Google Pay, it does not work alone at Apple. For a list of Chase Pay merchants, check out the Chase site.
To activate a new Chase credit or debit card over the phone, call Chase customer service at 1-800-432-3117. Enter the last four digits of your new card number and follow the instructions when prompted.
No. Currently, Chase does not feature a secured credit card. Chase credit cards are mostly geared towards those with a good credit score or higher.
- Some Chase credit cards offer an instant card number upon approval – with the Amazon Prime Rewards Visa being one example. Other Chase cards may not be able to be used, except within the Chase Pay app.
- Chase credit cards require a good or excellent credit score to qualify, meaning they provide exceptional protections and benefits. These perks include:
- Roadside Dispatch
- Zero Fraud Liability
- Rental car insurance
- Travel and accident emergency assistance
- And more
- The easiest way to check your card’s balance is through the JP Morgan Chase mobile app – available in all major app stores.
- Chase Bank uses Experian for checking credit scores and gauging applications.
- Chase’s 5/24 rule means that you can’t be approved for most Chase cards if you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months.
- Chase credit cards typically require a FICO credit score of 670 or higher for approval.
- You must be 18 years old to apply for a credit card.
- You can speak with a Chase customer service representative at 1 (800) 432-3117
- If you need to dispute a charge, contact Chase’s dispute line at 1-800-955-9060
- Yes, Chase’s Amazon credit cards are metal, meaning they are one of the easiest ways to get a metal credit card without an annual fee.
- About a week.
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.