CAMPUS USA Credit Union Credit Cards

CAMPUS USA Credit Union is a leading credit union in Gainesville, Florida that offers credit cards for everyday use. Membership is open to residents of select Florida counties, employees at the University of Florida or UF Health, members in select organizations, and family members of these individuals. Browse credit cards today.

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Childrens Miracle Network Business Visa Platinum

Childrens Miracle Network Business Visa Platinum
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Childrens Miracle Network Business Visa Platinum

  • 9.80% to 12.25% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 9.80% to 12.25% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 9.80% to 12.25% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Children’s Miracle Network Business Visa Platinum Card from CAMPUS USA Credit Union is a charitable business credit card that offers far more than regular donations. Part of every transaction is donated to the Children’s Miracle Network, with over $2 million donated to date through the business and personal versions of this card. The card also offers an impressively low fixed APR, no fees for balance transfers or cash advances, and no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No balance transfer of cash advance fees
  • Help the Childre’s Miracle Network with every transactio
  • Regular Purchase APR: 9.80% to 12.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 9.80% to 12.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 9.80% to 12.25% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 17.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $25
  • You want a business card that gives back to a worthy cause
  • You plan to carry a balance and want a card that makes that as easy as possible
  • You don’t want to pay an annual fee

Childrens Miracle Network Visa Platinum

Childrens Miracle Network Visa Platinum
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Childrens Miracle Network Visa Platinum

  • 9.80% to 12.25% based on creditworthiness Regular Purchase APR
  • 9.80% to 12.25% based on creditworthiness Balance Transfer APR
  • 9.80% to 12.25% based on creditworthiness Cash Advance APR

At a Glance

The Children’s Miracle Network Visa Platinum Card from CAMPUS USA Credit Union is a charitable credit card that doesn’t forget that charity starts at home. Part of every transaction is donated to the Children’s Miracle Network, with over $1.5 million donated to date. The card also offers an impressively-low fixed APR, no fees for balance transfers or cash advances, and Visa protections and perks – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No balance transfer of cash advance fees
  • Great low APR
  • Regular Purchase APR: 9.80% to 12.25% based on creditworthiness
  • Balance Transfer APR: 9.80% to 12.25% based on creditworthiness
  • Cash Advance APR: 9.80% to 12.25% based on creditworthiness
  • Penalty APR: 17.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $25
  • You already bank with CAMPUS USA Credit Union
  • You want to help out UF Health’s children’s hospital with every purchase you make
  • You want a great, low, fixed-APR on purchases, balance transfers, and cash advances
  • You do’t want to pay an annual fee

CAMPUS Visa Platinum Rewards

CAMPUS Visa Platinum Rewards
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

CAMPUS Visa Platinum Rewards

  • 15.40% to 17.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 15.40% to 17.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 15.40% to 17.99% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The CAMPUS Visa Platinum Rewards Card features a generous introductory points bonus and a low, variable APR – all for no annual fee. The card, from Florida credit union CAMPUS USA, earns a single point for every dollar spent on purchases, with points applying towards rewards such as merchandise, gift cards, travel, and more.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • 10,000 bonus points after making $500 in purchases in the first 90 days
  • Low APR
  • No balance transfer fees
  • Regular Purchase APR: 15.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 15.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 15.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 19.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $25
  • You already bank with CAMPUS USA
  • You want to earn rewards with every purchase
  • You plan to use your card to make at least $166 worth of purchases for each of the first three months
  • You don’t mind a small foreign transaction fee
  • You don’t want to pay an annual fee

CAMPUS Visa Platinum Card

CAMPUS Visa Platinum Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

CAMPUS Visa Platinum Card

  • 12.40% to 17.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 12.40% to 17.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 12.40% to 17.99% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The CAMPUS Visa Platinum Card is a low APR credit card from CAMPUS USA Credit Union. The card enjoys an impressive variable APR for those with excellent credit scores, as well as no fees for balance transactions or cash advances, Visa benefits and protections, and no annual fees for membership.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No balance transfer fees
  • No cash advance fee
  • Regular Purchase APR: 12.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 17.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $25
  • You already bank with CAMPUS USA or work at the University of Florida
  • You want the benefit of shifting interest rates, rather than a fixed APR
  • You don’t want to pay an annual fee

CAMPUS Visa Business Platinum Rewards

CAMPUS Visa Business Platinum Rewards
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

CAMPUS Visa Business Platinum Rewards

  • 16.40% to 17.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 16.40% to 17.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 16.40% to 17.99% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The CAMPUS Visa Business Platinum Rewards Card features a generous introductory points bonus and a low, variable APR – all for no annual fee. The card, from Florida credit union CAMPUS USA, earns a single point for every dollar spent on purchases, with points applying towards rewards such as merchandise, gift cards, travel, and more.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn 1 point for every dollar spent on purchases
  • Receive 10,000 bonus points after making $500 in purchases in the first 90 days
  • No balance transfer fees
  • Regular Purchase APR: 16.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 16.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 16.40% to 17.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • You are a member, or eligible to become member, of CAMPUS USA
  • You want a simple rewards business card
  • You plan to carry a balance and can benefit from a card with a low APR
  • You don’t want to pay an annual fee or balance transfer fee

About CAMPUS USA Credit Union

CAMPUS USA is a leading Florida credit union with a long history of dedication and service to its members. The credit union was founded in 1935 as Gainesville Florida Campus Federal Credit Union, seeking to serve those who studied and worked at the University of Florida. The bank was the first credit union on a U.S. college campus.

In 1994, the bank changed its name from Gainesville Florida Campus Federal Credit Union to You Campus Federal Credit Union. This name was retained until the change from a federal to a state-chartered credit union was made under the current name – CAMPUS USA Credit Union.

Today, CAMPUS USA serves a far greater membership and offers a full selection of products and services, such as:

  • Checking and savings accounts
  • Loans
  • Credit cards
  • Business services

CAMPUS USA has over $2 billion in total assets, making it the 136th largest credit union in the United States.

Membership Eligibility

Membership eligibility requirements for CAMPUS USA are broad. Anyone who lives in the following Florida counties can join:

  • Alachua
  • Citrus
  • Clay
  • Columbia
  • Duval
  • Gadsden
  • Hernando
  • Jefferson
  • Lake
  • Leon
  • Madison
  • Marion
  • Orange
  • Pasco
  • Seminole
  • Sumter
  • Suwannee
  • Wakulla

Those who are members of the following organizations are also eligible for CAMPUS USA membership:

  • AAA South
  • Marion County Humane Society
  • Matheson Historical Society
  • University of Florida Alumni Association
  • Employees of UF Health or the University of Florida

Finally, immediate family members of those who are current CAMPUS USA members are also eligible to join.

Branch Locations

CAMPUS USA currently operates over 20 branches in the central and northern Florida area. These locations include several branches in Gainesville, Ocala, and Tallahassee, plus other locations in The villages, Newberry, Summerfield, and Lake City (among others).

CAMPUS USA members also have access to surcharge-free ATMs via the Publix Presto! And CO-OP ATM networks, These programs allow members to check balances, withdraw funds, or make deposits free-free at over 25,000 locations across the United States and Canada.

For a complete listing of CAMPUS USA locations, shared branch information, and ATM details, please visit the bank’s dedicated locations page.

FAQSs About CAMPUS USA

Here are answers to common questions about CAMPUS USA Credit Union:

  • The routing number for CAMPUS USA is 263178478
  • The toll-free number for customer service is (800) 367-6440.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.