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Citi Prestige Travel Credits Apply to Dining, Groceries

Citi is allowing Prestige cardholders to use their $250 travel credit towards dining and groceries for a third consecutive year. The extension, created due to the Coronavirus lockdown, has enjoyed exceptional popularity amongst cardholders thanks to its flexibility in uncertain times.

Citi Extends Prestige Travel Credit Dining, Grocery Options for Third Year

Due to the coronavirus pandemic, credit card issuers made significant changes to their credit card rewards program. Some of these changes have proved more popular than others, with notable bright spots being Chase’s Pay Yourself Back and Citi extending travel statement credits to include dining and groceries.

Now Citi Prestige cardholders can enjoy another year of flexibility, thanks to the expanded ability to use their annual $250 travel credit for supermarket and restaurant purchases. According to a Citi press release and email to cardholders, “between January 1, 2022, and December 31, 2022, in addition to travel purchases, purchases made with your Citi Prestige card at supermarkets and restaurants (including takeout) will also count toward this Expanded $250.”

This special travel credit feature will now be available to all eligible Prestige cardholders for the third consecutive year, due mainly to the COVID-19 pandemic but also to consumer demand. Consumer demand for flexibility has never been higher, with nine in ten millennials saying they want a credit card that adjusts to their lifestyle, according to a 2021 survey by Citi and The Harris Poll.

Citi Prestige Travel Credit Terms & Conditions

Here are the full terms and conditions for Citi’s Prestige travel statement credit redemption process:

 Your Card Account is eligible to receive statement credits of up to $250 per calendar year for Travel Purchases made by the Primary cardmember or Authorized Users and which appear on your billing statement during that calendar year (Travel Credit). Citi will automatically post available Travel Credit(s) after eligible Travel Purchases appear on your statement. Please allow one to two billing cycles after the qualifying purchase is charged to your Card Account for statement credit(s) to be posted to the account.

  • Travel purchases are defined as purchases made within the travel category, including purchases from airlines, hotels, car rental agencies, travel agencies/travel aggregators/tour operators, commuter transportation, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, cruise lines, bridge and road tolls, parking lots/garages, and bus lines.
  • Cardmembers are responsible for payment of all charges on the Card Account regardless of eligibility for statement credit.
  • The Travel Credit is intended only for personal travel and not for business travel.

Additional Qualifying Purchase Categories

  • Supermarket Purchases are defined as purchases made within the Supermarket category. Purchases that won’t count toward the Expanded Travel Credit are those made at general merchandise/discount superstores, freezer/meat locker provisioners, dairy product stores, miscellaneous food/convenience stores, markets, drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries, candy stores, nut stores, confectionery stores, and meal kit delivery services. Purchases made at online supermarkets which are not classified as a supermarket by using the supermarket merchant code also won’t count toward the Expanded Travel Credit.
  • Restaurant Purchases are defined as purchases made within the Restaurant category. Purchases that won’t count toward the Expanded Travel Credit are those made at bakeries, caterers, and restaurants located inside other establishments (such as hotels, department stores, grocery stores, discount and convenience stores or warehouse clubs).

 Related Article: How To Manage Holiday Spending Debt

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About: Cory
Cory Santos

Cory is BestCards.com's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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