Find the Best Cash Back Rewards Credit Card

For the most flexible rewards, look no further than cash back rewards credit cards. Earn cash from everyday purchases like groceries, gas, and online shopping. Browse the best cash back rewards credit cards offers to find the best card for your spending style.

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BestCards 2022 Best Cash Back Credit Card

Upgrade Triple Cash Rewards Visa®

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Honorable Mention Cash Back Cards

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Chase Freedom Flex World Elite Mastercard

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Discover it® Cash Back

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Upgrade Visa® Card with Cash Rewards

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Upgrade Visa® Card with Cash Rewards

Upgrade Visa® Card with Cash Rewards
  • Regular Purchase APR 8.99%-29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good , Fair
  • Processing Network Visa
Best Benefits
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
Rates & Fees
  • Regular Purchase APR: 8.99%-29.99% variable based on creditworthiness and the Prime Rate
Credit Card Deals

Chase Freedom Flex World Elite Mastercard

Chase Freedom Flex World Elite Mastercard
  • Regular Purchase APR 14.99% to 23.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 23.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 15 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Earn 5% cash back on eligible gas station purchases on up to $6,000 spent in the first year.
  • Earn 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate
  • Earn 5% on travel purchased through Chase Ultimate Rewards
  • Earn 3% on dining at restaurants, including takeout and eligible delivery services
  • Earn 3% on drugstore purchases
  • Earn 1% on all other purchases
Rates & Fees
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 14.99% to 23.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.99% to 23.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

Chase Freedom Unlimited®

Chase Freedom Unlimited®
  • Regular Purchase APR 14.99% to 23.74% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 14.99% to 23.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 15 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on eligible gas station purchases on up to $6,000 spent in the first year.
  • Earn 5% on travel purchased through Chase Ultimate Rewards
  • Earn 3% on dining at restaurants, including takeout and eligible delivery services
  • Earn 3% on drugstore purchases
  • Earn 1.5% on all other purchases
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 14.99% to 23.74% variable based on creditworthiness and Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months from account opening da
  • Balance Transfer APR: 14.99% to 23.74% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

Revvi Card

Revvi Card
  • Regular Purchase APR 34.99%*
  • Cash Advance APR 34.99%*
  • Annual Fee $75 1st year, $48 after*
  • Credit Needed See website for details
  • Processing Network Visa
Best Benefits
  • Earn 1% Cash Back Rewards^^ on payments made to your Revvi Credit Card
  • Fast and easy application; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Reports monthly to all three major credit bureaus
  • $300 credit limit (subject to available credit)
  • Checking account required
  • Don't need perfect credit to apply
  • ^^See Revvi Rewards Program Terms & Conditions for details
  • *See rates, fees, costs and limitations for additional details
Rates & Fees
  • Regular Purchase APR: 34.99%*
  • Cash Advance APR: 34.99%*
  • Cash Advance Transaction Fee: See Terms
  • Annual Fee: $75 1st year, $48 after*
  • Late Payment Penalty Fee: See Terms
  • Return Payment Penalty Fee: See Terms
Credit Card Deals

Upgrade Triple Cash Rewards Visa®

Upgrade Triple Cash Rewards Visa®
  • Regular Purchase APR 8.99% to 29.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.99% to 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good , Fair
  • Processing Network Visa
Best Benefits
  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Rates & Fees
  • Regular Purchase APR: 8.99% to 29.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 8.99% to 29.99% variable based on creditworthiness and the Prime Rate
Credit Card Deals

Ink Business Unlimited Credit Card

Ink Business Unlimited Credit Card
  • Regular Purchase APR 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for the first 12 months from the date of account opening
  • Processing Network Visa
Best Benefits
  • $750 bonus cash back after you spend $7,500 on purchases in the first 3 months after account opening
  • Earn unlimited 1.5% Cash Back rewards on every purchase made for your business
  • 0% intro APR for 12 months from account opening on purchases. After that, 13.24%–19.24% variable APR
  • Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
  • Employee cards at no additional cost
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for the first 12 months from the date of account opening
  • Regular Purchase APR: 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: $40
  • Return Payment Penalty Fee: $40
Credit Card Deals

Ink Business Cash Credit Card

Ink Business Cash Credit Card
  • Regular Purchase APR 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • $750 bonus cash back after you spend $7,500 on purchases in the first 3 months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other purchases–with no limit to the amount you can earn
  • Employee cards at no additional cost
  • Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 13.24% to 19.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transfer, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: $40
  • Return Payment Penalty Fee: $40
Credit Card Deals

Sable Secured Credit Card

Sable Secured Credit Card
  • Regular Purchase APR 10.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor
  • Processing Network Mastercard
Best Benefits
  • Earn up to 2% cash back on select purchases
  • Earn 1% cash back on all other purchases
  • Cell phone protection included
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 10.24% variable based on the Prime Rate
  • Return Payment Penalty Fee: Up to $30
  • Minimum Deposit Required: $10
Credit Card Deals

Aspiration Zero Credit Card

Aspiration Zero Credit Card
  • Regular Purchase APR 11.65% to 21.45% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.65% to 21.45% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 18.25% to 23.25% variable based on creditworthiness and the Prime Rate
  • Annual Fee $60
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Plant a tree with every purchase
  • Reach carbon neutral and earn 1% cash back for every purchase in that billing period
  • Sustainable card design, made with plant-based materials
Rates & Fees
  • Regular Purchase APR: 11.65% to 21.45% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.65% to 21.45% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 18.25% to 23.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Annual Fee: $60
  • Foreign Transaction Fee: 2% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $10
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

Mastercard® Black Card™

Mastercard® Black Card™
  • Regular Purchase APR 14.99% variable based on the Prime Rate
  • Balance Transfer APR 14.99% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $495
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Patented black-PVD-coated metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Rates & Fees
  • Regular Purchase APR: 14.99% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
  • Balance Transfer APR: 14.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $495
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
Credit Card Deals