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Bank of America Credit Cards

Bank of America issues credit cards for multiple customer types and is also famous for giving the industry the first general-use credit card, as well as the first nationally licensed credit card program – which would go on to become Visa. See BestCards’ selection of Bank of America credit cards below.


June 12, 2019

Sonesta
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Processing Network
Mastercard
  • Annual Fee  $0 for first year; $75 after that
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • No annual fee for the first year
  • • Instant Sonesta Travel Pass Elite Member status
  • • No foreign transaction fees
  • • Earn up to 95,000 bonus points
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3%, whichever is greater, of the amount on direct deposit and check cash advances. On ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $0 for first year; $75 after that
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

May 06, 2019

Asiana
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Processing Network
Visa
  • Annual Fee  $80
  • Regular Purchase APR  15.49% variable based on the Prime Rate
  • Balance Transfer APR  15.49% variable based on the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per $1 spent on Asiana Airlines ticket purchases
  • • Earn 1 mile per $1 on all other purchases
  • • Get 10,000 bonus miles after your first purchase
  • • Get two annual $100 statement rebates toward qualifying Asiana ticket purchases
  • • No limit to the number of miles you can earn
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $80
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

December 04, 2018

Air
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Processing Network
Mastercard
  • Annual Fee  $89
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 miles per $1 spent directly on purchases with Air France, KLM Royal Dutch Airlines, and SkyTeam member carriers. Earn 1.5 miles per $1 on all other purchases
  • • Receive 5,000 miles every account anniversary after making at least $50 in purchases within the anniversary year
  • • Earn 25,000 bonus miles after making $1,000 in purchases within 3 months of being a cardholder
  • • Get 60 Experience Points upon account approval
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater, for direct deposit and check cash advances. For ATM, over-the-counter, same-day online, and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $89
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 06, 2018

U.S.
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 Statement Closing Dates following account opening
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  19.24% to 27.49% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on the category of your choice
  • • Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account
  • • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 12 Statement Closing Dates following account opening
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 Statement Closing Dates for transactions made within 60 days of account opening
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 19.24% to 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

World
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 statement closing dates following account opening
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  19.24% to 27.49% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on the category of your choice
  • • For each new World Wildlife Fund credit card account that is opened and activated through this offer, World Wildlife Fund receives a minimum of $3. World Wildlife Fund also receives 0.08% of all net retail purchases made with this card and $3 for each annual renewal of the card
  • • Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account
  • • Earn an online cash reward of $200 after making at least $1,000 in purchases during the first 90 days of opening an account
Rates & Fees
     Intro Purchase APR: 0% for the first 12 statement closing dates following account opening
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 statement closing dates from your account opening for transactions made within 60 days of your account opening
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 19.24% to 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Virgin
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Processing Network
Mastercard
  • Annual Fee  $90
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 30,000 Flying Club bonus miles after spending $1,000 or more within the first 90 days of account opening
  • • Enjoy no foreign transaction fees while earning miles
  • • Earn up to 15,000 additional Flying Club bonus miles every anniversary after qualifying purchases and up to another 5,000 Flying Club bonus miles when you add additional authorized users to your account
  • • Get a second reward ticket for half the miles when you redeem Flying Club miles for a Virgin Atlantic Economy reward ticket (must spend $25,000+ in purchases annually)
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $90
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Spirit
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Processing Network
Mastercard
  • Annual Fee  $0 for the first year. After that, $59
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn Double Miles on your everyday purchases – that's 2 miles for every $1
  • • 15,000 bonus miles after your first purchase + 15,000 bonus miles after making at least $500 in purchases within 90 days of your account opening
  • • Redemptions for one-way, off-peak region 1 flights start at only 2,500 miles, so your bonus could be enough for up to three round-trip flights (with taxes and fees starting from $12 each)
  • • Get 5,000 anniversary bonus Free Spirit™ miles when you spend at least $10,000 in purchases annually
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Royal
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.24% for Bank Cash Advances
  • Credit Needed  Good


Best Benefits
  • • Earn 2 MyCruise® points for every $1 spent on qualifying purchases with Royal Caribbean® and our sister brands, Celebrity Cruises and Azamara Club Cruises®; earn 1 MyCruise® point per dollar spent for all other purchases
  • • Receive $50 Air2Sea Airfare Discount after making at least $3,500 in purchases with your Visa Signature® card within the first 90 days of account opening (students and Platinum Plus® accounts are not eligible)
  • • Get 10,000 MyCruise® points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit
  • • No annual fee and no foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.24% for Bank Cash Advances
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Norwegian
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 3 WorldPoints® points for every $1 spent on Norwegian purchases and 1 WorldPoints® point per $1 on all other purchases
  • • Redeem points for stateroom upgrades, travel discounts, on-board credits, car rentals, hotel stays or gift cards. You'll also get exclusive redemption opportunities for last-minute cruises and other special offers
  • • Get 10,000 bonus WorldPoints® reward points after you make a qualifying transaction in the first 90 days of account opening - enough for $100 off your next cruise
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Celebrity
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean® and Azamara Club Cruises®
  • • 1 MyCruise point per $1 on all other purchases
  • • Get 10,000 MyCruise points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit
  • • No foreign transaction fees on non-US purchases; No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Asiana
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Processing Network
Visa
  • Annual Fee  $99
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
  • Credit Needed  Good


Best Benefits
  • • 3 miles for every dollar you spend on Asiana Airlines purchases, 2 miles for every dollar you spend on gas and at grocery stores, and 1 mile for every dollar you spend on all other purchases
  • • Get 30,000 Bonus Miles after you make $3,000 or more in purchases within the first 90 days of account opening
  • • Receive 2 Asiana Airline lounge invitations, a 10,000 Bonus Miles Certificate awarded annually, and an automatic $100 annual rebate on Asiana Airlines ticket purchases
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Amtrak
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Processing Network
Mastercard
  • Annual Fee  $79
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, earn 2 points per $1 spent on other qualifying travel purchases, and earn 1 point per $1 spent on all other purchases
  • • Use your Amtrak Guest Rewards World Mastercard without incurring foreign transaction fees when making purchases outside of the United States
  • • Enjoy a complimentary Companion Coupon, One-Class Upgrade and a Single-Visit Station Lounge Pass for access to ClubAcela, Amtrak Metropolitan Lounge? or First Class lounges upon account opening
  • • Get 20,000 bonus points after you make $1,000 or more in purchases within 90 days of account opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $79
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Allegiant
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Processing Network
Mastercard
  • Annual Fee  $59
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Earn 3 points per $1 on Allegiant purchases (air, hotel, car rental and attractions), 2 points per $1 on qualifying dining purchases, and 1 point per $1 on all other purchases
  • • Earn 15,000 Bonus Points – equal to $150 off your next Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening
  • • Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary
  • • Enjoy complimentary priority boarding and one free beverage on Allegiant flights
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $59
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

September 05, 2018

Alaska
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Processing Network
Visa
  • Annual Fee  $50 for the company and $25 per card
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from just $22) when you spend $2000 or more within 90 days from account opening
  • • ?Save with a free checked bag on Alaska flights for you and up to six other passengers on the same reservation
  • • Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every dollar spent on all other purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $50 for the company and $25 per card
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 29, 2018

Susan
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 Statement Closing Dates following account opening
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  19.24% to 27.24% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
  • Credit Needed  Excellent , Good


Best Benefits
  • • Help support a good cause - Susan G. Komen® has received more than $9.5 million from Bank of America from the program since 2009
  • • Earn 3% cash back on the category of your choice. Earn 2% back at grocery stores and wholesale clubs. Earn 1% back on all other purchases.
  • • Enjoy no annual fee while earning more cash back for the things you buy most
  • • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Rates & Fees
     Intro Purchase APR: 0% for the first 12 Statement Closing Dates following account opening
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 Statement Closing Dates for transactions made within 60 days of account opening
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 19.24% to 27.24% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.24% variable for Bank Cash Advances
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 29, 2018

MLB™
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 Statement Closing Dates following account opening
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  19.24% to 27.49% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.49% for Bank Cash Advances
  • Credit Needed  Excellent , Good


Best Benefits
  • • 3% cash back on the category of your choice: gas, dining, online shopping, travel, drug stores, or home improvement
  • • Earn 2% at grocery stores and wholesale clubs. 1% back on all other purchases
  • • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • • As a Bank of America customer, get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. Bank of America Preferred Rewards clients can increase that bonus to 25% - 75%
  • • Earn rewards you like and choose the card with your favorite team. All MLB® teams are available
Rates & Fees
     Intro Purchase APR: 0% for the first 12 Statement Closing Dates following account opening
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 Statement Closing Dates for transactions made within 60 days of account opening
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 19.24% to 27.49% variable based on creditworthiness for Direct Deposit and Check Cash Advances; 27.49% for Bank Cash Advances
     Cash Advance Transaction Fee: Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Overdraft Protection Cash Advance (if enrolled): $12 for each transaction.
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

Platinum
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 7 billing cycles following the opening of your account
  • Balance Transfer APR  11.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Online exclusive: $300 statement credit bonus after making at least $3,000 in net purchases in the first 90 days of your account opening
  • • Unlimited employee cards at no additional cost
  • • 0% on purchases for 7 billing cycles from account opening
  • • Hassle-free electronic payments with automatic bill payment
Rates & Fees
     Intro Purchase APR: 0% for the first 7 billing cycles following the opening of your account
     Regular Purchase APR: 11.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 11.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater.
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 28, 2018

Business
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 billing cycles following the opening of your account
  • Balance Transfer APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Online exclusive: Earn 25,000 bonus points after making at least $1,000 in net purchases in the first 60 days of your account opening
  • • Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend
  • • When you enroll in the Business Advantage Relationship Rewards program, you can get an additional 25% - 75% rewards bonus on every purchase you make
  • • Flexibility to redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees; option for cash back and gift cards, plus no blackout dates and no travel restrictions when booking your trip
Rates & Fees
     Intro Purchase APR: 0% for the first 9 billing cycles following the opening of your account
     Regular Purchase APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 28, 2018

Business
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 billing cycles following the opening of your account
  • Balance Transfer APR  14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 1% cash back on purchases, 2% on purchases at restaurants, and 3% on the category of your choice
  • • Get a $300 statement credit bonus after making at least $3,000 in net purchases in the first 90 days of your account opening
  • • Enroll in the Business Advantage Relationship Rewards program and get an additional 25% - 75% rewards bonus on every purchase you make
  • • Cash rewards don't expire
Rates & Fees
     Intro Purchase APR: 0% for the first 9 billing cycles following the opening of your account
     Regular Purchase APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater.
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 27, 2018

BankAmericard®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 15 months from the date of account opening
  • Balance Transfer APR  15.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  18.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Fair , Poor , No Credit Required


Best Benefits
  • • Ideal for building or establishing responsible use of credit
  • • Generous balance transfer terms, with introductory 0% APR and $0 balance transfer fees
  • • Get access to credit and budgeting education, as well as fee monthly FICO Score reports
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months from the date of account opening
     Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 15 months for transfers made within 60 days from the date of account opening
     Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: $0 introductory fee for transactions made within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 18.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor , No Credit Required

August 27, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from date of account opening
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn unlimited 1.5 points per dollar spent on all purchases; 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
  • • Get a 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • • Keep track of your credit's health with access to free FICO Score monthly reports
  • • Build your credit anywhere with no foreign transaction fees and no annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from date of account opening
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

August 27, 2018

Bank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from date of account opening
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  19.24% to 27.49% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn 3% cash back on the category of your choice, 2% at grocery stores and wholesale clubs, and 1% on every other purchase
  • • Earn $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening; rewards points do not expire
  • • Enjoy additional travel, auto rental, and purchase benefits
  • • Get access to your FICO Score via monthly reports for free
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from date of account opening
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers made within 60 days from date of account opening
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 19.24% to 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

August 27, 2018

BankAmericard®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Establish or fortify your credit with benefits like no penalty APR and free monthly FICO Score reports
  • • After review of your credit history and activity, Bank of America may return your initial security deposit
  • • Build your knowledge of best credit practices with access to education on several topics, including money management
  • • Add your card to your mobile device for more convenience ways to shop in-store or online
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

August 27, 2018

Alaska
Learn More
Processing Network
Visa
  • Annual Fee  $75
  • Regular Purchase APR  18.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  21.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 40,000 Bonus Miles and get Alaska's Famous Companion Fare™ from $121 after you spend $2,000 within the first 90 days from account opening
  • • Each year on your account anniversary, get Alaska's Famous Companion Fare® with a companion fare from just $121
  • • Earn 3 miles per dollar spent on Alaska Airlines purchases and 1 mile per dollar spent on all other purchases
  • • Enjoy a free checked bag on Alaska Airlines flights for you and up to six other guests on the same reservation
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 26.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 26.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 21.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $75
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 27, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  21.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening
  • • Earn 2 points per dollar spent on travel and dining purchases; earn 1.5 points per dollar spent on all other purchases
  • • There are no blackout dates, no limit to the number of points you can earn, and points do not expire
  • • Enjoy access to the Visa Signature® Luxury Hotel Collection as well as Visa Signature® Concierge services and other travel perks
  • • Up to a $100 Airline Incidental Statement Credit annually for qualifying purchases like seat upgrades, baggage fees, in-flight services, and more; up to $100 Airport Security Statement Credit towards TSA Pre✓ ® or Global Entry Application fee, every four years
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 21.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 27, 2018

BankAmericard®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 15 months from closing date of account opening
  • Balance Transfer APR  15.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  18.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Make the most of balance transfers with a generous introductory 0% APR period and no balance transfer fees for the first 15 months from the date of account opening
  • • Access your FICO® Score for free with monthly reports within your Mobile Banking app or in Online Banking
  • • No annual fee
  • • You won't be penalized with a higher APR for paying your credit card statement late
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months from closing date of account opening
     Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 15 months for transfers made within 60 days of account opening
     Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: $0 introductory fee for transfers made within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 18.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 27, 2018

Bank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  16.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  19.24% to 27.24% variable based on the Prime Rate.
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3% cash back on the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement
  • • Earn 2% cash back at grocery stores and wholesale clubs. Earn 1% on all other purchases
  • • Free FICO® Score reports updated monthly so you can monitor your credit score
  • • Enjoy an introductory 0% APR for the first 12 months from the date you open your account
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 16.24% to 26.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers made within 60 days from account opening
     Balance Transfer APR: 16.24% to 26.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 19.24% to 27.24% variable based on the Prime Rate.
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 14, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  20.24% to 27.24% based on creditworthiness and Prime Rate. 27.24% for bank cash advances
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn unlimited 1.5 points for every $1 spent on all purchases; points do not expire
  • • 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases
  • • Made to be used on travels all around the world with no annual fee and no foreign transaction fees
  • • Digital wallet technology gives access to more ways to pay via mobile devices
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% based on creditworthiness and Prime Rate. 27.24% for bank cash advances
     Cash Advance Transaction Fee: Direct deposit/check cash advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM/OTC/same-day online/cash equivalent advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

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