You can compare a maximum of 6 cards.

credit card icon

HSBC Credit Cards

HSBC is one of the world’s biggest banks. As such, its credit cards are accepted in almost every corner of the globe. HSBC products regularly offer perks like cash back and points rewards programs, as well as no foreign transaction fees. Take a look at BestCards’ lineup of HSBC-issued credit cards.


November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  $395; $65 per authorized user
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 3X points per dollar spent on new travel purchases, 2X points on dining, and 1X point on everything else
  • • Points earning is unlimited and points do not expire; earn statement credits for Uber, Lyft, and TSA Prev® enrollment
  • • Earn 50,000 Rewards Program Bonus Points - worth $750 in airfare - when you spend $4,000 in the first 3 months of account opening using HSBC Rewards online to book
  • • Rewards Program Points are transferable with partner airlines; Complimentary ShopRunner membership
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: $395; $65 per authorized user
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 during first year & for qualified Advance or Premier account clients; $45 for all others
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% intro APR for the first 12 months
  • • Earn 2X points per dollar spent on dining and select entertainment purchases. Earn 1X point on all other purchases
  • • Redeem points for gift cards, merchandise, cash back, or even travel booking; No annual or foreign transaction fees
  • • Earn an introductory 3x points on dining and select entertainment purchases and 2x points on all other purchases for the first 12 months from account opening, up to the first $25,000 in purchases
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers posted within the first 60 days from account opening
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: $0 during first year & for qualified Advance or Premier account clients; $45 for all others
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Special introductory offer: Earn 3x rewards points on all purchases made in the first 12 months from account opening, up to the first $10,000 in purchases
  • • Earn 1 Rewards Program Point for every dollar spent on all purchases
  • • Redeem accumulated rewards for merchandise or gift cards from thousands of retailers
  • • No annual or foreign transaction fees, 0% APR for 12 months on purchases and balance transfers
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers posted within the first 60 days of account opening
     Balance Transfer APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% Introductory APR will apply for the first 12 months from Account opening.
  • Balance Transfer APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Special introductory offer: Earn 3% cash back on all purchases made in the first 12 months from account opening, up to the first $10,000 in purchases
  • • Unlimited 1.5% cash back earning on all purchases
  • • 10% bonus on all cash rewards earned each account anniversary, 0% Intro APR on purchases and balance transfers for first 12 months account is open
  • • No annual fee and no foreign transaction fees
Rates & Fees
     Intro Purchase APR: 0% Introductory APR will apply for the first 12 months from Account opening.
     Regular Purchase APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers posted within the first 60 days following account opening
     Balance Transfer APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 16, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None for qualified Premier clients. For all others, $95. $95 fee waived for first year
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on travel purchases
  • • Earn 1X point per dollar spent on all other purchases
  • • Enjoy Uber and Lyft statement credits as well as a credit for TSA Prev®
  • • Earn 35,000 Rewards Program Bonus Points (worth at least $400 in air travel) after spending $3,000 in the first 3 months from account opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: None for qualified Premier clients. For all others, $95. $95 fee waived for first year
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 16, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 18 months from account opening
  • Balance Transfer APR  13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Take advantage of 0% introductory APR for the first 18 months as a cardmember
  • • Travel prepared and with peace of mind thanks to MasterAssist® pre-planning and Master RoadAssist® Roadside Services
  • • Extended Warranty and Purchase Assurance® means you can shop with confidence
  • • Price protection refunds the difference if you see an item advertised for less within 60 days of purchase.
Rates & Fees
     Intro Purchase APR: 0% for the first 18 months from account opening
     Regular Purchase APR: 13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 18 months on transfers that post within 60 days from account opening
     Balance Transfer APR: 13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.