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Retail Cards

Store-specific credit cards allow you to earn rewards and discounts at their respective merchants. Take advantage of these card offers from our partners.


August 31, 2018

REI
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • REI will make a donation to the National Forest Foundation every time you make a purchase with your card
  • • Receove a REI gift card upon approval and first purchase
  • • Get 5% back at REI and 1% back on everyday purchases
  • • Enjoy No Annual Fee and Mastercard Global Services
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

QFC
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get an additional 25 cents off per gallon for ONE YEAR at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), 3 points on the Kroger family of quality brands
  • • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Smith's
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get an additional 25 cents off per gallon for ONE YEAR at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), 3 points on the Kroger family of quality brands
  • • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Ralphs
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Receive a $50 statement credit after your first purchase
  • • 1 point per eligible net $1 spent anywhere1 Mastercard is accepted, 2 points per eligible net $1 spent at Ralphs grocery stores, and 3 points per eligible net $1 spent on Ralphs store brand products
  • • Rewards are sent automatically every quarter. Get a $5 rewards certificate for every 1,000 points you collect
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Kroger
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get an additional 25 cents off per gallon for ONE YEAR at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), and 3 points on the Kroger family of quality brands
  • • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Fry's
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get an additional 25 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), and 3 points on the Kroger family of quality brands
  • • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Fred
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 1 point per eligible net $1 spent anywhere Mastercard is accepted, and 2 points per eligible net $1 spent on purchases made inside Fred Meyer stores
  • • Rewards are sent automatically every quarter. Earn 500 Rewards Points and get a $5 Rewards Rebate to spend at Fred Meyer
  • • Save up to $1.25 a gallon at Fred Meyer Fuel Centers for one year when you redeem up to 1,000 Fuel Points and you scan and pay with your new Fred Meyer Rewards® World Mastercard®
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 9 months on transfers made within 30 days from account opening
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

King
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get an additional 25 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), and 3 points on the Kroger family of quality brands
  • • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Dillons
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get an additional 25 cents off per gallon for one year at Kroger Family of Companies Fuel Centers when you redeem 100 fuel Rewards Points
  • • For every eligible $1 net qualifying purchase you’ll earn: 1 point anywhere Mastercard is accepted, 2 points in the Kroger® Family of Companies (excluding fuel centers), and 3 points on the Kroger family of quality brands
  • • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Harris
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn a $30 statement credit after first purchase
  • • For every eligible $1 net qualifying purchase you’ll earn: 1 point per eligible net $1 spent anywhere Mastercard is accepted, 2 points per eligible net $1 spent in the Harris Teeter stores (excluding fuel centers), and 3 points per eligible net $1 spent on the Harris Teeter family of brands
  • • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $10 in free groceries
  • • Enjoy Mastercard Travel Services and MasterRental® Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 4% of the amount of each transfer or $10 minimum, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

April 19, 2019

AT&T
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 10,000 bonus ThankYou® Points after making $1,000 in purchases within 3 months from account opening
  • • Earn 2 points per $1 on purchases at eligible retail and travel websites, as well as on products and services directly purchased from AT&T
  • • Earn 1 point per $1 on all other purchases
  • • Redeem your ThankYou® Points for statement credits, gift cards, electronics, or travel rewards; No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 31, 2018

Polaris®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 6 months
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • For every $1 of net eligible purchases on the card, you'll earn: 2 points at Polaris dealerships, 2 points at gas stations, and 1 point everywhere else Visa is accepted
  • • Once you have earned 2,500 points, you can redeem them for $25 in Polaris
Rates & Fees
     Intro Purchase APR: 0% for the first 6 months
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 6 months
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 01, 2019

Barnes
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn a $25 Barnes & Noble Gift Card after your first purchase and every 2,500 points
  • • Earn 5% for all Barnes & Noble purchases
  • • Earn 2X points for restaurants
  • • Earn 12 months of Barnes & Noble Membership after spending $7,500 per year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 16.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 17, 2019

Amazon
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.29% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.29% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Instant $50 Amazon.com gift card on approval
  • • 5% back at Amazon.com and Whole Foods with Prime membership, 2% back at restaurants and gas stations, 1% back on all other purchases
  • • No annual fee
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.29% to 24.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.29% to 24.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Lowe's
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn up to 3X points per $1 spent
  • • 5% off on eligible purchases at Lowe's
  • • Lowe's ProServices offer discounted delivery & more
  • • Redeem your earned rewards for Lowe's and American Express gift cards
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 06, 2018

Starbucks
Learn More
Processing Network
Visa
  • Annual Fee  $49
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get 6,500 Stars after you spend $500 on purchases in the first three months – that's enough for 36 food or drink Rewards
  • • Earn 250 Bonus Stars the first time you use your Starbucks Rewards™ Visa Card to digitally load your registered Starbucks Card in your App
  • • Earn 1 Star for every $1 you digitally load to your registered Starbucks Card in your Starbucks® App with your Starbucks Rewards™ Visa® Card in addition to the 2 Stars per $1 you already get when you pay with your registered Starbucks Card or registered Starbucks Card in the Starbucks® App as a Starbucks Rewards™ Member at a participating Starbucks® store
  • • Let the Starbucks baristas serve you a selection of food and beverages just for cardmembers with Barista Picks
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: $49
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 01, 2019

NFL
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date on NFL Team Ticket Purchases
  • Balance Transfer APR  18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  28.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points on NFL and team purchases
  • • 0% introductory APR for 6 months on NFL ticket purchase
  • • $20 off every $100 spent at NFLShop.com
  • • Redeem points for exclusive NFL rewards and experiences or cash back
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date on NFL Team Ticket Purchases
     Regular Purchase APR: 18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months from account opening date
     Balance Transfer APR: 18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 28.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars.
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2019

Ultamate
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  19.24%, 25.24%, or 28.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  26.99%
  • Cash Advance APR  29.24% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 500 bonus points after spending $500 outside of Ulta Beauty within the first 90 days
  • • Earn 2 points for every $1 spent at Ulta Beauty
  • • Earn 1 point for every $3 spent elsewhere
  • • 20% off your first Ulta Beauty Purchase
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 19.24%, 25.24%, or 28.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99%
     Balance Transfer Transaction Fee: $10 or 5% of the amount of the balance transfer, whichever is greater
     Cash Advance APR: 29.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: $10 or 5% of the amount of the cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 15, 2019

Sephora
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  27.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  29.99% variable based on the Prime Rate
  • Cash Advance APR  29.99% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 4% back on all Sephora purchases
  • • Earn 1% back on all other purchases
  • • Earn $20 signup bonus after spending $500 outside of Sephora within 90 days
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 27.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 29.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: $10 or 3% of the amount each balance transfer, whichever is greater
     Cash Advance APR: 29.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: $10 or 3% of the amount each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

June 28, 2019

Bass
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Get $25 in CLUB Points upon approval. Earn an extra $10 in Points by making five purchases within 30 days of account approval
  • • Earn 2% back in CLUB Points on all Bass Pro Shops and Cabela's Purchases
  • • Get 1% back in CLUB Points on other purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount on transfers posted at a promotional APR. None for balances transferred at the standard APR
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

June 28, 2019

Cabela's
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2% back in CLUB Points on all purchases at Cabela's and Bass Pro Shops
  • • Earn 1% back in CLUB Points on all other purchases where Mastercard is accepted
  • • No annual fee
  • • Get $20 in CLUB Points upon approval. Earn an extra $10 in
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount for transfers posted at a promotional APR. None for balances transferred at the standard APR
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

October 15, 2018



Best Benefits
  • • Earn 1 Starbucks Rewards® Star for every $10 you spend everywhere you shop
  • • Get automatic Starbucks Rewards™ Gold status
  • • No monthly, annual, or reload fees
  • • Manage your balance and set up alerts via the Chase Mobile® app
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: N/A
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of amount after conversion to U.S. dollars
     Late Payment Penalty Fee: None
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $25 initial load
     Credit Needed: No Credit Required

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