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Sun Country Airlines® Visa Signature® Card
Sun Country Airlines® Visa Signature® Card
- 20.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
At a Glance
The Sun Country Airlines® Visa Signature® Card is a dependable airline credit card ideal for those who primarily travel to and from major U.S. cities or whose international travels fall during the popular travel seasons.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 3 points per $1 spent on Sun Country purchases
- 2 points per $1 spent on gas & groceries
- 1 point per $1 spent everywhere else
- No foreign transaction fees
- Regular Purchase APR: 20.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 20.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $69
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You primarily travel to and from major U.S. cities
- You plan on visiting in Mexico, Central America, or the Caribbean during peak travel season
- You will spend $1,500 within the first 3 months and take advantage of the 35,000 sign up bonus points ($350 value)
- You will spend $10,000 per year to take advantage of the 10,000 bonus points ($100 value)
Free Spirit® Travel More World Elite Mastercard®
Free Spirit® Travel More World Elite Mastercard®
- 20.24% to 28.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.24% to 28.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 23.24% to 30.24% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Free Spirit® Travel More World Elite Mastercard is an airline rewards credit card that provides significant value to the frequent Spirit Airlines traveler. The card earns up to 3X Free Spirit points on purchases, offers priority boarding, and features no foreign transaction fees. Spirit and Bank of America also waive the $79 annual fee for the first year.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 3 points per $1 spent on eligible Spirit purchases
- 2 points per $1 spent on eligible dining and grocery store purchases
- No foreign transaction fees
- Points never expire
- Regular Purchase APR: 20.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 20.24% to 28.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Cash Advance APR: 23.24% to 30.24% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Annual Fee: $0 for the first year; after that $79
- Late Payment Penalty Fee: Up to $40
- You frequently fly with Spirit Airlines
- You travel to the Caribbean or South and Central America
- You want priority boarding
- You can justify the $79 annual fee
SKYPASS Visa Signature® Card
SKYPASS Visa Signature® Card
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The SKYPASS Visa Signature Card from U.S. Bank provides frequent Korean Air travelers with smooth skies and accelerated miles earning over the SkyBlue SKYPASS Card. The rewards card is one of several decent credit card offers from U.S. Bank, one of the top credit card issuers. The card earns two miles for every dollar spent on Korean Air ticket purchases and everyday travel expenses, and a single mile for every other dollar spent on purchases with the card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 40,000 miles after $4,000 spend in the first 90 days
- Get double miles on Korean Air tickets, Dining and Hotel purchases
- Receive 2 KAL Lounge Coupons, and many more benefits
- Get Travel & Emergency Assistance Services and $1,000,000 in Travel Accident Insurance
- Regular Purchase APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You frequently fly using Korean Air or SkyTeam partners
- You plan to use your card to book hotels or purchase gas
- You want Auto Rental Insurance for no extra cost
Free Spirit® Points Plus Mastercard®
Free Spirit® Points Plus Mastercard®
- 29.99% variable based on the Prime Rate Regular Purchase APR
- 29.99% variable based on the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Free Spirit® Points Plus Mastercard® is a premium, invite-only airline rewards credit card from Mercury Financial. The card features 3X points on Spirit flights and purchases, 2X on dining and groceries, a decent signup bonus, and no foreign transaction fees – all for an annual fee of $79.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 3x Free Spirit Points per $1 on Spirit purchases
- Earn 2x Free Spirit Points per $1 on grocery and dining purchases
- Earn 1x Free Spirit Points per $1 on all other purchases
- Invitation required to apply
- Regular Purchase APR: 29.99% variable based on the Prime Rate
- Balance Transfer APR: 29.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each Balance Transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Annual Fee: $0 to $79
- Foreign Transaction Fee: 0% or 3% of each Purchase in U.S. dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- Minimum Deposit Required: n/a
- You have average credit but want an airline rewards card
- You have a pre-approval mail offer from Mercury
- You fly with Spirit or travel occasionally
SKYPASS Visa® Business Card
SKYPASS Visa® Business Card
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The SKYPASS Visa Business Card is an airline rewards business credit card designed for those companies that travel to and from South Korea for work frequently. Cardholders earn two2 miles for every dollar spent on tickets from Korean Air or other SkyTeam partner airlines, as well as at gas stations or office suppliers, and restaurants. All other purchases earn one point from every dollar spent. New members can also earn 50,000 bonus miles when they make $5,000 in purchases within the first 90 days of opening an account.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn accelerated SKYPASS miles with your business expenses
- Earn 2 miles for every net eligible $1 you spend on Korean Air ticket purchases
- Earn 2 miles for every net eligible $1 you spend at gas stations and EV charging stations, cell phone and office supplies, and dining, including takeout and restaurant delivery
- Earn miles for reward flights on SkyTeam carriers
- Regular Purchase APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
- Penalty APR: 32.49% variable based on the Prime Rate
- Annual Fee: $99 and $99 for Authorized Employees
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
- Over Limit Penalty Fee: $39
- You frequently travel to South Korea for business
- You book your travel mainly through Korean Air
- You want impressive benefits and mile-earning potential
- You want no foreign transaction fees
SKYPASS Select Visa Signature® Card
SKYPASS Select Visa Signature® Card
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The SKYPASS Select Visa Signature Card from U.S. Bank is an airline rewards credit card that struggles to match its hefty price tag. For an annual fee of $450, cardholders earn two miles for every dollar spent on Korean Air purchases, two miles per dollar on dining, car rental, and hotel purchases, and a single mile for every other dollar.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn double miles on airfare, hotel and car rentals, up to $200 in annual credits, and other premium benefits
- 60,000 Bonus Miles after you spend $6,000 within first 90 day
- No foreign transaction fees
- Regular Purchase APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $450
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You frequently fly using Korean Air or SkyTeam partners
- You want a card that earns double points at gas stations, hotels, and car rental agencies
- You plan to use the card for at least $35,000 in purchases each year
Cathay Pacific Visa Signature® Card
Cathay Pacific Visa Signature® Card
- 21.99% or 24.99% variable based on creditworthiness and the Prime Rate. Regular Purchase APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Cathay Pacific Visa Signature Credit Card is a solid airline rewards card for the frequent traveler to Asia. The card benefits from a good miles-earning rate (double miles for purchases with Cathay, 1.5X miles when dining out or using the card internationally, and single miles everywhere else), as well as no foreign transaction fees, and Elite membership status for one year – good for lounge access worldwide.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 35,000 bonus Asia Miles when you spend $3,000 in the first 90 days
- Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific travel and in-flight purchases.
- Earn 1.5 Asia Miles per $1 spent on dining in the U.S. or abroad
- Earn 1.5 Asia Miles per $1 spent on purchases outside of the U.S.
- Regular Purchase APR: 21.99% or 24.99% variable based on creditworthiness and the Prime Rate.
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: $30
- You frequently fly with Cathay Pacific or another Oneworld airline
- You like the idea of earning 1.5X miles when using your credit card abroad
- You want complimentary lounge access for a year
Free Spirit® Points Mastercard®
Free Spirit® Points Mastercard®
- 29.99% variable based on the Prime Rate Regular Purchase APR
- 29.99% variable based on the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The Free Spirit® Points Mastercard® is an invite-only airline rewards credit card from Mercury Financial and First Bank & Trust. The card features 2X points per dollar on Spirit flights and purchases, a decent signup bonus, and no foreign transaction fees (for some).
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees
- 2X points on Spirit purchases
- 1X points on all other purchases
- Points never expire
- Regular Purchase APR: 29.99% variable based on the Prime Rate
- Balance Transfer APR: 29.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each Balance Transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Annual Fee: $0 or $79
- Foreign Transaction Fee: 0% or 3% of each Purchase in U.S. dollars
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You have average credit but want an airline rewards card
- You have a pre-approval mail offer from Mercury Financial and Spirit Airlines
- You fly with Spirit Airlines or travel occasionally
Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®
Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®
- 20.99% - 29.99% (Variable) Regular Purchase APR
- 20.99% - 29.99% (Variable) Balance Transfer APR
- 29.99% (Variable) Cash Advance APR
At a Glance
The Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® is perfect If you travel often via American Airlines and want to rack up bonus miles for in-flight purchases and everyday expenses like gas and restaurants, the Citi® AAdvantage® Platinum Select® World Elite™ Mastercard® credit card is an option worth considering.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
- Regular Purchase APR: 20.99% - 29.99% (Variable)
- Balance Transfer APR: 20.99% - 29.99% (Variable)
- Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% (Variable)
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Annual Fee: $0 for the first year. After that, $99
- Late Payment Penalty Fee: Up to $41
- Return Payment Penalty Fee: Up to $41
- You're an American Airlines loyalist and are searching for a quick means of earning AAdvantage® miles
- You value an intro bonus of 50,000 American Airlines AAdvantage® miles for making just $2,500 in purchases within the first 3 months of opening your account
- You want a card that doesn’t charge annual fees for the first 12 months, or foreign transaction fees – ever
ANA Card USA Visa® Credit Card
ANA Card USA Visa® Credit Card
- 23.24% variable based on the Prime Rate Regular Purchase APR
- 23.24% variable based on the Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
At a Glance
The ANA CARD U.S.A. VISA® Credit Card is a business airline rewards card targeted to frequent All Nippon Airways travelers, as well as those relocating to the United States and looking for a card that offers rewards back home. The card provides 5,000 ANA Mileage Club bonus miles after first use, and 1 mile for every dollar spent after that.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 1 mile for every dollar spent
- Access to ANA Group discounts and benefits
- Perfect for those relocating to the U.S. and looking to build credit
- Receive 5,000 bonus miles after first purchase
- Regular Purchase APR: 23.24% variable based on the Prime Rate
- Balance Transfer APR: 23.24% variable based on the Prime Rate
- Balance Transfer Transaction Fee: $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: $15 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $70
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You own or operate a Japanese company who has relocated to the U.S. and want to build credit
- You want access to ANA rewards and benefits in the U.S.
- You want to earn 5,000 bonus miles after your first purchase
You've viewed 5 of 76 credit cards
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Why Choose an Airline Credit Card?
When it comes to travel, savvy travelers know that every dollar counts. That’s why airline credit cards have become increasingly popular. They are an essential tool for maximizing benefits and savings. By obtaining an airline credit card, individuals can access a wide range of perks and rewards that greatly enhance their travel experience, making it more enjoyable and affordable.
How Do Airline Credit Cards Work?
Airline rewards credit cards work similarly to other co-branded types of rewards cards, like retail or hotel cards. Airline credit cards work by offering rewards and benefits specifically tailored for frequent flyers and travelers. These cards are typically co-branded with a specific airline, like Delta, British Airways, or Southwest, allowing cardholders to earn miles or points for every dollar spent, which can then be redeemed for flights, upgrades, hotel stays, and other travel-related expenses.
Benefits of Airline Cards
Airline credit cards can help you unlock a world of perks and rewards to make your travel experience more enjoyable and affordable. Here are some of the benefits of this type of credit card:
Travel Rewards and Perks
The best benefit of airline credit cards is earning and redeeming miles or points for flights with the co-branded airline or its partner airlines. This benefit can lead to substantial savings on airfare and enable cardholders to travel more frequently or upgrade to premium cabins.
Additionally, airline cards often offer additional travel perks, such as complimentary or discounted upgrades, priority boarding, free checked bags, security fast passes, and access to airport lounges. These perks enhance the travel experience and provide tangible value to frequent flyers.
Travel Insurance and Protections
Many airline credit cards provide travel insurance coverage, including trip cancellation/interruption insurance, rental car insurance, and lost luggage reimbursement. These protections offer peace of mind and financial security in the event of unforeseen travel disruptions or mishaps, further bolstering the card’s value proposition for frequent travelers.
Exclusive Benefits and Discounts
In addition to travel-related rewards and protections, airline cards often provide exclusive access to carrier-specific benefits and discounts. These may include in-flight purchase discounts, hotel booking privileges, and car rental discounts. Cardholders may also have opportunities to participate in special promotions, events, or experiences in collaboration with the co-branded airline. These exclusive benefits and discounts provide added value and unique opportunities for travel and aviation enthusiasts.
Drawbacks of Airline Cards
However, there are drawbacks to consider when using airline rewards credit cards. If you are not confident in your ability to pay off your balance in full each month, you may find yourself burdened by the higher-than-average interest rates these cards typically have. And if you don’t take advantage of all the benefits the card has to offer, then the almost certain annual fee will simply become an additional charge to burden you with. Finally, when redeeming your miles for flights, you may encounter blackout dates where award flights are not available. If you prioritize getting the best deal regardless of the airline, a general-purpose travel credit card may be a more suitable option for you.
Which Carriers Offer Airline Credit Cards?
You might be surprised how many co-branded airline rewards cards are on the market in the United States. If you can imagine a frequent flyer program, you can probably apply for a credit card for it:
Additionally, here are the airline credit cards offered by the major airline alliances, Star Alliance, Sky Team, and oneworld:
What to Look for In an Airline Credit Card
Here are some of the more critical features to look out for when deciding on a co-branded airline credit card:
Targeted Offers
Credit card companies and frequent flyer programs often offer exclusive, invite-only, invite-only, exclusive promotions to their customers. Card issuers offer these discounts on criteria including credit history, spending habits, and geographic location.
The metrics used to determine who gets which offer vary by the credit card issuer. Unless you have an excellent credit score, a strong credit history, and actively use revolving credit (and are a member of the frequent flyer program being targeted), you may not see a targeted offer in your mailbox.
Lounge Access
Paying for lounge access per trip can be pricey (if that lounge even accepts day passes), so the easiest way to ensure you can enjoy the finer things the airport offers is with a co-branded airline card. Airline lounges provide various amenities, including showers, private rooms, complimentary cocktails, and more. These programs include Priority Pass Select, LoungeKey, United Club, the American Express Global Lounge Collection, Capital One Lounges, and Chase Sapphire Lounges.
Anniversary Bonuses
An anniversary bonus is a perk granted to a qualifying cardholder or rewards program member on the anniversary of their program activation. The card issuer gives the cardholder this special bonus each calendar year.
Foreign Transaction Fees
If you plan on using an airline credit card abroad, pay attention to the foreign transaction fees associated with the card. Foreign transaction fees are charges imposed by card issuers for transactions at non-U.S. retailers. These fees are not limited to physical credit card payments made overseas; they also apply to online purchases from foreign companies, ATM withdrawals outside the U.S., and currency conversion fees.
Foreign transaction fees are charged by payment networks (such as Visa, Mastercard, American Express, Discover, etc.) to card issuers (such as Capital One, Chase, Wells Fargo, etc.) as a processing fee. Typically, this fee amounts to between 1% and 3% of each transaction in U.S. dollars. To avoid unnecessary expenses while abroad, look for cards that charge no foreign transaction fees.
No Annual Fee
Many co-branded airline cards offer “free” and “premium” versions. Premium versions have an annual fee ranging between $95 and $900. On the other hand, no annual fee airline cards provide frequent flyer rewards at a lower rate than premium cards but without a yearly membership fee.
Let’s use the LATAM Airlines credit cards from Cardless as an example. Here is a quick breakdown of both card offers and how they differ based on the annual fee charged:
LATAM Airlines Mastercard | LATAM Airlines World Elite Mastercard | |
---|---|---|
Annual fee? | None | $99 |
Earning rate | Up to 3X miles | Up to 4X miles |
Lounge access? | N/A | 2 visits per year |
Upgrade certificates? | N/A | 3 per year |
Consider your travel habits and spending levels when deciding between a no annual fee card and a premium version. If you don’t take advantage of these premium benefits and don’t fly often, opting for a premium airline card would result in unnecessary spending on unused features. Therefore, closely examine your travel habits and spending levels to determine if a card with an annual fee is the right choice for you.
Other Features to Look for
Airport perks and benefits are another aspect of airline credit cards. These perks come from the carrier itself—not the card issuer. These benefits allow account holders to enjoy exceptional amenities and luxury at no additional cost and may include the following:
Free checked bags | Specific amount of miles per dollar spent | Priority boarding |
Lounge access | In-flight discounts | Airport of in-flight Wi-Fi |
FAQs
Because airline credit cards cover a ton of ground, there are many questions that arise when considering applying. Here are some of the more commonly asked questions about airline cards, frequent flyer miles, and rewards – and helpful answers:
- Yes and no. If you travel rarely, airline cards don’t make much sense – unless it charges no annual fee. Those who frequently travel for business or pleasure can get significant value for an airline credit card. Many premium cards feature no blackout dates, Global Entry or TSA Precheck statement credits, or bonus points or miles after you spend a specific amount within the first thee months from account opening. Making frequent airline purchases or purchases at hotel and car rental companies can help earn impressive rewards, including free flights.
- The number of miles needed to earn a free flight varies depending on the value of frequent flyer miles and the date of booking. Some domestic carriers allow free flight redemptions as low as 15,000 miles, while other international carriers require 35,000, 50,000, or even 75,000 miles for one-way international flight awards.
- In most cases, authorized users will enjoy the same benefits and perks of airline or travel cards as the account holder. Authorized users do not, however, enjoy the benefits of sign up bonuses or annual spending bonuses. Instead, any spending by an authorized user will apply to the account holders only.
- There are a few airline rewards credit cards that are also secured cards. The LATAM Secured Visa and SKYPASS Secured Visa are two good examples of secured airline cards for bad credit. Both cards earn frequent flyer miles with select purchases with LATAM and Korean Air, respectively. Both cards are perfect for travelers with a bad credit score or no credit history.
- There is no guaranteed approval for airline credit cards. That said, the LATAM Secured, and SKYPASS Secured Visa is both excellent options for people who struggle to get other airline rewards cards. The Frees Spirit Points Card from First Bank & Trust is another excellent option to consider.
- While the majority of international airline cards, like the British Airways Visa Signature or Cathay Pacific Visa Signature, have no foreign transaction fees, some U.S.-based airline cards do charge a fee. Always read the terms and conditions of your credit card application before applying to ensure you avoid paying any fees you didn’t expect.
- While airline credit cards are great, they aren’t for everyone. Those who fly infrequently might find better value with a general travel rewards credit card, for example. If you fly some, but typically stay at hotels more, a hotel credit card might be a better option. Still others might find that a cash back credit card provides better savings.
Conclusion
Airline credit cards are a valuable tool for savvy travelers looking to unlock the skies. By earning miles with every purchase and taking advantage of the additional perks that come with these cards, you can make your travel experience more enjoyable and affordable. With the right airline credit card and a strategic approach, you can unlock the skies and make your travel dreams a reality.
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Travel Rewards Credit Cards
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