Are you tired of overspending during the holiday season? Do you find it difficult to save money while still getting everything you need? Well, Chase has good news for you! With the holiday season fast approaching, Chase is looking to help save consumers money with new, lucrative Chase Freedom welcome offers on its popular Freedom Unlimited and Freedom Flex credit cards, including $200 back and additional 5% cash back categories.
Chase Adds New Welcome Bonuses for Freedom Credit Cards
Chase is looking to help its cardholders accelerate holiday rewards with a new welcome offer on its popular Freedom credit cards. Effective immediately, this new acquisition offer is really three bonuses in one, with new Chase Freedom Flex and Freedom Unlimited cardmembers earning a $200 bonus after spending $500 on purchases in the first three months from account opening. Plus, they’ll earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) at a cap of up to $12,000 spent in the first year of card membership.
With inflation continuing to impact Americans’ wallets, this new sign-up bonus is a welcome relief for anyone looking for a lucrative cash back credit card to boost their holiday season funds. This introductory offer is worth up to $800 in cash back on grocery and gas purchases.
Earn Everyday Rewards with Chase Freedom
Both cards also provide lucrative rewards every day. Chase Freedom Unlimited, for example, earns an unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase. The Freedom Flex, Chase’s rotating cash back credit card, earns 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase, 3% on dining, including takeout and drugstores, and 1% on all other purchases.
2023 Chase Freedom Calendar
The Chase Freedom 5% Cash Back Calendar for 2023 is as follows:
| Date | 5% Cash Back Category | ||
|---|---|---|---|
| Q1 | January - March 2024 | Grocery stores (excluding Walmart), self-care and spa services, plus fitness and gym memberships | |
| Q2 | April - June 2024 | Restaurants, hotels, and Amazon.com and Whole Foods purchases | |
| Q3 | July - September 2024 | TBD | |
| Q4 | October - December 2024 | TBD | |
For Q4 2023, eligible Chase Freedom cardmembers earn 5% back on the first $1,500 on combined purchases at wholesale clubs, with select charities, or by using their card through PayPal. As always, there are caveats and fine print with these bonus categories, explained below:
| Category | Explanation | ||
|---|---|---|---|
 |
Merchants in this category operate warehouse-style retail stores, sell in bulk, and concentrate on price appeal. These merchants sell a full range of household goods and merchandise, groceries, furniture, electronics, appliances, and auto supplies. These merchants may or may not have membership requirements. Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category. Delivery service merchants will be included if they classify as a wholesale club merchant. Mastercard not accepted at Costco warehouses or at gas stations. | ||
 |
Purchases made using PayPal at merchants in the current 5% quarterly categories will be awarded a total of 5% Cash Back rewards. Payments made through the Xoom transfer service are not eligible for 5%. Must have/open a PayPal account. Please note, Person-to-Person (P2P) transactions made with your Chase Freedom card on PayPal may be prohibited or not eligible for 5%. | ||
 |
Eligible charities include the American Red Cross, Equal Justice Initiatives, Feeding America, Habitat for Humanity, International Medical Corps, International Rescue Committee, Leadership Conference Education Fund, NAACP Legal Defense and Educational Fund, National Urban League, Thurgood Marshall College Fund, United Negro College Fund, UNICEF USA, United Way, World Central Kitchen, GLSEN, Out and Equal, and Sage. | ||
Lengthy 0% Introductory APR Periods
The Chase Freedom Unlimited and Freedom Flex cards also come with lengthy introductory APR periods. Qualified new cardmembers can enjoy a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR based on creditworthiness and the Prime Rate. Other notable features of the cards include no annual fee and rewards that don’t expire as long as the account is open. Here’s how the two cards compare:
Here’s how the two cards compare:
 Chase Freedom Flex |
 Chase Freedom Unlimited |
|
| Annual fee | $0 | $0 |
| Rewards | Earn 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% back on Chase travel, 3% on dining and drugstores, and 1% on everything else | Earn 5% back on Chase travel, 3% on dining and drugstores, and 1.5% on everything else |
| Intro APR | 0% for 15 months on purchases and transfers | 0% for 15 months on purchases and transfers |
| Payment Network | Mastercard | Visa |
These new welcome offers are worth considering for anyone searching for a rewarding credit card. With a generous spending bonus and 5% cash back on gas and groceries for the first year, plus 0% intro APR – it’s a deal that’s hard to pass up.
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