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Capital One Credit Cards

Capital One is a popular issuer for customers of all credit levels, and its travel rewards program is consistently among the best in the industry. In addition, the corporation does not charge foreign exchange fees for any of its cards. View our collection of the top Capital One credit cards.


June 28, 2019

GM
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  14.15%, 18.15%, or 22.15% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  14.15%, 18.15%, or 22.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.15% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1% per $1 on purchases
  • • Redeem your rewards for either cash back in $50 increments or towards a new Chevrolet, Buick, GMC, or Cadillac purchase
  • • No annual fee
  • • No earning or redemption limits
  • • Combine your card with your
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 14.15%, 18.15%, or 22.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.15%, 18.15%, or 22.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.15% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 28, 2019

Bass
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Get $25 in CLUB Points upon approval. Earn an extra $10 in Points by making five purchases within 30 days of account approval
  • • Earn 2% back in CLUB Points on all Bass Pro Shops and Cabela's Purchases
  • • Get 1% back in CLUB Points on other purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount on transfers posted at a promotional APR. None for balances transferred at the standard APR
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

June 28, 2019

Cabela's
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2% back in CLUB Points on all purchases at Cabela's and Bass Pro Shops
  • • Earn 1% back in CLUB Points on all other purchases where Mastercard is accepted
  • • No annual fee
  • • Get $20 in CLUB Points upon approval. Earn an extra $10 in
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.49%, 20.49%, or 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount for transfers posted at a promotional APR. None for balances transferred at the standard APR
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

January 14, 2019

SavorOne
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 22.24% or 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 15 months from date of account opening
  • Balance Transfer APR  16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases
  • • Earn a one-time $150 cash bonus when you spend $500 within the first 3 months from account opening
  • • 0% intro APR on purchases and balance transfers for the first 15 months after account opening
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months from date of account opening
     Regular Purchase APR: 16.24%, 22.24% or 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 15 months from date of account opening
     Balance Transfer APR: 16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer posted during the first 15 months from account opening. None for transfers that post thereafter
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

GM
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  19.24% variable based on the Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Cash Advance APR  27.15% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • 5% Earnings on purchases of GM parts, accessories and service at authorized GM Dealers. 3% Earnings on purchases at gas stations, restaurants and office supply stores. 1% Earnings on all other purchases
  • • No limit on earnings, points never expire
  • • No annual fee or foreign transaction fee
  • • Assign additional employees cards linked to your Account, set individual spending limits and track individual spending activity
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 19.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.15% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 27.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

VentureOne®
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months that your account is open
  • Balance Transfer APR  14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
  • • Earn unlimited 1.25 miles per dollar on every purchase, every day
  • • No annual fee
  • • You won't pay a transaction fee when making purchases outside of the United States
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months that your account is open
     Regular Purchase APR: 14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts at a promotional APR. None for balances transferred at the Transfer APR
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

Spark®
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn unlimited 1.5X miles on every purchase for your business, with no blackouts or seat restrictions, and no minimum to redeem
  • • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • • $0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
  • • You're covered for damage due to collision or theft when you rent an eligible car with your Spark Business card—so you can travel with peace of mind
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 30, 2018

Spark®
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn unlimited 1% cash back on every purchase for your business, with no minimum to redeem
  • • $0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
  • • Add employee cards at no additional cost, and earn all the rewards from their purchases
  • • Get a custom, itemized report of your spending to help simplify planning, budgeting, and tax time
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 30, 2018

Spark®
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 months that your account is open
  • Balance Transfer APR  15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Unlimited 1.5% cash back from Spark Cash Select. No minimum to redeem
  • • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • • 0% intro APR for 9 months
  • • $0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
Rates & Fees
     Intro Purchase APR: 0% for the first 9 months that your account is open
     Regular Purchase APR: 15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Spark®
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Processing Network
Visa
  • Annual Fee  $0 intro for the first year, $95 thereafter.
  • Regular Purchase APR  19.24% variable based on the Prime Rate
  • Balance Transfer APR  19.24% variable based on the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening
  • • Get unlimited 2% cash back and you could be putting thousands of dollars back into your business. Redeem at any time with no minimums
  • • $0 introductory annual fee for the first year, $95 after that
  • • You're covered with zero fraud liability if your card is lost or stolen. Plus, get automatic fraud alerts via text, email, or phone call
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 19.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 19.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: $0 intro for the first year, $95 thereafter.
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 30, 2018

Secured
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair , Poor , No Credit Required


Best Benefits
  • • Pick your own monthly due date and payment method—check, online or at a local branch
  • • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • • Get access to a higher credit line after making your first 5 monthly payments on time
  • • $49, $99 or $200 refundable deposit based on your creditworthiness
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $49, $99, or $200 based on your creditworthiness
     Credit Needed: Fair , Poor , No Credit Required

August 30, 2018

Savor®
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Processing Network
Mastercard
  • Annual Fee  $0 intro for the first year, $95 thereafter.
  • Regular Purchase APR  16.74%, 22.24% or 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.74%, 22.24% or 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.74% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases
  • • Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • • $0 introductory annual fee for the first year, $95 after that
  • • Enjoy comprehensive, personalized assistance in dining, entertainment and travel— 24 hours a day, 365 days a year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.74%, 22.24% or 25.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.74%, 22.24% or 25.74% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that may be offered. None for balances transferred at the Transfer APR
     Cash Advance APR: 25.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $0 intro for the first year, $95 thereafter.
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 29, 2018

QuicksilverOne®
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Processing Network
Mastercard
  • Annual Fee  $39
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn unlimited 1.5% cash back on every purchase, every day
  • • Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time
  • • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®
  • • Rewards don't expire for the life of the account, and you can redeem cash back for any amount
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $39
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 29, 2018

Capital
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 15 months of account opening
  • Balance Transfer APR  16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn unlimited 1.5% cash back on every purchase, every day
  • • Earn a one-time $150 cash bonus once you spend $500 on purchases within 3 months from account opening
  • • No annual or foreign transaction fees
  • • If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months of account opening
     Regular Purchase APR: 16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 15 months of account opening
     Balance Transfer APR: 16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open or at a promotional APR that we may offer you at any other time. None for transferred balances at the Purchase APR after the first 15 months that your account has been open
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 29, 2018

Capital
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Get access to a higher credit line after making your first 5 monthly payments on time
  • • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®
  • • No annual fee and $0 fraud liability coverage if your card is ever lost or stolen
  • • Rent a car with your credit card and you can be covered for the damage due to collision or theft
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

August 23, 2018

Journey®
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair , No Credit Required


Best Benefits
  • • Earn 1% cash back on all purchases
  • • When balance is paid on time, cash back earnings rate increases to 1.25% for the month
  • • Keep track of your credit score for free with CreditWise from Capital One®
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , No Credit Required

August 23, 2018

Venture®
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Processing Network
Visa
  • Annual Fee  $0 for the first year, $95 thereafter
  • Regular Purchase APR  17.99%, 22.74%, or 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.99%, 22.74%, or 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 10X miles per dollar spent on thousands of hotels via Hotels.com/Venture
  • • Earn unlimited 2X miles per dollar spent on all purchases
  • • Receive up to a $100 credit for TSA Pre?® or Global Entry, Enjoy complimentary concierge service, available 24 hours a day
  • • Earn 50,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.99%, 22.74%, or 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.99%, 22.74%, or 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer at promotional APRs. None for balances transferred at the Transfer APR
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: $0 for the first year, $95 thereafter
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 13, 2018

BuyPower®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.15%, 19.15%, 22.15%, or 25.15% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months
  • Balance Transfer APR  15.15%, 19.15%, 22.15%, or 25.15% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.15% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 5% on the first $5,000 spent every year, then 2% unlimited earnings on purchases thereafter
  • • Unlimited earning and redeeming. Plus, earnings don't expire as long as the account remains open
  • • Redeem earnings towards the purchase of a Chevrolet, Buick, GMC, or Cadillac
  • • Combine BuyPower® Card earnings with existing vehicle offers to maximize potential value
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months
     Regular Purchase APR: 15.15%, 19.15%, 22.15%, or 25.15% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.15%, 19.15%, 22.15%, or 25.15% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.15% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 09, 2018

Spark®
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first year. After that, $95
  • Regular Purchase APR  19.24% variable based on the Prime Rate
  • Balance Transfer APR  19.24% variable based on the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Double miles earned on every purchase for your business, every day; Rewards miles do not expire and can be redeemed without blackouts or seat restrictions, plus there is no minimum to redeem
  • • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account
  • • Additional cards be issued to your employees at no extra cost, and you will earn rewards from all their purchases
  • • Enjoy a $100 Global Entry or TSA Pre-check credit
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 19.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 19.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

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