With its origins dating back to the Gold Rush, Wells Fargo has been a staple of American banking for over 160 years. Its credit card range is concise yet versatile, offering products with rewards programs and other benefits to customers across the credit spectrum. Browse credit cards from our partners below:
0% introductory APR for 6 months on purchases and balance transfers
3% cash rewards on gas, grocery, and drugstore purchases for the first 6 months, 1% cash rewards on virtually all other purchases
Build credit history while you’re in college
Access your FICO® Credit Score, credit education and tools with Wells Fargo Online®
Rates & Fees×
Intro Purchase APR:
0% for 6 months.
Regular Purchase APR:
12.65% to 22.65% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% APR for 6 months on balance transfers made within 120 days from account opening
Balance Transfer APR:
12.65% to 22.65% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Penalty APR:
None
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction converted to U.S. dollars
Ern 3x points on popular categories and 1x points on all other purchases
0% introductory APR for 15 month on purchases and balance transfers
Flexibility to use points toward travel, gift cards, merchandise, cash redemption, and more
Account protection features such as Zero Liability for promptly reported unauthorized transactions, rapid alerts , cell phone protection
Rates & Fees×
Intro Purchase APR:
0% for 15 months
Regular Purchase APR:
17.99% to 26.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers made within 120 days from account opening
Balance Transfer APR:
17.99% to 26.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Penalty APR:
None
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction converted to U.S. dollars
Card activity is shared with major credit bureaus to help build credit history
Your security deposit is equal to your credit line – if you deposit $300, your credit line is $300
Available to both U.S. citizens, permanent residents, and nonresident aliens
Sort your monthly expenses against your budget with free access to budgeting and tracking tools: My Spending Report and Budget Watch through My Money Map
Rates & Fees×
Intro Purchase APR:
Regular Purchase APR:
20.49% variable based on the Prime Rate
Intro Balance Transfer APR:
Balance Transfer APR:
20.49% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Penalty APR:
None
Annual Fee:
$25
Foreign Transaction Fee:
3% of each transaction converted to U.S. dollars
0% Introductory APR for 15 months on purchases and balance transfer
5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases
50% more value when redeemed for airfare (for instance, 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption)
Free access to your FICO® Credit Score with Wells Fargo Online®
Rates & Fees×
Intro Purchase APR:
0% for 15 months
Regular Purchase APR:
13.99% to 26.99% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers made within 120 days from account opening
Balance Transfer APR:
13.99% to 26.99% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Penalty APR:
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction converted to U.S. dollars
Earn 3X points on dining, travel, gas stations, and streaming services
Earn 1 rewards point per U.S. dollar spent on other purchases
Rewards points earning is unlimited and points do not expire as long as your account remains open
Enjoy cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo credit card
Receive complimentary discounts or food and beverage items at participating restaurants
Rates & Fees×
Intro Purchase APR:
0% for 12 months from account opening
Regular Purchase APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on qualifying transfers made within 120 days from account opening
Balance Transfer APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
$150 cash rewards bonus when you spend $500 in purchases in the first 3 months
1.5% cash rewards on everyday purchases
1.8% cash rewards earned on purchases when using a qualified mobile wallet (including Apple Pay® and Google PayTM) du
Rates & Fees×
Intro Purchase APR:
0% for 15 months
Regular Purchase APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months on transfers made within 120 days from account opening
Balance Transfer APR:
15.49% to 27.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 12 months. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Penalty APR:
None
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction converted to U.S. dollars
No interest paid with 0% APR for the first 18 months of account opening
Zero Liability protection ensures that cardholders are not held responsible for unauthorized transactions when promptly reported
Comprehensive travel protection includes accident insurance, cell phone protection, and auto rental collision damage waiver
Ideal for paying down balances and large purchases that need to be paid over time
Free access to FICO® Credit Score
Rates & Fees×
Intro Purchase APR:
0% for 18 months from account opening date
Regular Purchase APR:
16.99% to 26.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 18 months on transfers made within 120 days from account opening date
Balance Transfer APR:
16.99% to 26.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Introductory fee of either $5 or 3% of the balance transfer amount, whichever is greater, for 18 months. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR:
25.49% to 27.49% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each advance, whichever is greater
Penalty APR:
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.