Last updated on November 3rd, 2020
The Chase Slate credit card is currently unavailable on the Chase website. As of April 18th, the Slate Card no longer appears on the site, as well as all application pages. Currently, all advertisements point to landing pages for the Chase Freedom and Chase Freedom Unlimited.
The Chase Slate is the bank’s introductory credit card. The card was a basic credit card offering, providing a competitive interest rate, no annual fee, and a lengthy 0% introductory APR offer on purchases and balance transfers. In this respect, the Slate was ideal for those newer to credit or those looking to rebuild their credit score.
Coronavirus’ Impact on Lending
This change may simply be Chase refreshing the landing pages or card terms, but a removal for such a long period seems to indicate the Slate may no longer be available.
This possibility ties into reports that Chase Bank is tightening credit limits for many users, reducing the potential impact to the bank due to the coronavirus pandemic and the effects it may have on credit card defaults.
Other Balance Transfer and Sub-Prime Credit Cards to Consider
The Chase Slate was a popular option for those repairing their credit. Given this, what other offers are currently available for potential applicants? One of the more unique products from a larger issuer is the Capital One Savor. That card features 15 months of 0% intro APR and basic cash back rewards.
For those with lower credit scores, cards like the Milestone Gold Mastercard and Indigo Platinum Mastercard provide a stable platform for rebuilding credit before moving on to card products for higher credit scores – like those from Chase.
Those with good credit scores seeking balance transfer credit cards should also investigate hybrid credit cards, like the Upgrade Card. These unique products offer a combination of a credit card and an installment loan. This provides cardholders with an APR significantly lower than that of a credit card, but with the purchasing power of a traditional card payment network.
Related Article: Are There Unsecured Credit Cards for Bad Credit?