Utilities Employees Credit Union Credit Cards

Utilities Employees Credit Union is a leading credit card issuer that offers credit cards for everyday use. Browse credit cards below.

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Rewards Visa® Power Card™

Rewards Visa® Power Card™
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Rewards Visa® Power Card™

  • 8.99%-17.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 8.99%-17.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 8.99%-17.99% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 1.99% for 12 months from account opening date Intro Purchase APR

At a Glance

The Rewards Visa Power Card is a rewards card suitable for everyday use. The card earns a flat rate single point for every dollar spent on purchases, though new cardholders earn double points for the first 30 days after opening an account. New cardholders also earn an additional 1,500 bonus points when they activate and make the first use of their card. The Rewards Visa Power Card features a very competitive typical APR for purchases, balance transfers, and cash advances.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn 1 point for every dollar spent
  • Earn 1,500 points with first use of card
  • Intro Purchase APR: 1.99% for 12 months from account opening date
  • Regular Purchase APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 1.99% for 12 months from account opening date
  • Balance Transfer APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
  • You already bank with Utilities Employees Credit Union
  • You want a simple rewards card
  • You want an exceptional APR that is tough to beat
  • You do’t want to pay an annual fee

Share-Secured Visa® Power Card™

Share-Secured Visa® Power Card™
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

Share-Secured Visa® Power Card™

  • 8.99% variable based on the Prime Rate Regular Purchase APR
  • 8.99% variable based on the Prime Rate Balance Transfer APR
  • 8.99% variable based on the Prime Rate Cash Advance APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn 1 point for every dollar spent on all other purchases
  • Earn 1,500 points after first using the card
  • Double points on every purchase for the first 30 days
  • Regular Purchase APR: 8.99% variable based on the Prime Rate
  • Balance Transfer APR: 8.99% variable based on the Prime Rate
  • Cash Advance APR: 8.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: Varies
  • N/A

About Utilities Employees Credit Union

Utilities Employees Credit Union is a U.S. credit union with its headquarters in Wyomissing, PA. The credit union dates to 1934 and proudly serves utility and energy employees across the United States.

The credit union provides an array of financial services and products to members, including credit cards, banking accounts, loans, and financial tools and advice.

Utilities Employees Credit Union (UECU) is in the small group (just 6%) of U.S. credit unions tor receive a five-star rating from BauerFinancial’s Best of Bauer list for 28 years.

Branch Locations

Who Can Join?

Membership in UECU is open to the following individuals:

  • Members of UECU partner companies or their subsidiaries
  • Members of the following associations:
    • Alliance of Indiana Rural Water (Employees & Members)
    • Independent Energy Human Resources Association (IEHRA)
    • International Association of Lions Clubs, Bern Township
    • LineLife Foundation (LLF)
    • Michigan Rural Water Association (MRWA) (employees & members)
    • National Sisterhood United for Journeymen Linemen (NSUJL)
    • Utility Arborist Association
  • Retirees of partner companies
  • Those who live, work, attend school, or worship in the Greater Reading, PA area
  • Family of existing UECU members. Family is defined as spouses, domestic partners, children, stepchildren, parents, stepparents, and siblings.

FAQs

Below are answers to some frequently asked questions about UECU:

  • The routing number for UECU is 231385633.
  • For credit limit increases, contact UECU customer service reps at 800-288-6423, ext. 4001
  • UECU credit cards and debit cards have mobile wallet connectivity.
  • UECU offers credit cards, home loans (including mortgages and HELOC loans), student loans, auto loans, RV loans, and more.

Browse the Best Credit Union Cards Today

Looking for the best credit card offers from the leading credit unions in the United States? BestCards has impartial credit card reviews of the top credit unions. Find you Best Ccard today!

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.