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Secured Cards

For those who have limited to no credit, secured cards can help establish your credit standing with a security deposit. Compare offers from our partners below.


August 16, 2019

Y-12
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  10.24% variable based on the Prime Rate
  • Balance Transfer APR  10.24% variable based on the Prime Rate
  • Cash Advance APR  10.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • No foreign transaction fees
  • • Visa Credit Card benefits and protections
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 10.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 10.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 10.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $32
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500
     Credit Needed: Poor , No Credit Required

August 06, 2019

Ocean
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  13.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • $0 liability for unauthorized purchases
  • • 0% introductory APR on purchases and balance transfers for 12 months
  • • Mastercard® Airport Concierge - 15% savings on airport meet and greet services
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 13.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 12 months from account opening date
     Balance Transfer APR: 13.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500 Certificate of Deposit
     Credit Needed: Poor , No Credit Required

August 01, 2019

Golden
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.79%, based on the Prime Rate
  • Balance Transfer APR  15.79%, based on the Prime Rate
  • Cash Advance APR  15.79%, based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • Funds used for deposit will earn dividends
  • • Credit limit: $250 to $3000
  • • Low APR
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.79%, based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.79%, based on the Prime Rate
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 15.79%, based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 2.5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $15
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: $250
     Credit Needed: Poor , No Credit Required

May 10, 2019

Union
Learn More
Processing Network
Visa
  • Annual Fee  $30
  • Regular Purchase APR  16.24% variable based on the Prime Rate
  • Balance Transfer APR  16.24% variable based on the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Establish your personal and business credit history with responsible use
  • • Chip security included
  • • 24/7 online account access
  • • Easily set spending limits and establish alerts
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $30
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: $35
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $35
     Minimum Deposit Required: Disclosed after account opening
     Credit Needed: Fair , Poor

June 21, 2019

Wells
Learn More
Processing Network
Mastercard
  • Annual Fee  $25 per card
  • Regular Purchase APR  17.15% variable based on the Prime Rate
  • Balance Transfer APR  17.15% variable based on the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Perfect for companies with little or no credit history
  • • No foreign transaction fees
  • • Up to 10 employee cards
  • • Earn 1 point on every $1 spent
  • • Receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.15% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.15% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $25 per card
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $50
     Return Payment Penalty Fee: $29
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500
     Credit Needed: Poor , No Credit Required

August 15, 2019

Navy
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  18% variable based on the Prime Rate
  • Balance Transfer APR  18% variable based on the Prime Rate
  • Cash Advance APR  20% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • No foreign transaction fees
  • • 1x points for every dollar spent
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 20% variable based on the Prime Rate
     Cash Advance Transaction Fee: NONE
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $200
     Credit Needed: Poor , No Credit Required

May 20, 2019

BBVA
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first year. After that, $40
  • Regular Purchase APR  18.24% variable based on the Prime Rate
  • Balance Transfer APR  18.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Fair , Poor


Best Benefits
  • • Earn 3x points at office supply stores and 2x points at gas stations and restaurants
  • • Earn 1 point for every $1 in purchases
  • • No annual fee for one year
  • • Add employee cards to your account at no additional cost
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.24% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $40
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: $19 if Previous Balance on statement showing fee is less than $100; $39 if Previous Balance is $100 or more; $49 if Penalty APR is in effect
     Return Payment Penalty Fee: $25
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: $500
     Credit Needed: Fair , Poor

August 30, 2018

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $50
  • Regular Purchase APR  18.24% variable based on the Prime Rate
  • Balance Transfer APR  18.24% variable based on the Prime Rate
  • Cash Advance APR  20.99% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • 5,000 SKYPASS bonus miles after your first purchase
  • • 1,000 Bonus miles at renewal
  • • Earn 1 mile for every $1 you spend in eligible net purchases
  • • $250,000 in Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 20.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $50
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

April 17, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $19
  • Regular Purchase APR  19.49% variable based on the Prime Rate
  • Balance Transfer APR  19.49% variable based on the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Build your credit as you pay for your purchases
  • • Earn cash back with BB&T Deals
  • • Earn interest on your security deposit in a BB&T Secured Credit Card Savings account
  • • Visa® Zero Liability unauthorized purchase protection
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 19.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 19.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: 3% of each advance ($10 minimum)
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 3% or $10 minimum on transactions greater than $10
     Penalty APR: N/A
     Annual Fee: $19
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency and any transaction made in U.S. dollars that is processed outside of the United States
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Poor , No Credit Required

August 16, 2018

Green
Learn More
Processing Network
Visa
  • Annual Fee  $39
  • Regular Purchase APR  19.99%
  • Cash Advance APR  19.99%
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Ideal for establishing or building a strong credit history
  • • Good credit or a bank account is not required to apply for a card
  • • Enjoy the convenience of making security deposits at retail stores
  • • Use your card everywhere Visa is accepted
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 19.99%
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 19.99%
     Cash Advance Transaction Fee: Either $5 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $39
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $27
     Return Payment Penalty Fee: Up to $27
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $200
     Credit Needed: Poor , No Credit Required

August 30, 2018

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  $29
  • Regular Purchase APR  20.99% variable based on the Prime Rate
  • Balance Transfer APR  20.99% variable based on the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Zero Fraud Liability - You are not responsible for unauthorized transactions if your U.S. Bank Secured Visa card is ever lost or stolen
  • • Fraud Protection – detects and notifies you of any unusual card activity to help prevent fraud
  • • Auto Rental Insurance - It's yours automatically - at no extra cost - when you charge your entire car rental on your U.S. Bank Secured Visa Card and decline the rental company's collision damage waiver option. Coverage on a 24-hour basis for damage due to collision or theft
  • • FlexControl™ - U.S. Bank offers this online tool that can help you avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 20.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 20.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $29
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Poor , No Credit Required

August 29, 2018

Wells
Learn More
Processing Network
Visa
  • Annual Fee  $25
  • Regular Purchase APR  20.99% variable based on the Prime Rate
  • Balance Transfer APR  20.99% variable based on the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Poor


Best Benefits
  • • Card activity is shared with major credit bureaus to help build credit history
  • • Your security deposit is equal to your credit line – if you deposit $300, your credit line is $300
  • • Available to both U.S. citizens, permanent residents, and nonresident aliens
  • • Sort your monthly expenses against your budget with free access to budgeting and tracking tools: My Spending Report and Budget Watch through My Money Map
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 20.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 20.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Up to 5% for each balance transfer, with a minimum of $5
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each advance, whichever is greater
     Penalty APR: None
     Annual Fee: $25
     Foreign Transaction Fee: 3% of each transaction converted to U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor

May 10, 2019

Union
Learn More
Processing Network
Visa
  • Annual Fee  $25
  • Regular Purchase APR  21.24% variable based on the Prime Rate
  • Balance Transfer APR  21.24% variable based on the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Get started on setting up or repairing your credit history with this card
  • • Free access to your FICO® Score
  • • Chip security included
  • • Receive supplemental coverage for damage and theft for your phone when you pay your mobile bill with the Union Bank Secured Visa® Credit Card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 21.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 21.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $25
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: Disclosed after account opening
     Credit Needed: Poor , No Credit Required

April 16, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $89
  • Regular Purchase APR  21.49% variable based on the Prime Rate
  • Balance Transfer APR  21.49% variable based on the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  No Credit Required


Best Benefits
  • • Earn 2X miles on air/hotel/car rentals and 1X miles on all other qualifying purchases; earn unlimited miles
  • • Earn 20,000 bonus miles when you spend $2,000 in the first 90 days
  • • Get an $85 credit for TSA Pre✓ or Global Entry
  • • No foreign transaction fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 21.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 21.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: 3% of each advance ($10 minimum)
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 3% or $10 minimum on transactions greater than $10
     Penalty APR: None
     Annual Fee: $89
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: None
     Credit Needed: No Credit Required

January 25, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $19
  • Regular Purchase APR  21.49% variable based on the Prime Rate
  • Balance Transfer APR  21.49% variable based on the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Get 3% cash back on gas, 2% cash back on utilities and groceries, and 1% cash back on all other qualifying purchases
  • • Get 10% bonus cash when you redeem rewards into your BB&T checking or savings account
  • • Enjoy flexible rewards you can use for cash back, statement credit, gift cards and more
  • • Get customizable card control features in U by BB&T®
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 21.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 21.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: 3% of each advance ($10 minimum)
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 3% or $10 minimum on transactions greater than $10
     Penalty APR: None
     Annual Fee: $19
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency and any transaction made in U.S. dollars that is processed outside of the United States
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: None
     Credit Needed: Poor , No Credit Required

June 19, 2019

SunTrust
Learn More
Processing Network
Mastercard
  • Annual Fee  $32
  • Regular Purchase APR  22.24%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR  22.24%, based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24%
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Earn 2% Cash Back on up to $6,000 spent annually on gas and groceries
  • • Earn 1% unlimited Cash Back on all other qualifying purchases
  • • Earn interest on your security deposit while you build your credit
  • • SunTrust Loyalty Cash Bonuses
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 22.24%, based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 22.24%, based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: $10.00 or 4% of the amount of the transfer, whichever is greater
     Cash Advance APR: 27.24%
     Cash Advance Transaction Fee: $10.00 or 4% of the amount of each advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $32
     Foreign Transaction Fee: 3% of each transaction after conversion to U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: $300.00
     Credit Needed: Poor , No Credit Required

September 07, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  $35
  • Regular Purchase APR  22.99% variable based on the Prime Rate
  • Balance Transfer APR  22.99% variable based on the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Enjoy extended warranty coverage, auto rental collision damage waiver coverage, and zero fraud liability
  • • Credit limit of up to $5,000
  • • Carry a balance while earning interest on your secured savings account
  • • Travel assistance comes to the rescue when unfortunate events happen
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 22.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 22.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $35
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

June 14, 2019

Bank
Learn More
Processing Network
Mastercard
  • Annual Fee  $25
  • Regular Purchase APR  23.24% variable based on the Prime Rate
  • Balance Transfer APR  23.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No credit history or minimum credit score needed to qualify
  • • Credit limit is set by the amount deposited into an interest-earning savings account
  • • $25 annual fee
  • • Ability to help build credit with on-time payments
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 23.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 23.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $25
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

May 20, 2019

BBVA
Learn More
Processing Network
Visa
  • Annual Fee  $40
  • Regular Purchase APR  24.24% variable based on the Prime Rate
  • Balance Transfer APR  24.24% variable based on the Prime Rate
  • Cash Advance APR  33.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Designed for people who need to build or improve their credit history
  • • Credit line can be increased anytime with deposits to savings account
  • • Acceptance at over 28 million locations worldwide that accept Visa®
  • • Competitive APR on purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 24.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 24.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 33.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $40
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $27
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500
     Credit Needed: Poor , No Credit Required

August 31, 2018

Citi®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  24.49% variable based on the Prime Rate
  • Balance Transfer APR  24.49% variable based on the Prime Rate for transfers completed within 2 months from date of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  No Credit Required


Best Benefits
  • • No annual fee
  • • Choose any available due date in the beginning, middle or end of the month
  • • Citi® Identity Theft Solutions and $0 Liability on unauthorized purchases help protect against fraud
  • • View balances and transactions or make payments using free online and mobile banking tools. Plus, get free account alerts delivered right on your mobile device
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 24.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 24.49% variable based on the Prime Rate for transfers completed within 2 months from date of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on your creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each purchase transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $200
     Credit Needed: No Credit Required

August 30, 2018

LATAM
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months. After that, $25
  • Regular Purchase APR  24.99% variable based on the Prime Rate
  • Balance Transfer APR  24.99% variable based on the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Get 1 LATAM Pass Point for every eligible net $1 you spend
  • • Receive 10% discount on first LATAM Airlines purchase (up to $500) one time per year
  • • Earn 5,000 bonus points after your first card use
  • • No cap on points earned
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 24.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 24.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater.
     Penalty APR: None
     Annual Fee: $0 for the first 12 months. After that, $25
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

August 30, 2018

Aeromexico
Learn More
Processing Network
Visa
  • Annual Fee  $25
  • Regular Purchase APR  24.99% variable based on the Prime Rate
  • Balance Transfer APR  24.99% variable based on the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Get Double Miles on Gas & Groceries
  • • Earn One Mile per $1 spent on eligible net purchases
  • • Receive 3,500 First Use Bonus Miles plus Complimentary Companion Certificate
  • • Enjoy a $99 Companion Certificate with renewal
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 24.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 24.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $25
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

May 20, 2019

Key
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  24.99% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • This card reports your history to credit bureaus
  • • Account is reviewed twice a year to determine if you're eligible for an unsecured credit card
  • • Temporary lock feature allows you to freeze card activity if you misplace it
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 24.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

April 22, 2019

TD
Learn More
Processing Network
Visa
  • Annual Fee  $29
  • Regular Purchase APR  25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Fair , Poor , No Credit Required


Best Benefits
  • • Build or repair your credit and earn cash back on everyday purchases
  • • Earn 3% Cash Back on dining purchases
  • • Earn 2% Cash Back at grocery stores
  • • Earn 1% Cash Back on other eligible purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: N/A
     Annual Fee: $29
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500
     Credit Needed: Fair , Poor , No Credit Required

August 27, 2018

BankAmericard®
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Establish or fortify your credit with benefits like no penalty APR and free monthly FICO Score reports
  • • After review of your credit history and activity, Bank of America may return your initial security deposit
  • • Build your knowledge of best credit practices with access to education on several topics, including money management
  • • Add your card to your mobile device for more convenience ways to shop in-store or online
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

August 31, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • 2% cash back at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases
  • • Discover automatically matches all the cash back you've earned at the end of your first year
  • • Easily view your FICO® Credit Score on monthly statements, mobile and online for free
  • • Discover automatically matches all the cash back you've earned at the end of your first year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: 10.99% for 6 months from date of first transfer for transfers that post by November 10, 2019
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer on transfers that post to your account by November 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $200
     Credit Needed: Poor , No Credit Required

April 22, 2019

Regions
Learn More
Processing Network
Visa
  • Annual Fee  $29
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Secured by a Regions Explore Card savings account, this can help build credit history with responsible use
  • • Gain access to Purchase Security and Warranty Manager benefits
  • • Use with Google Pay™, Apple Pay® and Samsung Pay
  • • Regions Lo
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $29
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $250
     Credit Needed: Poor , No Credit Required

January 24, 2019

Fifth
Learn More
Processing Network
Mastercard
  • Annual Fee  $24
  • Regular Purchase APR  26.24% variable based on the Prime Rate
  • Balance Transfer APR  26.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  No Credit Required


Best Benefits
  • • Start with as little as a $300 deposit into a Fifth Third Savings Account that earns interest
  • • Your credit limit will be tied to your deposit amount
  • • Build your credit history—important account information is shared with the three major credit bureaus
  • • Build, or rebuild, your credit history with each purchase
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $24
     Foreign Transaction Fee: 3% of each transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: No Credit Required

August 30, 2018

Secured
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair , Poor , No Credit Required


Best Benefits
  • • Pick your own monthly due date and payment method—check, online or at a local branch
  • • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • • Get access to a higher credit line after making your first 5 monthly payments on time
  • • $49, $99 or $200 refundable deposit based on your creditworthiness
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $49, $99, or $200 based on your creditworthiness
     Credit Needed: Fair , Poor , No Credit Required

August 02, 2019

University
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  9.0% variable based on the Prime Rate
  • Balance Transfer APR  9.0% variable based on the Prime Rate
  • Cash Advance APR  9.0% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • No annual fee
  • • Build credit without any hidden fees
  • • Low fixed APR
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.0% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 9.0% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 9.0% variable based on the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $500
     Credit Needed: Poor , No Credit Required

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