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America First Credit Union Visa Signature Cash Back Credit Card
America First Credit Union Visa Signature Cash Back Credit Card
- 14.74% to 18% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 14.74% to 18%variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 14.74% to 18% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The America First Visa Signature Cash Back Credit Card is a decent cash back credit card that fails to excite. From leading credit union America First CU, the card offers unlimited 1% to 1.5% cash back, a competitive APR, and no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn between 1% and 1.5% cash back on every purchase
- Redeem points for merchandise or travel
- Visa Signature offers the ability to use this card anywhere in the world where Visa is accepted
- No annual fee or balance transfer fees
- Regular Purchase APR: 14.74% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 14.74% to 18%variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 14.74% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Annual Fee: $0 to $50
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: $10
- You’re currently a member of America First Credit Union or are eligible to join
- You want a basic, flat-rate cash back credit card
- You don’t want to pay an annual fee
America First Credit Union Visa Classic Credit Card
America First Credit Union Visa Classic Credit Card
- 15.74% to 18% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 15.74% to 18% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 15.74% to 18% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The America First Credit Union Visa Classic Credit Card is a no-nonsense selection of three credit cards that offer great low interest rates, basic rewards, and no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Personalize your card design with Picture Perfect
- Choose the card that’s right for you: Select between a low-rate or cash back option
- No annual fee
- Travel emergency assistance included
- Regular Purchase APR: 15.74% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 15.74% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 15.74% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- You prefer a low rate over great rewards
- You want basic cash back and a competitive APR
- You plan to carry a balance
- You don’t want to pay an annual fee
America First Credit Union Visa Platinum Credit Card
America First Credit Union Visa Platinum Credit Card
- 12.24% to 18% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 12.24% to 18% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 12.24% to 18% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The America First Credit Union Visa Platinum Credit Card is a no-nonsense selection of three credit cards that offer great low interest rates, mediocre rewards (in two instances), and no annual fee. The cards are the mid-range offerings of leading credit Union, America First Credit Union in Utah and Nevada.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Personalize your card with your own image, and choose from one of four perk options
- No balance transfer fees
- Identity theft recovery feature included standard
- Regular Purchase APR: 12.24% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 12.24% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 12.24% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- You prefer a low rate over great rewards
- You want basic cash back and a competitive APR
- You plan to carry a balance
- You want to transfer an existing balance and pay it off at a lower interest rate
- You don’t want to pay an annual fee
America First Credit Union Visa Share Secured Credit Card
America First Credit Union Visa Share Secured Credit Card
- 10.5% variable based on the Prime Rate Regular Purchase APR
- 10.5% variable based on the Prime Rate Balance Transfer APR
- 10.5% variable based on the Prime Rate Cash Advance APR
At a Glance
The America First Credit Union Visa Share Secured Card is a quality secured credit card with no annual fee. The card, from America First Credit Union, features an excellent, fixed APR and basic Visa Classic credit card protections.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Credit limits start from $500
- Low regular rates for purchases
- Travel emergency assistance included
- Regular Purchase APR: 10.5% variable based on the Prime Rate
- Balance Transfer APR: 10.5% variable based on the Prime Rate
- Cash Advance APR: 10.5% variable based on the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Minimum Deposit Required: $500
- You have bad credit or no credit history
- You’re an America First member or live in Utah or select Nevada counties
- You don’t want to pay an annual fee
You’ve viewed 5 of 4 credit cards
Utah
- Salt Lake County
- Utah County
- Davis County
- Summit County
Nevada
- Clark County
- Residents that live within a 12-mile radius of Mesquite, NV
Arizona
- Those formerly eligible for membership with Altier Credit Union
Membership is also open to immediate family members of current America First members and owners, employees, suppliers, and their employees, or associated companies and their employees involved in the food industry, an affiliated association, or select employee group in the state of Utah
Branch Locations
America First operates more than 130 branches in Arizona, Nevada, Utah, and Idaho, including locations in Mesquite and Las Vegas, NV, Mesa and Tempe, AZ, Boise, ID, and Salt Lake City, Ogden, Orem, and St. George, UT. The credit union also operates ATMs both in-branch and at standalone locations.
For a complete listing of America First branch locations – including ATM locations, branch hours of operation, and contact information – please visit the credit union’s locations page.
FAQs About America First Credit Union
Here are answers to commonly asked questions about America First Credit Union and Altier Credit Union:
- Despite the merger between America First and Altier Credit Union, all Altier branches remain open.
- Altier (now America First) has branches in Tempe, Mesa, Tolleson, Page, and St. Johns, Arizona.
- America First’s ABA routing number is 324377516.
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