Advertiser Disclosure

Miles & More® World Elite Mastercard®

Cory Santos

| Last updated on October 18th, 2023

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
$89 Annual Fee

Miles & More® World Elite Mastercard®

  • 21.24%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 21.24%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 30.49% variable based on the Prime Rate Cash Advance APR

At a Glance

The Miles & More® World Elite Mastercard® from Barclays is a very good airline rewards card that has the European traveler in mind. The card is co-branded with Lufthansa’s Miles & More® frequent flyer program – the largest In Europe, with over 28 million members. Rewards earned with the Miles & More® program apply to numerous airlines, including Lufthansa, Croatia Airlines, Brussels Airlines, and Swiss International Air Lines.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 2X miles on direct Miles & More purchases
  • 1X miles on all other purchases
  • Receive 2 complimentary Lufthansa Business Lounge Vouches every account anniversary
  • Receive 1 Companion Ticket annually
  • Receive up to 15% off Hotels & Cars by Points
  • Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days
  • Regular Purchase APR: 21.24%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days of account opening date
  • Balance Transfer APR: 21.24%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 30.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $89
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
  • You frequently travel to Europe
  • You want an airline rewards card that offers impressive perks, including an annual companion ticket
  • You love free access passes to European airport lounges
  • You don’t want to pay foreign transaction fees
Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Terms & Conditions

Miles &More® World Elite Mastercard® Review

The Miles & More® World Elite Mastercard® from Barclays US is a co-branded airline reward card geared towards the frequent European traveler. Miles & More® – the product of Lufthansa – is the most extensive collective frequent flyer program in Europe, with over 28 million members.

How to Earn

With the Miles & More® World Elite Mastercard®, cardholders earn double miles (2 miles for every dollar spent) when booking flights with Miles & More® carriers and single miles (1 mile for every dollar spent) for all other purchases. Additionally, new members can earn as many as 50,000 miles when meeting purchase requirements and paying the $89 annual fee in the first 90 days of opening their account. The purchase requirements for this deal are 50,000 miles when at least $3,000 in purchases are made on the card within the first 90 days of opening an account.

How to Redeem Rewards

Miles earned with the Miles & More® World Elite Mastercard® can help travelers quickly achieve higher Miles & More® status. Each calendar year, members can convert 5,000 to 25,000 miles to status miles at a 5:1 ratio that means 25,000 flight miles can become 5,000 status miles. Beyond status miles, members can also convert their miles into reward fares and upgrades with Miles & More® partner airlines, including Lufthansa and:

  • Austrian Airlines
  • Brussels Airlines
  • Adria Airways (Owned by Lufthansa)
  • Swiss International Air Lines
  • LOT Polish Airlines
  • Eurowings
  • Luxair
  • Condor Fugdienst
  • Air Malta (Select routes)
  • Air Astana (Select routes)

Miles & More® is a great rewards program, as it offers the chance to earn miles with many of Europe’s biggest carriers, including Lufthansa – the program’s creator. As such, the Miles & More® World Elite Mastercard® can help world travelers reach higher Miles & More® and Star Alliance frequent flyer tiers through its solid introductory offers and ability to earn miles through a vast array of methods,

Miles are also redeemable for gift cards or shopping experiences such as with Bicester Village, Fidenza Village, Ingolstadt Village, Kildare Village, or more. Other ways to redeem include using miles to book hotels with hotel partners, with as few as 8,250 miles required to give the gift of a Radisson gift card. Miles can also be used for hotel or car rental bookings with Hotels & Cars by Points.

Other Card Features

The Miles & More® World Elite Mastercard® also benefits from no foreign transaction fees, making it the perfect tool should work, or pleasure takes you across the Atlantic, and 2 complimentary lounge passes each year, providing access to Lufthansa’s luxurious Business Lounge. If that’s not enough to tempt you, members also receive an extra 15% off of rental cars and hotel stays when they use their Miles & More® World Elite Mastercard® to book with Points.

Should You Apply for the Miles & More® World Elite Mastercard®?

Miles & More® World Elite Mastercard® is a great credit card for the European traveler who wants to get more from their credit card – more miles, more value, and more perks. Barclays is one of the better credit card issuers when it comes to crafting an excellent rewards credit card – and the Miles & More card is a perfect example.

From a generous bonus offer, anniversary perks, and a steady rewards earning rate, the card packs a serious punch for its $89 annual fee.

Browse Other Barclays Credit Card Offers:

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.