Family Security Credit Union Credit Cards

Family Security Credit Union is an Alabama-based credit union that offers personal and business credit cards for everyday use. Browse credit cards from Family Security Credit Union below.

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Family Security Visa Platinum Plus Rewards

Family Security Visa Platinum Plus Rewards
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Family Security Visa Platinum Plus Rewards

  • See Terms* Regular Purchase APR
  • See Terms* Balance Transfer APR
  • See Terms* Cash Advance APR

At a Glance

The Family Security Visa Platinum Plus Rewards Card is equal parts rewards credit card and low APR card. The card boasts an excellent APR on purchases, balance transfers, and cash advances in addition to no fees for later two transactions. The card also benefits from earning 1x points for every dollar spent on purchases, with points applying to rewards in the CURewards Program, with redemptions including travel, gift cards, merchandise, and more. The card has no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Redeem rewards points for merchandise, travel, gift cards, and more
  • No balance transfer fee
  • Regular Purchase APR: See Terms*
  • Balance Transfer APR: See Terms*
  • Cash Advance APR: See Terms*
  • Foreign Transaction Fee: 1% of the transaction in U.S. dollars
  • Late Payment Penalty Fee: $25
  • You already bank with Family Security Credit Union
  • You like the option of earning rewards plus getting a great low rate
  • You plan to make a large purchase and pay the balance over time
  • You do’t want to pay an annual fee

Family Security Visa Platinum

Family Security Visa Platinum
Excellent-Good-Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good / Fair
Visa Processing Network
None Annual Fee

Family Security Visa Platinum

  • See Terms* Regular Purchase APR
  • See Terms* Balance Transfer APR
  • See Terms* Cash Advance APR

At a Glance

The Family Security Visa Platinum Card is a low APR and balance transfer card from Family Security Credit Union. The card offers a very low APR on everything from purchases and balance transfers – all for no annual fee. While primarily a balance transfer card, the Platinum Visa does not feature any introductory rate promotional period.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No balance transfer fees
  • No penalty APR
  • Regular Purchase APR: See Terms*
  • Balance Transfer APR: See Terms*
  • Cash Advance APR: See Terms*
  • Foreign Transaction Fee: 1% of the transaction in U.S. dollars
  • Late Payment Penalty Fee: $25
  • You’re considering transferring your existing credit card balances to pay down with a lower rate
  • You already bank with Family Security Credit Union
  • You’re only interested in a great APR
  • You don’t want to pay an annual fee or fees for balance transfers or cash advances

Family Security Visa Signature Cash Rewards

Family Security Visa Signature Cash Rewards
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Family Security Visa Signature Cash Rewards

  • See Terms* Regular Purchase APR
  • See Terms* Balance Transfer APR
  • See Terms* Cash Advance APR

At a Glance

If you believe that cash back is the king of the rewards, the Family Security Visa Signature Cash Rewards Card from Family Security Credit Union is right for you. The card earns 1% cash back on every purchase, with no limits on the total amount of cash back you can earn. The card also features Visa Signature travel benefits, including travel accident insurance, lost luggage reimbursement, and exclusive access to Visa’s Luxury Hotel Collection – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Travel accident insurance
  • Trip cancellation/trip interruption protection
  • No balance transfer fees
  • Regular Purchase APR: See Terms*
  • Balance Transfer APR: See Terms*
  • Cash Advance APR: See Terms*
  • Foreign Transaction Fee: 1% of the transaction in U.S. dollars
  • Late Payment Penalty Fee: $25
  • You want a premium credit card without the premium annual fee
  • You travel often and can benefit from Visa Signature perks and security protections
  • You prefer earning cash back over rewards points

Family Security Student Visa Card

Family Security Student Visa Card
Fair-Poor-No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair / Poor / No Credit Required
Visa Processing Network
None Annual Fee

Family Security Student Visa Card

  • See Terms* Regular Purchase APR
  • See Terms* Balance Transfer APR
  • See Terms* Cash Advance APR

At a Glance

The Family Security Student Visa Card is a student credit card for those new to credit. Offered through Family Security Credit Union in Alabama, the card features manageable credit limits, no annual fee, and no fees for balance transfers or cash advances.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Build credit with financial responsibility
  • No balance transfer fees
  • Regular Purchase APR: See Terms*
  • Balance Transfer APR: See Terms*
  • Cash Advance APR: See Terms*
  • Foreign Transaction Fee: 1% of the transaction in U.S. dollars
  • Late Payment Penalty Fee: $25
  • You’re new to credit cards and want to learn financial responsibility
  • You want an easy to manage credit limit
  • You’re under 18 but still need a credit card for occasional purchases
  • You do’t want to pay an annual fee

Family Security Visa Platinum Business

Family Security Visa Platinum Business
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Family Security Visa Platinum Business

  • See Terms* Regular Purchase APR
  • See Terms* Balance Transfer APR
  • See Terms* Cash Advance APR

At a Glance

The Family Security Visa Platinum Business Card is a no annual fee business credit card from Alabama based, Family Security Credit Union. The card offers companies 100% of their credit line as available for cash advances – credit lines which extend to as much as $15,000.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Credit limit up to $15,000
  • 100% of the credit limit is available for cash advances
  • 25-day grace period on purchases
  • Regular Purchase APR: See Terms*
  • Balance Transfer APR: See Terms*
  • Cash Advance APR: See Terms*
  • Foreign Transaction Fee: 1% of the transaction in U.S. dollars
  • Late Payment Penalty Fee: $35
  • You already bank with Family Security CU
  • You operate small to medium-sized companies
  • You value access to cash when you need it
  • You do’t want to pay an annual fee

About Family Security Credit Union

Family Security Credit Union is an Alabama-based credit union with its headquarters in Decatur, AL. The credit union has a long history of serving not only the residents of the Alabama counties it serves, but also employees – both past and present – of Ruby Tuesdays and Compass companies.

The credit union currently holds an A+ rating for financial health and stability from LendingTree, and the credit union receives numerous awards for its community outreach efforts.

Membership Eligibility

Membership in the credit union is open to anyone who lives, works, worships, or attends schools in any of the counties Family Security serves, which include:

  • Lauderdale
  • Limestone
  • Madison
  • Jackson
  • Colbert
  • Franklin
  • Winston
  • Lawrence
  • Morgan
  • Marshall
  • Dekalb
  • Etowah
  • Blount
  • Cullman
  • Cullman
  • Winston
  • Walker
  • Tuscaloosa
  • Bibb
  • Perry
  • Dallas
  • Lowndes
  • Wilcox
  • Marengo
  • Choctaw
  • Washington
  • Mobile
  • Baldwin

Membership is also open to present Ruby Tuesday employees, employees and retirees of the Specialty Restaurant Group, or the Compass Family of Companies.

Those who are immediate relatives of, or household members with, a current Family Securities member are also eligible for membership.

Branch Locations

Family Security Credit Union is an Alabama-based credit union with over twenty branch locations dotted throughout the state. While most of the branches center on Mobile and Huntsville, there are locations scattered throughout the state, making it a credit union that is equally useful in Birmingham as it is on the Gulf Coast.

The credit union currently operates 21 branches, with four in the Mobile area, and the majority in the north of the state. For a complete listing of current Family Security Credit Union locations, please visit the dedicated locations page on the credit union’s website.

Family Security Credit Union FAQs

Here are some commonly asked questions about Family Security Credit Union:

  • Members looking to reach customer service can contact the 24/7 “super teller” automated system at (256) 340-2030. To speak with a live operator, the local number is (256) 340-2000, while the toll-free number is (800) 239-5515. Operators are available from 7:30 am to 6 pm (CST), Monday through Friday, and 9 am to 1 pm (CST) on Saturdays.
  • While Family Security does not have a mobile app yet, they will launch one for Apple Store and the Google Play Store.

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Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.