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Secured Cards

For those who have limited to no credit, secured cards can help establish your credit standing with a security deposit. Compare offers from our partners below.

  • Regular Purchase APR 13.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR 0% for 12 months from account opening date
  • Balance Transfer APR 13.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.50% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • $0 liability for unauthorized purchases
  • 0% introductory APR on purchases and balance transfers for 12 months
  • Mastercard® Airport Concierge - 15% savings on airport meet and greet services
Rates & Fees
  •  Intro Purchase APR: 0% for 12 months from account opening date
  •  Regular Purchase APR: 13.49% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR: 0% for 12 months on transfers made within 12 months from account opening date
  •  Balance Transfer APR: 13.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 23.50% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  •  Penalty APR:
  •  Annual Fee: None
  •  Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  •  Return Payment Penalty Fee: Up to $37
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required: $500 Certificate of Deposit
  •  Credit Needed: Poor , No Credit Required

  • Regular Purchase APR 15.29% based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 15.29%, based on the Prime Rate
  • Cash Advance APR 15.29%, based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Funds used for deposit will earn dividends
  • Credit limit: $250 to $3000
  • Low APR
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 15.29% based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 15.29%, based on the Prime Rate
  •  Balance Transfer Transaction Fee:
  •  Cash Advance APR: 15.29%, based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $5 or 2.5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: None
  •  Annual Fee: None
  •  Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $15
  •  Return Payment Penalty Fee: Up to $25
  •  Over Limit Penalty Fee:
  •  Minimum Deposit Required: $250
  •  Credit Needed: Poor , No Credit Required

  • Regular Purchase APR 15.49% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 15.49% variable based on the Prime Rate
  • Cash Advance APR 26.75% variable based on the Prime Rate
  • Annual Fee $30
  • Credit Needed Fair , Poor
  • Processing Network Visa
Best Benefits
  • Establish your personal and business credit history with responsible use
  • Chip security included
  • 24/7 online account access
  • Easily set spending limits and establish alerts
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 15.49% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 15.49% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.75% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  •  Annual Fee: $30
  •  Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: $35
  •  Return Payment Penalty Fee: $35
  •  Over Limit Penalty Fee: $35
  •  Minimum Deposit Required: Disclosed after account opening
  •  Credit Needed: Fair , Poor

  • Regular Purchase APR 16.65% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 16.65% variable based on the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee $25 per card
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Perfect for companies with little or no credit history
  • No foreign transaction fees
  • Up to 10 employee cards
  • Earn 1 point on every $1 spent
  • Receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 16.65% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 16.65% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 25.49% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  •  Penalty APR:
  •  Annual Fee: $25 per card
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $50
  •  Return Payment Penalty Fee: $29
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required: $500
  •  Credit Needed: Poor , No Credit Required

  • Regular Purchase APR 17.74% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 17.74% variable based on the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $0 for the first year. After that, $40
  • Credit Needed Fair , Poor
  • Processing Network Visa
Best Benefits
  • 3X points at office supply stores
  • 2X points at gas stations and restaurants
  • 1X point for every $1 in purchases
  • Free employee cards
  • Annual fee is waived the first year
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 17.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 17.74% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  •  Penalty APR: 28.74% variable based on the Prime Rate
  •  Annual Fee: $0 for the first year. After that, $40
  •  Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $49
  •  Return Payment Penalty Fee: $25
  •  Over Limit Penalty Fee: $39
  •  Minimum Deposit Required: $500
  •  Credit Needed: Fair , Poor

  • Regular Purchase APR 17.74% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 17.74% variable based on the Prime Rate
  • Cash Advance APR 20.99% variable based on the Prime Rate
  • Annual Fee $50
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • 5,000 SKYPASS bonus miles after your first purchase
  • 1,000 Bonus miles at renewal
  • Earn 1 mile for every $1 you spend in eligible net purchases
  • $250,000 in Travel Accident Insurance
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 17.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 17.74% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  •  Cash Advance APR: 20.99% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  •  Penalty APR: None
  •  Annual Fee: $50
  •  Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $38
  •  Return Payment Penalty Fee: Up to $35
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required: $300
  •  Credit Needed: Poor , No Credit Required

  • Regular Purchase APR 18% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 18% variable based on the Prime Rate
  • Cash Advance APR 20% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • 1x points for every dollar spent
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 18% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 18% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR: 20% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: NONE
  •  Penalty APR: 18%
  •  Annual Fee: None
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $20
  •  Return Payment Penalty Fee: Up to $20
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required: $200
  •  Credit Needed: Poor , No Credit Required

  • Regular Purchase APR 18.74% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 18.74%variable based on the Prime Rate
  • Cash Advance APR 23.74% variable based on the Prime Rate
  • Annual Fee $19
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Build your credit as you pay for your purchases
  • Earn cash back with BB&T Deals
  • Earn interest on your security deposit in a BB&T Secured Credit Card Savings account
  • Visa® Zero Liability unauthorized purchase protection
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 18.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 18.74%variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  •  Cash Advance APR: 23.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  •  Penalty APR:
  •  Annual Fee: $19
  •  Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  •  Return Payment Penalty Fee: None
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required: $400
  •  Credit Needed: Poor , No Credit Required

  • Regular Purchase APR 18.95% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR 23.95% variable based on the Prime Rate
  • Annual Fee $36 for the first year. Billed $3 per month thereafter
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Zero liability for unauthorized charges
  • Free online and mobile account access
  • Automatic credit line review - your account will be regularly reviewed for credit line increases that do not require additional security deposit
  • Free monthly FICO® score, free financial education, your account information will be regularly reported to the three major credit bureaus
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 18.95% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee:
  •  Cash Advance APR: 23.95% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  •  Penalty APR:
  •  Annual Fee: $36 for the first year. Billed $3 per month thereafter
  •  Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: $0
  •  Minimum Deposit Required: $200
  •  Credit Needed: Poor , No Credit Required

  • Regular Purchase APR 19.74% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR 19.74% variable based on the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $49
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Help establish, strengthen or rebuild credit
  • Help establish, strengthen or rebuild credit
  • Worldwide acceptance
  • Earn interst in your security deposit
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 19.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR: 19.74% variable based on the Prime Rate
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: None
  •  Penalty APR:
  •  Annual Fee: $49
  •  Foreign Transaction Fee: 1% of each transaction in U.S. Dollars; 2% of each transaction made in currencies other than U.S. Dollars
  • Late Payment Penalty Fee: Up to $15
  •  Return Payment Penalty Fee: $25
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required: $400
  •  Credit Needed: Poor , No Credit Required

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.