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Airline Cards

Earn double, triple, or more points when traveling with an airline-branded credit card. Compare our partners' best offers below.


August 30, 2018

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $450
  • Regular Purchase APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn double miles on airfare, hotel and car rentals, up to $200 in annual credits, $100 off coupon for Korean Air tickets each year, and other premium benefits
  • • 30,000 Bonus Miles after you spend $3,000 within first 90 day
  • • No foreign tra
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 30,000 miles after $3,000 spend in the first 90 days
  • • Get double miles on Korean Air tickets, Gas Station and Hotel purchases
  • • Receive $50 off coupon for Korean Air tickets each year, KAL Lounge Coupons, and many more benefits
  • • Get Travel & Emergency Assistance Services and $1,000,000 in Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

SkyBlue
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 5,000 SKYPASS Bonus Miles after your first purchase
  • • Earn 1 mile for every $2 you spend in eligible net purchases
  • • $250,000 in Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Aeromexico
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Processing Network
Visa
  • Annual Fee  $45
  • Regular Purchase APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get Double Miles on Gas & Groceries
  • • Earn One Mile per $1 spent on eligible net purchases
  • • Receive 10,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • • Enjoy 2,000 Annual Bonus Miles plus $99 Companion Certificate
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $45
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 30, 2018

Aeromexico
Learn More
Processing Network
Visa
  • Annual Fee  $80
  • Regular Purchase APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Get Double Miles on Gas & Groceries
  • • Earn One Mile per $1 spent on eligible net purchases with your Aeromexico credit card
  • • Receive 15,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • • Buy three tickets and get the
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $80
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

June 24, 2019

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  15.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn accelerated SKYPASS miles with your business expenses
  • • Earn 2 miles for every net eligible $1 you spend on Korean Air ticket purchases
  • • Earn 2 miles for every net eligible $1 you spend at gas stations and hotels
  • • Earn miles for
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

Asiana
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Processing Network
Visa
  • Annual Fee  $80
  • Regular Purchase APR  15.49% variable based on the Prime Rate
  • Balance Transfer APR  15.49% variable based on the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per $1 spent on Asiana Airlines ticket purchases
  • • Earn 1 mile per $1 on all other purchases
  • • Get 10,000 bonus miles after your first purchase
  • • Get two annual $100 statement rebates toward qualifying Asiana ticket purchases
  • • No limit to the number of miles you can earn
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $80
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 02, 2019

China
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Processing Network
Mastercard
  • Annual Fee  $59
  • Regular Purchase APR  16.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 2 miles per $1 spent on China Airlines purchases
  • • 1 mile per $1 spent everywhere else[
  • • 7,500 bonus miles after the first purchase
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 6 months
     Balance Transfer APR: 16.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 10, 2019

TD
Learn More
Processing Network
Visa
  • Annual Fee  $0 annual fee the first year, $95 each year thereafter
  • Regular Purchase APR  16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 2X Aeroplan miles on Air Canada net purchases
  • • 1X Aeroplan miles on all other net purchases
  • • No foreign transaction fees
  • • No annual fee for the first year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $0 annual fee the first year, $95 each year thereafter
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Allegiant
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Processing Network
Mastercard
  • Annual Fee  $59
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 3 points per $1 on Allegiant purchases (air, hotel, car rental and attractions), 2 points per $1 on qualifying dining purchases, and 1 point per $1 on all other purchases
  • • Earn 15,000 Bonus Points – equal to $150 off your next Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening
  • • Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary
  • • Enjoy complimentary priority boarding and one free beverage on Allegiant flights
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

September 05, 2018

Asiana
Learn More
Processing Network
Visa
  • Annual Fee  $99
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
  • Credit Needed  Good


Best Benefits
  • • 3 miles for every dollar you spend on Asiana Airlines purchases, 2 miles for every dollar you spend on gas and at grocery stores, and 1 mile for every dollar you spend on all other purchases
  • • Get 30,000 Bonus Miles after you make $3,000 or more in purchases within the first 90 days of account opening
  • • Receive 2 Asiana Airline lounge invitations, a 10,000 Bonus Miles Certificate awarded annually, and an automatic $100 annual rebate on Asiana Airlines ticket purchases
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

December 04, 2018

Air
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Processing Network
Mastercard
  • Annual Fee  $89
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 miles per $1 spent directly on purchases with Air France, KLM Royal Dutch Airlines, and SkyTeam member carriers. Earn 1.5 miles per $1 on all other purchases
  • • Receive 5,000 miles every account anniversary after making at least $50 in purchases within the anniversary year
  • • Earn 25,000 bonus miles after making $1,000 in purchases within 3 months of being a cardholder
  • • Get 60 Experience Points upon account approval
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater, for direct deposit and check cash advances. For ATM, over-the-counter, same-day online, and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $89
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Alaska
Learn More
Processing Network
Visa
  • Annual Fee  $50 for the company and $25 per card
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from just $22) when you spend $2000 or more within 90 days from account opening
  • • ?Save with a free checked bag on Alaska flights for you and up to six other passengers on the same reservation
  • • Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every dollar spent on all other purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $50 for the company and $25 per card
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Spirit
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Processing Network
Mastercard
  • Annual Fee  $0 for the first year. After that, $59
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn Double Miles on your everyday purchases – that's 2 miles for every $1
  • • 15,000 bonus miles after your first purchase + 15,000 bonus miles after making at least $500 in purchases within 90 days of your account opening
  • • Redemptions for one-way, off-peak region 1 flights start at only 2,500 miles, so your bonus could be enough for up to three round-trip flights (with taxes and fees starting from $12 each)
  • • Get 5,000 anniversary bonus Free Spirit™ miles when you spend at least $10,000 in purchases annually
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Virgin
Learn More
Processing Network
Mastercard
  • Annual Fee  $90
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 30,000 Flying Club bonus miles after spending $1,000 or more within the first 90 days of account opening
  • • Enjoy no foreign transaction fees while earning miles
  • • Earn up to 15,000 additional Flying Club bonus miles every anniversary after qualifying purchases and up to another 5,000 Flying Club bonus miles when you add additional authorized users to your account
  • • Get a second reward ticket for half the miles when you redeem Flying Club miles for a Virgin Atlantic Economy reward ticket (must spend $25,000+ in purchases annually)
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $90
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 31, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
  • • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, earn 1 AAdvantage® mile for every $1 spent on other purchases, and earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • • Access to more than 50 Admirals Club® lounge locations worldwide for you and authorized users, even when you aren't with them
  • • Confidently make purchases around the world knowing there are no foreign transaction fees on purchases when you use your card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

December 28, 2018

CitiBusiness®
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  22.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • On domestic flights, the first checked bag is free for you and up to four others traveling with you on the same reservation; Save 25% on eligible in-flight food and beverage purchases on American Airlines flights
  • • Earn 60,000 American Airlines AAdvantage® bonus miles when you spend $3,000 in purchases in the first 3 months of account opening
  • • Earn double AAdvantage® miles for every $1 spent on purchases with American Airlines, and for purchases at telecommunications merchants, cable and satellite providers, car rental merchants and gas stations
  • • Earn 1 AAdvantage® mile for every $1 spent on all other purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 22.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is higher
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 14, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2X miles per dollar spent at U.S. restaurants
  • • Earn 2X miles per dollar spent on purchases made directly with Delta, including Delta.com, Sky Club®, and Delta Vacations®
  • • Earn 1 mile per dollar spent on other eligible purchases
  • • Get 20% in-flight savings as a statement credit when you use your card on eligible Delta flights
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

September 05, 2018

Delta
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable on transfers requested within 60 days from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2 miles per dollar spent directly with Delta - including flights, seat upgrades and more; earn 1 mile per dollar for everyday purchases you make with your Card
  • • Get complimentary access to Delta Sky Club® and a discounted rate of $29 per guest for up to two guests when flying on Delta
  • • Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you spend $30,000 on purchases on your Delta Reserve Credit Card in a calendar year
  • • Receive a Domestic First Class, Delta Comfort+® or Main Cabin round-trip companion certificate each year upon renewal of your Card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable on transfers requested within 60 days from account opening date
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

September 05, 2018

Gold
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first year. After that, $95
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 2 miles per dollar spent on purchases made directly with Delta; earn 1 mile per dollar spent on all other eligible purchases
  • • Redeem miles towards flights, seat upgrades, gift cards, and more; receive complimentary priority boarding on Delta flights
  • • Earn 2 miles per $1 spent directly with Delta, Earn 1 mile per $1 spent on other purchases
  • • Earn 30,000 bonus miles you spend $1000 in purchases in the first three months after card opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Platinum
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $195
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable on balance transfers requested within 60 days of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 50,000 bonus miles after you make $3,000 in purchases on your card in your first 3 months
  • • Earn 2 miles per dollar spent on purchases made directly with Delta and 1 mile per dollar for everyday purchases you make with your Card; Miles are redeemable toward travel on Delta and more than 30 airline partners
  • • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable on balance transfers requested within 60 days of account opening
     Balance Transfer Transaction Fee: Either $5 of 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $195
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Gold
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first year, then $95
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% on balance transfers requested within 60 days of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 30,000 bonus miles after spending $1,000 within 3 months of account opening
  • • First checked bag free on Delta flights
  • • Earn 2 miles per $1 spent on direct Delta purchases
  • • Earn 1 mile per $1 spent on other eligible purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% on balance transfers requested within 60 days of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year, then $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 14, 2018

Delta
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 24/7 concierge service
  • • Complimentary Delta Sky Club® access, first checked bag is free on Delta flights
  • • Earn 40,000 bonus points and 10,000 MQMs when you spend $3,000 in the first three months, with an additional bonus of 15,000 bonus miles and 15,000 MQMs when you spend $30,000 in the calendar year
  • • Earn 2 miles for every dollar spent with Delta; earn 1 mile per dollar spent on all other eligible purchases
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Platinum
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $195
  • Regular Purchase APR  17.74% to 26.74% variable based on your creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 35,000 bonus miles after spending $1,000 in purchases in your first 3 months
  • • Use miles toward flights, seat upgrades, and more; enjoy 20% in-flight savings on Delta in the form of a statement credit
  • • Receive Priority Boarding and first checked bag is free; No foreign transaction fees
  • • Earn 2 miles per dollar spent on purchases made directly with Delta; earn 1 mile on every eligible dollar spent on all other purchases
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 17.74% to 26.74% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $195
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

LATAM
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months. After that, $45
  • Regular Purchase APR  17.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 1 LATAM Pass Point for every eligible net $1 you spend
  • • Get 15,000 bonus points after your first card use and 2,000 bonus points with your annual renewal
  • • Receive a 10% discount on LATAM Airlines purchase (up to $500) 1 time per year
  • • No cap on points earned
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $0 for the first 12 months. After that, $45
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 30, 2018

LATAM
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months, After that, $75
  • Regular Purchase APR  17.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn one LATAM Pass Point for every eligible net $1 you spend
  • • Get 20,000 bonus points after your first LATAM credit card use and 4,000 bonus points with your annual renewal
  • • Receive 20% discount on LATAM Airlines purchase (up to $1,000) 1 time per year
  • • Enjoy 3 one-way upgrade coupons per year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $0 for the first 12 months, After that, $75
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 09, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  17.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.99% to 25.99% variable based on creditworthiness and Prime Rate for transfers completed within 2 months of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Save 25% on eligible in-flight food and beverage purchases on American Airlines flights
  • • On domestic flights, the first checked back is free for you and up to four others traveling with you on the same reservation
  • • Earn double AAdvantage®
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99% to 25.99% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99% to 25.99% variable based on creditworthiness and Prime Rate for transfers completed within 2 months of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

December 27, 2018

American
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  17.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 10,000 AAdvantage® bonus miles plus a $50 statement credit when you make $500 in purchases within 90 days from account opening
  • • Earn 2X AAdvantage® miles at grocery stores and eligible American Airlines purchases
  • • Earn 1 AAdvantage® mile per $1 on all other purchases
  • • Redeem your miles for trip awards, class upgrades, car rentals, hotel stays, and vacation packages
  • • 25% savings on in-flight food and beverage purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 12, 2019

JetBlue
Learn More
Processing Network
Mastercard
  • Annual Fee  $99
  • Regular Purchase APR  18.24% or 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% or 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 6X points on JetBlue purchases, 2X at restaurants and grocery stores, 1X on all other purchases
  • • Complimentary employee cards with individual credit lines and single purchase credit limits
  • • Free first checked bag for you and up to 3 companions on the same reservation
  • • Complimentary purchase assurance, extended warranty, vehicle rental insurance, and travel assistance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% or 27.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% or 27.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: None
     Credit Needed: Excellent

July 12, 2019

Hawaiian
Learn More
Processing Network
Mastercard
  • Annual Fee  $99
  • Regular Purchase APR  18.24% or 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% or 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3x miles with Hawaiian Airliness and 1x miles everywhere else.
  • • Earn 2x miles with office supply and restaurant purchases and 1x miles everywhere else
  • • Free additional employee cards
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% or 27.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% or 27.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 17, 2019

Cathay
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 21.24% variable based on creditworthiness and the Prime Rate.
  • Cash Advance APR  29.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 30,000 bonus Asia Miles when you spend $2,000 in the first 90 days
  • • Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific travel and in-flight purchases.
  • • Earn 1.5 Asia Miles per $1 spent on dining in the US or abroad
  • • Earn 1.5 Asia Miles per $1 spent on purchases outside of the US
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 21.24% variable based on creditworthiness and the Prime Rate.
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 29.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 02, 2019

China
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  18.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Earn 1 mile for every dollar spent with China Airlines
  • • Earn 1 mile for every $2 spent on all other purchases
  • • 0.00% introductory APR for the first 6 billing cycles
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 6 months
     Balance Transfer APR: 18.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 29, 2018

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $69
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on Southwest Airlines® purchases and 1 point per dollar spent on all other purchases
  • • Earn a bonus of 40,000 points when you spend $1,000 on purchases within the first three months of opening your account
  • • Bags fly free
  • • Anniversary bonus of 3,000 points each year on cardmember annivrsary
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 of 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $69
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 16, 2018

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $149
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points for every dollar spent on Southwest Airlines® purchases and 1 point for every dollar spent on all other purchases
  • • Earn a $75 annual Southwest Airlines® travel credit and enjoy four upgraded boardings per year when available
  • • Earn a bonus of 40,000 points when you spend $1,000 or more in the first three months from account opening
  • • Receive 7,500 bonus points on each cardmember anniversary and enjoy 20% back on all in-flight drinks and Wi-Fi with Southwest
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $149
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $99
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on Southwest Airlines® purchases and 1 point per dollar spent on all other purchases
  • • 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open, 6,000 bonus points rewarded after each cardmember anniversary
  • • Points earning is unlimited and points do not expire while the account is open
  • • No blackout dates and unlimited reward seats, check your first two bags for free
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 16, 2018

British
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 Executive Club Avios for every dollar spent on British Airways, Iberia, and Aer Lingus purchases
  • • Earn 1 Avios for every dollar spent on all other purchases
  • • Automatic enrollment in the British Airways Executive Club for new member
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $99
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on Southwest Airlines® purchases and 1 point per dollar spent on all other purchases
  • • 6,000 bonus point reward after each cardmember anniversary
  • • Points earning is unlimited, points never expire as long as the card account is open
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

December 10, 2018

United?
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn $150 in United TravelBank cash after you spend $1,000 within the first 3 months of opening an account, No annual or foreign transaction fees
  • • Earn 2% in TravelBank cash per $1 spent on United ticket purchases, Earn 1.5% in TravelBank cash on all other qualifying purchases
  • • No annual fee
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

December 11, 2018

United
Learn More
Processing Network
Visa
  • Annual Fee  $450
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 50,000 bonus MileagePlus miles after spending at least $3,000 within the first 3 months of account opening
  • • Earn 2 MileagePlus miles per $1 on tickets purchased from United and 1.5 miles per $1 on all other purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $389
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 15, 2019

Aer
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 4 Avios per $1 spent on all purchases within your first year on up to $30,000
  • • After that, earn up to 3 Avios per $1 spent
  • • Get an economy companion ticket every calendar year that you spend $30,000
  • • Enjoy priority boarding for
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

United
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first year. After that, $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding
  • • Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA Precheck® when charged to your Card
  • • 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United®-operated flights when you pay with your Explorer Card
  • • The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free on United-operated flights
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: $0 for the first year. After that, $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

December 11, 2018

United?
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first year. After that, $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 50,000 bonus miles after spending at least $3,000 within the first 3 months after opening an account
  • • Earn 2 MileagePlus miles per $1 on ticket purchases with United Airlines, at restaurants, gas stations, and office supply stores
  • • Earn 1 mile per $1 on all other purchases
  • • Enjoy priority boarding, free checked luggage, and 2 United Club? one-time passes each cardmember anniversary
  • • Miles never expire and there is no limit to how many you can earn
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

January 22, 2019

Iberia
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 Avios per $1 spent on Iberia, British Airways, and Aer Lingus purchases; Earn 1 Avios per $1 on all other purchases
  • • Earn up to 100,000 bonus Avios in the first year based on purchases
  • • Get a discount voucher of $1,000 each year you use your card to make purchases of $30,000 or more
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 19, 2019

United
Learn More
Processing Network
Visa
  • Annual Fee  $450
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per dollar spent directly with United, including tickets, Economy Plus, in-flight food, beverages, and Wi-Fi
  • • Earn 1.5 miles per $1 spent on all other purchases
  • • 50,000 bonus miles when you spend $3,000 with your card in the first three months
  • • First and second checked bags are free for cardholder and one companion
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 21, 2019

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $199
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24%, based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 80,000 bonus points when you spend $5,000 in the first 3 months
  • • 9,000 bonus points each year on your cardmember anniversary
  • • Earn 3x points per $1 spent on Southwest Airlines® purchases, 2x points on social media, search engine advertising and business utilities and 1x points on all other purchases
  • • Exclusive perks with Southwest Airlines® for cardholders like upgraded boardings, in-flight WiFi credits, and more
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24%, based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99%, based on the Prime Rate
     Annual Fee: $199
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 27, 2018

Alaska
Learn More
Processing Network
Visa
  • Annual Fee  $75
  • Regular Purchase APR  18.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  21.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 40,000 Bonus Miles and get Alaska's Famous Companion Fare™ from $121 after you spend $2,000 within the first 90 days from account opening
  • • Each year on your account anniversary, get Alaska's Famous Companion Fare® with a companion fare from just $121
  • • Earn 3 miles per dollar spent on Alaska Airlines purchases and 1 mile per dollar spent on all other purchases
  • • Enjoy a free checked bag on Alaska Airlines flights for you and up to six other guests on the same reservation
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 26.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 26.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 21.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $75
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 16, 2019

Miles
Learn More
Processing Network
Mastercard
  • Annual Fee  $89
  • Regular Purchase APR  18.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% introductory APR on balance transfers for 15 months on transfers made within 45 days
  • • No foreign transaction fees
  • • Earn 2x miles when making purchases from Miles & More partners; 1x miles everywhere else
  • • Receive up to 15% off Hotels and Cars by Points
  • • test test test
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% introductory APR for 15 months on balance transfers made within 45 days of account opening
     Balance Transfer APR: 18.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $89
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 12, 2019

AAdvantage®
Learn More
Processing Network
Mastercard
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • First checked bag free
  • • Companion Certificate available
  • • Earn 2 AAdvantage® miles for every dollar spent with American Airlines
  • • Earn 2 AAdvantage® miles for every dollar spent with eligible telecom, office supply, and car rental merchants
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

July 16, 2019

JAL
Learn More
Processing Network
Mastercard
  • Annual Fee  $20
  • Regular Purchase APR  18.24% variable based on the Prime Rate
  • Intro Purchase APR  1.90% for 6 months from account opening date
  • Balance Transfer APR  18.24% variable based on the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 1.9% intro purchase APR for 6 months
  • • 5,000 bonus miles after first JAL international flight after approval
  • • 10% sector bonus miles for every flight
  • • Choose your own rewards earning potential
Rates & Fees
     Intro Purchase APR: 1.90% for 6 months from account opening date
     Regular Purchase APR: 18.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $20
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

July 08, 2019

ANA
Learn More
Processing Network
Visa
  • Annual Fee  $70
  • Regular Purchase APR  18.24% variable based on the Prime Rate
  • Intro Purchase APR  1.9% for 6 months from account opening date
  • Balance Transfer APR  18.24% variable based on the Prime Rate
  • Cash Advance APR  27.49 variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1 mile for every dollar spent
  • • Access to ANA Group discounts and benefits
  • • Perfect for those relocating to the US and looking to build credit
  • • Receive 5,000 bonus miles after first use
Rates & Fees
     Intro Purchase APR: 1.9% for 6 months from account opening date
     Regular Purchase APR: 18.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49 variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $70
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

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