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Visa Credit Cards

One of the four credit card processing networks, cards operating under the Visa brand are accepted by millions of merchants in over 200 countries. Almost all the largest financial institutions worldwide are members of the Visa network, so regardless of who you bank with, there is a Visa card for you. Browse our selection of Visa credit cards below.


August 16, 2019

Y-12
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  10.24% variable based on the Prime Rate
  • Balance Transfer APR  10.24% variable based on the Prime Rate
  • Cash Advance APR  10.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • No foreign transaction fees
  • • Visa Credit Card benefits and protections
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 10.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 10.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 10.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $32
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500
     Credit Needed: Poor , No Credit Required

August 16, 2019

Y-12
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  11.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 5,000 points after first purchase
  • • No annual fee
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 11.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 11.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $32
     Over Limit Penalty Fee: NONE
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 16, 2019

Y-12
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 10,000 points after making your first purchase
  • • No annual fee
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 12.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $32
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2019

Sephora
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  27.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  29.99% variable based on the Prime Rate
  • Cash Advance APR  29.99% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 4% back on all Sephora purchases
  • • Earn 1% back on all other purchases
  • • Earn $20 signup bonus after spending $500 outside of Sephora within 90 days
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 27.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 29.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: $10 or 3% of the amount each balance transfer, whichever is greater
     Cash Advance APR: 29.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: $10 or 3% of the amount each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 15, 2019

WESTconsin
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  9% to 17.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  9% to 17.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  9% to 17.5% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Earn 1 point for every dollar spent
  • • Security and fraud protections
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9% to 17.5% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 9% to 17.5% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 9% to 17.5% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2019

WESTconsin
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  9% to 17.5% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  N.A
  • Balance Transfer APR  9% to 17.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  9% to 17.5% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Earn 1 point for every dollar spent
  • • Security and fraud protections
Rates & Fees
     Intro Purchase APR: N.A
     Regular Purchase APR: 9% to 17.5% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 9% to 17.5% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 9% to 17.5% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2019

PenFed
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.99% to 17.99%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.99% to 17.99%, based on creditworthiness and the Prime Rate
  • Cash Advance APR  11.99% to 17.99%, based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 1.5% cash back on all purchases made with your card 2% cash back for PenFed Honors Advantage members
  • • 0% introductory APR on balance transfers for 12 months
  • • Earn a $100 statement credit when you spend $1500 in the first 90 days
  • • No annual fees, no foreign transaction fees, no caps, no limits
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.99% to 17.99%, based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% promotional rate for 12 months on transfers made between now and September 30, 2019.
     Balance Transfer APR: 11.99% to 17.99%, based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% per transaction
     Cash Advance APR: 11.99% to 17.99%, based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 5% or $5 minimum per cash advance
     Penalty APR: 17.99%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2019

Navy
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  Prime + 5.9% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  Prime + 5.9% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above variable APR; Prime + 7.9% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Earn 1 point per dollar spent
  • • No cap on points earnable
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: Prime + 5.9% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: Prime + 5.9% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above variable APR; Prime + 7.9% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: 1% of transaction in US Dollars
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2019

Navy
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  8.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  8.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above variable APR; 10.24% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 8.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months
     Balance Transfer APR: 8.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above variable APR; 10.24% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good , Fair

August 14, 2019

Navy
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above variable APR; 13.24% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • 3X points at restaurants
  • • 2X points on gas
  • • 1X point on everything else
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 11.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above variable APR; 13.24% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good , Fair

August 14, 2019

Navy
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Processing Network
Visa
  • Annual Fee  $0 for the first year; $49 after that
  • Regular Purchase APR  12.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.24% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above variable APR; 12.24% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3x points on travel
  • • Earn 2x points on all other purchases
  • • $100 statement credit towards TSA Pre-Check or Global Entry applications
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.24% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above variable APR; 12.24% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: $0 for the first year; $49 after that
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to 20%
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good



Best Benefits
  • • Earn 3x points on Kroger's brand purchases
  • • Earn 2x points when shopping at Kroger's
  • • Earn 1x points for all other purchases
  • • Earn $5 for every 1000 points earned to use toward free groceries!
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: N/A
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: N/A
     Annual Fee: $59.40
     Foreign Transaction Fee: 3% of transaction amount
     Late Payment Penalty Fee: N/A
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: $10
     Credit Needed: No Credit Required

August 01, 2019

State
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months
  • Balance Transfer APR  15.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 points for every $1 spent on insurance premium payments
  • • Earn 2 points for every $1 spent on eligible travel and office supply purchases.
  • • Earn 1 point for every $1 spent on all other eligible purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 6 months
     Regular Purchase APR: 15.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months
     Balance Transfer APR: 15.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

Wyndham
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.49%, 22.24% or 27.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date for all Wyndham Timeshare Purchases
  • Balance Transfer APR  17.49%, 22.24% or 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 3 points per $1 spent on eligible Wyndham purchases
  • • 2 points per $1 spent on eligible gas, utility and grocery store purchases
  • • Automatically receive a Wyndham Rewards GOLD Membership
  • • Earn a free night stay starting at 7,500 points at Wyndham Rewards hotels and 15,000 for thousands of other hotels and resorts
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date for all Wyndham Timeshare Purchases
     Regular Purchase APR: 17.49%, 22.24% or 27.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 17.49%, 22.24% or 27.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

Princess
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 10,000 bonus points after you use your card for the first time
  • • Earn 2 points per $1 spent on all Princess purchases
  • • Earn 1 point per $1 spent on all other purchases
  • • Redeem points for cruise rewards, onboard credits, special on board amenities and discounted air fare
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 16.24%, 21.24% or 26.24%, based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

State
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Good , Fair , Poor


Best Benefits
  • • No annual fee
  • • Earn 3 points for every $1 spent on insurance premium payments
  • • Earn 1 point for every $2 spent on eligible purchases
  • • Earn rewards while building credit
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N.A
     Credit Needed: Good , Fair , Poor

August 01, 2019

NFL
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date on NFL Team Ticket Purchases
  • Balance Transfer APR  18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  28.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points on NFL and team purchases
  • • 0% introductory APR for 6 months on NFL ticket purchase
  • • $20 off every $100 spent at NFLShop.com
  • • Redeem points for exclusive NFL rewards and experiences or cash back
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date on NFL Team Ticket Purchases
     Regular Purchase APR: 18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months from account opening date
     Balance Transfer APR: 18.24%, 23.24% or 28.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 28.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars.
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

Golden
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.79%, based on the Prime Rate
  • Balance Transfer APR  15.79%, based on the Prime Rate
  • Cash Advance APR  15.79%, based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • Funds used for deposit will earn dividends
  • • Credit limit: $250 to $3000
  • • Low APR
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.79%, based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.79%, based on the Prime Rate
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 15.79%, based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 2.5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $15
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: $250
     Credit Needed: Poor , No Credit Required

August 01, 2019

State
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  O% for the first 12 months
  • Balance Transfer APR  15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • Low APR
  • • $250,000 Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: O% for the first 12 months
     Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: O% for the first 12 months
     Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

Golden
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.79%, based on the Prime Rate
  • Balance Transfer APR  15.79%, based on the Prime Rate
  • Cash Advance APR  15.79%, based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • 3% cash rebate on gas, grocery, and restaurant purchases
  • • 1% cash rebate on all other purchases
  • • Up to $2,000 credit limit
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.79%, based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.79%, based on the Prime Rate
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 15.79%, based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 2.5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $15
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: None
     Credit Needed: Poor , No Credit Required

August 01, 2019

State
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months
  • Balance Transfer APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 points for every $1 spent on insurance premium payments
  • • Earn 1 point for every $1 spent on all other eligible purchases
  • • 0% introductory rate for 12 months on purchases and balance transfers
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months
     Regular Purchase APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months
     Balance Transfer APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

Golden
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  9.79% to 15.79%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR  9.79% to 15.79%, based on creditworthiness and the Prime Rate
  • Cash Advance APR  9.79% to 15.79%, based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Earn 3% cash rebate on gas, grocery, and restaurant purchases
  • • Earn 1% cash rebate on all other purchases
  • • Extremely low APR for a personal credit card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.79% to 15.79%, based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 9.79% to 15.79%, based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 9.79% to 15.79%, based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 2.5% of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $15
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: None
     Credit Needed: Excellent , Good

August 01, 2019

Barclaycard
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 22.24% or 28.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 22.24% or 28.99% variable based on
  • Cash Advance APR  29.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Special financing on purchases made at Apple within the first 30 days of account opening.
  • • $0 Fraud Liability protection
  • • ID Theft Protection™
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 22.24% or 28.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24%, 22.24% or 28.99% variable based on
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 29.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 31, 2019

Choice
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.49%, 22.24%, or 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.49%, 22.24%, or 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 50,000 bonus points when you spend $1000 in the first 90 days
  • • Earn 15 points for every dollar spent with Choice Hotels
  • • Earn 2 points for every dollar spent on all other purchases
  • • Earn 8000 anniversary points when you spend $10,000 ina year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.49%, 22.24%, or 27.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 15 months
     Balance Transfer APR: 17.49%, 22.24%, or 27.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 31, 2019

Holland
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 5,000 points after your first purchase – good for a $50 on-board credit
  • • No annual fee
  • • No foreign transaction fees
  • • Earn 2x points with Holland America and 1x points everywhere else per $1 spent
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
     Balance Transfer APR: 16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 31, 2019

Priceline
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  18.24%, 23.24%, or 28.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24%, 23.24%, or 28.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  28.49% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 0% introductory APR on balance transfers for 15 months
  • • No annual fee
  • • Earn 5x points per $1 spent on purchases with Priceline
  • • Earn 1x points per $1 spent with all other purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24%, 23.24%, or 28.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
     Balance Transfer APR: 18.24%, 23.24%, or 28.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 28.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

July 19, 2019

United
Learn More
Processing Network
Visa
  • Annual Fee  $450
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per dollar spent directly with United, including tickets, Economy Plus, in-flight food, beverages, and Wi-Fi
  • • Earn 1.5 miles per $1 spent on all other purchases
  • • 50,000 bonus miles when you spend $3,000 with your card in the first three months
  • • First and second checked bags are free for cardholder and one companion
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 17, 2019

Cathay
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 21.24% variable based on creditworthiness and the Prime Rate.
  • Cash Advance APR  29.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 30,000 bonus Asia Miles when you spend $2,000 in the first 90 days
  • • Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific travel and in-flight purchases.
  • • Earn 1.5 Asia Miles per $1 spent on dining in the US or abroad
  • • Earn 1.5 Asia Miles per $1 spent on purchases outside of the US
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 21.24% variable based on creditworthiness and the Prime Rate.
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 29.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 16, 2019

Uber
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  28.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 4% back on restaurants, takeout, bars, and Uber Eats
  • • Earn 3% back on airfare, hotels, and vacation home rentals
  • • Earn 2% back on online purchases, online shopping, and video or music streaming services
  • • Up to $600 in mobile phone protection
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99%, 23.99%, or 28.74% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 28.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

July 16, 2019

Sun
Learn More
Processing Network
Visa
  • Annual Fee  $69
  • Regular Purchase APR  18.99% to 26.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.99% to 26.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49%. variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 3 points per $1 spent on Sun Country purchases
  • • 2 points per $1 spent on gas & groceries
  • • 1 point per $1 spent everywhere else
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.99% to 26.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.99% to 26.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49%. variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $69
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 10, 2019

TD
Learn More
Processing Network
Visa
  • Annual Fee  $0 annual fee the first year, $95 each year thereafter
  • Regular Purchase APR  16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 2X Aeroplan miles on Air Canada net purchases
  • • 1X Aeroplan miles on all other net purchases
  • • No foreign transaction fees
  • • No annual fee for the first year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24%, 21.24% or 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $0 annual fee the first year, $95 each year thereafter
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 08, 2019

ANA
Learn More
Processing Network
Visa
  • Annual Fee  $70
  • Regular Purchase APR  18.24% variable based on the Prime Rate
  • Intro Purchase APR  1.9% for 6 months from account opening date
  • Balance Transfer APR  18.24% variable based on the Prime Rate
  • Cash Advance APR  27.49 variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1 mile for every dollar spent
  • • Access to ANA Group discounts and benefits
  • • Perfect for those relocating to the US and looking to build credit
  • • Receive 5,000 bonus miles after first use
Rates & Fees
     Intro Purchase APR: 1.9% for 6 months from account opening date
     Regular Purchase APR: 18.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49 variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $70
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 03, 2019

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months, $95 after that
  • Regular Purchase APR  18.74% variable based on the Prime Rate
  • Balance Transfer APR  18.74% variable based on the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • No annual fee for the first year
  • • Automatically earn double points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month
  • • Earn one point on every dollar spent on all other net purchases
  • • Free employee cards
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.74% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.74% variable based on the Prime Rate
     Balance Transfer Transaction Fee: An introductory fee of either 5% of the amount of each transfer or $5 minimum, whichever is greater for balances transferred with this application. After that, either 3% of the amount of each transfer or $5 minimum, whichever is greater.
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 5% of the amount of each advance or $15 minimum, whichever is greater.
     Penalty APR: 29.99%
     Annual Fee: $0 for the first 12 months, $95 after that
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

June 28, 2019

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  $55
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24%
  • Credit Needed  Excellent , Good


Best Benefits
  • • double points at cell phone providers and qualifying charities
  • • 2x points for purchases at gas stations, office supply stores, or airlines
  • • Real time mobile rewards means instant FlexPoints redemption with your phone
  • • 25,000 Bonus F
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of the transfer or $5, whichever is greater.
     Cash Advance APR: 26.24%
     Cash Advance Transaction Fee: 5% of the amount of the transaction or $10, whichever is greater.
     Penalty APR: 29.99%
     Annual Fee: $55
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: Up to $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 27, 2019

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 months
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24%
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 9 months after opening account
  • • Choice of 3 flexible rewards options
  • • Pool rewards points with family and friends
Rates & Fees
     Intro Purchase APR: 0% for the first 9 months
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 9 months
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of the transfer or $5, whichever is greater
     Cash Advance APR: 26.24%
     Cash Advance Transaction Fee: 5% of the amount of the transaction or $10, whichever is greater
     Penalty APR: 29.99%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: Up to $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 26, 2019

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Additional employee cards at no extra cost
  • • 0% Intro APR for the first 20 months
  • • Visa® SavingsEdge® allows companies to save up to 15% on business purchases
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. Dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 24, 2019

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  15.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn accelerated SKYPASS miles with your business expenses
  • • Earn 2 miles for every net eligible $1 you spend on Korean Air ticket purchases
  • • Earn 2 miles for every net eligible $1 you spend at gas stations and hotels
  • • Earn miles for
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 21, 2019

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $199
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24%, based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 80,000 bonus points when you spend $5,000 in the first 3 months
  • • 9,000 bonus points each year on your cardmember anniversary
  • • Earn 3x points per $1 spent on Southwest Airlines® purchases, 2x points on social media, search engine advertising and business utilities and 1x points on all other purchases
  • • Exclusive perks with Southwest Airlines® for cardholders like upgraded boardings, in-flight WiFi credits, and more
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24%, based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99%, based on the Prime Rate
     Annual Fee: $199
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 21, 2019

Wells
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  9.24% to 14.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  9.24% to 14.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • No annual fee
  • • Up to 200 additional cards at no extra cost
  • • Earn 1.5% cash back on every $1 spent
  • • Earn 1 point on every $1 spent
  • • Receive 5,000 bonus points when your company spend is $10,000 or more in any monthly billing pe
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.24% to 14.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 9.24% to 14.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Varies based on your specific offer
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $75
     Return Payment Penalty Fee: $29
     Over Limit Penalty Fee: Up to $75
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

June 20, 2019

Wells
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.14% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • No foreign transaction fees
  • • Earn 1.5% cash back on every $1 spent
  • • Choice of cash back or rewards points
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 13.14% to 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 9 months from account opening date
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $50
     Return Payment Penalty Fee: $29
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 19, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • No foreign transaction fees
  • • Global acceptance and chip technology for added security
  • • Additional cards for employees at no added cost
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 19, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  14.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 10,000 bonus points after making $500 in purchases during first 90 days
  • • No annual fee
  • • Add employee cards at no additional cost, plus the ability to manage spend limits for all users
  • • 0% intro APR on transactions and balance transfers for the first 12 months
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 14.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 14.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 19, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • Ability to pay with Apple Pay®, Google Pay™ or Samsung Pay
  • • Low APR after 0% introductory period ends
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 19, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 20.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  13.49% to 20.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% varies based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% introductory APR on balance transfers and purchases for 12 months
  • • No annual fee
  • • Earn 10,000 bonus points after $500 in purchases in the first 90 days
  • • Low APR after introductory period
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 13.49% to 20.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 13.49% to 20.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% varies based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 18, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 20.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  13.49% to 20.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Unlimited 1.5% cash back on every purchase
  • • 0% introductory APR on balance transfers and purchases for 12 months
  • • No annual fee, No foreign transaction fees
  • • 10,000 bonus points after $500 in purchases the first 90 days
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 13.49% to 20.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 13.49% to 20.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 17, 2019

Amazon
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.29% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.29% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Instant $50 Amazon.com gift card on approval
  • • 5% back at Amazon.com and Whole Foods with Prime membership, 2% back at restaurants and gas stations, 1% back on all other purchases
  • • No annual fee
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.29% to 24.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.29% to 24.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 14, 2019

Bank
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 points per $1 for purchases in the category of your choosing: cellular phone services, hotel or airline
  • • Earn 1.5 points per $1 for all other eligible purchases; earn unlimited points
  • • Get 20,000 bonus rewards points after you spend $2,000 in the first 3 months (redeemable for $200 cash back or equivalent in merchandise, gift cards or travel savings)
  • • Free employee cards that accumulate rewards points to business owner's points total
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 14, 2019

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1.5 points for every eligible net $1 you spend
  • • Earn 2,500 bonus rewards points after first purchase
  • • No caps or limits on the points you can earn; redeem points for cash back, merchandise, gift cards or travel savings
  • • No annual fee and free employee cards with individual credit limits
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
     Balance Transfer APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2% of the transaction amount or foreign ATM advance transaction in U.S. dollars. 3% of the transaction amount or foreign ATM advance transaction in a foreign currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 13, 2019

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services
  • • 2% cash back on restaurant and gas station eligible net purchases
  • • 1% cash back on all other eligible net purchases
  • • $25 cash back bonus after first purchase
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
     Balance Transfer APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2% of the transaction amount or foreign ATM advance transaction in U.S. dollars. 3% of the transaction amount or foreign ATM advance transaction in a foreign currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 13, 2019

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Introductory purchase and balance transfer APR of 0% for 15 months
  • • Free employee cards
  • • Online tools to monitor business spending, as well as $0 fraud liability
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 465 days from account opening date
     Balance Transfer APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2% of the transaction amount or foreign ATM advance transaction in U.S. Dollars. 3% of the transaction amount or foreign ATM advance transaction in a foreign currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.