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Business Cards

Credit cards designed for business-related expenses, easy employment management, and reward programs. Compare our selection of business credit cards from our partners.


July 05, 2019

Citizens
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  10.49%, 16.49%, 19.49%, or 21.49%, based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for first six months after account opening
  • Cash Advance APR  25.74%, variable with the market based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR on purchases for 6 months after account opening
  • • Lower interest rates than a personal credit card
  • • Zero liability for unauthorized account purchases
Rates & Fees
     Intro Purchase APR: 0% for first six months after account opening
     Regular Purchase APR: 10.49%, 16.49%, 19.49%, or 21.49%, based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 25.74%, variable with the market based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or up to 5% of the amount advanced, whichever is greater
     Penalty APR: 27.24%
     Annual Fee: None
     Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of transactions, whichever is greater.
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $20
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 23, 2019

Regions
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  10.5% to 22.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months
  • Balance Transfer APR  10.5% to 22.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • 0% introductory Purchase APR for 6 months
  • • Zero liability for unauthorized purchases, including online expenditures
  • • No annual fee
  • • Benefits include Visa Travel & Emergency Assistance and Visa Auto Rental Collision Damage Waiver
Rates & Fees
     Intro Purchase APR: 0% for 6 months
     Regular Purchase APR: 10.5% to 22.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 10.5% to 22.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

May 20, 2019

BBVA
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  11.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3x points at office supply stores and 2x points at gas stations and restaurants
  • • Earn 1 point for every $1 in purchases
  • • Enroll your Visa® Business Rewards Credit Card with Visa SavingsEdge and shop at participating merchants to save up to 15%
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 11.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% or 3.99% on transfers made within 90 days of account open date for one year, based on creditworthiness
     Balance Transfer APR: 11.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% to 29.24% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance (including any balance transfer), whichever is greater
     Penalty APR: 29.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: $19 if Previous Balance on statement showing fee is less than $100; $39 if Previous Balance is $100 or more; $49 if Penalty APR is in effect
     Return Payment Penalty Fee: $25
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

Platinum
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  11.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 7 billing cycles following the opening of your account
  • Balance Transfer APR  11.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Online exclusive: $300 statement credit bonus after making at least $3,000 in net purchases in the first 90 days of your account opening
  • • Unlimited employee cards at no additional cost
  • • 0% on purchases for 7 billing cycles from account opening
  • • Hassle-free electronic payments with automatic bill payment
Rates & Fees
     Intro Purchase APR: 0% for the first 7 billing cycles following the opening of your account
     Regular Purchase APR: 11.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 11.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater.
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 09, 2019

Ocean
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Processing Network
N/A
  • Annual Fee  $75 per company account; fee waived for first 12 months. After first 12 months, if the company spends $15,000 or more in prior year, the fee will be waived for the current year.
  • Regular Purchase APR  11.99% to 19.99%, based on creditworthiness and variable with the Prime Rate
  • Intro Purchase APR  0% for 6 billing cycles
  • Balance Transfer APR  11.99% to 19.99%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance APR  24.00%
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% introductory APR on purchases and balance transfers for 6 billing cycles
  • • Annual fee of $75 waived for first year; annual fee waived each year your company spends $15,000 or more
  • • Earn 1 point per $1 spent on every purchase; earn unlimited points
  • • Redeem points for cash rewards, travel rewards, and shopping rewards
Rates & Fees
     Intro Purchase APR: 0% for 6 billing cycles
     Regular Purchase APR: 11.99% to 19.99%, based on creditworthiness and variable with the Prime Rate
     Intro Balance Transfer APR: 0% for 6 billing cycles from initial balance transfer, for balances transferred within the first 6 months of account opening
     Balance Transfer APR: 11.99% to 19.99%, based on creditworthiness and variable with the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.00%
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 23.99% if account is 60 days or more past due
     Annual Fee: $75 per company account; fee waived for first 12 months. After first 12 months, if the company spends $15,000 or more in prior year, the fee will be waived for the current year.
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: $25 fee per billing cycle if a transaction above the credit limit posts to the account
     Minimum Deposit Required: None
     Credit Needed: Excellent , Good

August 13, 2019

Randolph-Brooks
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  12.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  0% for 12 months; 12.15% to 18.00% variable based on creditworthiness and the Prime Rate after that
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • 2% cash back on all purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.15% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months;
     Balance Transfer APR: 12.15% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 0% for 12 months; 12.15% to 18.00% variable based on creditworthiness and the Prime Rate after that
     Cash Advance Transaction Fee: None
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $24
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 10, 2019

Union
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 0% introductory APR for 6 months from account opening date on purchases and balance transfers
  • • Low regular APR after introductory APR offer ends
  • • No annual fee
  • • Chip security and 24/7 online account access
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months from account opening date
     Balance Transfer APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for the first 6 months from account opening. After that, either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $35
     Minimum Deposit Required: N/A
     Credit Needed: Good

June 26, 2019

U.S.
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Additional employee cards at no extra cost
  • • 0% Intro APR for the first 20 months
  • • Visa® SavingsEdge® allows companies to save up to 15% on business purchases
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.24% to 20.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. Dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

PNC
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Introductory APR of 0% for 13 months on balance transfers
  • • No annual fee
  • • Add, activate, or close employee cards and set spending limits for each
  • • Manage your transactions online and download them to accounting software programs
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 13 months on transfers made within 90 days from account opening
     Balance Transfer APR: 12.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount in U.S. dollars of each foreign transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Good

June 06, 2019

BMO
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  12.24%, 17.24%, or 22.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  12.24%, 17.24%, or 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR on purchases for the first 9 months from date of account opening
  • • Make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™
  • • Save 1% – 25% at qualifying merchants. Use your card for eligible purchases and get automatic rebates at over 40,000 participating locations, including gas, hotels, rental cars, restaurants, office supplies and other business services
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 12.24%, 17.24%, or 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 9 months on transfers made within 90 days from account opening date
     Balance Transfer APR: 12.24%, 17.24%, or 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 19, 2019

M&T
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.49% to 19.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • No foreign transaction fees
  • • Global acceptance and chip technology for added security
  • • Additional cards for employees at no added cost
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 12.49% to 19.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 16, 2019

BB&T
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  12.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  12.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% introductory APR for 12 months on purchases, no annual fee
  • • Manage your card activity easily through BB&T Credit Card Connection
  • • Get overdraft protection on up to two business deposit accounts
  • • Get no-cost employee cards
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 12.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 4% of each advance ($10 minimum)
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 4% of each advance ($10 minimum)
     Penalty APR: Up to 27.40% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency and any transaction made in U.S. dollars that is processed outside of the United States
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 21, 2019

KeyBank
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Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  12.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  12.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • 0% introductory APR for 6 months on purchases and balance transfers
  • • No annual fee
  • • Generous credit lines offered
  • • Lost or stolen reporting available 24/7
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 12.99% to 22.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 12.99% to 22.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% (3% on convenience check cash advances) of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: $39 per cycle
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

June 20, 2019

Wells
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.14% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • No foreign transaction fees
  • • Earn 1.5% cash back on every $1 spent
  • • Choice of cash back or rewards points
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 13.14% to 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 9 months from account opening date
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $50
     Return Payment Penalty Fee: $29
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

PNC
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Processing Network
Visa
  • Annual Fee  $0 to $500
  • Regular Purchase APR  13.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Choose either a pay-in-full option or a revolving credit option to pay off your balance
  • • Choose between cash rebates, PNC points®, and travel rewards as your card's rewards program
  • • No foreign transaction fees, No fees for additional employee cards, Add your company's logo to your card
  • • Earn a $750 statement credit when you spend $25,000 using your new card, during the first three billing cycles after account opening. Expires December 31, 2019
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.24% to 19.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.24% to 19.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater ($75 maximum)
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: $0 to $500
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: Up to $69
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

PNC
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1 mile per $1 spent in net purchases
  • • Earn double miles on your first $2,500 in eligible net purchases
  • • No foreign transaction fees
  • • No annual fee
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

PNC
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months after account opening
  • Balance Transfer APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 5 points per $1 with no spending categories
  • • No limit to the amount of points you can earn
  • • 0% introductory APR for 9 months on purchases and balance transfers
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 9 months after account opening
     Regular Purchase APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 9 months on transfers made within 90 days from account opening
     Balance Transfer APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount in U.S. dollars of each foreign transaction
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 26, 2019

PNC
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening
  • Balance Transfer APR  13.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn a $200 bonus when you make at least $3,000 in purchases within the first 3 months from account opening
  • • Earn 1.5% cash back on all purchases
  • • No limit to the amount of cash back that you can earn
  • • Redeem cash back anytime as a statement credit or as a deposit into an eligible PNC Business checking or savings account
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening
     Regular Purchase APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 24.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.24% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 22, 2019

Fifth
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 billing cycles after account opening
  • Balance Transfer APR  13.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 Real Life Rewards® points for each $1 spent at restaurants, office supply stores, and on utilities
  • • Earn 1 point for each $1 spent on all other purchases
  • • 0% intro APR on purchases and balance transfers for the first 9 billing cycles from account opening
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 9 billing cycles after account opening
     Regular Purchase APR: 13.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 9 billing cycles after account opening
     Balance Transfer APR: 13.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in US dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 23, 2019

Regions
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  13.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • 0% introductory APR for 6 months on Purchases posted in the same period
  • • Your business can earn 1 point for each $1 spent on qualifying purchases
  • • Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 13.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars.
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 28, 2018

Business
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 billing cycles following the opening of your account
  • Balance Transfer APR  13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Online exclusive: Earn 25,000 bonus points after making at least $1,000 in net purchases in the first 60 days of your account opening
  • • Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend
  • • When you enroll in the Business Advantage Relationship Rewards program, you can get an additional 25% - 75% rewards bonus on every purchase you make
  • • Flexibility to redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees; option for cash back and gift cards, plus no blackout dates and no travel restrictions when booking your trip
Rates & Fees
     Intro Purchase APR: 0% for the first 9 billing cycles following the opening of your account
     Regular Purchase APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater.
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

May 22, 2019

KeyBank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  13.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good , Fair


Best Benefits
  • • Earn 10 points per $1 in combined purchases on gas, restaurants, travel, and telecommunications
  • • Earn 5 points per $1 in other eligible purchases
  • • Earn 100,000 bonus points when you spend $1,000 within the first 60 days from opening an account
  • • Introductory 0% APR for 6 months on purchases and balance transfers
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 13.99% to 23.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% (3% on convenience check cash advances) of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: $39 per cycle
     Minimum Deposit Required: N/A
     Credit Needed: Good , Fair

May 10, 2019

Union
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.5% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 5 points per $1 spent, up to $25,000 annually, on business expense net purchases
  • • Earn 2 points per $1 spent, up to $25,000 annually, on gas station and restaurant net purchases
  • • Earn 1 point per $1 spent on all other purchases
  • • 0% introductory APR on purchases for 6 months after opening an account
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.5% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $35
     Minimum Deposit Required: N/A
     Credit Needed: Good

June 13, 2019

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • Introductory purchase and balance transfer APR of 0% for 15 months
  • • Free employee cards
  • • Online tools to monitor business spending, as well as $0 fraud liability
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers made within 465 days from account opening date
     Balance Transfer APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2% of the transaction amount or foreign ATM advance transaction in U.S. Dollars. 3% of the transaction amount or foreign ATM advance transaction in a foreign currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 28, 2019

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  $55
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24%
  • Credit Needed  Excellent , Good


Best Benefits
  • • double points at cell phone providers and qualifying charities
  • • 2x points for purchases at gas stations, office supply stores, or airlines
  • • Real time mobile rewards means instant FlexPoints redemption with your phone
  • • 25,000 Bonus F
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of the transfer or $5, whichever is greater.
     Cash Advance APR: 26.24%
     Cash Advance Transaction Fee: 5% of the amount of the transaction or $10, whichever is greater.
     Penalty APR: 29.99%
     Annual Fee: $55
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: Up to $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 27, 2019

U.S.
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 months
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24%
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 9 months after opening account
  • • Choice of 3 flexible rewards options
  • • Pool rewards points with family and friends
Rates & Fees
     Intro Purchase APR: 0% for the first 9 months
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 9 months
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of the transfer or $5, whichever is greater
     Cash Advance APR: 26.24%
     Cash Advance Transaction Fee: 5% of the amount of the transaction or $10, whichever is greater
     Penalty APR: 29.99%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: Up to $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 27, 2019

U.S.
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 months
  • Balance Transfer APR  14.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24%
  • Credit Needed  Excellent , Good


Best Benefits
  • • 25% annual bonus based on your cash rewards
  • • No expiration on cash back
  • • 0% introductory APR
  • • 3% cash back on eligible gas station, office supply, and cell phone store purchases
Rates & Fees
     Intro Purchase APR: 0% for the first 9 months
     Regular Purchase APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 9 months
     Balance Transfer APR: 14.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of the transfer or $5, whichever is greater
     Cash Advance APR: 26.24%
     Cash Advance Transaction Fee: 5% of the amount of the transaction or $10, whichever is greater
     Penalty APR: 29.99%
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign transaction in U.S. Dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: Up to $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 14, 2019

Bank
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  14.24% variable based on the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  14.24% variable based on the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • No annual fee
  • • 0% introductory APR for the first 12 months after opening account
  • • Simplified transaction tracking with Quicken® and Quickbooks™
  • • Get up to 25% in automatic rebates on gas, dining, hotels, car rentals, and more with MasterCard Easy Savings®
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 14.24% variable based on the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 14.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. Dollars
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $38
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 06, 2019

BMO
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  14.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  14.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Easily earn rewards points each time you make a purchase at a supplier or vendor that you use to help run your business. There is no points expiration or limit
  • • No annual fee
  • • 0% introductory APR on purchases for first 9 months from date of opening account
  • • 25,000 bonus points when you spend $6,000 in the first 3 months of account opening
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 14.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 9 months on transfers made within 90 days from account opening date
     Balance Transfer APR: 14.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, withever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 19, 2019

M&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  14.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  24.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 10,000 bonus points after making $500 in purchases during first 90 days
  • • No annual fee
  • • Add employee cards at no additional cost, plus the ability to manage spend limits for all users
  • • 0% intro APR on transactions and balance transfers for the first 12 months
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 14.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 14.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 24.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 24.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 20, 2019

SunTrust
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  14.49% to 21.49%, based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 12 months
  • Balance Transfer APR  14.49% to 21.49%, based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.49%
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% APR introductory rate on purchases for the first 12 months account is open
  • • 5% cash back on office supply and fuel purchases on the first $2,000 spent monthly within the first 12 months
  • • 3% cash back thereafter on the first $2,000 spen
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months
     Regular Purchase APR: 14.49% to 21.49%, based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.49% to 21.49%, based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.49%
     Cash Advance Transaction Fee: $5 or 3% of the amount of each advance, whichever is greater
     Penalty APR: 27.49%
     Annual Fee: None
     Foreign Transaction Fee: 3% on the amount of the transaction (after conversion to USD)
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $32
     Over Limit Penalty Fee: $35
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 16, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Get 3% cash back on gas, 2% cash back at restaurants and office supply stores, and 1% cash back on all other eligible purchases
  • • 0% introductory annual percentage rate for 9 months on purchases
  • • Redeem your rewards into your BB&T business deposit account for an additional 10% bonus; Redeem your rewards for cash back, statement credits, gift cards, travel and more
  • • Get no-cost employee cards
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 4% of each advance ($10 minimum)
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 4% of each advance ($10 minimum)
     Penalty APR: Up to 27.40%
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction made in a foreign currency and any transaction made in U.S. dollars that is processed outside of the United States
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: None
     Credit Needed: Excellent , Good

April 16, 2019

BB&T
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months, $49 afterwards
  • Regular Purchase APR  14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per $1 on air/hotel/car rentals and 1 mile per $1 on all other net qualified purchases
  • • Earn 20,000 bonus miles for $2,000 spent in first 90 days
  • • Annual fee waived the first year, $49 afterward
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 4% of each advance ($10 minimum)
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: 4% of each advance ($10 minimum)
     Penalty APR: Up to 27.40% variable based on the Prime Rate
     Annual Fee: $0 for the first 12 months, $49 afterwards
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

Business
Learn More
Processing Network
Mastercard
  • Annual Fee  None
  • Regular Purchase APR  14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 billing cycles following the opening of your account
  • Balance Transfer APR  14.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 1% cash back on purchases, 2% on purchases at restaurants, and 3% on the category of your choice
  • • Get a $300 statement credit bonus after making at least $3,000 in net purchases in the first 90 days of your account opening
  • • Enroll in the Business Advantage Relationship Rewards program and get an additional 25% - 75% rewards bonus on every purchase you make
  • • Cash rewards don't expire
Rates & Fees
     Intro Purchase APR: 0% for the first 9 billing cycles following the opening of your account
     Regular Purchase APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.49% to 24.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater (exception below). Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater.
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

July 31, 2019

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Regular Purchase APR  15.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year
  • • Cash back is automatically applied to statement balance
  • • Make purchases beyond the credit limit
  • • 0% Intro APR on purchases and balance transfers for 12 months
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 15.24% to 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: N/A
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 15, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2x Membership Rewards® points on everyday business purchases up to $50,000, with no category restrictions
  • • Buy above your credit limit automatically on large purchases
  • • No annual fee, and no annual fee for additional employee cards
  • • Seamlessly transfer your transaction data from your American Express statement directly to your QuickBooks account
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 15.24% to 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 24, 2019

SKYPASS
Learn More
Processing Network
Visa
  • Annual Fee  $95
  • Regular Purchase APR  15.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn accelerated SKYPASS miles with your business expenses
  • • Earn 2 miles for every net eligible $1 you spend on Korean Air ticket purchases
  • • Earn 2 miles for every net eligible $1 you spend at gas stations and hotels
  • • Earn miles for
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24% to 22.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

November 12, 2018

Discover
Learn More
Processing Network
Discover
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from date of account opening
  • Balance Transfer APR  15.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 1.5% unlimited cash back with no expiration for your rewards
  • • Discover automatically matches all the cash back you've earned at the end of your first year
  • • No annual fee
  • • Issue additional cards for employees at no extra cost
Rates & Fees
     Intro Purchase APR: 0% for 12 months from date of account opening
     Regular Purchase APR: 15.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24% to 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 5% of the amount of each transfer
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None for first late payment. After that, up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 30, 2018

Spark®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for the first 9 months that your account is open
  • Balance Transfer APR  15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Unlimited 1.5% cash back from Spark Cash Select. No minimum to redeem
  • • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • • 0% intro APR for 9 months
  • • $0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
Rates & Fees
     Intro Purchase APR: 0% for the first 9 months that your account is open
     Regular Purchase APR: 15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24%, 19.24% or 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

Spark®
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 9 months from account opening date
  • Balance Transfer APR  15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn unlimited 1.5X miles on every purchase for your business, with no blackouts or seat restrictions, and no minimum to redeem
  • • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • • $0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
  • • You're covered for damage due to collision or theft when you rent an eligible car with your Spark Business card—so you can travel with peace of mind
Rates & Fees
     Intro Purchase APR: 0% for 9 months from account opening date
     Regular Purchase APR: 15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24%, 19.24%, or 23.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 25.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 31.65% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 22, 2019

TD
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.24%, 20.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  15.24%, 20.24%, or 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn $300 cash back when you spend $3,000 in eligible purchases within the first 90 days
  • • Earn 3% cash back on phone, internet and cable services
  • • Earn 2% cash back on dining and at gas stations
  • • Earn 1% cash back on other eligible purchases
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 15.24%, 20.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.24%, 20.24%, or 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

Ink
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.49% to 21.49% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from the date of account opening
  • Balance Transfer APR  15.49% to 21.49% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn unlimited 1.5% cash back on all purchases made for your business
  • • Pay no interest on purchases for the first 12 months from the date you open your account and issue additional cards for your employees at no cost
  • • $500 bonus cash back after you spend $3,000 on purchases in the first 3 months
  • • Redeem cash back rewards for gift cards, travel purchases, and more through Chase Ultimate Rewards®
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from the date of account opening
     Regular Purchase APR: 15.49% to 21.49% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% to 21.49% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

Ink
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.49% to 21.49% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from date of account opening
  • Balance Transfer APR  15.49% to 21.49% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores, Internet, and cable and phone services every account anniversary year
  • • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and dining; Earn 1% unlimited cash back on all other purchases
  • • 0% Intro APR on purchases for first twelve months from opening account
  • • $500 bonus cash back after you spend $3,000 on purchases in the first 3 months
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from date of account opening
     Regular Purchase APR: 15.49% to 21.49% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% to 21.49% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $15 or 5% of the amount of each transfer, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 3% of each transaction in U.S. dollars
     Late Payment Penalty Fee: $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 01, 2019

State
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months
  • Balance Transfer APR  15.49% to 22.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.74% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 points for every $1 spent on insurance premium payments
  • • Earn 2 points for every $1 spent on eligible travel and office supply purchases.
  • • Earn 1 point for every $1 spent on all other eligible purchases
  • • No annual fee
Rates & Fees
     Intro Purchase APR: 0% for 6 months
     Regular Purchase APR: 15.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months
     Balance Transfer APR: 15.49% to 22.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
     Cash Advance APR: 26.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: 1% of each transaction in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

May 06, 2019

Asiana
Learn More
Processing Network
Visa
  • Annual Fee  $80
  • Regular Purchase APR  15.49% variable based on the Prime Rate
  • Balance Transfer APR  15.49% variable based on the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2 miles per $1 spent on Asiana Airlines ticket purchases
  • • Earn 1 mile per $1 on all other purchases
  • • Get 10,000 bonus miles after your first purchase
  • • Get two annual $100 statement rebates toward qualifying Asiana ticket purchases
  • • No limit to the number of miles you can earn
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.49% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.49% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: $80
     Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

American
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $295
  • Regular Purchase APR  16.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your card within the first 3 months of membership
  • • Redeem points for rewards from hundreds of leading brands in travel, merchandise and entertainment
  • • Earn 25% points back after you book a flight using Pay with Points and up to 4X points per dollar spent on qualifying categories
  • • Get up to 1 year of G Suite Basic and ZipRecruiter Standard
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $295
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 10, 2019

Amazon
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Choose between getting 3% cash back or 60 interest-free days on U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market
  • • Earn 2% back on purchases at U.S. restaurants, gas stations, and on wireless telephone services - and earn 1% back on other purchases
  • • Get a $100 Amazon.com gift card upon getting approved for an account
  • • No annual fee and no foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 11, 2019

Amazon
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Choose between 5% cash back or 90 days to pay your balance off interest-free
  • • Earn 2% cash back on purchases at U.S. restaurants, gas stations, wireless telephone service providers. Earn 1% back on all other eligible purchases
  • • Get a $125 Amazon.com gift card once you're approved for an Amazon Business Prime American Express Card account
  • • No annual fee and no foreign transaction fees
  • • Available expense management tools to help you run your business more efficiently
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: EIther $5 of 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 13, 2019

Bank
Learn More
Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services
  • • 2% cash back on restaurant and gas station eligible net purchases
  • • 1% cash back on all other eligible net purchases
  • • $25 cash back bonus after first purchase
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
     Balance Transfer APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2% of the transaction amount or foreign ATM advance transaction in U.S. dollars. 3% of the transaction amount or foreign ATM advance transaction in a foreign currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

June 14, 2019

Bank
Learn More
Processing Network
Visa
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  16.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3 points per $1 for purchases in the category of your choosing: cellular phone services, hotel or airline
  • • Earn 1.5 points per $1 for all other eligible purchases; earn unlimited points
  • • Get 20,000 bonus rewards points after you spend $2,000 in the first 3 months (redeemable for $200 cash back or equivalent in merchandise, gift cards or travel savings)
  • • Free employee cards that accumulate rewards points to business owner's points total
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 16.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.49% variable based on the Prime Rate
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $35
     Over Limit Penalty Fee: $39
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

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