You can compare a maximum of 6 cards.


August 13, 2019

Quorum
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Features Tap & Go contactless technology; compatible with digital wallets
  • • No annual fee and no balance transfer fees
  • • Low cash advance fee with a $25 cap
  • • Same APR for purchases, cash advances, and balance transfers
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 10.15% to 18.00%, variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: $5.00 or 2.00% of the amount of each cash advance, whichever is greater, up to $25.00
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 1.00% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: None
     Credit Needed: Good , Fair

August 12, 2019

Bethpage
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  10.40% to 24.40% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Fair


Best Benefits
  • • Lowest interest rate of any Bethpage credit card
  • • No annual fee
  • • No balance transfer fees
  • • Introductory APR starting at 2.99% for 12 months
Rates & Fees
     Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
     Regular Purchase APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
     Balance Transfer APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 10.40% to 24.40% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Penalty APR: 24.40%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair

May 10, 2019

Union
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  10.74% to 22.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  10.74% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR on purchases and balance transfers for 15 months after opening an account
  • • Low regular APR after promotional rate ends
  • • No annual fee
  • • Access your FICO® Score at no extra cost
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 10.74% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 10.74% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: $0 Introductory fee for transfers completed within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

May 20, 2019

BBVA
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  11.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3x points at office supply stores and 2x points at gas stations and restaurants
  • • Earn 1 point for every $1 in purchases
  • • Enroll your Visa® Business Rewards Credit Card with Visa SavingsEdge and shop at participating merchants to save up to 15%
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 11.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% or 3.99% on transfers made within 90 days of account open date for one year, based on creditworthiness
     Balance Transfer APR: 11.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% to 29.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance (including any balance transfer), whichever is greater
     Penalty APR: 29.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: $19 if Previous Balance on statement showing fee is less than $100; $39 if Previous Balance is $100 or more; $49 if Penalty APR is in effect
     Return Payment Penalty Fee: $25
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 26, 2019

PNC
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.99 to 21.99% variable based on creditworthiness
  • Intro Purchase APR  0% for 15 months from account opening
  • Balance Transfer APR  11.99 to 21.99% variable based on creditworthiness
  • Cash Advance APR  24.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn a $100 bonus after you make at least $1,000 in purchases within the first 3 months from account opening
  • • 0% intro APR on purchases and balance transfers for 12 months
  • • Low regular APR on purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening
     Regular Purchase APR: 11.99 to 21.99% variable based on creditworthiness
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 90 days from account opening
     Balance Transfer APR: 11.99 to 21.99% variable based on creditworthiness
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days from account opening. After that, either $5 or 4% of each transfer amount, whichever is greater
     Cash Advance APR: 24.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

May 21, 2019

KeyBank
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  11.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 15 months from date of account opening
  • Balance Transfer APR  11.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR on purchases and balance transfers for 15 months from account opening date
  • • Low regular APR on purchases and balance transfers after promotional rate expires
  • • No annual fee
  • • Temporary lock feature lets you freeze your card and prevent fraudulent activity if it gets lost or stolen
Rates & Fees
     Intro Purchase APR: 0% for the first 15 months from date of account opening
     Regular Purchase APR: 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 60 days from date of account opening
     Balance Transfer APR: 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: UP to $39
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: $10 for each overdraft protection
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

August 28, 2018

USAA®
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Unlimited Points — 3X points for dining out, 2X points on gas and groceries, and 1X points for every dollar spent on other purchases
  • • Special 4% SCRA Rate — When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty
  • • Added Protection — We help give you peace of mind with: Experienced support if your identity is stolen, extended warranties on your purchases, and travel accident and baggage delay insurance
  • • Pay no foreign transaction fees when you travel outside the U.S.
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

USAA®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 2X points on dining and gas, 1X points on all other purchases
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufacturer's or U.S. store-brand warranties
  • • Manage your account with tools to help you transfer balances, set travel notifications and report your card lost or stolen
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 10, 2019

Union
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 0% introductory APR for 6 months from account opening date on purchases and balance transfers
  • • Low regular APR after introductory APR offer ends
  • • No annual fee
  • • Chip security and 24/7 online account access
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months from account opening date
     Balance Transfer APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for the first 6 months from account opening. After that, either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $35
     Minimum Deposit Required: N/A
     Credit Needed: Good

April 16, 2019

BB&T
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Processing Network
Visa
  • Annual Fee  $125, waived annually with BB&T Wealth Division advisor-assigned relationship at time of account opening
  • Regular Purchase APR  12.4% variable based on the Prime Rate
  • Balance Transfer APR  12.4% variable based on the Prime Rate
  • Cash Advance APR  15.4% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 1.5% cash rewards for each dollar you spend on net qualified purchases
  • • Redeem rewards earned in any way you choose. Enjoy cash back, travel, entertainment, charitable contributions and more
  • • The $125 annual fee is waived for BB&T Wealth clients assigned to a Wealth advisor; There are no foreign transaction, cash advance, balance transfer, late payment or exceeding credit limit fees
  • • Exclusive benefits including complimentary travel and shopping discounts at participating retailers
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.4% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.4% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 15.4% variable based on the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: N/A
     Annual Fee: $125, waived annually with BB&T Wealth Division advisor-assigned relationship at time of account opening
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

June 19, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • Ability to pay with Apple Pay®, Google Pay™ or Samsung Pay
  • • Low APR after 0% introductory period ends
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 19, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • No foreign transaction fees
  • • Global acceptance and chip technology for added security
  • • Additional cards for employees at no added cost
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 29, 2018

USAA
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 2,500 bonus points credited to your account with your first purchase
  • • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
  • • Identity theft resolutions services provides assistance should you become the victim of identity theft
  • • Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months from account opening
     Balance Transfer APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 29, 2018

USAA
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 2,500 bonus points credited to your account with your first purchase
  • • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
  • • Identity theft resolutions services provides assistance should you become the victim of identity theft
  • • Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months from account opening
     Balance Transfer APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

April 22, 2019

Fifth
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 billing cycles after account opening
  • Balance Transfer APR  13.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 Real Life Rewards® points for each $1 spent at restaurants, office supply stores, and on utilities
  • • Earn 1 point for each $1 spent on all other purchases
  • • 0% intro APR on purchases and balance transfers for the first 9 billing cycles from account opening
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 9 billing cycles after account opening
     Regular Purchase APR: 13.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 9 billing cycles after account opening
     Balance Transfer APR: 13.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 17, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  13.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% introductory annual percentage rate for 15 months on purchases and balance transfers
  • • Earn cash back with BB&T Deals
  • • Zero liability unauthorized purchase protection
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 13.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 13.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of each advance ($10 minimum)
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 3% or $10 minimum on transactions greater than $10
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

USAA®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  14.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Easy, Unlimited 1.5% Cash Back on Purchases
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufacturer's or U.S. store-brand warranties
  • • Manage your account with tools to help you transfer balances, set travel notifications and report your card lost or stolen
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 14.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 16, 2018

USAA®
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn a $150 bonus after you make $500 in Qualifying Purchases within the first 90 days of opening your account
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufactur
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 17, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for 14 months from account opening
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 5% cash back in different categories such as grocery stores, restaurants, Amazon.com, and wholesale clubs
  • • Earn 1% cash back on all other purchases
  • • Discover automatically matches all the cash back earned, dollar for dollar, at the end of the first year
  • • Cash back rewards never expire and can be redeemed in any amount, at any time
Rates & Fees
     Intro Purchase APR: 0% for 14 months from account opening
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for 14 months from date of first transfer for transfers that post by November 10, 2019
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by September 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 14 months from date of account opening
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter, plus unlimited 1% cash back on all other purchases
  • • Your cash back never expires. Redeem your rewards in any amount, at any time
  • • Discover automatically matches all the cash back you've earned at the end of your first year
  • • Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your Experian® credit report
Rates & Fees
     Intro Purchase APR: 0% for 14 months from date of account opening
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 14 months from date of first transfer for transfers under this offer that post to your account by September 10, 2019
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer for transfers that post to your account by October 10, 2019. After that, 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None the first time you pay late. After that, up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

VentureOne®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months that your account is open
  • Balance Transfer APR  14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening
  • • Earn unlimited 1.25 miles per dollar on every purchase, every day
  • • No annual fee
  • • You won't pay a transaction fee when making purchases outside of the United States
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months that your account is open
     Regular Purchase APR: 14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.24%, 20.24% or 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts at a promotional APR. None for balances transferred at the Transfer APR
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 21, 2018

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 20 months from account opening date
  • Balance Transfer APR  14.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Get a 0% introductory APR on purchases and balance transfers for 20 billing cycles
  • • Receive coverage when pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card
  • • Detects and notifies you of any unusual card activity to help prevent fraud
  • • Get your TransUnion® Credit Score at no cost
Rates & Fees
     Intro Purchase APR: 0% for 20 months from account opening date
     Regular Purchase APR: 14.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 20 months on balances transferred within 60 days from account opening
     Balance Transfer APR: 14.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 15, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2x Membership Rewards® points on everyday business purchases up to $50,000, with no category restrictions
  • • Buy above your credit limit automatically on large purchases
  • • No annual fee, and no annual fee for additional employee cards
  • • Seamlessly transfer your transaction data from your American Express statement directly to your QuickBooks account
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 15.24% to 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

State
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  O% for the first 12 months
  • Balance Transfer APR  15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • Low APR
  • • $250,000 Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: O% for the first 12 months
     Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: O% for the first 12 months
     Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

Barclaycard
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24%, 22.24% or 28.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24%, 22.24% or 28.99% variable based on
  • Cash Advance APR  29.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Special financing on purchases made at Apple within the first 30 days of account opening.
  • • $0 Fraud Liability protection
  • • ID Theft Protection™
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24%, 22.24% or 28.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24%, 22.24% or 28.99% variable based on
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 29.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

State
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months
  • Balance Transfer APR  16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 points for every $1 spent on insurance premium payments
  • • Earn 1 point for every $1 spent on all other eligible purchases
  • • 0% introductory rate for 12 months on purchases and balance transfers
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months
     Regular Purchase APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months
     Balance Transfer APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 02, 2019

University
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  8.9% variable based on the Prime Rate
  • Balance Transfer APR  8.9% variable based on the Prime Rate
  • Cash Advance APR  8.9% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • $250,000.00 travel accident insurance
  • • No annual fee
  • • Low APR for purchases, balance transfers, and cash advances
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 8.9% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 8.9% variable based on the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 8.9% variable based on the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 29, 2018

USAA
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR  9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Pay no foreign transaction fees when you travel outside the U.S.
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufacturer's or U.S. store-brand warranties
  • • No
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 9.15% to 26.15% variable based on your creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 13, 2019

Randolph-Brooks
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  9.95% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  9.95% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  0% for the first 12 months; 9.95% to 18% variable based on creditworthiness and the Prime Rate after that
  • Credit Needed  Excellent


Best Benefits
  • • No annual fee
  • • Excellent low APR
  • • No foreign transaction fees
  • • 0% introductory APR for 12 months from account opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 9.95% to 18% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months
     Balance Transfer APR: 9.95% to 18% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 0% for the first 12 months; 9.95% to 18% variable based on creditworthiness and the Prime Rate after that
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $24
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

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