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Citibank Credit Cards

Citibank’s credit cards are known for their generous introductory 0% offers, as well as for the issuer’s ThankYou and Double Cash rewards programs. Most of Citibank’s clientele has above average credit, but the company also issues secured and student cards. Browse our range of Citibank credit cards from our partners below.

  • Regular Purchase APR 26.74% variable based on the Prime Rate
  • Intro Purchase APR 11.90% for select purchases eligible for the 48 months
  • Balance Transfer APR 26.74% variable based on the Prime Rate
  • Cash Advance APR 29.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Special financing on select Best Buy purchases or 5% back
  • 3x points on gas, groceries, and furniture stores
  • 2x points on dining purchases
  • 1x points on all other purchases
Rates & Fees
  •  Intro Purchase APR: 11.90% for select purchases eligible for the 48 months
  •  Regular Purchase APR: 26.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 26.74% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greate
  •  Cash Advance APR: 29.49% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transfer, whichever is greater
  •  Penalty APR: None
  •  Annual Fee: None
  •  Foreign Transaction Fee:
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee:
  •  Over Limit Penalty Fee:
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Earn 10,000 bonus ThankYou® Points after making $1,000 in purchases within 3 months from account opening
  • Earn 2 points per $1 on purchases at eligible retail and travel websites, as well as on products and services directly purchased from AT&T
  • Earn 1 point per $1 on all other purchases
  • Redeem your ThankYou® Points for statement credits, gift cards, electronics, or travel rewards; No annual fee
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 15.49% to 24.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of each purchase transaction in US dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee:
  •  Minimum Deposit Required:
  •  Credit Needed: Good , Fair

  • Regular Purchase APR 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR 0% for 7 months from account opening date
  • Balance Transfer APR 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months from account opening
  • Earn 2X points on purchases at supermarkets and gas stations for the first $6,000 per year
  • Earn 1X point on all other purchases
  • Purchases round up to the nearest 10 points with no cap
  • 0% intro APR on purchases for the first 7 months from account opening
Rates & Fees
  •  Intro Purchase APR: 0% for 7 months from account opening date
  •  Regular Purchase APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of each purchase transaction in US dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Good , Fair

  • Regular Purchase APR 18.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 18.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $495, $75 for each authorized user
  • Credit Needed Excellent
  • Processing Network Mastercard
Best Benefits
  • Earn 50,000 bonus points after spending $4,000 within 3 months of account opening, redeemable for $500 in travel, anytime, with no blackout dates when booked through the ThankYou Travel Center
  • Earn 5X points per $1 spent on air travel and restaurants
  • Earn 3X points per $1 spent on hotels and cruise lines
  • Earn 1X point per $1 spent on all other purchases
  • Enjoy a complimentary 4th night hotel stay and $250 annual travel credit
  • Transfer your points to partner airline loyalty programs
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 18.49% to 25.49% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 18.49% to 25.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on the Prime Rate
  •  Annual Fee: $495, $75 for each authorized user
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee:
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR 0% for 15 months from account opening date
  • Balance Transfer APR 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 15,000 Bonus Points after you spend $1,000 in purchases within the first 3 months from account opening
  • Points on purchases are rounded up to the nearest 10 points with no cap
  • Earn 2X points per $1 at supermarkets and gas stations for the first $6,000 per year
  • Earn 1X point per $1 on all other purchases
  • Get 10% back in Points for the first 100,000 ThankYou® Points you redeem per year
Rates & Fees
  •  Intro Purchase APR: 0% for 15 months from account opening date
  •  Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR: 0% for 15 months on transfers made within 4 months from account opening date
  •  Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR 21.74% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months. After that, $99
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 70,000 American Airlines AAdvantage® bonus miles after spending $4,000 within 4 months
  • 2X AAdvantage® miles for every $1 spent on purchases with American Airlines
  • 2X AAdvantage® miles per $1 spent on telecommunications merchants, cable and satellite providers, car rental merchants and gas stations
  • 1X AAdvantage® mile for every $1 spent on all other purchases
  • Earn American Airlines Companion Certificate after $30,000 in purchases per year
  • First checked bag is free for you and up to four others traveling with you on the same reservation (domestic flights only)
  • Preferred boarding on American Airlines flights
  • Save 25% on eligible in-flight food and beverage purchases on American Airlines flights
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR: 21.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is higher
  •  Penalty APR: Up to 29.99% variable based on the Prime Rate
  •  Annual Fee: $0 for the first 12 months. After that, $99
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: $39
  •  Return Payment Penalty Fee: $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 10,000 AAdvantage® bonus miles plus a $50 statement credit when you make $500 in purchases within 90 days from account opening
  • 2X AAdvantage® miles at grocery stores and eligible American Airlines purchases
  • 1X AAdvantage® mile per $1 on all other purchases
  • Redeem your miles for trip awards, class upgrades, car rentals, hotel stays, and vacation packages
  • 25% savings on in-flight food and beverage purchases
  • No annual fee
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 17.49% to 25.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Processing Network Mastercard
Best Benefits
  • Receive 20,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months
  • Receive $50 statement credit after your first eligible Expedia purchase greater than $50 within 3 months
  • 3X Expedia Rewards points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages,
  • 1X Expedia Rewards point per $1 spent on other purchases
  • Complimentary Expedia Rewards Silver status
  • Earn 1 Elite Qualifying Hotel Night towards Expedia+ gold status qualification for every $2,500 spent
  • Uncapped earnings
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR 16.74% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 16.74% variable based on the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $0 with Costco Membership
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • Requires a paid Costco membership
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee
  • No foreign transaction fee
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 16.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 16.74% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on your creditworthiness and the Prime Rate
  •  Annual Fee: $0 with Costco Membership
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR 16.74% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR 23.49% variable based on the Prime Rate
  • Annual Fee $0 with Costco membership
  • Credit Needed Excellent
  • Processing Network Visa
Best Benefits
  • Card requires paid Costco membership
  • 4% cash back on eligible gas for the first $7,000 per year and 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 16.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR: 23.49% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on your creditworthiness and the Prime Rate
  •  Annual Fee: $0 with Costco membership
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: $39
  •  Return Payment Penalty Fee: $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR 23.99% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 23.99% variable based on the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Choose any available due date in the beginning, middle or end of the month
  • Citi® Identity Theft Solutions and $0 Liability on unauthorized purchases help protect against fraud
  • View balances and transactions or make payments using free online and mobile banking tools
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 23.99% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 23.99% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 23.99% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on your creditworthiness and the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of each purchase transaction in US dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required: $200
  •  Credit Needed: No Credit Required

  • Regular Purchase APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 0% Intro APR for 18 months on balance transfers
  • Earn 2% cash back on all purchases – 1% when you buy and 1% as you make payments for those purchases
  • Uncapped capped earnings
  • No annual fee
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR: 0% for 18 months on transfers made within 4 months from account opening date
  •  Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars
  • Late Payment Penalty Fee: None for the first late payment; up to $39 after that
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR 0% for 18 months from date of account opening
  • Balance Transfer APR 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 0% Intro APR on purchases and balance transfers for 18 months from date of account opening
  • Apple Pay® compatibility makes it easy to complete purchases
  • Citi® Private Pass® grants special access to purchase tickets to concerts, dining experiences, and sporting events
  • Enjoy peace of mind with Identity Theft and travel protection
Rates & Fees
  •  Intro Purchase APR: 0% for 18 months from date of account opening
  •  Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR: 0% for 18 months from date of first transfer when completed within 4 months from date of account opening
  •  Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on the Prime Rate
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of each purchase transaction in US dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $450
  • Credit Needed Excellent
  • Processing Network Mastercard
Best Benefits
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months
  • 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • 1X AAdvantage® mile for every $1 spent on other purchases
  • Receive 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after spending $40,000 in purchases within the year
  • Access to over 50 Admirals Club® lounge locations worldwide
  • No foreign transaction fees
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on the Prime Rate
  •  Annual Fee: $450
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR 0% for 12 months from account opening date
  • Balance Transfer APR 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 0% intro APR on balance transfers for 21 months from date of first transfer
  • 0% Intro APR on purchases for 12 months from date of account opening
  • No annual fee
  • No late fee
Rates & Fees
  •  Intro Purchase APR: 0% for 12 months from account opening date
  •  Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR: 0% for 21 months on transfers made within 4 months from account opening date
  •  Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: None
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of the transaction amount in US dollars
  • Late Payment Penalty Fee: None
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Excellent
  • Processing Network Mastercard
Best Benefits
  • 3X ThankYou® Points per dollar spent on travel purchases, including gas stations, airfare, hotels, public transportation, and parking
  • 2X ThankYou® Points per dollar spent on dining and entertainment purchases
  • 1X ThankYou® Point per dollar spent on all other purchases
  • No limit to how many points you can earn, and they never expire
  • Earn 60,000 bonus points when you spend $4,000 in the first three months of opening your account
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: 29.99% variable based on creditworthiness and Prime Rate
  •  Annual Fee: $95
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR 27.99% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR 29.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Get 50¢ off each gallon for the two months by applying through the Speedpass+ app
  • Get 12¢ off each gallon of Synergy™ fuel for the first 2 months
  • Save 6¢ per gallon on fuel purchases after promotional period
  • View monthly itemized fuel costs for each card in your account
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 27.99% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR: 29.99% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  •  Penalty APR: None
  •  Annual Fee: None
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: None
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Good , Fair

  • Regular Purchase APR 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $0 for the first year. After that, $99
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 2X miles for every dollar spent with American Airlines
  • 2X miles for every dollar spent at gas stations
  • 2X miles for every dollar spent at restaurants
  • Annual $125 Flight Discount after spending $20,000 within cardmembership year
  • First checked back is free for you and up to four others
  • Preferred boarding
  • Save 25% on eligible in-flight food and beverage purchases
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 17.49% to 25.49% variable based on creditworthiness and Prime Rate
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  •  Annual Fee: $0 for the first year. After that, $99
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee:
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

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