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Discover Credit Cards

Discover is a major issuer of credit cards, as well as one of the few that also operates its own payment network. The company’s Discover it line of cards appeals to students and small and medium-sized businesses, as well as anyone who can take advantage of its robust cash back rewards program. Check out BestCards’ selection of Discover credit cards.


November 12, 2018

Discover
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Discover
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from date of account opening
  • Balance Transfer APR  15.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1.5% unlimited cash back with no expiration for your rewards
  • • Discover automatically matches all the cash back you've earned at the end of your first year
  • • No annual fee
  • • Issue additional cards for employees at no extra cost
Rates & Fees
     Intro Purchase APR: 0% for 12 months from date of account opening
     Regular Purchase APR: 15.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None for first late payment. After that, up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Discover
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Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 14 months from date of account opening
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping. Plus, your rewards never expire
  • • Discover will match all the Miles you've earned at the end of your first year, automatically
  • • Once you book your travel with Discover it® Miles card, redeem your Miles as a statement credit towards the purchase, with no blackout dates
  • • Use your Discover it® Miles card for any travel purchase, including all airlines, hotels, rental cars and more
Rates & Fees
     Intro Purchase APR: 0% for 14 months from date of account opening
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 10.99% for 14 months from date of first transfer for transfers under this offer that post to your account by September 10, 2019
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 14 months from date of account opening
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter, plus unlimited 1% cash back on all other purchases
  • • Your cash back never expires. Redeem your rewards in any amount, at any time
  • • Discover automatically matches all the cash back you've earned at the end of your first year
  • • Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your Experian® credit report
Rates & Fees
     Intro Purchase APR: 0% for 14 months from date of account opening
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 14 months from date of first transfer for transfers under this offer that post to your account by September 10, 2019
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by October 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Discover
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Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • 2% cash back at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases
  • • Discover automatically matches all the cash back you've earned at the end of your first year
  • • Easily view your FICO® Credit Score on monthly statements, mobile and online for free
  • • Discover automatically matches all the cash back you've earned at the end of your first year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: 10.99% for 6 months from date of first transfer for transfers that post by November 10, 2019
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer on transfers that post to your account by November 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $200
     Credit Needed: Poor , No Credit Required

August 31, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from date of account opening
  • Balance Transfer APR  15.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
  • • Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other purchases
  • • Discover matches all the cash back you've earned at the end of your first year, automatically
  • • Cash back rewards do not expired and can be redeemed at any time
Rates & Fees
     Intro Purchase APR: 0% for 6 months from date of account opening
     Regular Purchase APR: 15.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 10.99% for 6 months from date of first transfer for transfers under this offer that post to your account by September 10, 2019.
     Balance Transfer APR: 15.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Poor , No Credit Required

August 31, 2018

NHL®
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Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 14 months from date of account opening.
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Save 10% at Shop.NHL.com with the code ITPAYS. Save 10% on your NHL.TVTM subscription when you use your Discover card
  • • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases
  • • Discover automatically matches all the cash back you've earned at the end of your first year—only for new cardmembers
  • • View your FICO® score for free on monthly statements, mobile, and online
Rates & Fees
     Intro Purchase APR: 0% for 14 months from date of account opening.
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 14 months from date of first transfer for transfers under this offer that post to your account by September 10, 2019
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 17, 2018

Discover
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Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for 14 months from account opening
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 5% cash back in different categories such as grocery stores, restaurants, Amazon.com, and wholesale clubs
  • • Earn 1% cash back on all other purchases
  • • Discover automatically matches all the cash back earned, dollar for dollar, at the end of the first year
  • • Cash back rewards never expire and can be redeemed in any amount, at any time
Rates & Fees
     Intro Purchase APR: 0% for 14 months from account opening
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for 14 months from date of first transfer for transfers that post by November 10, 2019
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 09, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 24.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening
  • Balance Transfer APR  15.24% to 24.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Receive a $20 statement credit when GPA is 3.0 or higher every school year for up to five years
  • • Discover automatically matches all the earned cash back at the end of the first year
  • • Earn 5% cash back on rotating categories each quarter, such as gas stations, restaurants, or wholesale clubs
  • • Cash back rewards can be redeemed at any time and never expire
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening
     Regular Purchase APR: 15.24% to 24.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 10.99% for 6 months from date of first transfer, for transfers that post to account by September 10, 2019
     Balance Transfer APR: 15.24% to 24.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: N/A
     Late Payment Penalty Fee: None for first late payment. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.