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ASE Credit Union Visa® Credit Card
ASE Credit Union Visa® Credit Card
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The ASE Credit Union Visa® Credit Card is a basic-yet-useful low APR and reward credit card from Alabama State Employees Credit Union. The card earns a single point for every dollar spent on eligible purchases, with reward points applicable to rewards in the UChoose Rewards Program. The Card also features no annual fee, no fees for balance transfers or cash advances, and 0% intro APR on balance transfers for the first six months.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No balance transfer fees
- Earn rewards points through UChoose Rewards
- Regular Purchase APR: 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Penalty APR: 18% above your APR
- Foreign Transaction Fee: 1% of the transaction in U.S. Dollars
- Late Payment Penalty Fee: $25
- Return Payment Penalty Fee: $30
- Over Limit Penalty Fee: $25
- You already bank with Alabama State Employees Credit Union
- You don’t want to pay an annual fee
- You like the option of a full six months of 0% intro APR on balance transfers
- You want to earn a single point for every dollar spent on eligible purchases
ASE Credit Union Share Secured Visa
ASE Credit Union Share Secured Visa
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 8.99% to 17.99% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
Alabama State Employees Credit Union is a leading Alabama-based credit union that offers credit cards for everyday people. The ASE Credit Union Share Secured Visa Card is a secured credit card that can help open the door to a brighter credit future with timely payments and responsible credit use.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Build credit with regular payments
- Work your way up to an unsecured ASE Credit Union Visa in as little as one year
- Regular Purchase APR: 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 8.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Penalty APR: 18%
- Foreign Transaction Fee: 1% of the transaction amount in U.S. Dollars
- Late Payment Penalty Fee: $25
- Return Payment Penalty Fee: $30
- Over Limit Penalty Fee: $25
- Minimum Deposit Required: $500
- You’re new to credit or have a challenging credit history
- You already bank with Alabama State Employees Credit Union
- You want to earn rewards while they raise your credit score
- You do’t want to pay an annual fee
You’ve viewed 5 of 2 credit cards
Who Can Join Alabama State Employees Credit Union?
Membership in ASE is open to residents in the following Alabama counties:
- Autauga
- Bullock
- Butler
- Chilton
- Crenshaw
- Dallas
- Elmore
- Lowndes
- Macon
- Montgomery
- Pike
Those who are employees of – or associated with – the following organizations are also eligible for membership in ASE:
- State of Alabama employees (current and retired)
- Alabama Retired State Employees Association (ARSEA)
- Alabama State Employees Association (ASEA)
- Troy University – Montgomery
FAQs About ASECU
Here are answers to some frequently asked questions about ASE:
- ASE stands for Alabama State Employees Credit Union.
- The routing number of ASE is 262276397.
- Kasasa is a banking program that looks to provide big town benefits with a small banking feel. The program offers ATM fee refunds, rewards, exceptional customer service, and excellent rates on loans, checking accounts, savings accounts, and more.
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