Advertiser Disclosure Editorial Disclosure

U.S. Bank Allowing Altitude Reserve Cardholders to Switch to New Altitude Go Card

The U.S. Bank Altitude Go Visa Signature is the latest addition to the U.S. Bank credit card range. The Go is a robust and exciting everyday rewards card that benefits from a 0% intro APR offer and no annual fee. The card is the younger sibling of the ever-impressive Altitude Reserve Visa Infinite, which earns big points for an even bigger annual fee. Now U.S. Bank is allowing Altitude Reserve cardholders to switch to the Altitude Go to avoid paying an annual fee. Here’s what you need to know.

Altitude Go Visa Signature Provides the Perfect Rewards for a COVID-19 World

The U.S. Bank Altitude Go finally launched earlier this week, after months of anticipation. The card succeeds the previous U.S. Bank FlexPerks credit cards – after the relationship ended in March. The 4X points per $1 earned on dining and 2X on gas, groceries, and streaming services transactions make the card almost unbeatable, given its lack of an annual fee.

The Altitude Reserve Visa Infinite, on the other hand, is currently struggling to justify its hefty price tag due to the travel restrictions of the coronavirus pandemic. Due to economic uncertainty and reduced travel opportunities, more-and-more U.S. Bank customers are shying from the $400 annual fee with the Visa Infinite towards the Go’s no annual fee.

How to Switch from the Altitude Reserve to the Altitude Go

Switching to the Altitude Go Visa Signature is straightforward, but it requires an Altitude Reserve Visa Infinite Card account. Any other U.S. Bank credit cards – including the older FlexPerks cards – do not qualify for a downgrade. Additionally, the Reserve Card account needs to be at least a year old, according to many online users.

Cardholders simply need to call the bank’s customer service line and request a downgrade. They will then have their annual fee refunded and they can enjoy the at-home rewards the Go Visa Signature provides in droves. While it’s uncertain as of writing, switching to the Go Card from the Reserve later in the year likely will allow a partial refund of the $400 annual fee.

Related Article: Citi ThankYou Points Bonus Offer for Select Cardholders

About: Cory
Cory Santos

Cory is BestCards.com's "Jack of all trades" and resident rewards expert, covering all facets of the points game – especially travel, hotels, and airlines. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.