You can compare a maximum of 6 cards.

credit card icon

Citibank Credit Cards

Citibank’s credit cards are known for their generous introductory 0% offers, as well as for the issuer’s ThankYou and Double Cash rewards programs. Most of Citibank’s clientele has above average credit, but the company also issues secured and student cards. Browse our range of Citibank credit cards below.


April 19, 2019

AT&T
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 10,000 bonus ThankYou® Points after making $1,000 in purchases within 3 months from account opening
  • • Earn 2 points per $1 on purchases at eligible retail and travel websites, as well as on products and services directly purchased from AT&T
  • • Earn 1 point per $1 on all other purchases
  • • Redeem your ThankYou® Points for statement credits, gift cards, electronics, or travel rewards; No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

April 18, 2019

Citi
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 7 months from account opening date
  • Balance Transfer APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months from account opening
  • • Earn 2X points on purchases at supermarkets and gas stations for the first $6,000 per year
  • • Earn 1X point on all other purchases
  • • Purchases round up to the nearest 10 points with no cap
  • • 0% intro APR on purchases for the first 7 months from account opening
Rates & Fees
     Intro Purchase APR: 0% for 7 months from account opening date
     Regular Purchase APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

April 17, 2019

Citi
Learn More
Processing Network
Mastercard
  • Annual Fee  $495, $75 for each authorized user
  • Regular Purchase APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
  • Balance Transfer APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 50,000 bonus points after spending $4,000 within 3 months of account opening, redeemable for $500 in travel, anytime, with no blackout dates when booked through the ThankYou Travel Center
  • • Earn 5X points per $1 spent on air travel and restaurants
  • • Earn 3X points per $1 spent on hotels and cruise lines
  • • Earn 1X point per $1 spent on all other purchases
  • • Enjoy a complimentary 4th night hotel stay and $250 annual travel credit
  • • Transfer your points to partner airline loyalty programs
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $495, $75 for each authorized user
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

January 11, 2019

Citi
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 15,000 Bonus Points after you spend $1,000 in purchases within the first 3 months from account opening
  • • Points on purchases are rounded up to the nearest 10 points with no cap
  • • Earn 2X points per $1 at supermarkets and gas stations for the first $6,000 per year
  • • Earn 1X point per $1 on all other purchases
  • • Get 10% back in Points for the first 100,000 ThankYou® Points you redeem per year
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 4 months from account opening date
     Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

December 28, 2018

CitiBusiness®
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  22.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • On domestic flights, the first checked bag is free for you and up to four others traveling with you on the same reservation; Save 25% on eligible in-flight food and beverage purchases on American Airlines flights
  • • Earn 60,000 American Airlines AAdvantage® bonus miles when you spend $3,000 in purchases in the first 3 months of account opening
  • • Earn double AAdvantage® miles for every $1 spent on purchases with American Airlines, and for purchases at telecommunications merchants, cable and satellite providers, car rental merchants and gas stations
  • • Earn 1 AAdvantage® mile for every $1 spent on all other purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 22.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is higher
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

December 27, 2018

American
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  17.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 10,000 AAdvantage® bonus miles plus a $50 statement credit when you make $500 in purchases within 90 days from account opening
  • • Earn 2X AAdvantage® miles at grocery stores and eligible American Airlines purchases
  • • Earn 1 AAdvantage® mile per $1 on all other purchases
  • • Redeem your miles for trip awards, class upgrades, car rentals, hotel stays, and vacation packages
  • • 25% savings on in-flight food and beverage purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Expedia®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 10,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening; Earn a $50 statement credit after your first eligible Expedia purchase greater than $50 within 3 months of account opening
  • • Earn 3 Expedia Rewards points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages, and earn 1 point per $1 spent on other purchases
  • • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status qualification for each increment of $2,500 in purchases made on the card between your January and December billing statements
  • • No limit to the number of Expedia Rewards points you can earn and points won't expire as long as you earn or redeem points every 18 months
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

Costco
Learn More
Processing Network
Visa
  • Annual Fee  $0 with Costco Membership
  • Regular Purchase APR  17.24% variable based on the Prime Rate
  • Balance Transfer APR  17.24% variable based on the Prime Rate for balance transfers completed within 2 months from date of account opening.
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Exclusively for Costco members. Cash back will be provided as an annual credit card reward certificate in February billing statements, redeemable for cash or merchandise at US Costco Warehouses
  • • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • • 3% cash back on restaurants and eligible travel purchases
  • • 2% cash back on all other purchases from Costco and Costco.com, and earn 1% cash back on all other purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% variable based on the Prime Rate for balance transfers completed within 2 months from date of account opening.
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on your creditworthiness and the Prime Rate
     Annual Fee: $0 with Costco Membership
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

Costco
Learn More
Processing Network
Visa
  • Annual Fee  $0 with Costco membership
  • Regular Purchase APR  17.24% variable based on the Prime Rate
  • Cash Advance APR  23.99% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Exclusively for Costco members. Cash back will be provided as an annual credit card reward certificate in February billing statements, redeemable for cash or merchandise at US Costco Warehouses
  • • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • • 3% cash back on restaurants and eligible travel purchases
  • • 2% cash back on all other purchases from Costco and Costco.com, and earn 1% cash back on all other purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 23.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on your creditworthiness and the Prime Rate
     Annual Fee: $0 with Costco membership
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  24.49% variable based on the Prime Rate
  • Balance Transfer APR  24.49% variable based on the Prime Rate for transfers completed within 2 months from date of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  No Credit Required


Best Benefits
  • • No annual fee
  • • Choose any available due date in the beginning, middle or end of the month
  • • Citi® Identity Theft Solutions and $0 Liability on unauthorized purchases help protect against fraud
  • • View balances and transactions or make payments using free online and mobile banking tools. Plus, get free account alerts delivered right on your mobile device
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 24.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 24.49% variable based on the Prime Rate for transfers completed within 2 months from date of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on your creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $200
     Credit Needed: No Credit Required

August 31, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Get 0% Intro APR for 18 months on balance transfers
  • • Earn 2% cash back on purchases – 1% when you buy and 1% as you make payments for those purchases
  • • There are no caps on the total amount of cash back you can earn
  • • Earn cash back without the hassle of signing up for different categories
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 18 months on transfers made within 4 months from account opening date
     Balance Transfer APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars
     Late Payment Penalty Fee: None for the first late payment; up to $39 after that
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 18 months from date of account opening
  • Balance Transfer APR  15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% Intro APR on purchases and balance transfers for 18 months from date of account opening
  • • Apple Pay® compatibility makes it easy to complete purchases
  • • Citi® Private Pass® grants special access to purchase tickets to concerts, dining experiences, and sporting events
  • • Enjoy peace of mind with Identity Theft and travel protection
Rates & Fees
     Intro Purchase APR: 0% for 18 months from date of account opening
     Regular Purchase APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 18 months from date of first transfer when completed within 4 months from date of account opening
     Balance Transfer APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
  • • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, earn 1 AAdvantage® mile for every $1 spent on other purchases, and earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • • Access to more than 50 Admirals Club® lounge locations worldwide for you and authorized users, even when you aren't with them
  • • Confidently make purchases around the world knowing there are no foreign transaction fees on purchases when you use your card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

Citi
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  16.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  16.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% intro APR on balance transfers for 21 months from date of first transfer
  • • 0% Intro APR on purchases for 12 months from date of account opening
  • • No annual fee
  • • Choose to pay your bill on any available due date in the beginning, middle or end of the month
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 21 months on transfers made within 4 months from account opening date
     Balance Transfer APR: 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 16.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in US dollars
     Late Payment Penalty Fee: None
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 23, 2018

Citi
Learn More
Processing Network
Mastercard
  • Annual Fee  $95
  • Regular Purchase APR  17.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 3 ThankYou® Points per dollar spent on travel purchases, including gas stations, airfare, hotels, public transportation, and parking
  • • Earn 2 ThankYou® Points per dollar spent on dining and entertainment purchases and earn 1 ThankYou® Point per dollar spent on all other purchases
  • • Earn 60,000 bonus points when you spend $4,000 in the first three months of opening your account
  • • No limit to how many points you can earn, and they never expire
  • • Points Transfer allows you to transfer points to participating airline loyalty programs
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99% to 25.99% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99% to 25.99% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on creditworthiness and Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 21, 2018

ExxonMobil™
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  28.49% variable based on the Prime Rate
  • Cash Advance APR  29.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Get 50 cents off for each gallon you buy for the two months after account opening; after, earn a credit of $0.06 per gallon on fuel purchases at more than 11,000 Exxon™ and Mobil™ locations
  • • View monthly itemized fuel costs for each card in your account
  • • Enjoy flexibility by choosing to pay the minimum or the full amount, as well as the billing date
  • • Use your card to pay for fuel, car washes, or convenience store items
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 28.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 29.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 09, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  17.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.99% to 25.99% variable based on creditworthiness and Prime Rate for transfers completed within 2 months of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Save 25% on eligible in-flight food and beverage purchases on American Airlines flights
  • • On domestic flights, the first checked back is free for you and up to four others traveling with you on the same reservation
  • • Earn double AAdvantage®
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99% to 25.99% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99% to 25.99% variable based on creditworthiness and Prime Rate for transfers completed within 2 months of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.