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Marriott Bonvoy Bountiful Card
Marriott Bonvoy Bountiful Card
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Marriott Bonvoy Bountiful Credit Card earns big rewards but has a bigger price tag. The card earns up to 18.5X on Marriott stays, 4X on dining and groceries, and 2X on everything else but charges a $250 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn up to 18.5X total points for every $1 spent at hotels participating in Marriott Bonvoy
- Earn 4X points per $1 on the first $15,000 spent in combined purchases each year on grocery stores and dining
- Earn 2X points per $1 spent on all other purchases
- 1,000 Bonus Points per each stay at a hotel participating in Marriott Bonvoy
- Receive 15 Elite Night Credits per calendar year and automatic Gold Elite status each account anniversary year as a cardmember
- Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $250
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You plan to stay at Marriott properties often
- You spend heavily on groceries and dining purchases
- You don't want to pay foreign transaction fees
Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Marriott Bonvoy Boundless™ Credit Card offers a strong rewards earning rate as well as added perks that will please loyal patrons of the Marriott Bonvoy brand. Cardholders gain automatic Silver Elite status and earn impressive points to put toward award nights in top hotels all over the world. And since the points don’t expire, you could say this card’s reward potential is boundless.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Limited Time Offer! Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- 2X points for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees.
- Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You book frequent stays with Marriott Bonvoy™ properties and want to cash in on more loyalty rewards
- You're looking for a hotel card to use globally without incurring foreign transaction fees
- You desire a travel credit card that earns rewards on every purchase at attractive rates
- You will take advantage of the Elite Status perks and Free Night Award
Marriott Bonvoy Bold® Credit Card
Marriott Bonvoy Bold® Credit Card
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Marriott Bonvoy Bold® Credit Card is – unsurprisingly – a bold rewards card option for fans of Marriott Bonvoy hotel properties. Not only can you earn points on travel, this card also rewards you for being a loyal Marriot guest. You’ll earn free stays faster when you use this card for everyday purchases, and there’s no limit to the number of points you can accumulate.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Limited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening
- Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
- Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
- 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy® points and get Free Night Stays faster.
- Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You already have, or plan to enroll in, a Marriott Bonvoy™ membership to maximize rewards
- You can anticipate spending enough in the first three months as a cardholder to satisfy the threshold needed to earn a sizable bonus points award
- You want a travel rewards card with no annual fees or foreign transaction fees
- You will take advantage of the 15 Elite Night credits to reach or surpass Silver Elite status
Prime Visa
Prime Visa
- 19.49% to 27.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.49% to 27.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Prime Visa offers cardholders impressive rewards on all Amazon.com and Whole Foods purchases, as well as elevated cash back at gas stations, drug stores, restaurants, transit, commuting, and more.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Instant Amazon.com gift card on approval
- Earn 5% Back at Amazon.com and Whole Foods Market with an eligible Prime membership, plus 5% Back on purchases made through Chase Travel.
- Earn 2% Back at restaurants, gas stations, and drugstores, plus 2% Back on local transit and commuting, including rideshare.
- Earn 1% Back on all other purchases
- No foreign transaction fees
- No annual fee
- Regular Purchase APR: 19.49% to 27.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: N/A
- Balance Transfer APR: 19.49% to 27.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- Minimum Deposit Required: N/A
- You frequently shop at Amazon or Whole Foods
- You have an existing Amazon Prime membership
- You want a card with no foreign transaction fees and Visa concierge services for your travel plans
- You want a flexible rewards program, including savings at gas stations dining
- You want the excellent customer service Amazon is known for
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
- 21.49% to 28.49% Variable Regular Purchase APR
- 21.49% to 28.49% Variable Balance Transfer APR
- 29.99% Variable Cash Advance APR
At a Glance
Frequent Southwest Airlines flyers will love the rewards they can redeem when using the Southwest Rapid Rewards® Premier, which grants yearly points just from being a cardmember.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 6,000 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- 2 EarlyBird Check-In® each year.
- No foreign transaction fees.
- Member FDIC
- Regular Purchase APR: 21.49% to 28.49% Variable
- Balance Transfer APR: 21.49% to 28.49% Variable
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% Variable
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% Variable
- Annual Fee: $99
- You travel often, especially with Southwest Airlines®
- You make frequent in-flight purchases
- You want the flexibility of redeeming points for flights, hotel stays, car rentals, and more
- You regularly check bags when flying
Southwest Rapid Rewards® Priority Credit Card
Southwest Rapid Rewards® Priority Credit Card
- 21.49% to 28.49% Variable Regular Purchase APR
- 21.49% to 28.49% Variable Balance Transfer APR
- 29.99% Variable Cash Advance APR
At a Glance
For frequent Southwest Airlines® flyers, the Southwest Rapid Rewards® Priority Credit Card is an airline card that makes it easy to reap benefits rapidly with (up to) triple points earning, travel credits, and convenient in-flight discounts.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening
- 7,500 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- $75 Southwest® travel credit each year.
- No foreign transaction fees.
- Member FDIC
- Regular Purchase APR: 21.49% to 28.49% Variable
- Balance Transfer APR: 21.49% to 28.49% Variable
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% Variable
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $149
- You travel often, especially with Southwest Airlines®
- You're looking to use your credit card to make purchases abroad
- You make frequent in-flight purchases
Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card
- 21.49% to 28.49% Variable Regular Purchase APR
- 21.49% to 28.49% Variable Balance Transfer APR
- 29.99% Variable Cash Advance APR
At a Glance
The Southwest Rapid Rewards Plus Credit Card is a reliable airline rewards credit card for those who like to fly and prefer Southwest Airlines when they travel. The card earns 2X points on Southwest Airlines purchases and 1X points on all other purchases. The card has an annual fee of $69, which is mostly offset by the cardmember anniversary bonus of 3,000 miles given after each year of membership.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 3,000 anniversary points each year.
- Earn 2X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- 2 EarlyBird Check-In® each year.
- Earn 1 point for every $1 spent on all other purchases.
- Member FDIC
- Regular Purchase APR: 21.49% to 28.49% Variable
- Balance Transfer APR: 21.49% to 28.49% Variable
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% Variable
- Cash Advance Transaction Fee: Either $10 of 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% Variable
- Annual Fee: $69
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- You fly often and prefer to fly with Southwest
- You plan to use your card in conjunction with other Southwest programs to earn maximum points
- You have a large purchase planned that will allow you to reach the spending requirement on the card within the first 90 days to qualify for a signup bonus
- You plan to use the card primarily for purchases within the United States
Southwest Rapid Rewards Premier Business Credit Card
Southwest Rapid Rewards Premier Business Credit Card
- 21.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
For frequent Southwest Airlines® flyers, the Southwest Rapid Rewards® Premier Business Credit Card is a business rewards card that offers all the perks of a great travel rewards card while also propelling card members’ businesses forward.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open,
- Earn 3 points for every $1 you spend on Southwest Airlines® purchases
- Earn 2 points for every $1 you spend on Rapid Rewards hotel and car rental partner purchases
- Earn 2 points for every $1 you spend on social media, SEM, an local transit and commuting, including rideshare services
- Earn 1 point for every dollar you spend on all other purchases
- 6,000 anniversary points each year on your Cardmember anniversary
- 2 EarlyBird Check-In® each yea
- $500 Fee credit for points transfers
- 25% back on inflight purchases
- Regular Purchase APR: 21.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $99
- Late Payment Penalty Fee: $40
- Return Payment Penalty Fee: $40
- You travel often, especially with Southwest Airlines®
- You own or operate a business
- You make frequent in-flight purchases
- You plan on issuing additional cards to your employees
Southwest® Rapid Rewards® Performance Business Credit Card
Southwest® Rapid Rewards® Performance Business Credit Card
- 21.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
When growing your business, traveling to trade shows, meeting clients, and networking can be crucial to your success; using a business airline rewards card that earns points from travel purchases can really make a difference. The Southwest® Rapid Rewards® Performance Business Credit Card, which offers up to 4X unlimited Rapid Rewards® points on business purchases and spending with Southwest Airlines®, as well as a suite of generous perks and benefits, is a great candidate for small business owners.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 80,000 bonus points when you spend $5,000 in the first 3 months
- Receive 9,000 bonus points after your Cardmember anniversary
- Earn 4 points for every $1 you spend on Southwest Airlines® purchases
- Earn 3 points for every $1 you spend on Rapid Rewards hotel and car rental partner purchases
- Earn 2 points for every $1 you spend on local transit and commuting, including rideshare services
- Earn 2 points for every $1 you spend on social media and search engine advertising, internet, cable, and phone services
- Earn 1 point for every dollar you spend on all other purchases
- 9,000 anniversary points each year
- Earn 1,500 tier qualifying points toward A-List status for every $10,000 spent – with no limit on the amount of TQPs you can earn.
- $500 Fee credit for points transfers when you use your Rapid Rewards Business Credit Card to transfer points to another Rapid Rewards Membe
- Global Entry or TSA Pre✓® Fee Credit up to $100 every 4 years
- Regular Purchase APR: 21.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $199
- Late Payment Penalty Fee: $40
- Return Payment Penalty Fee: $40
- You're a small business owner who frequently flies with Southwest Airlines®
- You want to earn up to 4X points on travel and business purchases
- You will take advantage of the chance to earn 80,000 bonus points by spending $5,000 on purchases in the first three months
United Club Infinite Card
United Club Infinite Card
- 21.74% to 28.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.74% to 28.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
A premier travel card for those who journey often, the United Club? Infinite Card includes a host of benefits found in very few other airline credit cards.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 80,000 bonus miles +1,000 Premier qualifying points after you spend $5,000 on purchases in the first 3 months your account is open
- Earn 2 miles per $1 spent on all other travel
- Earn 2 miles per $1 spent on dining including eligible delivery services
- Earn 500 Premier qualifying points for every $12K you spend on purchases, up to 8,000 PQP in a calendar year
- Earn 1 mile per $1 spent on all other purchases
- Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
- Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
- Member FDIC
- Regular Purchase APR: 21.74% to 28.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.74% to 28.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on the Prime Rate
- Annual Fee: $525
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You travel often
- You frequently book with United Airlines
- You make frequent use of airport lounges
- You want a credit card that can be used worldwide without being charged foreign transaction fees
- You want to take advantage of additional perks when staying at hotels around the globe
You've viewed 5 of 47 credit cards
Chase Bank Credit Cards
Chase is one of the most popular credit card issuers in the United States. The bank currently has over 83 million credit cardholders in the United States, second only to Citibank. Chase offers over 30 credit cards, which feature either the Chase name or those of their partners (like the AARP Card).
How Many Chase Cards Can I Have?
Chase credit cards are among the most popular cards on the market. This is especially true for Chase branded cards, such as the Chase Sapphire Reserve®, the Sapphire Preferred®, the Chase Freedom®, and Chase Ink for Business.
Like other issuers, however, Chase has restrictions on how many credit cards an individual can open during a period of time. This is known as the Chase “5/24” rule, It means that the bank will likely not aprove you if you have opened more than 5 credit card accounts in a 24-month period.
Chase 5/24 Rule
The Chase 5/24 rule is one of the better-known credit card rules. That doesn’t mean, however, that it’s famous. In fact, many credit card application regulations are relatively unknown to the broader public.
What does the 5/24 rule mean? Simply put, Chase will deny a credit card application from anyone that opened more than five credit cards within the previous 24 months. The limits of five cards do not only apply to Chase credit cards. Instead, it refers to any credit cards opened within the last two years.
Fortunately, business cards opened through most banks or credit card issuers are excluded from the 5/4 rule. Also excluded are personal loans, auto loans, student loans, and mortgages. If a person applies for a credit card and is denied, that application also doesn’t apply towards the limit of five.
The following types of accounts apply towards the 5/24 rule:
- Any personal credit card from a bank – even if the account is currently closed
- Any individual charge cards, including those from American Express
- All cards in which the applicant is an authorized user
- Many stores or retail credit cards.
- All business credit card accounts the individual opens with Capital One, Discover, or TD Bank.
What to Look for in a Chase Credit Card
When applying for Chase card, what should you keep an eye on when applying?
- Rewards
- Annual fee
- No foreign transaction fees
- Co-branded vs. Chase-branded
- Credit score required
Chase Ultimate Rewards Program Guide
Chase Ultimate Rewards is the loyalty program for those who have individual Chase credit cards. Cards that apply for Ultimate Rewards include the following proprietary credit cards:
Ultimate Rewards are also earnable through the following Chase small business credit cards:
How to Earn Chase Ultimate Rewards Points
Chase Ultimate Rewards points are earnable for qualifying purchases, with select categories earning even more points. Cardholders also earn points through lucrative signup bonuses. Like American Express, Chase is known for offering substantial introductory bonuses, sometimes worth over $750 in value. This is especially true for their signature credit cards, such as the Chase Sapphire Reserve® – one of the most exceptional rewards credit cards on the market today.
Other options for earning Ultimate Rewards points include referral bonuses for recommending Chase cards for family and friends, getting extra points through select offers, or taking advantage of limited-time opportunities. Cardholders can also transfer points from other loyalty programs, such as airlines and hotels.
How Much Are Chase Ultimate Rewards Points Worth?
Chase Ultimate Rewards are among the most valuable reward points in the credit card loyalty space. The precise value of Ultimate Rewards points varies depending on the method of redemption. Still, the best value (travel) provides a whopping two cents per point of value. This valuation places Chase points on par with AMEX Membership Rewards points, and significantly ahead of points from other credit card issuers.
How to Redeem Chase Ultimate Rewards
Chase Ultimate Rewards points apply to a wide array of redemption options. Those redemption options are like what is found with other programs, including:
Travel | Shopping | Statement credits |
Charitable donations | Gift cards | Transfer points to partners |
Using points when purchasing merchandise through the Chase portal, or for statement credits provides the worst value for money. These options offer a value below one cent per point, making it an opportunity to avoid in many instances.
Booking travel through the Ultimate Rewards portal is the best option for using rewards. This option provides exceptional value – on par with American Express Membership Rewards. The best value with the Chase Ultimate Rewards portal, however, requires a Sapphire Card.
Both Sapphires – the Reserve® and the Preferred® – offer additional value when redeeming Chase points. The Sapphire Preferred® provides an extra 25% value, while the Sapphire Reserve® provides an even more impressive 50% redemption increase.
Chase Travel Partners
Chase is one of the most valuable point currencies in rewards. This value is down to the transferability of points to partners. Chase currently offers 1:1 point transfers with 13 brands: nine major airlines and four leading hotel brands. These partners are:
Aer Lingus (AerClub) | Air France/KLM (Flying Blue) | Emirates (Skywards) |
Air Canada (Aeroplan) | British Airways (Executive Club) | Iberia Plus |
JetBlue (TrueBlue) | Southwest (Rapid Rewards) | Singapore Airlines (KrisFlyer) |
Virgin Atlantic (Flying Club) | United Airlines (MileagePlus) | IHG Rewards |
Marriott Bonvoy | World of Hyatt |
This transferability is Chase Ultimate Rewards’ most significant asset. This is especially true for domestic travelers since the 1:1 transfer works with JetBlue, Southwest, and United Airlines. Booking with United, for instance, can get two roundtrip domestic flights for just 50,000 points. Even better, there are no blackout dates with Chase Ultimate Rewards.
2024 Chase Freedom Flex 5% Cash Back Calendar
Date | 5% Cash Back Category | ||
---|---|---|---|
Q1 | January - March 2024 | Grocery stores (excluding Walmart), self-care and spa services, plus fitness and gym memberships | |
Q2 | April - June 2024 | Restaurants, hotels, and Amazon.com and Whole Foods purchases | |
Q3 | July - September 2024 | TBD | |
Q4 | October - December 2024 | TBD |
Guide to Chase Offers
What is Chase Offers?
Like many of the largest credit card issuers, Chase provides eligible cardholders with additional savings through Chase Offers. Similar to Citi Merchant Offers or Amex Offers, Chase Offers give Chase cardmembers exclusive savings from their favorite merchants. The best part is that there are no cumbersome coupons or redemption codes to remember, and it’s completely free.
Where to Find Merchant Offers
Finding Chase Offers is simple. To view available offers, log in to your Chase credit or debit card account either through Chase.com or the Chase mobile banking app and go to the “Chase Offers” tab.
Remember that merchant offers may vary depending on the Chase card you hold. Therefore, only add Chase Offers to the card you plan on using to take advantage of the deal.
Additionally, not all purchases at a merchant may qualify for savings. For example, a Chase Sapphire Reserve cardmember might see Offers for CLEAR, the airport security fast-pass service, while Chase Freedom Unlimited may not. Always read the full terms and conditions before redeeming your Offers.
How Does Chase Offers Work?
Taking advantage of Chase Offers is simple and straightforward. Here’s what you need to do:
- Log on to your Chase dashboard through Chase.com or the Chase mobile app.
- Navigate to the “Offers” page to see the full list of eligible Chase Offers.
- Select an offer to see more details and add it to your account.
- Shop at the merchant using the eligible card! The savings will be reflected in your account within 14 days of the purchase.
Types of Merchant Offers
There are currently five types of Offers:
- Travel
- Dining & Entertainment
- Shopping
- Health & Wellness
- Other
Can You Stack Chase Offers?
Yes! Just like Amex Offers, Chase Offers are ideal for coupon stacking on sites like BestCards! Chase Offers are applied after the qualifying transaction is made, so you can stack them to your heart’s content.
FAQs About Chase Bank
Here are answers to commonly asked questions about Chase Bank, Chase credit cards, and more:
If you were denied for a Chase credit card but think you deserve it, give their reconsideration line a try. Call 1-800-945-2006 to talk with a Chase credit card expert and state your case.
No. While Chase Pay seamlessly integrates with other systems, such as Apple Pay or Google Pay, it does not work alone at Apple. For a list of Chase Pay merchants, check out the Chase site.
To activate a new Chase credit or debit card over the phone, call Chase customer service at 1-800-432-3117. Enter the last four digits of your new card number and follow the instructions when prompted.
No. Currently, Chase does not feature a secured credit card. Chase credit cards are mostly geared towards those with a good credit score or higher.
- Some Chase credit cards offer an instant card number upon approval – with the Amazon Prime Rewards Visa being one example. Other Chase cards may not be able to be used, except within the Chase Pay app.
- Chase credit cards require a good or excellent credit score to qualify, meaning they provide exceptional protections and benefits. These perks include:
- Roadside Dispatch
- Zero Fraud Liability
- Rental car insurance
- Travel and accident emergency assistance
- And more
- The easiest way to check your card’s balance is through the JP Morgan Chase mobile app – available in all major app stores.
- Chase Bank uses Experian for checking credit scores and gauging applications.
- Chase’s 5/24 rule means that you can’t be approved for most Chase cards if you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months.
- Chase credit cards typically require a FICO credit score of 670 or higher for approval.
- You must be 18 years old to apply for a credit card.
- You can speak with a Chase customer service representative at 1 (800) 432-3117
- If you need to dispute a charge, contact Chase’s dispute line at 1-800-955-9060
- Yes, Chase’s Amazon credit cards are metal, meaning they are one of the easiest ways to get a metal credit card without an annual fee.
- About a week.
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.