You can compare a maximum of 6 cards.

no foreign transaction fee cards globe with currency

No Foreign Transaction Fee Cards

Ideal for travelers, these cards will not charge you fees for purchases made abroad or in other currencies. Compare the best offers from our partners below.


August 29, 2018

USAA
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 2,500 bonus points credited to your account with your first purchase
  • • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
  • • Identity theft resolutions services provides assistance should you become the victim of identity theft
  • • Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months from account opening
     Balance Transfer APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 16, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 18 months from account opening
  • Balance Transfer APR  13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Take advantage of 0% introductory APR for the first 18 months as a cardmember
  • • Travel prepared and with peace of mind thanks to MasterAssist® pre-planning and Master RoadAssist® Roadside Services
  • • Extended Warranty and Purchase Assurance® means you can shop with confidence
  • • Price protection refunds the difference if you see an item advertised for less within 60 days of purchase.
Rates & Fees
     Intro Purchase APR: 0% for the first 18 months from account opening
     Regular Purchase APR: 13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for the first 18 months on transfers that post within 60 days from account opening
     Balance Transfer APR: 13.24%, 17.24%, or 21.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 20, 2019

BBVA
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first year. After that, $125
  • Regular Purchase APR  15.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 20,000 bonus points with $2,000 in purchases in the first 90 days of account opening
  • • Earn 2x and 3x points in categories you select with BBVA Build Your Own Rewards®
  • • Earn 1,000 additional bonus points each month you make $5,000 or more in Qualifying Purchases
  • • Earn a $100 Account Credit after making $20,000 in Qualifying Purchases with your credit card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.24% to 19.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24% to 19.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $0 for the first year. After that, $125
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $27
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% Introductory APR will apply for the first 12 months from Account opening.
  • Balance Transfer APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Special introductory offer: Earn 3% cash back on all purchases made in the first 12 months from account opening, up to the first $10,000 in purchases
  • • Unlimited 1.5% cash back earning on all purchases
  • • 10% bonus on all cash rewards earned each account anniversary, 0% Intro APR on purchases and balance transfers for first 12 months account is open
  • • No annual fee and no foreign transaction fees
Rates & Fees
     Intro Purchase APR: 0% Introductory APR will apply for the first 12 months from Account opening.
     Regular Purchase APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers posted within the first 60 days following account opening
     Balance Transfer APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Special introductory offer: Earn 3x rewards points on all purchases made in the first 12 months from account opening, up to the first $10,000 in purchases
  • • Earn 1 Rewards Program Point for every dollar spent on all purchases
  • • Redeem accumulated rewards for merchandise or gift cards from thousands of retailers
  • • No annual or foreign transaction fees, 0% APR for 12 months on purchases and balance transfers
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers posted within the first 60 days of account opening
     Balance Transfer APR: 15.24%, 19.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

January 25, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months, and $89 afterwards
  • Regular Purchase APR  15.49% to 24.49% variable based creditworthiness and the Prime Rate
  • Balance Transfer APR  15.49% to 24.49% variable based creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X miles on air/hotel/car rentals and 1X miles on all other qualifying purchases (unlimited miles available)
  • • Earn 20,000 bonus miles when you spend $2,000 in the first 90 days ($200), get an $85 credit for TSA Pre? or Global Entry
  • • No annual fee for the first year, and $89 thereafter
  • • No foreign transaction fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.49% to 24.49% variable based creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% to 24.49% variable based creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of each advance ($10 minimum)
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 3% or $10 minimum on transactions greater than $10
     Penalty APR: N/A
     Annual Fee: $0 for the first 12 months, and $89 afterwards
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 07, 2018

Bank
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 4 points per $1 spent on eligible net restaurant purchases, 3 points per $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas station purchases, and 1 point for every $1 spent on all other eligible net purchases
  • • 10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back)
  • • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 15, 2018

Wells
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening
  • Balance Transfer APR  15.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3X points on dining, travel, gas stations, and streaming services
  • • Earn 1 rewards point per U.S. dollar spent on other purchases
  • • Rewards points earning is unlimited and points do not expire as long as your account remains open
  • • Enjoy cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo credit card
  • • Receive complimentary discounts or food and beverage items at participating restaurants
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening
     Regular Purchase APR: 15.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on qualifying transfers made within 120 days from account opening
     Balance Transfer APR: 15.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Introductory $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each transfer, with a minimum of $5
     Cash Advance APR: 25.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

July 31, 2019

Holland
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 5,000 points after your first purchase – good for a $50 on-board credit
  • • No annual fee
  • • No foreign transaction fees
  • • Earn 2x points with Holland America and 1x points everywhere else per $1 spent
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 45 days from account opening date
     Balance Transfer APR: 16.24%, 21.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

January 14, 2019

SavorOne
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 22.24% or 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 15 months from date of account opening
  • Balance Transfer APR  16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases
  • • Earn a one-time $150 cash bonus when you spend $500 within the first 3 months from account opening
  • • 0% intro APR on purchases and balance transfers for the first 15 months after account opening
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months from date of account opening
     Regular Purchase APR: 16.24%, 22.24% or 26.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 15 months from date of account opening
     Balance Transfer APR: 16.24%, 22.24%, or 26.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer posted during the first 15 months from account opening. None for transfers that post thereafter
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 16, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  None for qualified Premier clients. For all others, $95. $95 fee waived for first year
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on travel purchases
  • • Earn 1X point per dollar spent on all other purchases
  • • Enjoy Uber and Lyft statement credits as well as a credit for TSA Prev®
  • • Earn 35,000 Rewards Program Bonus Points (worth at least $400 in air travel) after spending $3,000 in the first 3 months from account opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: None for qualified Premier clients. For all others, $95. $95 fee waived for first year
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  $395; $65 per authorized user
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 3X points per dollar spent on new travel purchases, 2X points on dining, and 1X point on everything else
  • • Points earning is unlimited and points do not expire; earn statement credits for Uber, Lyft, and TSA Prev® enrollment
  • • Earn 50,000 Rewards Program Bonus Points - worth $750 in airfare - when you spend $4,000 in the first 3 months of account opening using HSBC Rewards online to book
  • • Rewards Program Points are transferable with partner airlines; Complimentary ShopRunner membership
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: $395; $65 per authorized user
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

November 09, 2018

HSBC
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 during first year & for qualified Advance or Premier account clients; $45 for all others
  • Regular Purchase APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months from account opening
  • Balance Transfer APR  17.24% or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% intro APR for the first 12 months
  • • Earn 2X points per dollar spent on dining and select entertainment purchases. Earn 1X point on all other purchases
  • • Redeem points for gift cards, merchandise, cash back, or even travel booking; No annual or foreign transaction fees
  • • Earn an introductory 3x points on dining and select entertainment purchases and 2x points on all other purchases for the first 12 months from account opening, up to the first $25,000 in purchases
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from account opening
     Regular Purchase APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months on transfers posted within the first 60 days from account opening
     Balance Transfer APR: 17.24% or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Penalty APR: 32.24% variable based on the Prime Rate
     Annual Fee: $0 during first year & for qualified Advance or Premier account clients; $45 for all others
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 12, 2019

Sonesta
Learn More
Processing Network
Mastercard
  • Annual Fee  $0 for first year; $75 after that
  • Regular Purchase APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • No annual fee for the first year
  • • Instant Sonesta Travel Pass Elite Member status
  • • No foreign transaction fees
  • • Earn up to 95,000 bonus points
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3%, whichever is greater, of the amount on direct deposit and check cash advances. On ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: $0 for first year; $75 after that
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 17, 2019

Citi
Learn More
Processing Network
Mastercard
  • Annual Fee  $495, $75 for each authorized user
  • Regular Purchase APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
  • Balance Transfer APR  17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 50,000 bonus points after spending $4,000 within 3 months of account opening, redeemable for $500 in travel, anytime, with no blackout dates when booked through the ThankYou Travel Center
  • • Earn 5X points per $1 spent on air travel and restaurants
  • • Earn 3X points per $1 spent on hotels and cruise lines
  • • Earn 1X point per $1 spent on all other purchases
  • • Enjoy a complimentary 4th night hotel stay and $250 annual travel credit
  • • Transfer your points to partner airline loyalty programs
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 25.74% variable based on creditworthiness and the Prime Rate on transfers completed within 2 months from account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $495, $75 for each authorized user
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 10, 2019

Marriott
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate on transfers requested within 60 days of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 6X Marriott Bonvoy points on direct purchases at participating Marriott Bonvoy hotels
  • • Earn 3X points on purchases at U.S. restaurants and flights booked directly with airlines. Earn 2X points on all other eligible purchases
  • • Get up to a $300 statement credit each membership year for eligible purchases at participating Marriott Bonvoy hotels
  • • Enjoy 1 Free Night Award each year after your account anniversary
  • • Receive complimentary Marriott Bonvoy Gold Elite status
  • • Earn 75,000 bonus Marriott Bonvoy points when you make at least $3,000 in purchases within your first 3 months as a cardmember
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate on transfers requested within 60 days of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 28, 2018

Ink
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 23.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 23.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3X points per dollar spent on the first $150,000 in combined purchases on travel, shipping purchases, Internet, cable and phone services, and more; Earn 1 point per dollar spent on all other purchases
  • • Earn a bonus of 80,000 points after you spend $5,000 on purchases in the first 3 months after account opening.That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
  • • Redeem points through Chase Ultimate Rewards for an added 25% in value
  • • No additional cost for issuing employee cards
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 23.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 23.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 27, 2018

Bank
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  21.24% to 27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening
  • • Earn 2 points per dollar spent on travel and dining purchases; earn 1.5 points per dollar spent on all other purchases
  • • There are no blackout dates, no limit to the number of points you can earn, and points do not expire
  • • Enjoy access to the Visa Signature® Luxury Hotel Collection as well as Visa Signature® Concierge services and other travel perks
  • • Up to a $100 Airline Incidental Statement Credit annually for qualifying purchases like seat upgrades, baggage fees, in-flight services, and more; up to $100 Airport Security Statement Credit towards TSA Pre✓ ® or Global Entry Application fee, every four years
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 21.24% to 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $99
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on Southwest Airlines® purchases and 1 point per dollar spent on all other purchases
  • • 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open, 6,000 bonus points rewarded after each cardmember anniversary
  • • Points earning is unlimited and points do not expire while the account is open
  • • No blackout dates and unlimited reward seats, check your first two bags for free
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Southwest
Learn More
Processing Network
Visa
  • Annual Fee  $99
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2X points per dollar spent on Southwest Airlines® purchases and 1 point per dollar spent on all other purchases
  • • 6,000 bonus point reward after each cardmember anniversary
  • • Points earning is unlimited, points never expire as long as the card account is open
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 11, 2019

Marriott
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  18.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 75,000 Marriott Bonvoy points after you spend $3,000 within the first 3 months from opening an account
  • • Earn 6X Marriott Bonvoy points per $1 spent at participating Marriott Bonvoy hotels
  • • Earn 2X points per $1 spent on all other purchases
  • • Get a Free Night Award every year after your cardmember anniversary
  • • Automatic Silver Elite Status
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: None
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 27, 2018

Chase
Learn More
Processing Network
Visa
  • Annual Fee  $450; $75 per authorized user
  • Regular Purchase APR  19.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  19.24% to 26.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 3X points per dollar spent on dining and travel purchases worldwide. Earn 1 point per dollar spent on all other purchases
  • • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • • Automatica
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 19.24% to 26.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 19.24% to 26.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: $450; $75 per authorized user
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 29, 2018

Capital
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  26.99% variable based on the Prime Rate
  • Balance Transfer APR  26.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Get access to a higher credit line after making your first 5 monthly payments on time
  • • Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®
  • • No annual fee and $0 fraud liability coverage if your card is ever lost or stolen
  • • Rent a car with your credit card and you can be covered for the damage due to collision or theft
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 26.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 26.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.