You can compare a maximum of 6 cards.

plane circling globe icon

Travel Cards

These cards offer a variety of travel-related rewards and are ideal for frequent travelers. Explore travel credit card offers from our partners.


August 12, 2019

Quorum
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  11.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  11.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fees or balance transfer fees
  • • Earn 1 point for every $1 spent, towards travel, merchandise, experiential, and cash rewards; earn unlimited points that don't expire
  • • Get a 10% discount on travel bookings when you book with OneFineStay.com
  • • Enjoy unlimited free two-day shipping with ShopRunner.com
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 11.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 11.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: $5.00 or 2% of the amount of each cash advance , whichever is greater. Maximum fee of $25.00
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: None
     Credit Needed: Excellent , Good

August 08, 2019

Ocean
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 billing cycles
  • Balance Transfer APR  11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.00%
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR on purchases and balance transfers for 12 months from account opening date
  • • Earn 1 point per $1 spent on everyday purchases
  • • Redeem points for cash, travel and shopping rewards
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 12 billing cycles
     Regular Purchase APR: 11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 billing cycles from your initial balance transfer, for balances transferred within the first 12 months of account opening
     Balance Transfer APR: 11.99% to 19.99%, variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.00%
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

April 16, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $125, waived annually with BB&T Wealth Division advisor-assigned relationship at time of account opening
  • Regular Purchase APR  12.4% variable based on the Prime Rate
  • Balance Transfer APR  12.4% variable based on the Prime Rate
  • Cash Advance APR  15.4% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 1.5% cash rewards for each dollar you spend on net qualified purchases
  • • Redeem rewards earned in any way you choose. Enjoy cash back, travel, entertainment, charitable contributions and more
  • • The $125 annual fee is waived for BB&T Wealth clients assigned to a Wealth advisor; There are no foreign transaction, cash advance, balance transfer, late payment or exceeding credit limit fees
  • • Exclusive benefits including complimentary travel and shopping discounts at participating retailers
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.4% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.4% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 15.4% variable based on the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: N/A
     Annual Fee: $125, waived annually with BB&T Wealth Division advisor-assigned relationship at time of account opening
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

May 06, 2019

PNC
Learn More
Processing Network
Visa
  • Annual Fee  $0 to $500
  • Regular Purchase APR  13.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Choose either a pay-in-full option or a revolving credit option to pay off your balance
  • • Choose between cash rebates, PNC points®, and travel rewards as your card's rewards program
  • • No foreign transaction fees, No fees for additional employee cards, Add your company's logo to your card
  • • Earn a $750 statement credit when you spend $25,000 using your new card, during the first three billing cycles after account opening. Expires December 31, 2019
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.24% to 19.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.24% to 19.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater ($75 maximum)
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: $0 to $500
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: Up to $69
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

PNC
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1 mile per $1 spent in net purchases
  • • Earn double miles on your first $2,500 in eligible net purchases
  • • No foreign transaction fees
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

Business
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 billing cycles following the opening of your account
  • Balance Transfer APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Online exclusive: Earn 25,000 bonus points after making at least $1,000 in net purchases in the first 60 days of your account opening
  • • Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend
  • • When you enroll in the Business Advantage Relationship Rewards program, you can get an additional 25% - 75% rewards bonus on every purchase you make
  • • Flexibility to redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees; option for cash back and gift cards, plus no blackout dates and no travel restrictions when booking your trip
Rates & Fees
     Intro Purchase APR: 0% for the first 9 billing cycles following the opening of your account
     Regular Purchase APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

June 11, 2019

SunTrust
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first year. After that, $89
  • Regular Purchase APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • $250 statement credit when you spend $3,000 in the first three months of account opening
  • • 3% unlimited cash back on travel qualifying purchases
  • • 2% unlimited cash back on dining and 1% unlimited cash back on all other purchases
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $0 for the first year. After that, $89
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 08, 2019

Ocean
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first twelve months; $75 each year after
  • Regular Purchase APR  13.99%, variable with the market based on the Prime Rate
  • Intro Purchase APR  0% for the first 12 billing cycles
  • Balance Transfer APR  13.99%, variable with the market based on the Prime Rate
  • Cash Advance APR  24.00%, variable with the market based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1 point per $1 on all qualifying net purchases
  • • Points can be redeemed for cash rewards, travel rewards, and shopping rewards
  • • 0% intro APR for 12 months on both purchases and balance transfers
  • • No annual fee for the first 12 months
Rates & Fees
     Intro Purchase APR: 0% for the first 12 billing cycles
     Regular Purchase APR: 13.99%, variable with the market based on the Prime Rate
     Intro Balance Transfer APR: 0% for 12 billing cycles from the date of your initial balance transfer
     Balance Transfer APR: 13.99%, variable with the market based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.00%, variable with the market based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $0 for the first twelve months; $75 each year after
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: None
     Credit Needed: Excellent , Good

June 28, 2019

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  $55
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24%
  • Credit Needed  Excellent , Good


Best Benefits
  • • double points at cell phone providers and qualifying charities
  • • 2x points for purchases at gas stations, office supply stores, or airlines
  • • Real time mobile rewards means instant FlexPoints redemption with your phone
  • • 25,000 Bonus F
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of the transfer or $5, whichever is greater.
     Cash Advance APR: 26.24%
     Cash Advance Transaction Fee: 5% of the amount of the transaction or $10, whichever is greater.
     Penalty APR: 29.99%
     Annual Fee: $55
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: Up to $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 14 months from date of account opening
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping. Plus, your rewards never expire
  • • Discover will match all the Miles you've earned at the end of your first year, automatically
  • • Once you book your travel with Discover it® Miles card, redeem your Miles as a statement credit towards the purchase, with no blackout dates
  • • Use your Discover it® Miles card for any travel purchase, including all airlines, hotels, rental cars and more
Rates & Fees
     Intro Purchase APR: 0% for 14 months from date of account opening
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 10.99% for 14 months from date of first transfer for transfers under this offer that post to your account by September 10, 2019
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

VentureOne®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months that your account is open
  • Balance Transfer APR  14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
  • • Earn unlimited 1.25 miles per dollar on every purchase, every day
  • • No annual fee
  • • You won't pay a transaction fee when making purchases outside of the United States
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months that your account is open
     Regular Purchase APR: 14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts at a promotional APR. None for balances transferred at the Transfer APR
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 16, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months, $49 afterwards
  • Regular Purchase APR  14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per $1 on air/hotel/car rentals and 1 mile per $1 on all other net qualified purchases
  • • Earn 20,000 bonus miles for $2,000 spent in first 90 days
  • • Annual fee waived the first year, $49 afterward
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 4% of each advance ($10 minimum)
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 4% of each advance ($10 minimum)
     Penalty APR: Up to 27.40% variable based on the Prime Rate
     Annual Fee: $0 for the first 12 months, $49 afterwards
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $450
  • Regular Purchase APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn double miles on airfare, hotel and car rentals, up to $200 in annual credits, $100 off coupon for Korean Air tickets each year, and other premium benefits
  • • 30,000 Bonus Miles after you spend $3,000 within first 90 day
  • • No foreign tra
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 30,000 miles after $3,000 spend in the first 90 days
  • • Get double miles on Korean Air tickets, Gas Station and Hotel purchases
  • • Receive $50 off coupon for Korean Air tickets each year, KAL Lounge Coupons, and many more benefits
  • • Get Travel & Emergency Assistance Services and $1,000,000 in Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

SkyBlue
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 5,000 SKYPASS Bonus Miles after your first purchase
  • • Earn 1 mile for every $2 you spend in eligible net purchases
  • • $250,000 in Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Aeromexico
Learn More
Processing Network
Visa
  • Annual Fee  $45
  • Regular Purchase APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get Double Miles on Gas & Groceries
  • • Earn One Mile per $1 spent on eligible net purchases
  • • Receive 10,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • • Enjoy 2,000 Annual Bonus Miles plus $99 Companion Certificate
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $45
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 30, 2018

Aeromexico
Learn More
Processing Network
Visa
  • Annual Fee  $80
  • Regular Purchase APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get Double Miles on Gas & Groceries
  • • Earn One Mile per $1 spent on eligible net purchases with your Aeromexico credit card
  • • Receive 15,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • • Buy three tickets and get the
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $80
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Spark®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn unlimited 1.5X miles on every purchase for your business, with no blackouts or seat restrictions, and no minimum to redeem
  • • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • • $0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
  • • You're covered for damage due to collision or theft when you rent an eligible car with your Spark Business card—so you can travel with peace of mind
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

January 25, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months, and $89 afterwards
  • Regular Purchase APR  15.49% to 24.49% variable based creditworthiness and the Prime Rate
  • Balance Transfer APR  15.49% to 24.49% variable based creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X miles on air/hotel/car rentals and 1X miles on all other qualifying purchases (unlimited miles available)
  • • Earn 20,000 bonus miles when you spend $2,000 in the first 90 days ($200), get an $85 credit for TSA Pre? or Global Entry
  • • No annual fee for the first year, and $89 thereafter
  • • No foreign transaction fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.49% to 24.49% variable based creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% to 24.49% variable based creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of each advance ($10 minimum)
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 3% or $10 minimum on transactions greater than $10
     Penalty APR: N/A
     Annual Fee: $0 for the first 12 months, and $89 afterwards
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 22, 2019

TD
Learn More
Processing Network
Visa
  • Annual Fee  $0 the first year. After that, $89
  • Regular Purchase APR  15.49% variable based on the Prime Rate
  • Balance Transfer APR  15.49% variable based on the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining
  • • 1X First Class miles on all other purchases – miles never expire as long as your account is open and in good standing
  • • Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles
  • • Redeem your miles for travel, cash, entertainment and more
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.49% variable based on the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 15.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $0 the first year. After that, $89
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

Asiana
Learn More
Processing Network
Visa
  • Annual Fee  $80
  • Regular Purchase APR  15.49% variable based on the Prime Rate
  • Balance Transfer APR  15.49% variable based on the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per $1 spent on Asiana Airlines ticket purchases
  • • Earn 1 mile per $1 on all other purchases
  • • Get 10,000 bonus miles after your first purchase
  • • Get two annual $100 statement rebates toward qualifying Asiana ticket purchases
  • • No limit to the number of miles you can earn
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $80
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 19, 2019

AT&T
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 10,000 bonus ThankYou® Points after making $1,000 in purchases within 3 months from account opening
  • • Earn 2 points per $1 on purchases at eligible retail and travel websites, as well as on products and services directly purchased from AT&T
  • • Earn 1 point per $1 on all other purchases
  • • Redeem your ThankYou® Points for statement credits, gift cards, electronics, or travel rewards; No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 30, 2018

Radisson
Learn More
Processing Network
Visa
  • Annual Fee  $75
  • Regular Purchase APR  15.99% to 24.99% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn free stays at more than 1,100 hotels across the globe including the Radisson Collection, Radisson Blu®, Radisson®, Radisson RED, Park Plaza®, Park Inn® by Radisson and Country Inn & Suites® by Radisson
  • • Get 10 points per $1 spent in eligib
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 24.99% variable based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $75
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months. After that, $49
  • Regular Purchase APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn $375 of value redeemable for airfare, hotel stays, and car rentals when you spend $2,000 in eligible Net Purchases on your card within the first four months of account opening
  • • $25 Airline Allowance offers reimbursement for up to $25 per a
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $0 for the first 12 months. After that, $49
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

U.S.
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $85
  • Regular Purchase APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Triple FlexPoints at restaurants, Double FlexPoints at gas stations, Double FlexPoints at airlines, and One FlexPoint per $1 spent on all other eligible Net Purchases
  • • Complimentary Boingo Wi-Fi at over 1 million hotspots worldwide
  • • Get u
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: N/A
     Annual Fee: $85
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

U.S.
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn up to 1 FlexPoint for every $1 spent in eligible Net Purchases
  • • Earn 10,000 bonus FlexPoints after spending $1,000 in eligible net purchases within 4 months from account opening date
  • • No Annual Fee
  • • Receive Additional Coverage Benefits such as Emergency Assistance Services, Worldwide Car Rental Insurance, Retail Purchase Protection
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 9 months on balances transferred within 60 days from account opening
     Balance Transfer APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

Wells
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening
  • Balance Transfer APR  15.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3X points on dining, travel, gas stations, and streaming services
  • • Earn 1 rewards point per U.S. dollar spent on other purchases
  • • Rewards points earning is unlimited and points do not expire as long as your account remains open
  • • Enjoy cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo credit card
  • • Receive complimentary discounts or food and beverage items at participating restaurants
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening
     Regular Purchase APR: 15.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on qualifying transfers made within 120 days from account opening
     Balance Transfer APR: 15.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Introductory $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each transfer, with a minimum of $5
     Cash Advance APR: 25.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

American
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $295
  • Regular Purchase APR  16.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your card within the first 3 months of membership
  • • Redeem points for rewards from hundreds of leading brands in travel, merchandise and entertainment
  • • Earn 25% points back after you book a flight using Pay with Points and up to 4X points per dollar spent on qualifying categories
  • • Get up to 1 year of G Suite Basic and ZipRecruiter Standard
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $295
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 10, 2019

Union
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first year. After that, $49
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 points per $1 spent, up to $6,000 annually, on travel net purchases
  • • Earn 2 points per $1 spent, up to $6,000 annually, on restaurant net purchases
  • • Earn 1 point per $1 spent on all other purchases
  • • Get a 50% reward bonus when you redeem points as a principal reduction payment to a Union Bank mortgage
  • • Get a 25% reward bonus when you redeem points as a deposit to a Union Bank checking, savings, or money market account
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $0 for the first year. After that, $49
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 05, 2019

BMO
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first year. After that, $79 after
  • Regular Purchase APR  16.24%, 18.24%, 21.24% or 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  16.24%, 18.24%, 21.24%, 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter
  • • Earn 1 point per $1 spent on all other purchases
  • • Get a 15% anniversary point bonus every year
  • • 0% introductory APR on purchases for 6 months from account opening
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 16.24%, 18.24%, 21.24% or 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
     Balance Transfer APR: 16.24%, 18.24%, 21.24%, 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $0 for the first year. After that, $79 after
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 01, 2019

Carnival®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 21.24% or 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date for Carnival Cruise purchases
  • Balance Transfer APR  16.24%, 21.24% or 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 20,000 Bonus FunPoints® after first purchase or balance transfer
  • • Receive 10% Statement Credit on a Carnival shore excursion when booking your cruise online
  • • Earn 2X FunPoints® for every dollar spent on purchases with Carnival and the World’s Leading Cruise Lines
  • • 0% Promotional APR for 6 months on Carnival cruise bookings
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date for Carnival Cruise purchases
     Regular Purchase APR: 16.24%, 21.24% or 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 16.24%, 21.24% or 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

Princess
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 10,000 bonus points after you use your card for the first time
  • • Earn 2 points per $1 spent on all Princess purchases
  • • Earn 1 point per $1 spent on all other purchases
  • • Redeem points for cruise rewards, onboard credits, special on board amenities and discounted air fare
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 31, 2019

Holland
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 5,000 points after your first purchase – good for a $50 on-board credit
  • • No annual fee
  • • No foreign transaction fees
  • • Earn 2x points with Holland America and 1x points everywhere else per $1 spent
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
     Balance Transfer APR: 16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Expedia®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 10,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening; Earn a $50 statement credit after your first eligible Expedia purchase greater than $50 within 3 months of account opening
  • • Earn 3 Expedia Rewards points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages, and earn 1 point per $1 spent on other purchases
  • • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status qualification for each increment of $2,500 in purchases made on the card between your January and December billing statements
  • • No limit to the number of Expedia Rewards points you can earn and points won't expire as long as you earn or redeem points every 18 months
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 16, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None for qualified Premier clients. For all others, $95. $95 fee waived for first year
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on travel purchases
  • • Earn 1X point per dollar spent on all other purchases
  • • Enjoy Uber and Lyft statement credits as well as a credit for TSA Prev®
  • • Earn 35,000 Rewards Program Bonus Points (worth at least $400 in air travel) after spending $3,000 in the first 3 months from account opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: None for qualified Premier clients. For all others, $95. $95 fee waived for first year
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  $395; $65 per authorized user
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 3X points per dollar spent on new travel purchases, 2X points on dining, and 1X point on everything else
  • • Points earning is unlimited and points do not expire; earn statement credits for Uber, Lyft, and TSA Prev® enrollment
  • • Earn 50,000 Rewards Program Bonus Points - worth $750 in airfare - when you spend $4,000 in the first 3 months of account opening using HSBC Rewards online to book
  • • Rewards Program Points are transferable with partner airlines; Complimentary ShopRunner membership
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: $395; $65 per authorized user
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 during first year & for qualified Advance or Premier account clients; $45 for all others
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% intro APR for the first 12 months
  • • Earn 2X points per dollar spent on dining and select entertainment purchases. Earn 1X point on all other purchases
  • • Redeem points for gift cards, merchandise, cash back, or even travel booking; No annual or foreign transaction fees
  • • Earn an introductory 3x points on dining and select entertainment purchases and 2x points on all other purchases for the first 12 months from account opening, up to the first $25,000 in purchases
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers posted within the first 60 days from account opening
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: $0 during first year & for qualified Advance or Premier account clients; $45 for all others
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 27, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from date of account opening
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn unlimited 1.5 points per dollar spent on all purchases; 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
  • • Get a 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • • Keep track of your credit's health with access to free FICO Score monthly reports
  • • Build your credit anywhere with no foreign transaction fees and no annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from date of account opening
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

August 14, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  20.24% to 27.24% based on creditworthiness and Prime Rate. 27.24% for bank cash advances
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn unlimited 1.5 points for every $1 spent on all purchases; points do not expire
  • • 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases
  • • Made to be used on travels all around the world with no annual fee and no foreign transaction fees
  • • Digital wallet technology gives access to more ways to pay via mobile devices
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% based on creditworthiness and Prime Rate. 27.24% for bank cash advances
     Cash Advance Transaction Fee: Direct deposit/check cash advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM/OTC/same-day online/cash equivalent advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Allegiant
Learn More
Processing Network
Mastercard
  • Annual Fee  $59
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 3 points per $1 on Allegiant purchases (air, hotel, car rental and attractions), 2 points per $1 on qualifying dining purchases, and 1 point per $1 on all other purchases
  • • Earn 15,000 Bonus Points – equal to $150 off your next Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening
  • • Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary
  • • Enjoy complimentary priority boarding and one free beverage on Allegiant flights
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

September 05, 2018

Asiana
Learn More
Processing Network
Visa
  • Annual Fee  $99
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
  • Credit Needed  Good


Best Benefits
  • • 3 miles for every dollar you spend on Asiana Airlines purchases, 2 miles for every dollar you spend on gas and at grocery stores, and 1 mile for every dollar you spend on all other purchases
  • • Get 30,000 Bonus Miles after you make $3,000 or more in purchases within the first 90 days of account opening
  • • Receive 2 Asiana Airline lounge invitations, a 10,000 Bonus Miles Certificate awarded annually, and an automatic $100 annual rebate on Asiana Airlines ticket purchases
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

December 04, 2018

Air
Learn More
Processing Network
Mastercard
  • Annual Fee  $89
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 miles per $1 spent directly on purchases with Air France, KLM Royal Dutch Airlines, and SkyTeam member carriers. Earn 1.5 miles per $1 on all other purchases
  • • Receive 5,000 miles every account anniversary after making at least $50 in purchases within the anniversary year
  • • Earn 25,000 bonus miles after making $1,000 in purchases within 3 months of being a cardholder
  • • Get 60 Experience Points upon account approval
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater, for direct deposit and check cash advances. For ATM, over-the-counter, same-day online, and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $89
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Alaska
Learn More
Processing Network
Visa
  • Annual Fee  $50 for the company and $25 per card
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from just $22) when you spend $2000 or more within 90 days from account opening
  • • ?Save with a free checked bag on Alaska flights for you and up to six other passengers on the same reservation
  • • Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every dollar spent on all other purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $50 for the company and $25 per card
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Spirit
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first year. After that, $59
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn Double Miles on your everyday purchases – that's 2 miles for every $1
  • • 15,000 bonus miles after your first purchase + 15,000 bonus miles after making at least $500 in purchases within 90 days of your account opening
  • • Redemptions for one-way, off-peak region 1 flights start at only 2,500 miles, so your bonus could be enough for up to three round-trip flights (with taxes and fees starting from $12 each)
  • • Get 5,000 anniversary bonus Free Spirit™ miles when you spend at least $10,000 in purchases annually
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Amtrak
Learn More
Processing Network
Mastercard
  • Annual Fee  $79
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, earn 2 points per $1 spent on other qualifying travel purchases, and earn 1 point per $1 spent on all other purchases
  • • Use your Amtrak Guest Rewards World Mastercard without incurring foreign transaction fees when making purchases outside of the United States
  • • Enjoy a complimentary Companion Coupon, One-Class Upgrade and a Single-Visit Station Lounge Pass for access to ClubAcela, Amtrak Metropolitan Lounge? or First Class lounges upon account opening
  • • Get 20,000 bonus points after you make $1,000 or more in purchases within 90 days of account opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $79
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Celebrity
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean® and Azamara Club Cruises®
  • • 1 MyCruise point per $1 on all other purchases
  • • Get 10,000 MyCruise points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit
  • • No foreign transaction fees on non-US purchases; No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Norwegian
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 3 WorldPoints® points for every $1 spent on Norwegian purchases and 1 WorldPoints® point per $1 on all other purchases
  • • Redeem points for stateroom upgrades, travel discounts, on-board credits, car rentals, hotel stays or gift cards. You'll also get exclusive redemption opportunities for last-minute cruises and other special offers
  • • Get 10,000 bonus WorldPoints® reward points after you make a qualifying transaction in the first 90 days of account opening - enough for $100 off your next cruise
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Virgin
Learn More
Processing Network
Mastercard
  • Annual Fee  $90
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 30,000 Flying Club bonus miles after spending $1,000 or more within the first 90 days of account opening
  • • Enjoy no foreign transaction fees while earning miles
  • • Earn up to 15,000 additional Flying Club bonus miles every anniversary after qualifying purchases and up to another 5,000 Flying Club bonus miles when you add additional authorized users to your account
  • • Get a second reward ticket for half the miles when you redeem Flying Club miles for a Virgin Atlantic Economy reward ticket (must spend $25,000+ in purchases annually)
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $90
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Royal
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.24% for Bank Cash Advances
  • Credit Needed  Good


Best Benefits
  • • Earn 2 MyCruise® points for every $1 spent on qualifying purchases with Royal Caribbean® and our sister brands, Celebrity Cruises and Azamara Club Cruises®; earn 1 MyCruise® point per dollar spent for all other purchases
  • • Receive $50 Air2Sea Airfare Discount after making at least $3,500 in purchases with your Visa Signature® card within the first 90 days of account opening (students and Platinum Plus® accounts are not eligible)
  • • Get 10,000 MyCruise® points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit
  • • No annual fee and no foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.24% for Bank Cash Advances
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

June 12, 2019

Sonesta
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for first year; $75 after that
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • No annual fee for the first year
  • • Instant Sonesta Travel Pass Elite Member status
  • • No foreign transaction fees
  • • Earn up to 95,000 bonus points
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3%, whichever is greater, of the amount on direct deposit and check cash advances. On ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $0 for first year; $75 after that
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.