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BMW Card
BMW Card
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
At a Glance
The BMW Card earns cardholders four points for every dollar they spend on qualifying BMW purchases. Additionally, cardholders earn three points for every dollar spent on gas and two points for every dollar spent on dining purchases. All other purchases earn cardholders one point for every dollar they spend. What’s more, this card offers an introductory 0% APR promotion on balance transfers and purchases for 12 months. All these features are available for no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Earn 4X points on BMW purchases
- Earn 3X points on gas purchases, 2X points on dining, and 1X points on everything else
- Enjoy 0% APR on balance transfers and purchases for 12 months
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months for balances transferred within 30 days from account opening date
- Balance Transfer APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You own or plan to own a BMW
- You don’t want to pay an annual fee to use a credit card
- You want to earn additional points on gas and dining purchases
- You would like to take advantage of 0% APR on purchases for 12 months
- You need to transfer a balance and plan to pay it off in 12 months
BMW Precision World Elite Mastercard
BMW Precision World Elite Mastercard
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The BMW Precision World Elite Mastercard is a premium auto rewards credit card from U.S. Bank and BMW. The card, which charges a $99 annual fee, offers 5X points on BMW purchases, 3X points on gas, 2X points on dining, and a flat rate of 1.5X points on all other purchases. The card also boasts a $70 annual dealer credit and no foreign transaction fees.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn up to 5X points per $1 on purchases
- Get an annual $70 dealership credit
- Get up to $1,000 in annual coverage for damage or theft of your cell phone
- Free ShopRunner membership
- No foreign transaction fees
- Regular Purchase APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $99
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You prefer to have their vehicle’s maintenance done at a BMW dealership
- You travel frequently and make purchases abroad or in foreign currencies
- You want an everyday card that offers versatility – for a price
FIAT® DrivePlus Mastercard®
FIAT® DrivePlus Mastercard®
- 21.24% to 30.24% variable based on creditworthiness and Prime Rate Regular Purchase APR
- 21.24% to 30.24% variable based on creditworthiness and Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months from the transaction date for eligible purchases Intro Purchase APR
At a Glance
The Fiat DrivePlus Mastercard is a co-branded cash back credit card from First National Bank of Omaha The card, an auto rewards credit card, gives loyal Fiat vehicle owners the chance to earn a $1,000 bonus certificate, a $100 statement credit, and up to 5% back in points on purchases. Points can be redeemed for cash back, gift cards, and travel or for parts, vehicle maintenance services, and the purchase or lease of a new vehicle.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
- Redeem rewards for double the value at FCA US dealerships
- 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
- When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
- Intro Purchase APR: 0% for 6 months from the transaction date for eligible purchases
- Regular Purchase APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You're planning to buy a new card within 12 months
- You will spend at least $7,500 within 12 months
- You plan on making a $100 purchase at an FCA US dealership within the first 30 days
- You prefer FCA vehicles (including Chrysler, Dodge, Jeep, Ram, Fiat)
Mopar® DrivePlus Mastercard®
Mopar® DrivePlus Mastercard®
- 21.24% to 30.24% variable based on creditworthiness and Prime Rate Regular Purchase APR
- 21.24% to 30.24% variable based on creditworthiness and Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months from the transaction date for eligible purchases Intro Purchase APR
At a Glance
The Mopar® DrivePlus Mastercard® is a rewards-heavy auto rewards credit card for shoppers of all things Mopar. With enticing introductory offers as well as continuous rewards, it’s an easy contender for the title of daily credit card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
- $100 statement credit when you spend $499 in FCA US purchases in your first billing cycle after the account is opened
- 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
- When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle.
- Intro Purchase APR: 0% for 6 months from the transaction date for eligible purchases
- Regular Purchase APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You own an FCA vehicle (FIAT, Chrysler, Dodge, Jeep, Ram, SRT)
- You frequently make Mopar products purchases
- You plan to make daily purchases with your credit card
- You regularly make purchases at US FCA dealerships
Sam's Club® Mastercard®
Sam's Club® Mastercard®
- 20.9% or 28.9% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.9% or 28.65% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 25.90% or 31.65% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Sam’s Club® Mastercard® offers Sam’s Club members everywhere up to 5% cash back on gas purchases, 3% back on dining, and more – all for no annual fee. From Synchrony Bank, the card also features no foreign transaction fees, Mastercard’s near-global acceptance, and special savings when shopping at Sam’s locations nationwide.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
- Earn 3% cash back on Sam's Club purchases for Plus members. Club members earn 1% cash back
- Earn 3% cash back on dining and takeout
- Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
- No annual fee
- Regular Purchase APR: 20.9% or 28.9% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 20.9% or 28.65% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
- Cash Advance APR: 25.90% or 31.65% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $40
- You're a current Sam’s Club or Sam’s Club Plus member
- You frequently purchase gasoline with a credit card
- You do't want to pay an annual fee or foreign transaction fee
- You spend heavily on dining each month
Albert Mastercard®
Albert Mastercard®
At a Glance
Albert Mastercard® is a no-annual-fee debit card from the investment and savings platform, Albert. The card, a Mastercard debit card, earns up to 20% cash back on select merchant offers and provides access to a suite of premium investment features for a modest, “pay-what’s-fair” monthly fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn $150 when you receive a qualifying direct deposit and use your Albert debit card
- Get your paycheck up to 2 days early with direct deposit with Albert Cash
- Earn cash back rewards when you buy groceries, gas, food and more with your Albert debit card
- No hidden fees ($0 minimum balance requirements, no maintenance fees and no instant fees)
- Genius subscribers can withdraw cash fee-free at 55,000+ ATMs
- Albert Cash and Albert Savings accounts are FDIC-Insured
- Annual Fee: See Terms
- Foreign Transaction Fee: See Terms
- Late Payment Penalty Fee: See Terms
- Over Limit Penalty Fee: See Terms
- Minimum Deposit Required: See Terms
- You already use Albert for investing or are interested in joining via the mobile app
- You're new to investing (or just want simple automation)
- You want to choose your monthly fee (if applicable)
MINI World Mastercard
MINI World Mastercard
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
At a Glance
The Mini World Mastercard is a versatile auto and gas rewards credit card for the Mini enthusiast. The card earns an impressive 4X points on Mini purchases, 3X points on gas, and 2X on dining – all for no annual fee. The card also benefits from a lengthy 0% introductory APR period on both purchases and balance transfers.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn up to 4X points per $1 on eligible purchases
- 0% introductory APR on purchases and balance transfers for 12 months
- No annual fee
- Get 25% more value on your rewards when you redeem points for a MINI Rewards Card
- Redeem points for travel, merchandise, cash back, or a loan/lease payment
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months on transfers made within 30 days from account opening date
- Balance Transfer APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You own a Mini vehicle or are thinking about purchasing one soon
- You prefer to use rewards points for vehicle maintenance, upgrades, or branded accessories
- You spend heavily on gas station purchases
- You do't want to pay an annual fee
BMW Motorrad World Mastercard
BMW Motorrad World Mastercard
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.49% to 29.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
At a Glance
The BMW Motorrad World MasterCard is an exceptional rewards credit card for the motorcycle enthusiast who wants to pamper their bike without paying an annual fee. The card earns 4X points on BMW Motorrad purchases, 3X points on gas station purchases, and 2X points on dining. The card also boasts 25% more redemption value on BMW Motorrad award options, including eligible purchases, services, and loan/lease payments.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn up to 4X points per $1 on eligible purchases
- 0% intro APR on purchases and balance transfers for 12 months
- No annual fee
- Get 25% more from your rewards when you redeem points for a BMW Rewards Card
- Redeem rewards for travel, merchandise, cash back, or a monthly bike payment
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months on transfers made within 30 days from account opening date
- Balance Transfer APR: 20.49% to 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You own a BMW motorcycle
- You have your motorcycle loan or lease through BMW Bank of North America
- You want to finance a significant purchase over the next 12 months
- You don’t want to pay an annual fee
Dodge DrivePlus Mastercard®
Dodge DrivePlus Mastercard®
- 20.99% to 29.99% variable based on creditworthiness and Prime Rate Regular Purchase APR
- 20.99% to 29.99% variable based on creditworthiness and Prime Rate Balance Transfer APR
- 29.49% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months from the transaction date for eligible purchases Intro Purchase APR
At a Glance
The Dodge DrivePlus Mastercard is a co-branded cash back credit card from Dodge and First National Bank of Omaha The card, an auto rewards credit card, gives loyal Dodge vehicle owners the chance to earn a $1,000 bonus certificate, a $100 statement credit, and up to 5% back in points on purchases. Points can be redeemed for cash back, gift cards and travel or for parts, vehicle maintenance services, and the purchase or lease of a new vehicle.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
- Redeem rewards for double the value at FCA U.S. dealerships
- 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
- When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
- Intro Purchase APR: 0% for 6 months from the transaction date for eligible purchases
- Regular Purchase APR: 20.99% to 29.99% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 20.99% to 29.99% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.49% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You're planning to buy a Dodge within 12 months
- You will spend at least $7,500 within 12 months
- You want 0% APR special financing on select Dodge or FCA dealership purchases
- You want to earn 5% cash back on eligible purchases
- You plan on making a $100 purchase at an FCA US dealership within the first 30 days
- You prefer FCA vehicles (including Chrysler, Dodge, Jeep, Ram, Fiat)
Shell Fuel Rewards Mastercard
Shell Fuel Rewards Mastercard
- 31.24% variable based on the Prime Rate Regular Purchase APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Shell Fuel Rewards® Mastercard® is likely to catch the eye of folks who frequently fill their cars and prefer to pump their gas at Shell gas stations. This is thanks to a rewards program that’s designed to give cardholders considerable savings with Shell.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Save up to 10 cents per gallon, on up to 20 gallons every time you fill up (5 cents per gallon with the card and 5 cents per gallon with Fuel Rewards Gold Status)
- Enjoy 10% Shell rebates on your first $1,200 Shell non-fuel purchases per year
- Enjoy 2% shell rebates on your first $10,000 Dining and Groceries purchases ber year
- Enjoy 1% Shell rebates on all other qualifying purchases
- Rebates are applied as a statement credit against Shell purchases made with your card in future billing cycles
- Regular Purchase APR: 31.24% variable based on the Prime Rate
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of each purchase transaction in U.S. Dollars
- Late Payment Penalty Fee: Up to $40
- You commute to work or drive long distances regularly
- You buy the majority of your gas from Shell stations
- You want to take advantage of savings of up to 10 cents per gallon each time you fill your tank
- You would like to earn rebates on other qualifying purchases in dining, groceries, and more
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What is a Gas Rewards Credit Card?
If you’re a frequent driver, you know that the cost of gas can quickly add up. But did you know that there’s a way to save money every time you fuel up?
A gas rewards credit card is a card that offers exclusive rewards on purchases of gasoline at gas stations. These cards typically provide bonuses in the form of cash back. However, some options allow cardholders to use their gas savings towards other types of loyalty program rewards.
How Do Gas Cards Work?
Gas rewards credit cards are designed to provide you with cash back, or rewards points every time you purchase the pump. These cards are typically co-branded with major gasoline retailers and offer incentives for loyalty. When you use a gas rewards credit card, you earn a percentage of your fuel purchase back as a reward. The more you spend on gas, the more rewards you accumulate.
Types of Fuel Rewards Cards
Gas cards, also known as fuel rewards credit cards, can be divided into three unique groups:
- Open-looped co-branded credit cards: This type of gas card is specifically branded for one gas station chain, such as Shell, Texaco, Marathon, and more. These cards also utilize the Visa or Mastercard payment network. As a result, cardholders can earn gas rewards anywhere they see the Visa or Mastercard logo worldwide.
- Closed-loop co-branded credit cards: Similar to open-loop gas cards, these cards are tied exclusively to a particular gas station chain. However, they do not have a payment network of open-looped cards. For example, they lack logos from Visa, Mastercard, or American Express. These cards offer rewards and discounts that can only be redeemed at their respective stations.
- Unbranded gas credit cards: Essentially cash back credit cards, unbranded gas cards provide enhanced rewards on gas station purchases. These cards offer the flexibility to earn rewards and discounts at any gas station, making them a more versatile option for consumers.
Benefits of Fuel Rewards Credit Cards
Using a gas rewards credit card has numerous benefits beyond the obvious savings at the pump:
Additional Rewards On Everyday Categories
These cards often offer additional rewards for purchases made at affiliated retailers, such as grocery stores or restaurants. This means that you can earn rewards not just on gas but also on your everyday expenses.
Build Credit
Additionally, gas rewards credit cards can help you build credit. Closed-loop credit cards typically have reduced credit score requirements, making them ideal options for those with a limited credit history. Using your card responsibly and making timely payments shows lenders that you are a reliable borrower. This can improve your credit score over time, opening up opportunities for better future interest rates on loans and credit cards.
Useful Perks & Protections
Finally, many gas rewards credit cards have valuable perks, such as roadside assistance, trip reimbursement or delay protection, or travel insurance. These travel benefits can provide extra peace of mind and save you money on services you might otherwise have to pay for separately.
How to Find the Perfect Gas Rewards Credit Card for Your Lifestyle
With dozens of gas rewards credit cards available, finding the one that perfectly aligns with your lifestyle and spending habits is essential. Here are a few tips to help you make an informed decision:
Assess Your Driving and Spending Habits
- Understand Your Driving Patterns: Begin by evaluating your driving habits. Do you have a preferred gas station where you usually fill up? If so, opting for a gas rewards credit card affiliated with that specific retailer could potentially yield higher rewards, making it a lucrative choice for frequent customers of that brand.
- Consider Your Overall Spending: Look beyond just gas purchases. If a significant portion of your expenses goes towards groceries or dining out, you might consider a gas rewards credit card offering additional rewards for these categories. This approach allows you to earn rewards not only on fuel but also on your everyday purchases, enhancing your overall savings.
Compare Fees and Interest Rates
- Evaluate Annual Fees: When comparing different gas rewards credit cards, it’s crucial to weigh the annual fees against the potential rewards. While some cards come with no annual fees, others may charge a fee in exchange for more attractive rewards. By analyzing your spending patterns and calculating the potential rewards, you can determine whether the benefits outweigh the cost of the annual fee.
- Assess Interest Rates: In addition to annual fees, consider the interest rates associated with each card. While the allure of rewards is significant, it’s equally important to ensure that you’re not paying exorbitant interest in the long run. Understanding the interest rates will help you make a well-rounded decision that aligns with your financial goals.
Tips for Maximizing Gas Savings
Here are some useful strategies to maximize your gas savings with a gas credit card:
Utilize Gas Station Reward Programs
Many gas stations offer their own rewards programs that can be used with your gas rewards credit card. By signing up for these programs, you can earn additional savings or rewards on your fuel purchases.
Monitor Gas Prices and Purchase Timing
Keep an eye on gas prices in your area and try to fill up when prices are lower. Additionally, consider purchasing gas during off-peak times or days when prices are more competitive.
Combine with Other Spending
Look for gas rewards credit cards that offer rewards on other spending categories, such as groceries or dining. By using the same card for these purchases, you can accumulate more rewards to offset your gas expenses.
Use Apps and Tools for Price Tracking
Explore mobile apps or online tools that track gas prices in your area and provide notifications when prices drop. This can help you time your fuel purchases to take advantage of lower prices.
FAQs
Here are answers to some of the most commonly asked questions about credit cards that earn rewards and save money on gas:
- If you frequently purchase gasoline, the answer is yes. Gas and fuel rewards credit cards provide impressive savings for people who fill up regularly on their daily commute.
- How rewards are redeemed and earned will vary between credit cards and loyalty programs. With Exxon Mobil Rewards, for example, cardholders earn additional rewards when using the mobile app. Rewards often appear as statement credits, offsetting costs of purchasing fuel.
- Gas rewards credit cards are a type of retrial card. Since they are retail cards, they are typically easier to get than other credit cards, which have higher credit score requirements. A fair credit score is usually enough to get a good fuel rewards credit card. A fair FICO score is above 580 (between 580 – 669).
- No. Some gas cards or retail cards do not work at all locations. Some Kroger credit cards, for example, do not earn rewards for fill-ups, instead only working at grocery stores. BJs credit cards may also only work for groceries or wholesale purchases – and not fuel. Always read the terms and conditions with a card before applying.
- You should be fine if you overpay for gas on your credit card. When you prepay, they get a pre-authorization to ensure you have that much credit available on your card and hold that credit. Then when you fill up your tank and go back and pay, ideally, the total charge will end up on there, and the original pre-authorization will go away. If there is an issue, alert the staff at the gas station. You may need to provide a receipt as proof of the miscalculation, although the store may have a digital receipt.
- No. No manual entry is allowed with modern gas pumps.
- Gas rewards credit cards typically require average or good credit to apply.
Conclusion
Gas rewards credit cards are a powerful tool for saving money on your fuel expenses. By understanding how they work, choosing the right card, and implementing smart strategies, you can maximize your savings and enjoy additional perks. Remember always to use your gas rewards credit card responsibly and pay your balance in full each month. Start your journey to savings today by applying for a gas rewards credit card that aligns with your driving habits and financial goals.
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.