You can compare a maximum of 6 cards.

credit card icon

USAA Credit Cards

United States Automobile Association credit cards are offered to members of the military, veterans, and their immediate families. USAA credit cards typically low interest rates and are great for building credit and earning rewards points. View BestCards’ top USAA card offers below.


August 29, 2018

USAA
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 2,500 bonus points credited to your account with your first purchase
  • • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
  • • Identity theft resolutions services provides assistance should you become the victim of identity theft
  • • Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months from account opening
     Balance Transfer APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 29, 2018

USAA
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 2,500 bonus points credited to your account with your first purchase
  • • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
  • • Identity theft resolutions services provides assistance should you become the victim of identity theft
  • • Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months from account opening
     Balance Transfer APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 29, 2018

USAA
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR  9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Pay no foreign transaction fees when you travel outside the U.S.
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufacturer's or U.S. store-brand warranties
  • • No
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

USAA®
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Unlimited Points — 3X points for dining out, 2X points on gas and groceries, and 1X points for every dollar spent on other purchases
  • • Special 4% SCRA Rate — When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty
  • • Added Protection — We help give you peace of mind with: Experienced support if your identity is stolen, extended warranties on your purchases, and travel accident and baggage delay insurance
  • • Pay no foreign transaction fees when you travel outside the U.S.
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 16, 2018

USAA®
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn a $150 bonus after you make $500 in Qualifying Purchases within the first 90 days of opening your account
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufactur
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

USAA®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  14.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Easy, Unlimited 1.5% Cash Back on Purchases
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufacturer's or U.S. store-brand warranties
  • • Manage your account with tools to help you transfer balances, set travel notifications and report your card lost or stolen
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 14.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

USAA®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 2X points on dining and gas, 1X points on all other purchases
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufacturer's or U.S. store-brand warranties
  • • Manage your account with tools to help you transfer balances, set travel notifications and report your card lost or stolen
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.