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  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $595
  • Credit Needed Excellent
  • Processing Network American Express
Best Benefits
  • ◉  5X Membership Rewards® Points on flights booked directly with airlines or with American Express Travel
  • ◉   5X Membership Rewards® Points on prepaid hotels through amextravel.com
  • ◉   Annual $200 statement credit on airline incidentals
  • ◉   Statement credit for Global Entry or TSA Precheck
  • ◉   American Express Global Lounge Collection
  • ◉   $200 Uber savings and VIP Status
  • ◉   Complimentary Gold status in Marriott Bonvoy and Hilton Honors programs
  • ◉   Complimentary membership in premium car rental programs
  • ◉   Earn 50% more points on purchases of $5,000 or more
  • ◉   Get 35% points back on redemptions for flights
Rates & Fees
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Annual Fee: $595
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Credit Needed: Excellent

 

At a Glance

Luxury is always within reach when you use The Platinum Card® from American Express. This exclusive travel credit card offers premium travel rewards, a substantial 60,000 bonus points, and a host of additional perks for the savvy voyager. Uber Cash and complimentary lounge access are just a few of the practical perks that provide ongoing value to Platinum Card members beyond the impressive signup bonus.

The Gist

Superior features, earning potential, and cardholder perks elevate the American Express Platinum Card® to a distinctly different level than other travel cards. Granted, such exclusive treatment will cost a pretty penny of a $550 annual fee – but for those that like to travel in style, this card easily recoups the upfront cost with a bevy of statement credit opportunities and complimentary upgrades.

New cardholders will earn a signup bonus of 60,000 Membership Rewards points earned after spending $5,000 within the first 3 months of opening the account. In terms of earning potential, American Express Platinum Card® holders will earn 5X points on flights booked directly with (any) airline, booked with the American Express Travel portal, or for prepaid hotels booked through Amextravel.com. The flexibility of The Platinum Card® makes it a great travel card option for those who aren’t particularly loyal to a particular airline. Point earnings can be redeemed for travel, merchandise, entertainment, and gift cards, but can also be transferred to a number of partnered programs for additional redemption options.

What the American Express Platinum Card® lacks in typical airline card perks, it more than makes up for with several lucrative statement credit opportunities that will upgrade your travel experience from start to finish. For starters, cardholders can select their preferred airline of choice to earn $200 in statement credit per calendar year from incidental fees (checked bags, in-flight refreshments, etc.). Once you’re ready to fly, the Platinum Card® will help you skip the check-in line with a $100 credit towards Global Entry or an $85 credit for TSA Pre✓® – simply use your credit card when paying for the application fees.

Your airport experience also becomes much more enjoyable thanks to the American Express Global Lounge connection which gives cardholders access to over 1,200 airport lounges in 130 countries. Unlike traditional airline cards, the American Express Platinum Card automatically grants lounge access without a spending minimum. This access includes to the Centurion® Lounge, International American Express lounges, as well as those from Delta Sky Club and Priority Pass Select Lounges which are partnered with American Express.

But the benefits of The Platinum Card don’t end at the runway. Cardholders will receive $15 in Uber Cash a month (and $20 in December) for a total value of $185, which will come in very handy for those trips to and from the airport. If you’ve booked a hotel through American Express Travel for two consecutive nights, you’ll enjoy a $100 hotel credit that can be used on spa, dining, or resort activities as well as complimentary breakfast for two, room upgrades, early check-in (when available) and late check out, and free Wi-Fi.

This The Platinum Card® is chock-full of convenience and ensures that you feel like a VIP whenever and however you travel. If the 5X Membership Rewards® points on flights booked directly with airlines or American Express Travel don’t pique your curiosity, the 5X Membership Rewards® points offered on prepaid hotels booked on amextravel.com will definitely get your attention. The lounge access is one of the standout features of this card and makes the Platinum Card from American Express a great option for those who frequently travel whether for business or pleasure.

Apply for This Card if You:

    • Want access to over 1,200 lounges worldwide
    • Intend on applying for Global Entry or TSA Pre✓® and will take advantage of the statement credit
    • Travel often and can take advantage of a myriad of benefits including on-demand ride discounts and access to airport lounges
    • Are likely spend $5,000 within your first 3 months of Card Membership to earn a bonus 6,000 Membership Rewards® points

 

Editorial Disclosure — The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Published: January 2, 2020 8:21 am

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