With its origins dating back to the Gold Rush, Wells Fargo has been a staple of American banking for over 160 years. Its credit card range is concise yet versatile, offering products with rewards programs and other benefits to customers across the credit spectrum. Compare Wells Fargo credit card offers below.
None
9.24% to 14.99% variable based on creditworthiness and the Prime Rate
9.24% to 14.99% variable based on creditworthiness and the Prime Rate
25.99% variable based on the Prime Rate
Excellent
Intro
Purchase APR:
N/A Regular
Purchase APR:
9.24% to 14.99% variable based on creditworthiness and the Prime Rate Intro
Balance Transfer APR:
N/A Balance
Transfer APR:
9.24% to 14.99% variable based on creditworthiness and the Prime Rate Balance
Transfer Transaction Fee:
Varies based on your specific offer Cash
Advance APR:
25.99% variable based on the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater Penalty
APR:
N/A Annual
Fee:
None Foreign
Transaction Fee:
None Late
Payment Penalty Fee:
Up to $75 Return
Payment Penalty Fee:
$29 Over
Limit Penalty Fee:
Up to $75 Minimum
Deposit Required:
N/A Credit
Needed:
Excellent 
$25 per card
17.15% variable based on the Prime Rate
17.15% variable based on the Prime Rate
25.99% variable based on the Prime Rate
Poor , No Credit Required
Intro
Purchase APR:
N/A Regular
Purchase APR:
17.15% variable based on the Prime Rate Intro
Balance Transfer APR:
N/A Balance
Transfer APR:
17.15% variable based on the Prime Rate Balance
Transfer Transaction Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater Cash
Advance APR:
25.99% variable based on the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater Penalty
APR:
N/A Annual
Fee:
$25 per card Foreign
Transaction Fee:
None Late
Payment Penalty Fee:
Up to $50 Return
Payment Penalty Fee:
$29 Over
Limit Penalty Fee:
None Minimum
Deposit Required:
$500 Credit
Needed:
Poor , No Credit Required 
None
13.14% to 23.24% variable based on creditworthiness and the Prime Rate
0% for 9 months from account opening date
25.99% variable based on the Prime Rate
Excellent , Good
Intro
Purchase APR:
0% for 9 months from account opening date Regular
Purchase APR:
13.14% to 23.24% variable based on creditworthiness and the Prime Rate Intro
Balance Transfer APR:
0% for the first 9 months from account opening date Balance
Transfer APR:
N/A Balance
Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater Cash
Advance APR:
25.99% variable based on the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater Penalty
APR:
N/A Annual
Fee:
None Foreign
Transaction Fee:
None Late
Payment Penalty Fee:
Up to $50 Return
Payment Penalty Fee:
$29 Over
Limit Penalty Fee:
$39 Minimum
Deposit Required:
N/A Credit
Needed:
Excellent , Good 
None
13.14% to 23.15% variable based on creditworthiness and the Prime Rate
0% for 6 months.
13.14% to 23.15% variable based on creditworthiness and the Prime Rate
25.99% variable based on the Prime Rate
Poor , No Credit Required
Intro
Purchase APR:
0% for 6 months. Regular
Purchase APR:
13.14% to 23.15% variable based on creditworthiness and the Prime Rate Intro
Balance Transfer APR:
0% APR for 6 months on balance transfers made within 120 days from account opening Balance
Transfer APR:
13.14% to 23.15% variable based on creditworthiness and the Prime Rate Balance
Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5 Cash
Advance APR:
25.99% variable based on the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater Penalty
APR:
None Annual
Fee:
None Foreign
Transaction Fee:
3% of each transaction converted to U.S. dollars Late
Payment Penalty Fee:
Up to $37 Return
Payment Penalty Fee:
Up to $37 Over
Limit Penalty Fee:
None Minimum
Deposit Required:
N/A Credit
Needed:
Poor , No Credit Required 
None
18.49% to 27.49% variable based on creditworthiness and the Prime Rate
0% for 15 months
18.49% to 27.49% variable based on creditworthiness and the Prime Rate
25.99% to 27.99% variable based on the Prime Rate
Excellent
Intro
Purchase APR:
0% for 15 months Regular
Purchase APR:
18.49% to 27.49% variable based on creditworthiness and the Prime Rate Intro
Balance Transfer APR:
0% for 15 months on transfers made within 120 days from account opening Balance
Transfer APR:
18.49% to 27.49% variable based on creditworthiness and the Prime Rate Balance
Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5 Cash
Advance APR:
25.99% to 27.99% variable based on the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater Penalty
APR:
None Annual
Fee:
None Foreign
Transaction Fee:
3% of each transaction converted to U.S. dollars Late
Payment Penalty Fee:
Up to $37 Return
Payment Penalty Fee:
Up to $37 Over
Limit Penalty Fee:
None Minimum
Deposit Required:
N/A Credit
Needed:
Excellent 
$25
20.99% variable based on the Prime Rate
20.99% variable based on the Prime Rate
25.99% variable based on the Prime Rate
Poor
Intro
Purchase APR:
N/A Regular
Purchase APR:
20.99% variable based on the Prime Rate Intro
Balance Transfer APR:
N/A Balance
Transfer APR:
20.99% variable based on the Prime Rate Balance
Transfer Transaction Fee:
Up to 5% for each balance transfer, with a minimum of $5 Cash
Advance APR:
25.99% variable based on the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater Penalty
APR:
None Annual
Fee:
$25 Foreign
Transaction Fee:
3% of each transaction converted to U.S. dollars Late
Payment Penalty Fee:
Up to $37 Return
Payment Penalty Fee:
Up to $37 Over
Limit Penalty Fee:
None Minimum
Deposit Required:
$300 Credit
Needed:
Poor 
None
14.49% to 27.49% variable based on the Prime Rate
0% for 15 months
14.49% to 27.49% variable based on the Prime Rate
25.99% to 27.99% variable based on the Prime Rate
Excellent , Good
Intro
Purchase APR:
0% for 15 months Regular
Purchase APR:
14.49% to 27.49% variable based on the Prime Rate Intro
Balance Transfer APR:
0% for 15 months on transfers made within 120 days from account opening Balance
Transfer APR:
14.49% to 27.49% variable based on the Prime Rate Balance
Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5 Cash
Advance APR:
25.99% to 27.99% variable based on the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater Penalty
APR:
N/A Annual
Fee:
None Foreign
Transaction Fee:
3% of each transaction converted to U.S. dollars Late
Payment Penalty Fee:
Up to $37 Return
Payment Penalty Fee:
Up to $37 Over
Limit Penalty Fee:
None Minimum
Deposit Required:
N/A Credit
Needed:
Excellent , Good 
None
15.99% to 27.99% variable based on creditworthiness and the Prime Rate
0% for 12 months from account opening
15.99% to 27.99% variable based on creditworthiness and the Prime Rate
25.99% to 27.99% variable based on creditworthiness and the Prime Rate
Excellent , Good
Intro
Purchase APR:
0% for 12 months from account opening Regular
Purchase APR:
15.99% to 27.99% variable based on creditworthiness and the Prime Rate Intro
Balance Transfer APR:
0% for 12 months on qualifying transfers made within 120 days from account opening Balance
Transfer APR:
15.99% to 27.99% variable based on creditworthiness and the Prime Rate Balance
Transfer Transaction Fee:
Introductory $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each transfer, with a minimum of $5 Cash
Advance APR:
25.99% to 27.99% variable based on creditworthiness and the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater Penalty
APR:
None Annual
Fee:
None Foreign
Transaction Fee:
None Late
Payment Penalty Fee:
Up to $37 Return
Payment Penalty Fee:
Up to $37 Over
Limit Penalty Fee:
None Minimum
Deposit Required:
N/A Credit
Needed:
Excellent , Good 
None
15.99% to 27.99% variable based on creditworthiness and the Prime Rate
0% for 12 months
15.99% to 27.99% variable based on creditworthiness and the Prime Rate
25.99% to 27.99% variable based on creditworthiness and the Prime Rate
Excellent , Good
Intro
Purchase APR:
0% for 12 months Regular
Purchase APR:
15.99% to 27.99% variable based on creditworthiness and the Prime Rate Intro
Balance Transfer APR:
0% for 12 months on transfers made within 120 days from account opening Balance
Transfer APR:
15.99% to 27.99% variable based on creditworthiness and the Prime Rate Balance
Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 12 months. After that, up to 5% for each balance transfer, with a minimum of $5 Cash
Advance APR:
25.99% to 27.99% variable based on creditworthiness and the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater Penalty
APR:
None
Annual
Fee:
None
Foreign
Transaction Fee:
3% of each transaction converted to U.S. dollars
Late
Payment Penalty Fee:
Up to $37 Return
Payment Penalty Fee:
Up to $37 Over
Limit Penalty Fee:
None Minimum
Deposit Required:
N/A Credit
Needed:
Excellent , Good 
None
17.49% to 26.99% variable based on creditworthiness and the Prime Rate
0% for 18 months from account opening date
17.49% to 26.99% variable based on creditworthiness and the Prime Rate
25.99% to 27.99% variable based on creditworthiness and the Prime Rate
Excellent , Good
Intro
Purchase APR:
0% for 18 months from account opening date Regular
Purchase APR:
17.49% to 26.99% variable based on creditworthiness and the Prime Rate Intro
Balance Transfer APR:
0% for 18 months on transfers made within 120 days from account opening date Balance
Transfer APR:
17.49% to 26.99% variable based on creditworthiness and the Prime Rate Balance
Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the balance transfer amount, whichever is greater, for 18 months. After that, up to 5% for each balance transfer, with a minimum of $5 Cash
Advance APR:
25.99% to 27.99% variable based on creditworthiness and the Prime Rate Cash
Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater Penalty
APR:
N/A Annual
Fee:
None Foreign
Transaction Fee:
3% of the transaction amount in U.S. dollars Late
Payment Penalty Fee:
Up to $37 Return
Payment Penalty Fee:
Up to $37 Over
Limit Penalty Fee:
N/A Minimum
Deposit Required:
N/A Credit
Needed:
Excellent , Good Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.